Unlocking the Growth Potential of X FINANCIAL-ADR (NYSE:XYF).

In this article we will dive into X FINANCIAL-ADR (NYSE:XYF) as a possible candidate for growth investing. Investors should always do their own research, but we noticed X FINANCIAL-ADR showing up in our CANSLIM growth screen, which makes it worth to investigate a bit more.

Some of the canslim metrics of XYF highlighted

• XYF has shown positive momentum in its earnings per share (EPS) on a quarter-to-quarter (Q2Q) basis, with a 106.0% increase. This reflects the company's successful execution of its business strategies and its commitment to delivering improved financial results.
• XYF has demonstrated strong quarter-to-quarter (Q2Q) revenue growth of 43.27%, reflecting its ability to generate consistent increases in sales. This growth highlights the company's effective market positioning and its potential for continued success.
• Over the past 3 years, XYF has demonstrated 28.92% growth in EPS, signifying its positive financial trajectory and potential for future profitability.
• XYF has a healthy Return on Equity(ROE) of 22.15%. This demonstrates the company's efficient utilization of capital and indicates its commitment to driving profitability.
• The Relative Strength (RS) of XYF has consistently been strong, with a current 99.23 rating. This indicates the stock's ability to exhibit relative price outperformance and reflects its competitive strength.
• With a Debt/Equity ratio of 0.39, XYF demonstrates prudent financial management.
• With institutional shareholders at 2.02%, XYF demonstrates a healthy ownership distribution. This reflects a mix of institutional and individual investors, creating a market environment that may foster increased trading activity and price discovery.

What is the technical picture of XYF telling us.

ChartMill assigns a proprietary Technical Rating to each stock. The score is computed daily by evaluating various technical indicators and properties. The score ranges from 0 to 10.

We assign a technical rating of 10 out of 10 to XYF. This is due to a consistent performance in both the short and longer term time frames. Also compared to the overall market, XYF is showing a nice and steady performance.

• Both the short term and long term trends are positive. This is a very positive sign.
• Looking at the yearly performance, XYF did better than 99% of all other stocks. We also observe that the gains produced by XYF over the past year are nicely spread over this period.
• XYF is one of the better performing stocks in the Consumer Finance industry, it outperforms 94% of 52 stocks in the same industry.
• XYF is currently trading in the upper part of its 52 week range. The market is still in the middle of its 52 week range, so XYF slightly outperforms the market at the moment.
• In the last month XYF has a been trading in the 10.30 - 14.49 range, which is quite wide. It is currently trading near the high of this range.

Check the latest full technical report of XYF for a complete technical analysis.

What else is there to say on the fundamentals of XYF?

ChartMill utilizes a proprietary algorithm to assign a Fundamental Rating to every stock. This rating, ranging from 0 to 10, is computed daily by analyzing a variety of fundamental indicators and properties.

XYF gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 52 industry peers in the Consumer Finance industry. While XYF belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. While showing a medium growth rate, XYF is valued expensive at the moment.

Check the latest full fundamental report of XYF for a complete fundamental analysis.

More growth stocks can be found in our CANSLIM screen.

Keep in mind

This article should in no way be interpreted as advice. The article is based on the observed metrics at the time of writing, but you should always make your own analysis and trade or invest at your own responsibility.