XP INC - CLASS A (XP) Forecast, Price Target & Analyst Ratings

NASDAQ:XPKYG982391099

Current stock price

20.82 USD
-0.28 (-1.33%)
At close:
20.74 USD
-0.08 (-0.38%)
After Hours:

Analyst forecast overview

View the latest analyst price targets, stock forecast, EPS estimates, revenue projections, revisions, full estimates, rating distribution and upgrades/downgrades for XP INC - CLASS A (XP).

Forecast Snapshot

Consensus Price Target

Price Target
$25.19
+ 21.01% Upside

Next Earnings Forecast

Earnings Estimate
Release Date
May 5, 2026
Period
Q1 / 2026
EPS Estimate
R$2.64
Revenue Estimate
5.05B

ChartMill Buy Consensus

Rating
82.11%
Weighted Analyst Rating Score

Price Target Details & History

Consensus Price Target and Range

Mean target
$25.19
Upside
+ 21.01%
From current price of $20.82 to mean target of $25.19, Based on 19 analyst forecasts
Low
$22.22
Median
$25.50
High
$29.40

Price Target Revisions

1 Month
4.66%
3 Months
5.86%

Price Target Summary

19 Wall Street analysts provided a forecast for the next 12 months for XP. The average price target is 25.19 USD. This implies a price increase of 21.01% is expected in the next year compared to the current price of 20.82.
The average price target has been revised upward by 5.86% in the past 3 months.

Analyst Ratings & History

Current Analyst Ratings

XP Current Analyst RatingXP Current Analyst Buy, Sell and Hold Ratings.Current Analyst Rating Strong Buy Buy Hold Sell Strong Sell 2 4 6 8 10

Analyst Ratings History

XP Historical Analyst RatingsXP Historical Analyst Buy, Sell and Hold Ratings and number of analysts.Historical Monthly Analyst Rating -19 -17 -15 -13 -11 -9 -7 -5 -3 -1 5 10 15

Analyst Ratings Consensus

ChartMill Buy Consensus
82.11%
XP was analyzed by 19 analysts. The buy percentage consensus is at 82. So analysts seem to be very confident about XP.
In the previous month the buy percentage consensus was at a similar level.
XP was analyzed by 19 analysts, which should be a sufficient number of analysts to have a meaningful average consensus rating.

Recent Upgrades & Downgrades

DateFirmActionFrom → To
2026-04-02UBSMaintains Buy -> Buy
2026-01-20JefferiesInitiate Buy
2025-12-16UBSMaintains Buy -> Buy
2025-10-16UBSMaintains Buy -> Buy
2025-09-24CitigroupMaintains Buy -> Buy
2025-06-10UBSMaintains Buy -> Buy
2025-06-04Goldman SachsUpgrade Neutral -> Buy
2025-05-21Goldman SachsMaintains Neutral -> Neutral
2025-05-21B of A SecuritiesMaintains Neutral -> Neutral
2025-05-13Morgan StanleyUpgrade Equal-Weight -> Overweight
2025-01-27Goldman SachsMaintains Neutral -> Neutral
2025-01-24UBSUpgrade Neutral -> Buy
2024-12-10B of A SecuritiesDowngrade Buy -> Neutral
2024-11-26Morgan StanleyMaintains Equal-Weight -> Equal-Weight
2024-10-16JP MorganMaintains Overweight -> Overweight
2024-07-30Goldman SachsMaintains Neutral -> Neutral
2024-07-11UBSDowngrade Buy -> Neutral
2024-06-17B of A SecuritiesMaintains Buy -> Buy
2024-06-05CitigroupMaintains Buy -> Buy
2024-04-30Goldman SachsDowngrade Buy -> Neutral
2024-04-23Morgan StanleyDowngrade Overweight -> Equal-Weight
2024-03-22CitigroupMaintains Buy -> Buy
2024-01-24Banco Bradesco BBI S.AUpgrade Neutral -> Outperform
2023-12-05JP MorganUpgrade Neutral -> Overweight
2023-09-01UBSMaintains Buy -> Buy

Next Earnings Forecast Details

Next Earnings Details

Release Date
May 5, 2026
Period
Q1 / 2026
EPS Estimate
R$2.64
Revenue Estimate
5.05B
Revenue Q2Q
16.24%
EPS Q2Q
15.15%
Number of Analysts
9

Next Earnings Revisions

Revenue (1 Month)
-0.24%
Revenue (3 Months)
0.84%
EPS (1 Month)
-3.93%
EPS (3 Months)
0.91%

Next Earnings Summary

XP is expected to report earnings on 5/5/2026. The consensus EPS estimate for the next earnings is 2.64 USD and the consensus revenue estimate is 5.05B USD.
The next earnings revenue estimate has been revised upward by 0.84% in the past 3 months.

Full Analyst Estimates 2026 - 2032

Yearly Earnings Per Share (EPS), Revenue, EBIT, EBITDA and Operating Margin Analyst Estimates

2023 2024 2025 2026 2027 2028 2029 2030 2031 2032
Revenue
YoY % growth
XP revenue by date.XP revenue by date.
14.86B
11.33%
17.031B
14.61%
18.399B
8.03%
21.15B
14.95%
24.034B
13.64%
27.257B
13.41%
29.364B
7.73%
31.992B
8.95%
34.222B
6.97%
37.42B
9.34%
EBITDA
YoY % growth
XP ebitda by date.XP ebitda by date.
4.811B
18.14%
6.013B
24.99%
6.262B
4.15%
7.123B
13.75%
8.256B
15.91%
9.435B
14.28%
10.324B
9.42%
10.98B
6.35%
11.821B
7.66%
13.014B
10.09%
EBIT
YoY % growth
XP ebit by date.XP ebit by date.
4.558B
17.91%
5.748B
26.09%
5.958B
3.66%
6.927B
16.26%
7.971B
15.07%
9.17B
15.04%
N/AN/AN/AN/A
Operating Margin
XP operating margin by date.XP operating margin by date.
30.67%33.75%32.38%32.75%33.17%33.64%N/AN/AN/AN/A
EPS
YoY % growth
XP eps by date.XP eps by date.
7.76
8.23%
8.62
11.08%
9.77
13.34%
11.10
13.58%
12.73
14.75%
14.42
13.21%
N/AN/AN/AN/A

All data in BRL

Quarterly Earnings Per Share (EPS), Revenue, EBIT and EBITDA Analyst Estimates

Q1 / 26 Q2 / 26 Q3 / 26 Q4 / 26 Q1 / 27 Q2 / 27 Q3 / 27 Q4 / 27 Q1 / 28 Q2 / 28 Q3 / 28 Q4 / 28
EPS
Q2Q % growth
2.64
15.15%
2.79
13.29%
2.81
14.37%
2.96
15.66%
2.92
10.78%
3.08
10.64%
3.19
13.44%
3.25
9.62%
3.50
19.88%
3.64
17.92%
3.72
16.50%
4.16
28.21%
Revenue
Q2Q % growth
5.05B
16.24%
5.238B
17.56%
5.429B
16.48%
5.608B
13.27%
5.843B
15.70%
6.015B
14.83%
6.231B
14.77%
6.527B
16.39%
6.688B
14.46%
6.892B
14.58%
7.168B
15.04%
7.509B
15.05%
EBITDA
Q2Q % growth
1.709B
13.44%
1.789B
10.29%
1.817B
8.93%
1.939B
1.16%
1.998B
16.91%
2.068B
15.60%
2.104B
15.80%
2.356B
21.51%
2.388B
19.52%
2.474B
19.63%
2.534B
20.44%
2.82B
19.69%
EBIT
Q2Q % growth
1.643B
14.70%
1.721B
16.96%
1.747B
21.18%
1.867B
15.77%
1.899B
15.58%
1.966B
14.24%
1.998B
14.37%
2.245B
20.25%
2.275B
19.80%
2.357B
19.89%
2.412B
20.72%
2.693B
19.96%

All data in BRL

Yearly Earnings Per Share (EPS) and Revenue Trends vs Historical Data

XP Yearly Revenue VS EstimatesXP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 10B 20B 30B
XP Yearly EPS VS EstimatesXP Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5 10

Long Term Forward Growth Forecast Summary

Long Term EPS Growth (CAGR)

EPS Next 3 Year
13.84%
EPS Next 5 Year
N/A

Long Term Revenue Growth (CAGR)

Revenue Next 3 Year
12.96%
Revenue Next 5 Year
11.09%

Long Term EBIT Growth (CAGR)

EBIT Next 3 Year
16.92%
EBIT Next 5 Year
13.22%

XP INC - CLASS A / XP Forecast FAQ

What is the average price target for XP INC - CLASS A (XP) stock?

19 analysts have analysed XP and the average price target is 25.19 USD. This implies a price increase of 21.01% is expected in the next year compared to the current price of 20.82.

What is the next earnings date for XP stock?

XP INC - CLASS A (XP) will report earnings on 2026-05-05.

What are the consensus estimates for XP stock next earnings?

The consensus EPS estimate for the next earnings of XP INC - CLASS A (XP) is 2.64 USD and the consensus revenue estimate is 5.05B USD.

Can you provide the analyst count for XP INC - CLASS A stock?

The number of analysts covering XP INC - CLASS A (XP) is 19.