When did CITIZENS FINANCIAL SERVICES (CZFS) report earnings last quarter?
CITIZENS FINANCIAL SERVICES (CZFS) last reported earnings on 1/29/2026.
CITIZENS FINANCIAL SERVICES (CZFS) Earnings History & Surprises
NASDAQ:CZFS • US1746151042
Current stock price
59.98 USD
+2.09 (+3.61%)
At close:
59.98 USD
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CZFS Earnings overview
Past quarterly earnings results for CITIZENS FINANCIAL SERVICES (CZFS), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).
Earnings Snapshot
Next Earnings Date
Upcoming- Release Date
- Apr 30, 2026
- Period
- Q1 / 2026
- EPS Estimate
- $2.02
- Revenue Estimate
- 26.214M
Last Reported
Most Recent- Release Date
- Jan 29, 2026
- Period
- Q4 / 2025
- EPS Reported
- $2.18
- EPS Surprise
- 3.25%
- Revenue Surprise
- 0.38%
Beat Rate
Last 8 Quarters 31%
EPS and Revenue beats vs estimates
Quarterly Earnings Historical Results
EPS & Revenue History (in USD): Actual vs estimated values, surprises, q2q growth and acceleration numbers quarterly history.
| Quarter | EPS | EPS Est | EPS Surprise | EPS Q2Q | Revenue | Revenue Est | Revenue Surprise | Revenue Q2Q |
|---|---|---|---|---|---|---|---|---|
| Q4 2025 | 2.18 | 2.11 | 3.25% | 31.06% | 26.211M | 26.112M | 0.38% | 14.59% |
| Q3 2025 | 2.09 | 1.80 | 16.42% | 32.76% | 25.14M | 25.5M | -1.41% | 17.90% |
| Q2 2025 | 1.76 | 1.64 | 7.58% | 36.74% | 23.648M | 23.766M | -0.50% | 11.02% |
| Q1 2025 | 1.58 | 1.50 | 5.28% | 20.60% | 23.002M | 23.619M | -2.61% | 9.75% |
| Q4 2024 | 1.66 | 1.56 | 6.95% | 6.05% | 22.873M | 23.052M | -0.78% | 4.66% |
| Q3 2024 | 1.57 | 1.39 | 12.96% | -3.84% | 21.324M | 22.929M | -7.00% | -4.82% |
| Q2 2024 | 1.29 | 1.33 | -3.21% | -14.18% | 21.3M | 22.236M | -4.21% | 18.85% |
| Q1 2024 | 1.31 | 1.55 | -15.24% | -25.23% | 20.958M | 22.644M | -7.45% | 15.92% |
| Q4 2023 | 1.57 | 1.62 | -3.17% | -18.79% | 21.855M | 22.236M | -1.71% | 1.13% |
| Q3 2023 | 1.64 | 1.57 | 4.28% | -11.23% | 22.404M | 22.134M | 1.22% | 4.01% |
| Q2 2023 | 1.50 | -0.02 | 7,602.25% | -11.19% | 17.921M | 18.768M | -4.51% | -10.53% |
| Q1 2023 | 1.76 | 1.73 | 1.40% | 6.91% | 18.08M | 19.686M | -8.16% | -3.26% |
| Q4 2022 | 1.93 | 1.94 | -0.46% | 14.20% | 21.61M | 19.89M | 8.65% | 11.51% |
| Q3 2022 | 1.84 | 1.87 | -1.44% | 7.21% | 21.54M | 19.38M | 11.15% | 10.80% |
| Q2 2022 | 1.69 | 1.72 | -1.83% | 3.99% | 20.03M | 17.748M | 12.86% | 5.87% |
| Q1 2022 | 1.64 | 1.70 | -3.37% | -20.04% | 18.69M | 18.87M | -0.95% | -9.62% |
| Q4 2021 | 1.69 | 1.75 | -3.60% | -3.91% | 19.38M | 17.595M | 10.14% | -5.51% |
| Q3 2021 | 1.72 | 1.71 | 0.86% | -11.38% | 19.44M | 17.034M | 14.12% | -2.85% |
| Q2 2021 | 1.62 | 1.61 | 0.81% | 22.80% | 18.92M | 16.524M | 14.50% | 3.05% |
| Q1 2021 | 2.06 | 1.54 | 33.19% | 69.12% | 20.68M | 16.626M | 24.38% | 40.30% |
| Q4 2020 | 1.76 | 1.79 | -1.43% | - | 20.51M | 17.34M | 18.28% | - |
| Q3 2020 | 1.94 | 1.62 | 19.60% | - | 20.01M | 16.797M | 19.13% | - |
| Q2 2020 | 1.32 | 0.84 | 58.20% | - | 18.36M | 14.498M | 26.64% | - |
| Q1 2020 | 1.22 | 0.97 | 25.22% | - | 14.74M | 12.697M | 16.09% | - |
Notes
- EPS and Revenue values are non-GAAP when available, otherwise GAAP.
- Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
- Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
- Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.
Earnings Q2Q Performance Trends
EPS Historical Q2Q growth and Acceleration
Revenue Historical Q2Q growth and Acceleration
Surprise distribution (Last 4 Quarters)
EPS beat statistics
EPS beat (4)
4
Average EPS beat (4)
9.06%
Max EPS beat (4)
16.42%
Min EPS beat (4)
5.28%
Revenue beat statistics
Revenue beat (4)
0
Average Revenue beat (4)
-1.32%
Max Revenue beat (4)
-0.50%
Min Revenue beat (4)
-2.61%
Analysis
In the last 4 quarters, CZFS has consistently beaten EPS estimates in all releases
CZFS has not beaten revenue estimates in any of the last 4 earnings releases
In the last 4 quarters, CZFS has beaten the EPS estimates by 9.1% on average.
In the last 4 quarters, CZFS reported -1.3% below the revenue estimates on average.
Related analysis
CITIZENS FINANCIAL SERVICES / CZFS Earnings FAQ
Did CZFS stock beat earnings estimates in the most recent quarter?
CITIZENS FINANCIAL SERVICES (CZFS) beat EPS estimates and beat revenue estimates in the most recent quarter.
What percentage of the time does CZFS stock beat earnings estimates?
In the last 4 quarters, CITIZENS FINANCIAL SERVICES (CZFS) has beaten EPS estimates in 4 out of 4 releases.