CITIZENS FINANCIAL SERVICES (CZFS) Stock Balance Sheet
NASDAQ:CZFS - US1746151042 - Common Stock
62.26 USD
+1.07 (+1.75%)
| MRQ (2025-6-30) | 2024 (2024-12-31) | 2023 (2023-12-31) | 2022 (2022-12-31) | 2021 (2021-12-31) | ||||
|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||
| Current Assets | ||||||||
| Cash Due From Banks | 34.64M | 29.54M | 36.97M | 18.34M | 120.96M | |||
| Investments | 472.06M | 460.30M | 458.45M | 466.86M | 471.04M | |||
| Net Loans | 2.22B | 2.29B | 2.23B | 1.71B | 1.42B | |||
| Non-Current Assets | ||||||||
| PPE Net | 21.78M | 31.36M | 32.50M | 22.60M | 20.30M | |||
| Goodwill | 85.76M | 85.76M | 85.76M | 31.40M | 31.40M | |||
| Intangibles | 2.53M | 2.89M | 3.65M | 1.30M | 1.60M | |||
| Other Non-Current Assets | 13.91M | 15.20M | 17.34M | 12.90M | N/A | |||
| TOTAL ASSETS | 2.97B | 3.03B | 2.98B | 2.33B | 2.14B | |||
| LIABILITIES | ||||||||
| Total Deposits | 2.29B | 2.38B | 2.32B | 1.84B | 1.84B | |||
| Current Liabilities | ||||||||
| Short Term Borrowings | N/A | N/A | N/A | N/A | 16.90M | |||
| Short Term Debt | N/A | 17.34M | 18.04M | 17.80M | 16.90M | |||
| Current Portion Of LT Debt. | N/A | 14.11M | N/A | N/A | N/A | |||
| Accrued Expenses | N/A | 10.10M | 11.19M | 5.00M | 3.30M | |||
| Accounts Payable | 2.74M | 4.69M | 4.30M | 1.20M | 700.00K | |||
| Total Current Liabilities | 2.74M | 46.24M | 33.53M | 24.00M | 20.90M | |||
| Non-Current Liabilities | ||||||||
| Long Term Debt | 313.22M | 26.78M | 69.86M | 17.40M | 17.40M | |||
| Other Non-Current Liabilities | 45.00M | 31.45M | 36.65M | 25.50M | 17.30M | |||
| Total Non-Current Liabilities | 2.65B | 2.68B | 2.66B | 2.11B | 1.91B | |||
| TOTAL LIABILITIES | 2.65B | 2.73B | 2.70B | 2.13B | 1.93B | |||
| SHAREHOLDERS' EQUITY | ||||||||
| Retained Earnings | 197.94M | 189.44M | 172.97M | 164.90M | 146.00M | |||
| Additional Paid In Capital | 147.88M | 144.98M | 143.23M | 80.90M | 78.40M | |||
| Common Shares | 5.25M | 5.21M | 5.16M | 4.40M | 4.40M | |||
| Treasury Stock | -16.39M | -16.38M | -16.79M | -17.00M | -16.10M | |||
| Other Shareholders' Equity | 2.08M | 3.04M | 3.33M | -1.10M | -2.00M | |||
| Shares Outstanding | 4.81M | 4.81M | 4.80M | 4.09M | 4.10M | |||
| Tangible Book Value per Share | 46.88 | 43.91 | 39.62 | 40.91 | 43.73 | |||
| Total Shareholders' Equity | 313.65M | 299.73M | 279.67M | 200.10M | 212.50M | |||
| TOTAL LIABILITIES AND EQUITY | 2.97B | 3.03B | 2.98B | 2.33B | 2.14B | |||
| Statistics | ||||||||
| Debt/Equity | 1.00 | 0.15 | 0.31 | 0.18 | 0.16 | |||
| Return On Assets (ROA) | 1.07% | 0.92% | 0.60% | 1.25% | 1.36% | |||
| Return On Equity (ROE) | 10.08% | 9.28% | 6.37% | 14.52% | 13.70% | |||
All data in USD , ROIC based on taxRate of 0.21