VERSABANK (VBNK.CA) Earnings History & Surprises

TSX:VBNK • CA92512J1066

23.2 CAD
+0.05 (+0.22%)
Last: Mar 3, 2026, 07:00 PM

Past quarterly earnings results for VERSABANK (VBNK.CA), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).

Earnings Snapshot

Next Earnings Date

Upcoming
Release DateMar 4, 2026
PeriodQ1 / 2026
EPS EstimateCA$0.40
Revenue Estimate37.174M

Last Reported

Most Recent
Release DateDec 10, 2025
PeriodQ4 / 2025
EPS ReportedCA$0.17
EPS Surprise -45.36%
Revenue Surprise -2.15%

Beat Rate

Last 8 Quarters
13%
EPS and Revenuebeats vs estimates

Quarterly Earnings Results

EPS & Revenue History (CAD)

Actual vs estimated values, surprises, q2q growth and acceleration numbers for recent quarters.

QuarterEPSEPS EstEPS SurpriseEPS Q2QRevenueRevenue EstRevenue SurpriseRevenue Q2Q
Q4 2025 0.17 0.31 -45.36% -15.00% 32.633M 33.349M -2.15% 31.05%
Q3 2025 0.20 0.32 -37.75% -44.44% 29.779M 31.375M -5.09% 19.38%
Q2 2025 0.26 0.29 -10.56% -42.22% 28.032M 27.676M 1.29% 6.82%
Q1 2025 0.28 0.39 -29.01% -41.67% 25.724M 30.82M -16.53% -3.18%
Q4 2024 0.20 0.42 -52.56% -57.45% 24.901M 27.55M -9.62% -5.10%
Q3 2024 0.36 0.48 -24.91% -5.26% 24.944M 27.801M -10.28% 0.06%
Q2 2024 0.45 0.45 -0.86% 18.42% 26.242M 30.192M -13.08% 6.64%
Q1 2024 0.48 0.47 3.05% 41.18% 26.568M 29.478M -9.87% 2.51%
Q4 2023 0.47 0.43 10.59% 104.35% 26.239M 27.438M -4.37% 8.19%
Q3 2023 0.38 0.41 -7.63% 90.00% 24.929M 28.356M -12.09% 17.37%
Q2 2023 0.38 0.36 4.94% 123.53% 24.609M 28.407M -13.37% 32.06%
Q1 2023 0.34 0.27 26.98% 78.95% 25.918M 25.107M 3.23% 41.86%
Q4 2022 0.23 0.26 -10.99% -4.17% 24.252M 23.076M 5.10% 32.96%
Q3 2022 0.20 0.22 -8.09% -20.00% 21.239M 19.674M 7.95% 35.02%
Q2 2022 0.17 0.23 -26.47% -32.00% 18.635M 18.735M -0.53% 16.61%
Q1 2022 0.19 0.23 -19.01% -13.64% 18.27M 18.683M -2.21% 18.48%
Q4 2021 0.24 0.27 -9.50% 20.00% 18.24M 16.253M 12.23% 32.85%
Q3 2021 0.25 0.27 -6.92% - 15.73M 16.373M -3.93% 26.96%
Q2 2021 0.25 0.26 -4.51% - 15.98M 15.519M 2.97% 10.28%
Q1 2021 0.22 0.22 -1.96% - 15.42M - 13.47%
Q4 2020 0.20 0.18 8.93% - 13.73M - -
Q3 2020 - - 12.39M - -
Q2 2020 - - 14.49M - -
Q1 2020 - - 13.59M - -

Notes

  • EPS and Revenue values are non-GAAP when available, otherwise GAAP.
  • Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
  • Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
  • Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.

Earnings Q2Q Performance Trends

EPS Historical Q2Q growth and Acceleration

VBNK.CA EPS Q2Q GrowthVBNK.CA EPS Q2Q GrowthEPS Q2Q Growth Q4/21 Q2/22 Q4/22 Q2/23 Q4/23 Q2/24 Q4/24 Q2/25 Q4/25 Q2/26 Q4/26 Q2/27 Q4/27 0 100 200

Revenue Historical Q2Q growth and Acceleration

VBNK.CA Revenue Q2Q GrowthVBNK.CA Revenue Q2Q GrowthRevenue Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 10 20 30 40

Surprise distribution (Last 4 Quarters)

EPS beat statistics

EPS beat (4)
0
Average EPS beat (4)
-30.67%
Max EPS beat (4)
-10.56%
Min EPS beat (4)
-45.36%

Revenue beat statistics

Revenue beat (4)
1
Average Revenue beat (4)
-5.62%
Max Revenue beat (4)
1.29%
Min Revenue beat (4)
-16.53%

Analysis

In the last 4 quarters, VBNK.CA has not beaten EPS estimates in any release
VBNK.CA has beaten revenue estimates in 1 out of the last 4 releases
In the last 4 quarters, VBNK.CA reported -30.7% below the EPS estimates on average.
In the last 4 quarters, VBNK.CA reported -5.6% below the revenue estimates on average.
→ Find peers who consistently beat earnings by at least 10% in the last 4 quarters

VERSABANK / VBNK.CA Earnings FAQ

When did VERSABANK (VBNK.CA) report earnings last quarter?

VERSABANK (VBNK.CA) last reported earnings on 12/10/2025.


Did VBNK stock beat earnings estimates in the most recent quarter?

VERSABANK (VBNK.CA) missed EPS estimates and missed revenue estimates in the most recent quarter.


What percentage of the time does VBNK stock beat earnings estimates?

In the last 4 quarters, VERSABANK (VBNK.CA) has beaten EPS estimates in 0 out of 4 releases.