American Express Co (NYSE:AXP) Tops Q3 2025 Earnings and Revenue Estimates

American Express Co (NYSE:AXP) has released its financial results for the third quarter of 2025, delivering a performance that surpassed Wall Street's expectations on both the top and bottom lines. The report comes amid a mixed pre-market session for broader indices, with investor focus squarely on corporate earnings.

Earnings and Revenue Performance

The global payments company reported a robust quarter, demonstrating continued growth in its core business operations. Revenue reached $13.94 billion, an 11.8% increase compared to the same period last year. This figure came in ahead of the consensus estimates from analysts.

The company's profitability also impressed, with non-GAAP earnings per share (EPS) of $4.14. This exceeded the forecasted EPS, reflecting efficient operations and strong customer spending.

Key financial highlights versus estimates include:

• Reported Revenue: $13.94 billion
• Estimated Revenue: $13.82 billion
• Reported EPS (non-GAAP): $4.14
• Estimated EPS (non-GAAP): $4.00

Market Reaction and Price Action

Following the earnings release, the market's initial reaction appears cautiously optimistic. The stock is showing positive momentum in pre-market trading. This positive movement suggests that investors are rewarding the company for its earnings beat and strong year-over-year growth. This stands in contrast to the stock's recent performance, which has seen some pressure over the past month leading up to the earnings announcement.

Recent price performance context:

• Pre-Market Movement: Positive, indicating a favorable initial reaction.
• Last Month's Performance: The stock had declined in the weeks preceding the report, highlighting the significance of the earnings beat in potentially shifting sentiment.

Press Release Summary

The company issued a press release announcing the availability of its third-quarter 2025 financial results on its Investor Relations website. It confirmed that an investor conference call would be held to discuss these results, with materials and a replay accessible to the public. The release reiterated American Express's position as a global payments and lifestyle brand, emphasizing its long history, focus on trust and security, and its extensive merchant network serving consumers and businesses worldwide. The announcement did not include a specific financial outlook for the coming quarters.

Looking Ahead

With the third-quarter results now public, investor attention will turn to the company's ability to maintain this momentum. Analyst estimates for the full year 2025 and the upcoming fourth quarter provide benchmarks for future performance. The company's strategy, particularly the recent refresh of its premium Platinum card noted in other news reports, will be closely watched for its impact on customer acquisition and spending volumes.

For a detailed breakdown of historical earnings, future estimates, and analyst projections, you can review the data available on the American Express earnings and estimates page.

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This article is for informational purposes only and is not intended as investment advice. The information presented should not be construed as a recommendation to buy or sell any security. Readers should conduct their own research and consult with a qualified financial advisor before making any investment decisions.