VERSABANK (VBNK.CA) Stock Price, Forecast & Analysis

Canada • Toronto Stock Exchange • TSX:VBNK • CA92512J1066

22.59 CAD
+0.59 (+2.68%)
Last: Feb 6, 2026, 07:00 PM

VBNK.CA Key Statistics, Chart & Performance

Key Statistics
Market Cap721.75M
Revenue(TTM)124.64M
Net Income(TTM)28.46M
Shares31.95M
Float21.88M
52 Week High22.59
52 Week Low12.18
Yearly Dividend0.11
Dividend Yield0.47%
EPS(TTM)0.91
PE24.82
Fwd PE13.55
Earnings (Next)03-03
IPO2013-08-27
Sector
GICS SectorFinancials
GICS IndustryBanks
GICS IndustryGroupBanks
GICS SubIndustryRegional Banks
VBNK.CA short term performance overview.The bars show the price performance of VBNK.CA in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 20 40 60

VBNK.CA long term performance overview.The bars show the price performance of VBNK.CA in the last 1, 2 and 3 years. 1 year 2 years 3 years 20 40 60 80 100

The current stock price of VBNK.CA is 22.59 CAD. In the past month the price increased by 7.42%. In the past year, price increased by 12.95%.

VERSABANK / VBNK Daily stock chart

VBNK.CA Technical Analysis

ChartMill assigns a technical rating of 8 / 10 to VBNK.CA. When comparing the yearly performance of all stocks, VBNK.CA turns out to be only a medium performer in the overall market: it outperformed 68.49% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

VBNK.CA Fundamental Analysis

ChartMill assigns a fundamental rating of 4 / 10 to VBNK.CA. VBNK.CA may be in some trouble as it scores bad on both profitability and health.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

VBNK.CA Financial Highlights

Over the last trailing twelve months VBNK.CA reported a non-GAAP Earnings per Share(EPS) of 0.91. The EPS decreased by -38.93% compared to the year before.


Industry RankSector Rank
PM (TTM) 22.83%
ROA 0.49%
ROE 5.34%
Debt/Equity 0.2
Chartmill High Growth Momentum
EPS Q2Q%-15%
Sales Q2Q%31.05%
EPS 1Y (TTM)-38.93%
Revenue 1Y (TTM)11.65%

VBNK.CA Forecast & Estimates

8 analysts have analysed VBNK.CA and the average price target is 17.85 CAD. This implies a price decrease of -20.98% is expected in the next year compared to the current price of 22.59.

For the next year, analysts expect an EPS growth of 83.26% and a revenue growth 31.21% for VBNK.CA


Analysts
Analysts82.5
Price Target17.85 (-20.98%)
EPS Next Y83.26%
Revenue Next Year31.21%

VBNK.CA Ownership

Ownership
Inst Owners36.2%
Ins Owners0.85%
Short Float %N/A
Short RatioN/A

About VBNK.CA

Company Profile

VBNK logo image VersaBank engages in the provision of financial services. The company is headquartered in London, Ontario. The company went IPO on 2013-08-27. The company offers a receivable purchase program (RPP) funding solution for point-of-sale finance companies. The company also owns DRT Cyber Inc., which provides the provision of cybersecurity services designed to address the growing volume of cyber threats challenging financial institutions, multinational corporations, and government entities. Its segment consists of Digital Banking Canada, Digital Banking USA and DRTC. Under Digital Banking Canada, the Bank employs a branchless business-to-business (partner-based) model using its financial technology to address underserved segments in the Canadian and U.S. banking markets. Under Digital Banking USA, the Bank intends to adopt a business-to-business model, to address underserved segments of the U.S. banking market. Under VersaBank USA, it plans to acquire deposits and deliver the majority of its loans and leases electronically through deposit and lending solutions tailored for financial intermediaries.

Company Info

VERSABANK

140 Fullarton Street, Suite 2002

London ONTARIO CA

Employees: 121

VBNK Company Website

VBNK Investor Relations

Phone: 15196451919

VERSABANK / VBNK.CA FAQ

What does VERSABANK do?

VersaBank engages in the provision of financial services. The company is headquartered in London, Ontario. The company went IPO on 2013-08-27. The company offers a receivable purchase program (RPP) funding solution for point-of-sale finance companies. The company also owns DRT Cyber Inc., which provides the provision of cybersecurity services designed to address the growing volume of cyber threats challenging financial institutions, multinational corporations, and government entities. Its segment consists of Digital Banking Canada, Digital Banking USA and DRTC. Under Digital Banking Canada, the Bank employs a branchless business-to-business (partner-based) model using its financial technology to address underserved segments in the Canadian and U.S. banking markets. Under Digital Banking USA, the Bank intends to adopt a business-to-business model, to address underserved segments of the U.S. banking market. Under VersaBank USA, it plans to acquire deposits and deliver the majority of its loans and leases electronically through deposit and lending solutions tailored for financial intermediaries.


What is the current price of VBNK stock?

The current stock price of VBNK.CA is 22.59 CAD. The price increased by 2.68% in the last trading session.


Does VBNK stock pay dividends?

VERSABANK (VBNK.CA) has a dividend yield of 0.47%. The yearly dividend amount is currently 0.11.


What is the ChartMill rating of VERSABANK stock?

VBNK.CA has a ChartMill Technical rating of 8 out of 10 and a ChartMill Fundamental rating of 4 out of 10.


Which stock exchange lists VBNK stock?

VBNK.CA stock is listed on the Toronto Stock Exchange exchange.


Can you provide the PE ratio for VBNK stock?

The PE ratio for VERSABANK (VBNK.CA) is 24.82. This is based on the reported non-GAAP earnings per share of 0.91 and the current share price of 22.59 CAD.


What is VERSABANK worth?

VERSABANK (VBNK.CA) has a market capitalization of 721.75M CAD. This makes VBNK.CA a Small Cap stock.