UNICAJA BANCO SA (1UNI.MI) Earnings History & Surprises

BIT:1UNI • ES0180907000

2.682 EUR
+2.68 (+Infinity%)
Last: Dec 17, 2025, 07:00 PM

Past quarterly earnings results for UNICAJA BANCO SA (1UNI.MI), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).

Earnings Snapshot

Next Earnings Date

Upcoming
Release DateFeb 2, 2026
PeriodQ4 / 2025
EPS Estimate€0.06
Revenue Estimate502.23M

Last Reported

Most Recent
Release DateOct 31, 2025
PeriodQ3 / 2025
EPS Reported€0.06
EPS Surprise -0.99%
Revenue Surprise 1.99%

Beat Rate

Last 8 Quarters
50%
EPS and Revenuebeats vs estimates

Quarterly Earnings Results

EPS & Revenue History (EUR)

Actual vs estimated values, surprises, q2q growth and acceleration numbers for recent quarters.

QuarterEPSEPS EstEPS SurpriseEPS Q2QRevenueRevenue EstRevenue SurpriseRevenue Q2Q
Q3 2025 0.06 0.06 -0.99% - 515M 504.96M 1.99% -5.33%
Q2 2025 0.07 0.07 -0.99% 16.67% 543M 534.29M 1.63% -54.34%
Q1 2025 0.06 0.04 48.51% 50.00% 537M 487.02M 10.26% -3.94%
Q4 2024 0.05 0.06 -9.99% 147.52% 1.151B 505.51M 127.65% -0.09%
Q3 2024 0.06 0.06 -0.99% 20.00% 544M 512.58M 6.13% 2.06%
Q2 2024 0.06 0.07 -15.13% 50.00% 1.189B 552.64M 115.17% 15.92%
Q1 2024 0.04 0.03 32.01% 300.00% 559M 443.9M 25.93% 21.26%
Q4 2023 0.02 - 504.00% 1.152B 428.44M 168.83% 10.11%
Q3 2023 0.05 0.06 -17.49% 25.00% 533M 476.72M 11.81% 22.25%
Q2 2023 0.04 0.05 -20.79% - 1.026B 444.65M 130.70% 6.55%
Q1 2023 0.01 0.03 -60.40% -50.00% 461M 383.13M 20.32% 16.71%
Q4 2022 -0.01 0.04 -114.14% 90.00% 1.046B 358.75M 191.58% 125.15%
Q3 2022 0.04 0.07 -43.42% 100.00% 436M 414.5M 5.19% -73.24%
Q2 2022 0.04 0.03 32.01% 300.00% 962.804M 414.61M 132.22% 1,372.18%
Q1 2022 0.02 0.08 -75.25% -33.33% 395M 390.67M 1.11% -9.20%
Q4 2021 -0.05 -0.16 69.69% -595.05% 464.6M 316.42M 46.83% 45.46%
Q3 2021 0.02 0.04 -43.42% 100.00% 1.63B 390.15M 317.66% 587.55%
Q2 2021 0.01 0.03 -62.88% - 65.4M 225.59M -71.01% -79.32%
Q1 2021 0.03 0.02 27.32% - 435M 237.33M 83.29% 71.26%
Q4 2020 0.01 - - 319.4M 201.78M 58.29% -
Q3 2020 0.01 0.03 -60.40% - 237M 235.41M 0.68% -
Q2 2020 0.01 0.01 -0.99% - 316.2M 255.39M 23.81% -
Q1 2020 0.03 0.03 -0.99% - 254M 242.55M 4.72% -

Notes

  • EPS and Revenue values are non-GAAP when available, otherwise GAAP.
  • Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
  • Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
  • Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.

Earnings Q2Q Performance Trends

EPS Historical Q2Q growth and Acceleration

1UNI.MI EPS Q2Q Growth1UNI.MI EPS Q2Q GrowthEPS Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 0 200 -200 400 -400

Revenue Historical Q2Q growth and Acceleration

1UNI.MI Revenue Q2Q Growth1UNI.MI Revenue Q2Q GrowthRevenue Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 0 500 1K

Surprise distribution (Last 4 Quarters)

EPS beat statistics

EPS beat (4)
1
Average EPS beat (4)
9.14%
Max EPS beat (4)
48.51%
Min EPS beat (4)
-9.99%

Revenue beat statistics

Revenue beat (4)
4
Average Revenue beat (4)
36.42%
Max Revenue beat (4)
127.65%
Min Revenue beat (4)
1.63%

Analysis

In the last 4 quarters, 1UNI.MI has beaten EPS estimates in 1 out of 4 releases
1UNI.MI has consistently beaten revenue estimates in all past 4 earnings releases
In the last 4 quarters, 1UNI.MI has beaten the EPS estimates by 9.1% on average.
In the last 4 quarters, 1UNI.MI has beaten the revenue estimates by 36.4% on average.
→ Find peers who consistently beat earnings by at least 10% in the last 4 quarters

UNICAJA BANCO SA / 1UNI.MI Earnings FAQ

What is the most recent earnings date for 1UNI stock?

UNICAJA BANCO SA (1UNI.MI) last reported earnings on 10/31/2025.


Did UNICAJA BANCO SA (1UNI.MI) beat earnings estimates last quarter?

UNICAJA BANCO SA (1UNI.MI) missed EPS estimates and beat revenue estimates in the most recent quarter.


Can you provide information on how often UNICAJA BANCO SA beats earnings estimates?

In the last 4 quarters, UNICAJA BANCO SA (1UNI.MI) has beaten EPS estimates in 1 out of 4 releases.