UNITED COMMUNITY BANKS/GA (UCB) Earnings History & Surprises
NYSE:UCB • US90984P3038
30.53 USD
-0.06 (-0.2%)
Last: Mar 10, 2026, 10:00 AM
Past quarterly earnings results for UNITED COMMUNITY BANKS/GA (UCB), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).
Earnings Snapshot
Next Earnings Date
Release DateApr 20, 2026
PeriodQ1 / 2026
EPS Estimate$0.70
Revenue Estimate275.48M
Last Reported
Release DateJan 14, 2026
PeriodQ4 / 2025
EPS Reported$0.71
EPS Surprise -1.31%
Revenue Surprise 0.76%
Beat Rate
50%
EPS and Revenuebeats vs estimates
Quarterly Earnings Results
EPS & Revenue History (USD)
Actual vs estimated values, surprises, q2q growth and acceleration numbers for recent quarters.
| Quarter | EPS | EPS Est | EPS Surprise | EPS Q2Q | Revenue | Revenue Est | Revenue Surprise | Revenue Q2Q |
|---|---|---|---|---|---|---|---|---|
| Q4 2025 | 0.71 | 0.72 | -1.31% | 12.70% | 278.388M | 276.29M | 0.76% | 16.25% |
| Q3 2025 | 0.75 | 0.70 | 6.65% | 31.58% | 276.848M | 273.82M | 1.11% | 33.52% |
| Q2 2025 | 0.66 | 0.62 | 6.51% | 13.79% | 260.239M | 264.09M | -1.46% | 11.68% |
| Q1 2025 | 0.59 | 0.57 | 3.97% | 13.46% | 247.677M | 249.42M | -0.70% | 9.67% |
| Q4 2024 | 0.63 | 0.57 | 11.39% | 18.87% | 239.466M | 245.44M | -2.43% | 32.77% |
| Q3 2024 | 0.57 | 0.58 | -2.15% | 26.67% | 207.344M | 244.25M | -15.11% | -11.59% |
| Q2 2024 | 0.58 | 0.51 | 12.63% | 5.45% | 233.021M | 241.34M | -3.45% | -1.54% |
| Q1 2024 | 0.52 | 0.50 | 4.12% | -10.34% | 225.837M | 234.34M | -3.63% | -6.55% |
| Q4 2023 | 0.53 | 0.53 | 0.26% | -29.33% | 180.363M | 228.33M | -21.01% | -25.85% |
| Q3 2023 | 0.45 | 0.46 | -1.10% | -40.00% | 234.533M | 245.36M | -4.41% | 1.22% |
| Q2 2023 | 0.55 | 0.62 | -11.02% | -16.67% | 236.673M | 243.74M | -2.90% | 11.45% |
| Q1 2023 | 0.58 | 0.69 | -16.44% | 16.00% | 241.679M | 252.32M | -4.22% | 19.19% |
| Q4 2022 | 0.75 | 0.84 | -10.27% | 17.19% | 243.242M | 241.88M | 0.56% | 39.21% |
| Q3 2022 | 0.75 | 0.75 | -0.59% | -9.64% | 231.696M | 228.69M | 1.31% | 27.91% |
| Q2 2022 | 0.66 | 0.69 | -4.28% | -16.46% | 212.361M | 215.57M | -1.49% | 21.89% |
| Q1 2022 | 0.50 | 0.55 | -8.54% | -39.76% | 202.765M | 204.92M | -1.05% | 14.71% |
| Q4 2021 | 0.64 | 0.64 | -0.63% | -5.88% | 174.732M | 180.45M | -3.17% | -6.45% |
| Q3 2021 | 0.83 | 0.67 | 24.39% | 50.91% | 181.134M | 174.09M | 4.05% | 2.26% |
| Q2 2021 | 0.79 | 0.68 | 16.18% | 146.88% | 174.217M | 171.6M | 1.53% | 16.50% |
| Q1 2021 | 0.83 | 0.65 | 26.89% | 102.44% | 176.769M | 180.47M | -2.05% | 22.40% |
| Q4 2020 | 0.68 | 0.60 | 12.68% | - | 186.77M | 182.07M | 2.58% | - |
| Q3 2020 | 0.55 | 0.36 | 52.84% | - | 177.136M | 169.29M | 4.63% | - |
| Q2 2020 | 0.32 | 0.32 | 0.38% | - | 149.542M | 143.23M | 4.41% | - |
| Q1 2020 | 0.41 | 0.48 | -14.02% | - | 144.42M | 142.91M | 1.06% | - |
Notes
- EPS and Revenue values are non-GAAP when available, otherwise GAAP.
- Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
- Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
- Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.
Earnings Q2Q Performance Trends
EPS Historical Q2Q growth and Acceleration
Revenue Historical Q2Q growth and Acceleration
Surprise distribution (Last 4 Quarters)
EPS beat statistics
EPS beat (4)
3
Average EPS beat (4)
3.96%
Max EPS beat (4)
6.65%
Min EPS beat (4)
-1.31%
Revenue beat statistics
Revenue beat (4)
2
Average Revenue beat (4)
-0.07%
Max Revenue beat (4)
1.11%
Min Revenue beat (4)
-1.46%
Analysis
In the last 4 quarters, UCB has beaten EPS estimates in 3 out of 4 releases
UCB has beaten revenue estimates in 2 out of the last 4 releases
In the last 4 quarters, UCB has beaten the EPS estimates by 4.0% on average.
In the last 4 quarters, UCB reported -0.1% below the revenue estimates on average.
UNITED COMMUNITY BANKS/GA / UCB Earnings FAQ
What is the most recent earnings date for UCB stock?
UNITED COMMUNITY BANKS/GA (UCB) last reported earnings on 1/14/2026.
Can you provide information on whether UNITED COMMUNITY BANKS/GA beat earnings estimates in the last quarter?
UNITED COMMUNITY BANKS/GA (UCB) missed EPS estimates and beat revenue estimates in the most recent quarter.
Can you provide information on how often UNITED COMMUNITY BANKS/GA beats earnings estimates?
In the last 4 quarters, UNITED COMMUNITY BANKS/GA (UCB) has beaten EPS estimates in 3 out of 4 releases.