Origin Bancorp Inc (NYSE:OBK) Q2 2025 Earnings Report: Misses Estimates as Profitability Declines

Origin Bancorp Inc (NYSE:OBK) Reports Q2 2025 Earnings: Misses Estimates Amid Lower Profitability

Origin Bancorp Inc released its second-quarter 2025 earnings, revealing a decline in profitability compared to the previous quarter while falling short of analyst expectations. The Louisiana-based bank holding company reported net income of $14.6 million, or $0.47 diluted earnings per share (EPS), down from $22.4 million ($0.71 EPS) in Q1 2025. Pre-tax, pre-provision (PTPP) earnings also dropped to $21.5 million from $32.0 million in the linked quarter.

Key Financial Highlights vs. Estimates

• Revenue (Sales): Reported revenue for Q2 2025 stood at $83.5 million, missing analyst estimates of $98.5 million by a significant margin.
• Earnings Per Share (EPS): The $0.47 EPS fell well below the consensus estimate of $0.78, reflecting weaker-than-expected performance.
• Dividend Declaration: Alongside earnings, the company announced a quarterly cash dividend, though the amount was not specified in the available press release.

Market Reaction & Price Performance

Despite the earnings miss, the market reaction has been muted in after-hours trading, with no immediate price movement. Over the past month, OBK shares have gained 6.08%, suggesting some investor optimism ahead of the report. However, the lack of a sharp decline post-earnings may indicate that some of the weakness was already priced in or that investors are looking ahead to future quarters.

Forward-Looking Estimates

Analysts project Q3 2025 revenue of approximately $100.3 million, with an EPS estimate of $0.84. For the full year, sales are expected to reach $394.6 million, with earnings estimated at $3.17 per share. The company did not provide an explicit outlook in the press release, leaving investors to rely on external forecasts.

Conclusion

Origin Bancorp’s Q2 results reflect a challenging quarter, with both revenue and earnings missing expectations. The decline in profitability compared to the prior quarter raises questions about near-term headwinds, though the steady dividend declaration may provide some reassurance to income-focused investors.

For more detailed earnings data and analyst estimates, visit Origin Bancorp’s earnings page.

Disclaimer: This article is for informational purposes only and does not constitute investment advice.