Cadence Bank (NYSE:CADE) Q3 2025 Earnings: EPS Beats, Revenue Misses Estimates

Cadence Bank (NYSE:CADE) reported its third quarter 2025 financial results, presenting a mixed performance that has triggered a negative after-hours market reaction. The regional bank delivered an earnings beat but fell short on revenue targets, creating a complex picture for investors analyzing the company's trajectory.

Earnings Performance Versus Estimates

The bank's Q3 2025 results revealed a clear divergence between its profitability and top-line growth.

• Earnings Per Share (EPS): Cadence reported a non-GAAP EPS of $0.81, surpassing the analyst consensus estimate of $0.7897.
• Revenue (Sales): The company posted revenue of $517.21 million, which came in below the market expectation of $534.06 million.

This earnings beat suggests effective cost management or lower-than-expected provisions for credit losses, allowing profitability to exceed forecasts. However, the revenue miss indicates that the bank's core banking activities, such as net interest income and non-interest income, did not meet projected levels for the quarter. This combination often creates uncertainty among investors, who must weigh the positive profitability against concerns about growth.

Market Reaction and Price Action

The immediate market response to the earnings release was decisively negative. Following the announcement, Cadence Bank's stock declined by approximately 2.86% in after-hours trading. This price action suggests that investors are focusing more heavily on the revenue shortfall than the EPS beat. The negative sentiment is further contextualized by the stock's recent performance, which has been subdued. Over the past month, the stock is down slightly, and it has seen declines over the past two weeks and week, indicating a lack of positive momentum heading into the earnings report.

Summary of Press Release and Context

The primary news driving this analysis is the official earnings press release issued by Cadence Bank on October 20, 2025. The announcement covered the financial results for the quarter ended September 30, 2025. While the full details of the release, such as net interest margin and loan growth figures, are not provided in the immediate context, the highlighted metrics of EPS and revenue form the core of the initial market digest. The provided news context does not include a specific financial outlook from management for the coming quarters, making it impossible to compare internal projections with analyst expectations.

Looking Ahead: Analyst Expectations

With the Q3 results now known, attention will shift to the future performance of Cadence Bank. Analyst estimates for the upcoming period provide a benchmark for investor expectations.

• Q4 2025 Estimates: Analysts are forecasting revenue of $544.58 million and an EPS of $0.838 for the fourth quarter.
• Full-Year 2025 Estimates: For the entire year, the consensus sales estimate stands at $2.022 billion with an EPS of $3.0855.

Investors will be watching the company's forthcoming quarterly reports closely to see if it can translate its earnings efficiency into stronger revenue generation that meets or exceeds these forecasts.

For a more detailed breakdown of historical earnings, future estimates, and analyst ratings, you can review the data available on the Cadence Bank earnings and estimates page.

Disclaimer: This article is for informational purposes only and is not intended as investment advice. The analysis is based on publicly available data and should not be construed as a recommendation to buy or sell any security. All investment decisions involve risk and should be made based on your own research and financial circumstances.