DISCOVER FINANCIAL SERVICES (DFS) Earnings History & Surprises

NYSE:DFS • US2547091080

200.05 USD
-0.43 (-0.21%)
At close: May 16, 2025
198.1 USD
-1.95 (-0.97%)
After Hours: 5/16/2025, 8:04:00 PM

Past quarterly earnings results for DISCOVER FINANCIAL SERVICES (DFS), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).

Earnings Snapshot

Next Earnings Date

Upcoming
Release DateJul 15, 2025
PeriodQ2 / 2025
EPS Estimate$3.55
Revenue Estimate4.352B

Last Reported

Most Recent
Release DateApr 23, 2025
PeriodQ1 / 2025
EPS Reported$4.25
EPS Surprise 24.90%
Revenue Surprise -0.35%

Beat Rate

Last 8 Quarters
63%
EPS and Revenuebeats vs estimates

Quarterly Earnings Results

EPS & Revenue History (USD)

Actual vs estimated values, surprises, q2q growth and acceleration numbers for recent quarters.

QuarterEPSEPS EstEPS SurpriseEPS Q2QRevenueRevenue EstRevenue SurpriseRevenue Q2Q
Q1 2025 4.25 3.40 24.90% 286.36% 4.251B 4.266B -0.35% 0.97%
Q4 2024 5.11 3.28 55.67% 231.82% 4.759B 4.504B 5.66% 13.42%
Q3 2024 3.69 3.46 6.78% 42.47% 4.453B 4.393B 1.37% 10.11%
Q2 2024 6.06 3.10 95.20% 71.19% 4.538B 4.217B 7.61% 17.02%
Q1 2024 1.10 2.98 -63.13% -69.27% 4.21B 4.115B 2.31% 12.51%
Q4 2023 1.54 2.53 -39.10% -59.15% 4.196B 4.136B 1.45% 12.43%
Q3 2023 2.59 3.22 -19.66% -26.84% 4.044B 3.993B 1.28% 16.24%
Q2 2023 3.54 3.71 -4.61% -10.61% 3.878B 3.924B -1.17% 20.29%
Q1 2023 3.58 3.95 -9.30% -15.17% 3.742B 3.703B 1.05% 28.95%
Q4 2022 3.77 3.69 2.10% 3.57% 3.732B 3.699B 0.89% 27.11%
Q3 2022 3.54 3.76 -5.86% - 3.479B 3.408B 2.08% 25.28%
Q2 2022 3.96 3.82 3.59% -28.65% 3.224B 3.208B 0.50% -9.92%
Q1 2022 4.22 3.65 15.50% -16.27% 2.902B 3.013B -3.68% 3.83%
Q4 2021 3.64 3.72 -2.25% 40.54% 2.936B 3.033B -3.20% 3.97%
Q3 2021 3.54 3.57 -0.71% 44.49% 2.777B 2.939B -5.51% 2.32%
Q2 2021 5.55 4.03 37.64% 562.50% 3.579B 3.023B 18.39% 34.45%
Q1 2021 5.04 2.85 76.95% 2,116.00% 2.795B 2.8B -0.18% -3.22%
Q4 2020 2.59 2.45 5.85% - 2.824B 2.847B -0.81% -
Q3 2020 2.45 1.58 55.11% - 2.714B 2.695B 0.71% -
Q2 2020 -1.20 -0.29 -317.16% - 2.662B 2.683B -0.78% -
Q1 2020 -0.25 0.79 -131.61% - 2.888B 2.914B -0.89% -

Notes

  • EPS and Revenue values are non-GAAP when available, otherwise GAAP.
  • Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
  • Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
  • Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.

Earnings Q2Q Performance Trends

EPS Historical Q2Q growth and Acceleration

DFS EPS Q2Q GrowthDFS EPS Q2Q GrowthEPS Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 500 1K 1.5K 2K

Revenue Historical Q2Q growth and Acceleration

DFS Revenue Q2Q GrowthDFS Revenue Q2Q GrowthRevenue Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 10 20 30

Surprise distribution (Last 4 Quarters)

EPS beat statistics

EPS beat (4)
4
Average EPS beat (4)
45.64%
Max EPS beat (4)
95.20%
Min EPS beat (4)
6.78%

Revenue beat statistics

Revenue beat (4)
3
Average Revenue beat (4)
3.57%
Max Revenue beat (4)
7.61%
Min Revenue beat (4)
-0.35%

Analysis

In the last 4 quarters, DFS has consistently beaten EPS estimates in all releases
DFS has beaten revenue estimates in 3 out of the last 4 releases
In the last 4 quarters, DFS has beaten the EPS estimates by 45.6% on average.
In the last 4 quarters, DFS has beaten the revenue estimates by 3.6% on average.
→ Find peers who consistently beat earnings by at least 10% in the last 4 quarters

DISCOVER FINANCIAL SERVICES / DFS Earnings FAQ

Can you provide the last earnings date for DISCOVER FINANCIAL SERVICES?

DISCOVER FINANCIAL SERVICES (DFS) last reported earnings on 4/23/2025.


Did DISCOVER FINANCIAL SERVICES (DFS) beat earnings estimates last quarter?

DISCOVER FINANCIAL SERVICES (DFS) beat EPS estimates and missed revenue estimates in the most recent quarter.


Can you provide information on how often DISCOVER FINANCIAL SERVICES beats earnings estimates?

In the last 4 quarters, DISCOVER FINANCIAL SERVICES (DFS) has beaten EPS estimates in 4 out of 4 releases.