FinWise Bancorp (NASDAQ:FINW) Surpasses Q2 2025 Earnings and Revenue Estimates with Strong Loan Originations

FinWise Bancorp (NASDAQ:FINW) reported its second-quarter 2025 results, surpassing analyst expectations on both revenue and earnings per share (EPS). The Utah-based bank holding company posted revenue of $25.07 million, exceeding the consensus estimate of $22.48 million. Diluted EPS came in at $0.29, beating the forecasted $0.227. The market reacted positively, with shares rising approximately 3% in after-hours trading.

Key Takeaways from the Earnings Report

• Loan Originations: FinWise reported $1.5 billion in loan originations, reflecting continued demand across its lending segments, including SBA loans, commercial real estate, and consumer lending.
• Net Income: The company posted net income of $4.1 million, reinforcing its profitability despite broader economic uncertainties.
• Revenue and EPS Beat: Both top and bottom-line results outperformed analyst expectations, signaling stronger-than-anticipated operational efficiency and loan performance.

Market Reaction and Performance

The immediate after-hours gain of 3% suggests investor optimism following the earnings beat. Over the past month, FinWise’s stock has risen roughly 12.8%, though it saw minor declines in the last two weeks (-0.63%) and week (-1.2%). The post-earnings uptick indicates that the market views the results favorably, particularly given the EPS and revenue outperformance.

Looking Ahead

Analysts project Q3 2025 revenue of $25.2 million and EPS of $0.2856. For the full year, estimates stand at $96.19 million in sales and $1.056 in revenue. While the press release did not provide explicit forward guidance, the current estimates suggest steady growth expectations.

For a deeper dive into FinWise Bancorp’s earnings and analyst estimates, visit the earnings page.

Disclaimer: This article is not investment advice. Investors should conduct their own research or consult a financial advisor before making decisions.