When did BANK OZK (OZK) report earnings last quarter?
BANK OZK (OZK) last reported earnings on 1/20/2026.
BANK OZK (OZK) Earnings History & Surprises
NASDAQ:OZK • US06417N1037
Current stock price
43.74 USD
-0.33 (-0.75%)
At close:
43.84 USD
+0.1 (+0.23%)
Pre-Market:
OZK Earnings overview
Past quarterly earnings results for BANK OZK (OZK), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).
Earnings Snapshot
Next Earnings Date
Upcoming- Release Date
- Apr 14, 2026
- Period
- Q1 / 2026
- EPS Estimate
- $1.45
- Revenue Estimate
- 427.71M
Last Reported
Most Recent- Release Date
- Jan 20, 2026
- Period
- Q4 / 2025
- EPS Reported
- $1.53
- EPS Surprise
- -2.21%
- Revenue Surprise
- -2.03%
Beat Rate
Last 8 Quarters 50%
EPS and Revenue beats vs estimates
Quarterly Earnings Historical Results
EPS & Revenue History (in USD): Actual vs estimated values, surprises, q2q growth and acceleration numbers quarterly history.
| Quarter | EPS | EPS Est | EPS Surprise | EPS Q2Q | Revenue | Revenue Est | Revenue Surprise | Revenue Q2Q |
|---|---|---|---|---|---|---|---|---|
| Q4 2025 | 1.53 | 1.56 | -2.21% | -1.92% | 430.081M | 438.98M | -2.03% | 4.30% |
| Q3 2025 | 1.59 | 1.68 | -5.30% | 3.25% | 449.936M | 451.81M | -0.41% | 6.37% |
| Q2 2025 | 1.58 | 1.54 | 2.39% | 3.27% | 428.037M | 427.45M | 0.14% | 2.70% |
| Q1 2025 | 1.47 | 1.42 | 3.16% | -2.65% | 409.234M | 407.23M | 0.49% | 0.79% |
| Q4 2024 | 1.56 | 1.45 | 7.41% | 4.00% | 412.34M | 411.28M | 0.26% | 5.01% |
| Q3 2024 | 1.54 | 1.55 | -0.82% | 3.36% | 423.003M | 427.93M | -1.15% | 7.64% |
| Q2 2024 | 1.53 | 1.54 | -0.36% | 4.08% | 416.776M | 418.54M | -0.42% | 7.19% |
| Q1 2024 | 1.51 | 1.47 | 2.48% | 7.09% | 406.018M | 400.78M | 1.31% | 8.94% |
| Q4 2023 | 1.50 | 1.50 | 0.03% | 11.94% | 392.678M | 400.37M | -1.92% | 9.08% |
| Q3 2023 | 1.49 | 1.44 | 3.79% | 37.96% | 392.988M | 391.43M | 0.40% | 21.37% |
| Q2 2023 | 1.47 | 1.44 | 2.34% | 33.64% | 388.811M | 378.15M | 2.82% | 33.11% |
| Q1 2023 | 1.41 | 1.40 | 1.02% | 38.24% | 372.7M | 357.21M | 4.34% | 32.73% |
| Q4 2022 | 1.34 | 1.34 | 0.16% | 14.53% | 360M | 346.63M | 3.86% | 21.58% |
| Q3 2022 | 1.08 | 1.18 | -8.47% | 8.00% | 323.8M | 307.88M | 5.17% | 18.18% |
| Q2 2022 | 1.10 | 1.04 | 5.71% | -5.17% | 292.1M | 291.11M | 0.34% | 8.83% |
| Q1 2022 | 1.02 | 0.96 | 6.68% | -10.53% | 280.8M | 279.82M | 0.35% | 5.29% |
| Q4 2021 | 1.17 | 0.99 | 18.30% | 25.81% | 296.1M | 276.15M | 7.22% | 11.19% |
| Q3 2021 | 1.00 | 0.98 | 2.29% | 19.05% | 274M | 269.6M | 1.63% | 8.99% |
| Q2 2021 | 1.16 | 0.93 | 24.47% | 197.44% | 268.4M | 261.95M | 2.46% | 12.68% |
| Q1 2021 | 1.14 | 0.87 | 30.76% | 1,166.67% | 266.7M | 260.24M | 2.48% | 12.29% |
| Q4 2020 | 0.93 | 0.79 | 17.85% | - | 266.3M | 254.33M | 4.71% | - |
| Q3 2020 | 0.84 | 0.58 | 44.16% | - | 251.4M | 246.74M | 1.89% | - |
| Q2 2020 | 0.39 | 0.33 | 16.66% | - | 238.2M | 235.76M | 1.03% | - |
| Q1 2020 | 0.09 | 0.62 | -85.46% | - | 237.5M | 236.72M | 0.33% | - |
Notes
- EPS and Revenue values are non-GAAP when available, otherwise GAAP.
- Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
- Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
- Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.
Earnings Q2Q Performance Trends
EPS Historical Q2Q growth and Acceleration
Revenue Historical Q2Q growth and Acceleration
Surprise distribution (Last 4 Quarters)
EPS beat statistics
EPS beat (4)
2
Average EPS beat (4)
-0.49%
Max EPS beat (4)
3.16%
Min EPS beat (4)
-5.30%
Revenue beat statistics
Revenue beat (4)
2
Average Revenue beat (4)
-0.45%
Max Revenue beat (4)
0.49%
Min Revenue beat (4)
-2.03%
Analysis
In the last 4 quarters, OZK has beaten EPS estimates in 2 out of 4 releases
OZK has beaten revenue estimates in 2 out of the last 4 releases
In the last 4 quarters, OZK reported -0.5% below the EPS estimates on average.
In the last 4 quarters, OZK reported -0.5% below the revenue estimates on average.
Related analysis
BANK OZK / OZK Earnings FAQ
Did BANK OZK (OZK) beat earnings estimates last quarter?
BANK OZK (OZK) missed EPS estimates and missed revenue estimates in the most recent quarter.
Can you provide information on how often BANK OZK beats earnings estimates?
In the last 4 quarters, BANK OZK (OZK) has beaten EPS estimates in 2 out of 4 releases.