New York Mortgage Trust Inc (NASDAQ:NYMT) Reports Mixed Q2 2025 Earnings, Misses Revenue Estimates

New York Mortgage Trust Inc (NASDAQ:NYMT) reported its second-quarter 2025 financial results, delivering mixed performance relative to analyst expectations. The real estate investment trust (REIT) posted revenue of $36.45 million, falling short of the consensus estimate of $39.06 million. Earnings per share (EPS) came in at $0.22, narrowly missing the projected $0.2224. The slight miss on both top and bottom lines has contributed to a modest negative reaction in after-hours trading, with shares declining approximately 0.3%.

Key Takeaways from the Earnings Report

• Revenue Shortfall: The company’s Q2 revenue of $36.45 million was about 6.6% below analyst expectations, signaling potential challenges in its mortgage-backed securities and loan portfolios.
• EPS Performance: While EPS was nearly in line with estimates, the marginal miss suggests operational costs or investment yields may not have fully met projections.
• Market Reaction: The stock dipped slightly in after-hours trading, reflecting investor caution despite the relatively stable earnings performance.

Analyst Estimates vs. Reported Figures

The market had anticipated stronger revenue growth, given the broader trends in the housing and mortgage sectors. The shortfall may indicate tighter margins or slower-than-expected asset turnover in NYMT’s portfolio. On the earnings front, the minor EPS miss does not signal a material deviation from expectations, but the combination of weaker revenue and flat earnings has likely tempered investor enthusiasm.

Forward-Looking Expectations

Analysts project Q3 2025 revenue of $39.8 million and EPS of $0.226, while full-year estimates stand at $152.16 million in sales and $1.063 in EPS. The company did not provide explicit guidance in its press release, leaving investors to rely on these consensus figures. Given the Q2 underperformance, market participants will be watching for signs of improvement in the coming quarters, particularly in NYMT’s single-family and multi-family mortgage investments.

Press Release Highlights

The earnings announcement reiterated NYMT’s focus on acquiring and managing mortgage-related residential assets, including Agency RMBS and credit-sensitive loans. The company emphasized its objective of delivering stable long-term distributions, though the latest results suggest some near-term headwinds.

For a deeper dive into NYMT’s earnings and future estimates, visit the earnings and estimates page.

Disclaimer: This article is for informational purposes only and does not constitute investment advice. Investors should conduct their own research or consult a financial advisor before making any decisions.