International Money Express (NASDAQ:IMXI) Q2 2025 Earnings: Revenue Misses, Adjusted EPS Meets Estimates

International Money Express (NASDAQ:IMXI) Reports Q2 2025 Earnings: Revenue Misses, Adjusted EPS Meets Estimates

International Money Express (Intermex) released its second-quarter 2025 financial results, revealing a mixed performance relative to analyst expectations. The company reported revenue of $161.1 million, falling short of the consensus estimate of $167.8 million, marking a 6.1% decline year-over-year. Adjusted diluted earnings per share (EPS) came in at $0.51, aligning closely with the projected $0.51.

Key Financial Highlights

• Revenue Decline: The drop in revenue was primarily driven by lower transaction volumes, with money transfer transactions decreasing by 7.8% year-over-year. However, the average principal sent per transaction rose by 5.0%, indicating a shift toward higher-value transfers.
• Net Income: GAAP net income was $11.0 million, down 21.4% from the prior year, while adjusted net income stood at $15.2 million, a 16.0% decrease.
• Adjusted EBITDA: Adjusted EBITDA declined 7.4% to $28.8 million, reflecting margin pressure from lower revenue and higher operational costs.
• Cash Position: The company ended the quarter with $174.7 million in cash and cash equivalents, up significantly from $130.5 million at the end of 2024.

Market Reaction

Following the earnings release, the stock showed limited pre-market movement, suggesting a neutral reaction from investors. While the revenue miss could have weighed on sentiment, the in-line adjusted EPS and strong cash position may have provided some support. Over the past month, shares have declined ~9.9%, reflecting broader market concerns ahead of the earnings report.

Strategic Developments

Intermex announced a pending all-cash acquisition by Western Union at $16.00 per share, which has led the company to suspend its financial guidance. The deal, if completed, would mark a significant exit for shareholders. Additionally, the company repurchased 980,341 shares for $11.4 million in Q2, continuing its capital return strategy.

Outlook vs. Analyst Estimates

With no updated guidance due to the pending acquisition, analysts currently project:

• Q3 2025 Revenue: $171.1 million
• Full-Year 2025 Revenue: $655.5 million
• Full-Year 2025 EPS: $1.97

Conclusion

Intermex’s Q2 results reflect a challenging operating environment, with revenue pressures offset by disciplined cost management. The pending Western Union deal remains the dominant factor for the stock’s near-term trajectory.

For more detailed earnings estimates and historical performance, visit Intermex Earnings & Estimates.

Disclaimer: This article is for informational purposes only and does not constitute investment advice.