STEWART INFORMATION SERVICES (NYSE:STC) Q3 2025 Earnings Beat Estimates

Stewart Information Services Corporation (NYSE:STC) has released its financial results for the third quarter of 2025, delivering a performance that notably exceeded analyst expectations on key profitability and revenue metrics. The market's immediate reaction appears positive, reflecting investor approval of the strong quarterly figures.

Earnings and Revenue Performance Versus Estimates

The company's third-quarter results demonstrated significant strength, particularly when measured against the forecasts provided by market analysts. The earnings and sales figures comfortably surpassed the consensus estimates that had been established prior to the report.

• Non-GAAP Earnings Per Share (EPS): Stewart reported an adjusted EPS of $1.64. This substantially outpaced the analyst estimate of $1.39 per share.
• Total Revenue: The company posted total revenues of $796.9 million for the quarter. This result also came in well above the estimated revenue of $744.7 million.

The ability to beat estimates on both the top and bottom lines indicates robust operational execution during the quarter. The earnings beat of nearly 18% is particularly noteworthy and suggests stronger-than-anticipated profitability.

Market Reaction

The financial markets have responded favorably to the earnings surprise. In after-hours trading following the announcement, the stock price increased by approximately 1.08%. This positive movement builds upon gains the stock has seen over recent weeks, with a 7.3% increase over the past week and an 11.1% rise over the past two weeks. The immediate uptick indicates that investors are rewarding the company for its strong quarterly performance and the positive signal it sends about its financial health.

Summary of Key Press Release Details

Beyond the headline earnings and revenue beats, the press release detailed a substantial year-over-year improvement in the company's overall profitability. Net income attributable to Stewart for the third quarter of 2025 was $44.3 million, or $1.55 per diluted share, a significant increase from the $30.1 million, or $1.07 per diluted share, reported in the same period last year. On an adjusted basis, which provides a clearer view of ongoing operational performance, net income rose to $46.7 million ($1.64 per share) from $33.1 million ($1.17 per share) in the third quarter of 2024. The press release did not include a specific financial outlook from management for the upcoming quarters or the full year.

Looking Ahead

With no formal guidance provided in the release, investor attention will now turn to how the company can sustain this momentum. Analysts have already set expectations for the next quarter and the full fiscal year. For the fourth quarter of 2025, the current consensus estimates project an EPS of $1.21 on sales of $736.9 million. For the full 2025 year, analysts are estimating an EPS of $4.25 on sales of $2.83 billion. The company's ability to meet or exceed these future estimates will be a key driver of its stock performance in the coming months.

For a more detailed breakdown of historical earnings and future analyst estimates for Stewart Information Services, you can review the data here.

Disclaimer: This article is for informational purposes only and is not intended as investment advice. The analysis is based on publicly available information and should not be construed as a recommendation to buy or sell any security. Investors should conduct their own research and consult with a qualified financial advisor before making any investment decisions.