BANK OZK (OZK) Earnings History & Surprises
NASDAQ:OZK • US06417N1037
43.94 USD
-0.56 (-1.26%)
At close: Mar 11, 2026
43.94 USD
0 (0%)
After Hours: 3/11/2026, 8:18:24 PM
Past quarterly earnings results for BANK OZK (OZK), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).
Earnings Snapshot
Next Earnings Date
Release DateApr 14, 2026
PeriodQ1 / 2026
EPS Estimate$1.45
Revenue Estimate427.71M
Last Reported
Release DateJan 20, 2026
PeriodQ4 / 2025
EPS Reported$1.53
EPS Surprise -2.21%
Revenue Surprise -2.03%
Beat Rate
50%
EPS and Revenuebeats vs estimates
Quarterly Earnings Results
EPS & Revenue History (USD)
Actual vs estimated values, surprises, q2q growth and acceleration numbers for recent quarters.
| Quarter | EPS | EPS Est | EPS Surprise | EPS Q2Q | Revenue | Revenue Est | Revenue Surprise | Revenue Q2Q |
|---|---|---|---|---|---|---|---|---|
| Q4 2025 | 1.53 | 1.56 | -2.21% | -1.92% | 430.081M | 438.98M | -2.03% | 4.30% |
| Q3 2025 | 1.59 | 1.68 | -5.30% | 3.25% | 449.936M | 451.81M | -0.41% | 6.37% |
| Q2 2025 | 1.58 | 1.54 | 2.39% | 3.27% | 428.037M | 427.45M | 0.14% | 2.70% |
| Q1 2025 | 1.47 | 1.42 | 3.16% | -2.65% | 409.234M | 407.23M | 0.49% | 0.79% |
| Q4 2024 | 1.56 | 1.45 | 7.41% | 4.00% | 412.34M | 411.28M | 0.26% | 5.01% |
| Q3 2024 | 1.54 | 1.55 | -0.82% | 3.36% | 423.003M | 427.93M | -1.15% | 7.64% |
| Q2 2024 | 1.53 | 1.54 | -0.36% | 4.08% | 416.776M | 418.54M | -0.42% | 7.19% |
| Q1 2024 | 1.51 | 1.47 | 2.48% | 7.09% | 406.018M | 400.78M | 1.31% | 8.94% |
| Q4 2023 | 1.50 | 1.50 | 0.03% | 11.94% | 392.678M | 400.37M | -1.92% | 9.08% |
| Q3 2023 | 1.49 | 1.44 | 3.79% | 37.96% | 392.988M | 391.43M | 0.40% | 21.37% |
| Q2 2023 | 1.47 | 1.44 | 2.34% | 33.64% | 388.811M | 378.15M | 2.82% | 33.11% |
| Q1 2023 | 1.41 | 1.40 | 1.02% | 38.24% | 372.7M | 357.21M | 4.34% | 32.73% |
| Q4 2022 | 1.34 | 1.34 | 0.16% | 14.53% | 360M | 346.63M | 3.86% | 21.58% |
| Q3 2022 | 1.08 | 1.18 | -8.47% | 8.00% | 323.8M | 307.88M | 5.17% | 18.18% |
| Q2 2022 | 1.10 | 1.04 | 5.71% | -5.17% | 292.1M | 291.11M | 0.34% | 8.83% |
| Q1 2022 | 1.02 | 0.96 | 6.68% | -10.53% | 280.8M | 279.82M | 0.35% | 5.29% |
| Q4 2021 | 1.17 | 0.99 | 18.30% | 25.81% | 296.1M | 276.15M | 7.22% | 11.19% |
| Q3 2021 | 1.00 | 0.98 | 2.29% | 19.05% | 274M | 269.6M | 1.63% | 8.99% |
| Q2 2021 | 1.16 | 0.93 | 24.47% | 197.44% | 268.4M | 261.95M | 2.46% | 12.68% |
| Q1 2021 | 1.14 | 0.87 | 30.76% | 1,166.67% | 266.7M | 260.24M | 2.48% | 12.29% |
| Q4 2020 | 0.93 | 0.79 | 17.85% | - | 266.3M | 254.33M | 4.71% | - |
| Q3 2020 | 0.84 | 0.58 | 44.16% | - | 251.4M | 246.74M | 1.89% | - |
| Q2 2020 | 0.39 | 0.33 | 16.66% | - | 238.2M | 235.76M | 1.03% | - |
| Q1 2020 | 0.09 | 0.62 | -85.46% | - | 237.5M | 236.72M | 0.33% | - |
Notes
- EPS and Revenue values are non-GAAP when available, otherwise GAAP.
- Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
- Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
- Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.
Earnings Q2Q Performance Trends
EPS Historical Q2Q growth and Acceleration
Revenue Historical Q2Q growth and Acceleration
Surprise distribution (Last 4 Quarters)
EPS beat statistics
EPS beat (4)
2
Average EPS beat (4)
-0.49%
Max EPS beat (4)
3.16%
Min EPS beat (4)
-5.30%
Revenue beat statistics
Revenue beat (4)
2
Average Revenue beat (4)
-0.45%
Max Revenue beat (4)
0.49%
Min Revenue beat (4)
-2.03%
Analysis
In the last 4 quarters, OZK has beaten EPS estimates in 2 out of 4 releases
OZK has beaten revenue estimates in 2 out of the last 4 releases
In the last 4 quarters, OZK reported -0.5% below the EPS estimates on average.
In the last 4 quarters, OZK reported -0.5% below the revenue estimates on average.
BANK OZK / OZK Earnings FAQ
When did BANK OZK (OZK) report earnings last quarter?
BANK OZK (OZK) last reported earnings on 1/20/2026.
Did BANK OZK (OZK) beat earnings estimates last quarter?
BANK OZK (OZK) missed EPS estimates and missed revenue estimates in the most recent quarter.
Can you provide information on how often BANK OZK beats earnings estimates?
In the last 4 quarters, BANK OZK (OZK) has beaten EPS estimates in 2 out of 4 releases.