CITIZENS FINANCIAL SERVICES (CZFS) Stock Price & Overview
NASDAQ:CZFS • US1746151042
Current stock price
The current stock price of CZFS is 63.41 USD. Today CZFS is up by 2.03%. In the past month the price increased by 4.53%. In the past year, price increased by 14.18%.
CZFS Key Statistics
- Market Cap
- 305.002M
- P/E
- 8.33
- Fwd P/E
- 7.96
- EPS (TTM)
- 7.61
- Dividend Yield
- 3.32%
CZFS Stock Performance
CZFS Stock Chart
CZFS Technical Analysis
ChartMill assigns a technical rating of 6 / 10 to CZFS. When comparing the yearly performance of all stocks, CZFS turns out to be only a medium performer in the overall market: it outperformed 65.92% of all stocks.
CZFS Fundamental Analysis
ChartMill assigns a fundamental rating of 4 / 10 to CZFS. There are concerns on the financial health of CZFS while its profitability can be described as average.
CZFS Earnings
On January 29, 2026 CZFS reported an EPS of 2.18 and a revenue of 26.21M. The company beat EPS expectations (3.25% surprise) and beat revenue expectations (0.38% surprise).
CZFS Forecast & Estimates
7 analysts have analysed CZFS and the average price target is 70.38 USD. This implies a price increase of 10.99% is expected in the next year compared to the current price of 63.41.
For the next year, analysts expect an EPS growth of 4.62% and a revenue growth 5.45% for CZFS
CZFS Groups
Sector & Classification
CZFS Financial Highlights
Over the last trailing twelve months CZFS reported a non-GAAP Earnings per Share(EPS) of 7.61. The EPS increased by 30.42% compared to the year before.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PM (TTM) | 32.55% | ||
| ROA | 1.19% | ||
| ROE | 10.82% | ||
| Debt/Equity | 0.92 |
CZFS Ownership
CZFS Competitors/Peers
| Symbol | Company Name | Technical Rating | Fundamental Rating | FPE | Market Cap |
|---|---|---|---|---|---|
| TFC | TRUIST FINANCIAL CORP | 10.41 | 58.911B | ||
| HBANL | HUNTINGTON BANCSHARES - HBAN 6 7/8 PERP | 15.08 | 49.909B | ||
| HBANM | HUNTINGTON BANCSHARES - HBAN 5.7 PERP | 13.29 | 43.981B | ||
| HBANZ | HUNTINGTON BANCSHARES - HBAN 5 1/2 PERP | 12.64 | 41.842B | ||
| BBT | BEACON FINANCIAL CORP | 8.25 | 37.787B | ||
| HBANP | HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP | 10.41 | 34.468B | ||
| HBAN | HUNTINGTON BANCSHARES INC | 9.72 | 32.166B | ||
| MTB | M & T BANK CORP | 11.09 | 31.314B | ||
| CFG | CITIZENS FINANCIAL GROUP | 11.77 | 25.92B | ||
| RF | REGIONS FINANCIAL CORP | 9.88 | 22.857B | ||
| EWBC | EAST WEST BANCORP INC | 10.4 | 14.999B | ||
| VLYPN | VALLEY NATIONAL BANCORP - VLY 8 1/4 PERP | 19.95 | 14.175B | ||
| VLYPP | VALLEY NATIONAL BANCORP - VLY 7.78548 PERP | 19.51 | 13.858B |
Related stock screener links
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About CZFS
Company Profile
Citizens Financial Services, Inc. is a holding company, which operates as a community bank. The company is headquartered in Mansfield Pennsylvania, Pennsylvania and currently employs 373 full-time employees. The Bank is a full-service bank engaged in a range of banking activities and services for individual, business, governmental and institutional customers. These activities and services principally include checking, savings, and time deposit accounts; residential, commercial and agricultural real estate, commercial and industrial, state and political subdivision and consumer loans; and a variety of other specialized financial services. The Bank also provides trust services, including the administration of trusts and estates, retirement plans, and other employee benefit plans, along with a brokerage division that provides a comprehensive menu of investment services. The company is primarily engaged in the ownership and management of CZFS Acquisition Company, LLC, its subsidiary, the Bank, and the Banks' wholly owned subsidiaries, First Citizens Insurance Agency, Inc. and 1st Realty of PA LLC.
Company Info
IPO: 1993-10-27
CITIZENS FINANCIAL SERVICES
15 S Main St
Mansfield Pennsylvania PENNSYLVANIA US
Employees: 373
Phone: 15706620444
CITIZENS FINANCIAL SERVICES / CZFS FAQ
What does CITIZENS FINANCIAL SERVICES do?
Citizens Financial Services, Inc. is a holding company, which operates as a community bank. The company is headquartered in Mansfield Pennsylvania, Pennsylvania and currently employs 373 full-time employees. The Bank is a full-service bank engaged in a range of banking activities and services for individual, business, governmental and institutional customers. These activities and services principally include checking, savings, and time deposit accounts; residential, commercial and agricultural real estate, commercial and industrial, state and political subdivision and consumer loans; and a variety of other specialized financial services. The Bank also provides trust services, including the administration of trusts and estates, retirement plans, and other employee benefit plans, along with a brokerage division that provides a comprehensive menu of investment services. The company is primarily engaged in the ownership and management of CZFS Acquisition Company, LLC, its subsidiary, the Bank, and the Banks' wholly owned subsidiaries, First Citizens Insurance Agency, Inc. and 1st Realty of PA LLC.
What is the current price of CZFS stock?
The current stock price of CZFS is 63.41 USD. The price increased by 2.03% in the last trading session.
Does CITIZENS FINANCIAL SERVICES pay dividends?
CITIZENS FINANCIAL SERVICES (CZFS) has a dividend yield of 3.32%. The yearly dividend amount is currently 1.99.
What is the ChartMill rating of CITIZENS FINANCIAL SERVICES stock?
CZFS has a ChartMill Technical rating of 6 out of 10 and a ChartMill Fundamental rating of 4 out of 10.
On which exchange is CZFS stock listed?
CZFS stock is listed on the Nasdaq exchange.
Can you provide the upcoming earnings date for CITIZENS FINANCIAL SERVICES?
CITIZENS FINANCIAL SERVICES (CZFS) will report earnings on 2026-04-30.
What is the ownership structure of CITIZENS FINANCIAL SERVICES (CZFS)?
You can find the ownership structure of CITIZENS FINANCIAL SERVICES (CZFS) on the Ownership tab.