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FINECOBANK SPA (ZS3.DE) Stock Earnings & Estimates

Europe - Frankfurt Stock Exchange - FRA:ZS3 - IT0000072170 - Common Stock

22.44 EUR
+0.43 (+1.95%)
Last: 1/2/2026, 7:00:00 PM

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Yearly Revenue, EBIT, EBITDA and EPS Analyst Estimates
2022 2023 2024 2025 2026 2027 2028 2029
Revenue
YoY % growth
ZS3.DE revenue by date.ZS3.DE revenue by date.
1.382B
13.17%		1.693B
22.45%		1.821B
7.57%		1.318B
-27.62%		1.399B
6.15%		1.503B
7.43%		1.63B
8.45%		1.787B
9.63%
EBITDA
YoY % growth
ZS3.DE ebitda by date.ZS3.DE ebitda by date.
N/AN/A
38.23%		N/A
4.46%		955.38M
-1.49%		1.029B
7.71%		1.128B
9.62%		N/AN/A
EBIT
YoY % growth
ZS3.DE ebit by date.ZS3.DE ebit by date.
N/A
22.26%		N/A
41.58%		N/A
5.05%		955.41M
-2.66%		1.012B
5.92%		1.092B
7.91%		1.202B
10.07%		1.316B
9.48%
Operating Margin
ZS3.DE operating margin by date.ZS3.DE operating margin by date.
N/AN/AN/A72.49%72.34%72.65%73.74%73.64%
EPS
YoY % growth
ZS3.DE eps by date.ZS3.DE eps by date.
N/A
16.62%		N/A
44.98%		1.07
8.46%		1.03
-3.75%		1.09
6.12%		1.18
8.24%		1.25
6.37%		1.39
10.52%

All data in EUR

Quarterly Revenue, EBIT, EBITDA and EPS Analyst Estimates
Q4 / 25 Q1 / 26 Q2 / 26
EPS
Q2Q % growth		0.26
-2.74%		0.27
1.00%		0.28
13.12%
Revenue
Q2Q % growth		N/AN/AN/A
EBITDA
Q2Q % growth		N/AN/AN/A
EBIT
Q2Q % growth		N/AN/AN/A

All data in EUR

Recent Earnings VS Estimates Surprises (EUR)
PeriodReportedEstimateDifferenceSurprise
Q3 2025
Q2Q % growth
-5.20%		0.26%
Q2 2025
Q2Q % growth		 0.25
-10.71%		0.240.013.14%
Q1 2025
Q2Q % growth		 0.27
12.50%		0.270.00-0.99%
Q4 2024
Q2Q % growth		 0.27
8.00%		0.260.012.42%
Q3 2024
Q2Q % growth		 0.28 0.260.015.08%
Q2 2024
Q2Q % growth		 0.28 0.260.029.58%
Q1 2024
Q2Q % growth		 0.24 0.220.029.00%
Q4 2023
Q2Q % growth		 0.25 0.26-0.01-3.69%
Q3 2021
Q2Q % growth		 0.12 0.120.00-0.99%
Q2 2021
Q2Q % growth		 0.20 0.140.0641.44%
Q1 2021
Q2Q % growth		 0.16 0.140.0213.15%
Q4 2020
Q2Q % growth		 0.13 0.14-0.01-8.06%
Q3 2020
Q2Q % growth		 0.12 0.120.00-0.99%
ZS3.DE Yearly EPS VS EstimatesZS3.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0.2 0.4 0.6 0.8 1
Recent Revenue VS Estimates Surprises (EUR)
PeriodReportedEstimateDifferenceSurprise
Q3 2025
Q2Q % growth		 325.3M
-0.44%		321.18M4.12M1.28%
Q2 2025
Q2Q % growth		 315.1M
-65.30%		314.45M650K0.21%
Q1 2025
Q2Q % growth		 329.3M
0.58%		326.48M2.82M0.86%
Q4 2024
Q2Q % growth		 914.221M
5.96%		329.2M585.021M177.71%
Q3 2024
Q2Q % growth		 326.746M
2.98%		321.53M5.216M1.62%
Q2 2024
Q2Q % growth		 908.035M
9.41%		323.31M584.725M180.86%
Q1 2024
Q2Q % growth		 327.409M
11.49%		321.81M5.599M1.74%
Q4 2023
Q2Q % growth		 862.815M
24.08%		319.1M543.715M170.39%
Q3 2023
Q2Q % growth		 317.277M
44.43%		%
Q2 2023
Q2Q % growth		 829.926M
20.77%		%
Q1 2023
Q2Q % growth		 293.66M
14.96%		%
Q4 2022
Q2Q % growth		 695.382M
65.33%		%
Q3 2022
Q2Q % growth		 219.675M
12.54%		%
Q2 2022
Q2Q % growth		 687.176M
76.88%		%
Q1 2022
Q2Q % growth		 255.452M
17.07%		%
Q4 2021
Q2Q % growth		 420.6M
15.87%		%
Q3 2021
Q2Q % growth		 195.2M
17.45%		193.91M1.29M0.67%
Q2 2021
Q2Q % growth		 388.5M
8.73%		202.91M185.59M91.46%
Q1 2021
Q2Q % growth		 218.2M
9.05%		205.26M12.94M6.30%
Q4 2020
Q2Q % growth		 363M 176.75M186.25M105.37%
Q3 2020
Q2Q % growth		 166.2M 198.11M-31.91M-16.11%
ZS3.DE Yearly Revenue VS EstimatesZS3.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 500M 1B 1.5B
EPS and Revenue Revisions
Next Q (1 month) Next Q (3 month) Next Year (1 month) Next Year (3 month)
EPSN/A N/A 2.46% N/A
RevenueN/A N/A 1.46% N/A