Capital City Bank Group Inc (NASDAQ:CCBG) Tops Q3 2025 Earnings and Revenue Estimates

Capital City Bank Group Inc (NASDAQ:CCBG) has released its financial results for the third quarter of 2025, presenting a performance that surpassed analyst expectations on key profitability and revenue metrics. The earnings report, released on October 21, 2025, has prompted a discernible, albeit measured, reaction in the stock's trading activity during the pre-market session.

Earnings and Revenue Performance Versus Estimates

The bank's third-quarter results demonstrated strength, with both earnings per share and revenue coming in above the consensus estimates compiled by analysts. This performance indicates the company's ability to navigate the current economic environment effectively.

• Earnings Per Share (EPS): The company reported a non-GAAP EPS of $0.93, solidly exceeding the analyst estimate of $0.884.
• Revenue: Reported revenue for the quarter was $65.89 million, which also topped the estimated $65.586 million.

This double beat underscores a quarter of disciplined execution. The earnings per share of $0.93 also represents a sequential increase from the $0.88 reported in the second quarter of 2025 and a significant year-over-year improvement from the $0.77 reported in the third quarter of 2024.

Market Reaction and Price Action

The immediate market response to the earnings release has been positive. In pre-market trading, the stock has advanced, showing a gain of approximately 0.76%. This upward movement suggests that investors are interpreting the earnings beat favorably. However, this positive reaction occurs within a broader context of recent weakness. Over the past month, the stock has declined by nearly 4.7%, indicating that the pre-market bounce may be a relief rally or a reassessment of the stock's value following a period of downward pressure. The market appears to be acknowledging the company's strong quarterly fundamentals while still weighing longer-term concerns that have impacted the stock's performance in recent weeks.

Summary of Quarterly Results

The core of the press release detailed the bank's profitability. Capital City Bank Group reported net income attributable to common shareholders of $16.0 million for the third quarter of 2025. This marks a healthy increase from the $15.0 million earned in the prior quarter and a more substantial jump from the $13.1 million reported in the same quarter last year. The results paint a picture of a company on a steady growth trajectory, successfully expanding its bottom line through consecutive quarters.

Looking Ahead

While the press release did not provide a specific financial outlook from management for the upcoming quarters, analyst estimates offer a benchmark for future performance. For the fourth quarter of 2025, analysts are projecting revenue of approximately $65.54 million and earnings per share of around $0.86. For the full 2025 year, the consensus estimates point to sales of about $258.37 million and earnings of $3.60 per share. The absence of formal company guidance is a common practice and is not being interpreted as a negative signal in this instance. Investors will be watching to see if the company can maintain its momentum and meet or exceed these estimates in the next reporting period.

For a detailed breakdown of historical earnings, future estimates, and analyst revisions, you can review the data available on the CCBG earnings and estimates page.

Disclaimer: This article is for informational purposes only and does not constitute financial advice, a recommendation to buy or sell any security, or an offer to provide investment advisory services. All investment decisions involve risk, and readers should conduct their own research before making any financial decisions.