SYNCHRONY FINANCIAL (SFE.DE) Forecast, Price Target & Analyst Ratings

FRA:SFE • US87165B1035

56.23 EUR

-2.46 (-4.19%)

Last: Mar 11, 2026, 07:00 PM

View the latest analyst price targets, stock forecast, EPS estimates, revenue projections, revisions, full estimates, rating distribution and upgrades/downgrades for SYNCHRONY FINANCIAL (SFE.DE).

Consensus Price Target

Price Target

€76.61

+ 36.24% Upside

→ Price target details

Next Earnings Forecast

Earnings Estimate

Release Date: Apr 20, 2026
Period: Q1 / 2026
EPS Estimate: $2.13
Revenue Estimate: 4.37B

→ Full earnings forecast details

ChartMill Buy Consensus

Rating

80.00%

Weighted Analyst Rating Score

→ Analyst Ratings details

Price Target Details & History

Consensus Price Target and Range

Mean target

€76.61

Upside

+ 36.24%

From current price of €56.23 to mean target of €76.61, Based on 27 analyst forecasts

Low

€59.93

Median

€77.33

High

€89.12

Price Target Revisions

1 Month

0.00%

3 Months

4.94%

Price Target Summary

27 Wall Street analysts provided a forecast for the next 12 months for SFE.DE. The average price target is 76.61 EUR. This implies a price increase of 36.24% is expected in the next year compared to the current price of 56.23.

The average price target has been revised upward by 4.94% in the past 3 months.

→ Find peer stocks trading 30% below analyst price target

Analyst Ratings & History

Current Analyst Ratings

Analyst Ratings History

Analyst Ratings Consensus

ChartMill Buy Consensus

80.00%

SFE.DE was analyzed by 27 analysts. The buy percentage consensus is at 80. So analysts seem to be have mildly positive about SFE.DE.

In the previous month the buy percentage consensus was at a similar level.

SFE.DE was analyzed by 27 analysts, which should be a sufficient number of analysts to have a meaningful average consensus rating.

→ Find peer stocks with a buy consensus above 85%

Recent Upgrades & Downgrades

Date	Firm	Action	From → To
2021-07-29	Morgan Stanley	Maintains	Overweight
2021-07-19	JMP Securities	Maintains	Market Outperform
2021-07-12	Wells Fargo	Maintains	Overweight
2021-07-09	Barclays	Maintains	Overweight
2021-07-02	Credit Suisse	Maintains	Outperform
2021-05-10	Morgan Stanley	Maintains	Overweight
2021-04-28	Morgan Stanley	Maintains	Overweight
2021-04-14	Oppenheimer	Downgrade	Outperform -> Perform
2021-04-09	Evercore ISI Group	Initiate	Outperform
2021-04-01	Morgan Stanley	Maintains	Overweight
2021-03-15	Wells Fargo	Maintains	Overweight

Next Earnings Forecast Details

Next Earnings Details

Release Date: Apr 20, 2026
Period: Q1 / 2026
EPS Estimate: $2.13
Revenue Estimate: 4.37B
Revenue Q2Q: -5.27%
EPS Q2Q: 12.76%
Number of Analysts: 22

Next Earnings Revisions

Revenue (1 Month)

-1.55%

Revenue (3 Months)

-9.09%

EPS (1 Month)

-0.35%

EPS (3 Months)

-1.04%

Next Earnings Summary

SFE.DE is expected to report earnings on 4/20/2026. The consensus EPS estimate for the next earnings is 2.13 EUR and the consensus revenue estimate is 4.37B EUR.

The next earnings revenue estimate has been revised downward by 9.09% in the past 3 months. Downward revisions are a negative sign and indicate that analysts are more pessimistic about the next earnings compared to 3 months ago.

→ Find peers expecting at least 20% revenue growth next quarter

Full Analyst Estimates

Yearly Earnings Per Share (EPS), Revenue, EBIT, EBITDA and Operating Margin Analyst Estimates

	2023	2024	2025	2026	2027	2028	2029	2030
Revenue YoY % growth	17.288B 8.02%	19.532B 12.98%	18.986B -2.80%	17.984B -5.28%	18.872B 4.94%	19.27B 2.11%	16.154B -16.17%	16.42B 1.65%
EBITDA YoY % growth	N/A -27.26%	N/A 12.01%	N/A 3.49%	3.513B 10.61%	N/A	N/A	N/A	N/A
EBIT YoY % growth	N/A 20.86%	N/A 19.47%	N/A -13.27%	9.737B 5.05%	9.42B -3.26%	6.052B -35.75%	10.304B 70.26%	10.379B 0.73%
Operating Margin	N/A	N/A	N/A	54.14%	49.92%	31.41%	63.79%	63.21%
EPS YoY % growth	5.18 -15.08%	8.54 64.86%	9.29 8.78%	9.33 0.43%	10.43 11.76%	11.61 11.34%	N/A	N/A

All data in USD

Quarterly Earnings Per Share (EPS), Revenue, EBIT and EBITDA Analyst Estimates

	Q1 / 26	Q2 / 26	Q3 / 26	Q4 / 26	Q1 / 27	Q2 / 27	Q3 / 27	Q4 / 27
EPS Q2Q % growth	2.13 12.76%	2.27 -9.07%	2.66 -7.05%	2.26 11.00%	2.30 7.99%	2.59 13.81%	3.08 15.92%	2.59 14.46%
Revenue Q2Q % growth	4.37B -5.27%	4.395B -2.79%	4.859B 2.94%	5.017B 5.38%	5.04B 15.33%	5.029B 14.43%	5.22B 7.43%	5.373B 7.10%
EBITDA Q2Q % growth	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
EBIT Q2Q % growth	2.344B -1.26%	2.314B -8.39%	2.343B -11.62%	2.722B 12.90%	2.591B 10.54%	2.602B 12.45%	2.773B 18.35%	2.829B 3.93%

All data in USD

Yearly Earnings Per Share (EPS) and Revenue Trends vs Historical Data

Long Term Forward Growth Forecast Summary

Long Term EPS Growth (CAGR)

EPS Next 3 Year

7.71%

EPS Next 5 Year

N/A

Long Term Revenue Growth (CAGR)

Revenue Next 3 Year

1.67%

Revenue Next 5 Year

-2.19%

Long Term EBIT Growth (CAGR)

EBIT Next 3 Year

N/A

EBIT Next 5 Year

N/A

→ Find peers expecting at least 20% CAGR revenue growth over the next 3 years

SYNCHRONY FINANCIAL / SFE.DE Forecast FAQ

Can you provide the average price target for SYNCHRONY FINANCIAL stock?

27 analysts have analysed SFE.DE and the average price target is 76.61 EUR. This implies a price increase of 36.24% is expected in the next year compared to the current price of 56.23.

When does SYNCHRONY FINANCIAL (SFE.DE) report earnings?

SYNCHRONY FINANCIAL (SFE.DE) will report earnings on 2026-04-20, before the market open.

What are the consensus estimates for SYNCHRONY FINANCIAL (SFE.DE) next earnings?

The consensus EPS estimate for the next earnings of SYNCHRONY FINANCIAL (SFE.DE) is 2.13 EUR and the consensus revenue estimate is 4.37B EUR.

What is the expected long term growth rate for SYNCHRONY FINANCIAL (SFE.DE)?

The expected long term growth rate for SYNCHRONY FINANCIAL (SFE.DE) is 1.67%.

Analyst forecast overview

Forecast Snapshot