DISCOVER FINANCIAL SERVICES (DFS) Forecast, Price Target & Analyst Ratings

NYSE:DFSUS2547091080

Current stock price

200.05 USD
-0.43 (-0.21%)
At close:
198.1 USD
-1.95 (-0.97%)
After Hours:

Analyst forecast overview

View the latest analyst price targets, stock forecast, EPS estimates, revenue projections, revisions, full estimates, rating distribution and upgrades/downgrades for DISCOVER FINANCIAL SERVICES (DFS).

Forecast Snapshot

Consensus Price Target

Price Target
$204.00
+ 1.97% Upside

Next Earnings Forecast

Earnings Estimate
Release Date
Jul 15, 2025
Period
Q2 / 2025
EPS Estimate
$3.55
Revenue Estimate
4.352B

ChartMill Buy Consensus

Rating
72.38%
Weighted Analyst Rating Score

Price Target Details & History

Consensus Price Target and Range

Mean target
$204.00
Upside
+ 1.97%
From current price of $200.05 to mean target of $204.00, Based on 21 analyst forecasts
Low
$154.53
Median
$197.88
High
$252.00

Price Target Revisions

1 Month
-0.32%
3 Months
-9.35%

Price Target Summary

21 Wall Street analysts provided a forecast for the next 12 months for DFS. The average price target is 204 USD. This implies a price increase of 1.97% is expected in the next year compared to the current price of 200.05.
The average price target has been revised downward by 9.35% in the past 3 months.

Analyst Ratings & History

Current Analyst Ratings

DFS Current Analyst RatingDFS Current Analyst Buy, Sell and Hold Ratings.Current Analyst Rating Strong Buy Buy Hold Sell Strong Sell 2 4 6 8 10

Analyst Ratings History

DFS Historical Analyst RatingsDFS Historical Analyst Buy, Sell and Hold Ratings and number of analysts.Historical Monthly Analyst Rating -19 -17 -15 -13 -11 -9 -7 -5 -3 -1 5 10 15 20 25

Analyst Ratings Consensus

ChartMill Buy Consensus
72.38%
DFS was analyzed by 21 analysts. The buy percentage consensus is at 72. So analysts seem to be have mildly positive about DFS.
In the previous month the buy percentage consensus was at a similar level.
DFS was analyzed by 21 analysts, which should be a sufficient number of analysts to have a meaningful average consensus rating.

Recent Upgrades & Downgrades

DateFirmActionFrom → To
2025-05-07JefferiesDowngrade Buy -> Hold
2025-04-25Truist SecuritiesMaintains Buy -> Buy
2025-04-24TD SecuritiesMaintains Buy -> Buy
2025-04-08JP MorganMaintains Neutral -> Neutral
2025-03-21Truist SecuritiesMaintains Buy -> Buy
2025-01-27Truist SecuritiesMaintains Buy -> Buy
2025-01-24RBC CapitalMaintains Sector Perform -> Sector Perform
2025-01-24BarclaysMaintains Overweight -> Overweight
2025-01-24Wells FargoMaintains Equal-Weight -> Equal-Weight
2025-01-24JP MorganMaintains Neutral -> Neutral
2025-01-14JP MorganMaintains Neutral -> Neutral
2025-01-13UBSUpgrade Neutral -> Buy
2025-01-07Truist SecuritiesInitiate Buy
2025-01-06BarclaysUpgrade Equal-Weight -> Overweight
2025-01-03Wells FargoMaintains Equal-Weight -> Equal-Weight
2024-12-09Keefe, Bruyette & WoodsMaintains Outperform -> Outperform
2024-12-09JP MorganMaintains Neutral -> Neutral
2024-10-30Evercore ISI GroupMaintains In-Line -> In-Line
2024-10-18RBC CapitalMaintains Sector Perform -> Sector Perform
2024-10-18Wells FargoMaintains Equal-Weight -> Equal-Weight
2024-10-07Evercore ISI GroupMaintains In-Line -> In-Line
2024-07-19BMO CapitalMaintains Market Perform -> Market Perform
2024-07-19RBC CapitalMaintains Sector Perform -> Sector Perform
2024-07-19BarclaysMaintains Equal-Weight -> Equal-Weight
2024-07-19JP MorganMaintains Neutral -> Neutral

Next Earnings Forecast Details

Next Earnings Details

Release Date
Jul 15, 2025
Period
Q2 / 2025
EPS Estimate
$3.55
Revenue Estimate
4.352B
Revenue Q2Q
-4.10%
EPS Q2Q
-41.46%
Number of Analysts
19

Next Earnings Revisions

Revenue (1 Month)
-0.16%
Revenue (3 Months)
-0.68%
EPS (1 Month)
-1.14%
EPS (3 Months)
-0.83%

Next Earnings Summary

DFS is expected to report earnings on 7/15/2025. The consensus EPS estimate for the next earnings is 3.55 USD and the consensus revenue estimate is 4.35B USD.
The next earnings revenue estimate has been revised downward by 0.68% in the past 3 months.

Full Analyst Estimates

Yearly Earnings Per Share (EPS), Revenue, EBIT, EBITDA and Operating Margin Analyst Estimates

2022 2023 2024 2025 2026 2027 2028 2029
Revenue
YoY % growth
DFS revenue by date.DFS revenue by date.
13.293B
9.98%
15.794B
18.81%
17.91B
13.40%
17.601B
-1.73%
18.245B
3.66%
18.863B
3.39%
19.338B
2.52%
20.383B
5.40%
EBITDA
YoY % growth
DFS ebitda by date.DFS ebitda by date.
N/AN/AN/A
6.36%
N/AN/AN/AN/AN/A
EBIT
YoY % growth
DFS ebit by date.DFS ebit by date.
N/A
8.24%
N/A
13.27%
N/A
0.09%
9.251B
1.36%
9.648B
4.29%
7.84B
-18.74%
10.79B
37.63%
11.324B
4.95%
Operating Margin
DFS operating margin by date.DFS operating margin by date.
N/AN/AN/A52.56%52.88%41.56%55.80%55.56%
EPS
YoY % growth
DFS eps by date.DFS eps by date.
15.49
-12.83%
11.25
-27.37%
15.96
41.87%
14.63
-8.36%
16.09
9.97%
18.15
12.84%
14.80
-18.48%
15.39
4.03%

All data in USD

Quarterly Earnings Per Share (EPS), Revenue, EBIT and EBITDA Analyst Estimates

Q2 / 25 Q3 / 25 Q4 / 25 Q1 / 26 Q2 / 26 Q3 / 26 Q4 / 26 Q1 / 27 Q2 / 27 Q3 / 27 Q4 / 27
EPS
Q2Q % growth
3.55
-41.46%
3.60
-2.53%
3.58
-30.01%
3.98
-6.45%
4.10
15.46%
4.16
15.80%
4.10
14.70%
5.01
26.00%
4.87
18.86%
5.57
33.62%
4.38
6.85%
Revenue
Q2Q % growth
4.352B
-4.10%
4.435B
-0.40%
4.54B
-4.60%
4.52B
6.33%
4.594B
5.56%
4.669B
5.28%
4.786B
5.42%
5.034B
11.37%
5.162B
12.36%
5.329B
14.14%
5.467B
14.23%
EBITDA
Q2Q % growth
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
EBIT
Q2Q % growth
2.731B
2.28%
2.705B
-4.11%
2.681B
0.45%
2.793B
4.76%
2.855B
4.54%
2.839B
4.95%
2.826B
5.41%
3.272B
17.15%
3.355B
17.51%
3.463B
21.98%
3.171B
12.21%

All data in USD

Yearly Earnings Per Share (EPS) and Revenue Trends vs Historical Data

DFS Yearly Revenue VS EstimatesDFS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5B 10B 15B 20B
DFS Yearly EPS VS EstimatesDFS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5 10 15

Long Term Forward Growth Forecast Summary

Long Term EPS Growth (CAGR)

EPS Next 3 Year
4.38%
EPS Next 5 Year
-0.72%

Long Term Revenue Growth (CAGR)

Revenue Next 3 Year
2.03%
Revenue Next 5 Year
2.79%

Long Term EBIT Growth (CAGR)

EBIT Next 3 Year
N/A
EBIT Next 5 Year
N/A

DISCOVER FINANCIAL SERVICES / DFS Forecast FAQ

What do analysts expect the price target to be for DISCOVER FINANCIAL SERVICES (DFS)?

21 analysts have analysed DFS and the average price target is 204 USD. This implies a price increase of 1.97% is expected in the next year compared to the current price of 200.05.

When does DISCOVER FINANCIAL SERVICES (DFS) report earnings?

DISCOVER FINANCIAL SERVICES (DFS) will report earnings on 2025-07-15, after the market close.

Can you provide the consensus estimates for DISCOVER FINANCIAL SERVICES next earnings?

The consensus EPS estimate for the next earnings of DISCOVER FINANCIAL SERVICES (DFS) is 3.55 USD and the consensus revenue estimate is 4.35B USD.

What is the consensus rating for DISCOVER FINANCIAL SERVICES (DFS) stock?

The consensus rating for DISCOVER FINANCIAL SERVICES (DFS) is 72.381 / 100 . This indicates that analysts generally have a positive outlook on the stock.