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CITIZENS FINANCIAL SERVICES (CZFS) Stock Income Statement

USA - NASDAQ:CZFS - US1746151042 - Common Stock

57.01 USD
+0.91 (+1.62%)
Last: 11/13/2025, 8:00:01 PM
57.99 USD
+0.98 (+1.72%)
After Hours: 11/13/2025, 8:00:01 PM

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TTM
(2025-9-30)
2024
(2024-12-31)
2023
(2023-12-31)
2022
(2022-12-31)
2021
(2021-12-31)
Revenue
CZFS Revenue ChartCZFS Revenue over time chart
108.95M101.86M91.87M81.87M78.42M
Gross Premiums Earned
CZFS Gross Premiums Earned ChartCZFS Gross Premiums Earned over time chart
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Loss Claims
CZFS Loss Claims ChartCZFS Loss Claims over time chart
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Deferred Policy Acquisition Expense
CZFS Deferred Policy Acquisition Expense ChartCZFS Deferred Policy Acquisition Expense over time chart
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Net Interest Income
CZFS Net Interest Income ChartCZFS Net Interest Income over time chart
94.66M86.45M80.26M72.13M66.11M
Non Interest Income
CZFS Non Interest Income ChartCZFS Non Interest Income over time chart
14.29M15.40M11.61M9.74M12.31M
Loan Loss Provision
CZFS Loan Loss Provision ChartCZFS Loan Loss Provision over time chart
1.88M2.59M5.53M1.68M1.55M
Net Interest Income after Provision
CZFS Net Interest Income after Provision ChartCZFS Net Interest Income after Provision over time chart
92.79M83.87M74.73M70.45M64.56M
Non Interest Expense
CZFS Non Interest Expense ChartCZFS Non Interest Expense over time chart
-65.38M-65.59M-64.82M-44.69M-41.55M
Minority Interest Expense
CZFS Minority Interest Expense ChartCZFS Minority Interest Expense over time chart
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Cost Of Goods
CZFS Cost Of Goods ChartCZFS Cost Of Goods over time chart
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Gross Profit
CZFS Gross Profit ChartCZFS Gross Profit over time chart
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Operating Expenses
CZFS Operating Expenses ChartCZFS Operating Expenses over time chart
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Research and Development
CZFS Research and Development ChartCZFS Research and Development over time chart
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Selling, General, and Administrative Expenses
CZFS Selling, General, and Administrative Expenses ChartCZFS Selling, General, and Administrative Expenses over time chart
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Operating Income
CZFS Operating Income ChartCZFS Operating Income over time chart
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Interest Income/Expense
CZFS Interest Income/Expense ChartCZFS Interest Income/Expense over time chart
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Other Income/Expense
CZFS Other Income/Expense ChartCZFS Other Income/Expense over time chart
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Non Recurring Items
CZFS Non Recurring Items ChartCZFS Non Recurring Items over time chart
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Income Before Taxes
CZFS Income Before Taxes ChartCZFS Income Before Taxes over time chart
41.70M33.68M21.52M35.50M35.32M
Income Tax
CZFS Income Tax ChartCZFS Income Tax over time chart
7.62M5.87M3.70M6.44M6.20M
Net Income
CZFS Net Income ChartCZFS Net Income over time chart
34.07M27.82M17.81M29.06M29.12M
EBITDA
CZFS EBITDA ChartCZFS EBITDA over time chart
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Per Share Data
EPS Diluted Total Ops
CZFS EPS Diluted Total Ops ChartCZFS EPS Diluted Total Ops over time chart
7.0970999999999995.79233.9847.17.09
Non GAAP EPS
CZFS Non GAAP EPS ChartCZFS Non GAAP EPS over time chart
7.0975299999999995.8383600000000016.462187.10777.09071
 
Statistics
Profit Margin
CZFS Profit Margin ChartCZFS Profit Margin over time chart
31.27%27.31%19.39%35.50%37.13%

All data in USD

Charts

CZFS Income Statement data chartCZFS Revenue, Operating Income, Net Income and EBITDA ChartIncome Statements 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 TTM 20M 40M 60M 80M 100M
CZFS Earnings Per Share (EPS) chartCZFS EPS Diluted and non-GAAP ChartEarnings Per Share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 TTM 2 4 6