SouthState Bank Corp (NYSE:SSB) Q3 2025 Earnings Top Estimates

SouthState Bank Corp (NYSE:SSB) has released its financial results for the third quarter of 2025, delivering a performance that notably exceeded analyst expectations on key profitability and revenue metrics. The earnings report provides a clear snapshot of the company's operational strength during the period.

Earnings and Revenue Performance

The company's results for the quarter ended September 30, 2025, demonstrated significant outperformance relative to the forecasts held by market analysts. The primary figures are outlined below.

• Earnings Per Share (EPS): SouthState reported a non-GAAP EPS of $2.58. This substantially surpassed the analyst consensus estimate of $2.22.
• Revenue: The company posted revenue of approximately $698.8 million for the quarter. This also came in well ahead of the estimated $666.8 million.

This double beat on both the top and bottom lines indicates robust operational efficiency and revenue generation capabilities during the quarter. The magnitude of the EPS beat, in particular, suggests strong cost management or other income factors that positively impacted profitability.

Market Reaction

Despite the positive earnings surprise, the immediate market reaction has been muted, with a more pronounced negative trend appearing in the short-term price action leading up to the release.

• After-Hours Movement: Following the earnings announcement, the stock showed no immediate change in after-market trading, closing the extended session flat.
• Recent Weakness: The stock has faced selling pressure in the weeks preceding the report. Over the past month, shares have declined by approximately 6.4%, with similar losses reflected over the past two weeks and one week.

This divergence between strong fundamental results and weak price performance suggests that the positive earnings may have been partially anticipated by the market or that other, broader concerns are weighing on investor sentiment toward the regional banking sector. The results appear to have stabilized the stock in the immediate aftermath but have not yet catalyzed a rebound from its recent slide.

Press Release Summary

The company's press release, dated October 22, 2025, formally announced the unaudited financial results for the three-month and nine-month periods ended September 30, 2025. A key element of the announcement was the declaration of a quarterly cash dividend, reinforcing the company's commitment to returning capital to shareholders. The release did not provide a specific financial outlook or guidance for future quarters, focusing instead on the reported historical results and the dividend declaration.

Looking Ahead

With the third quarter results now public, investor attention will shift to the company's ability to maintain this momentum. Analyst estimates for the upcoming periods are already in place, providing a benchmark for future performance.

• Q4 2025 Estimates: For the next quarter, analysts are projecting revenue of approximately $672.2 million and an EPS of $2.27.
• Full-Year 2025 Estimates: For the entire fiscal year 2025, the consensus estimates point toward sales of $2.65 billion and revenue of $8.98 billion.

For a detailed breakdown of historical earnings, future estimates, and analyst revisions, you can review the data here: SSB Earnings & Estimates.

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This article is for informational purposes only and is based on publicly available data. It does not constitute investment advice, financial analysis, or a recommendation to buy or sell any security. Readers should conduct their own research and consult with a qualified financial advisor before making any investment decisions.