CCC Intelligent Solutions Holdings Inc (NASDAQ:CCCS) Reports Mixed Q3 2025 Results with Below-Consensus Guidance

CCC Intelligent Solutions Holdings Inc (NASDAQ:CCCS) reported its financial results for the third quarter of 2025, delivering a mixed performance against analyst expectations. The company, a leading SaaS platform provider for the insurance economy, posted revenue growth but fell short on bottom-line estimates, leading to a muted market response in pre-market trading.

Earnings and Revenue Versus Estimates

The company’s top-line performance demonstrated solid growth, though it narrowly missed consensus forecasts. Conversely, its profitability metric came in below what analysts had projected for the quarter.

• Revenue: CCCS reported Q3 2025 revenue of $267.1 million. This represents a 12% increase from the $238.5 million reported in the same quarter last year but came in slightly below the analyst estimate of $270.2 million.
• Earnings Per Share (EPS): The company reported a non-GAAP EPS of $0.09 for the quarter. This figure fell short of the $0.0932 per share that analysts were anticipating.

Market Reaction and Price Action

The market's initial reaction to the earnings report appears cautious. In pre-market trading, the stock showed a modest gain of approximately 0.78%. This tepid movement suggests investors are weighing the positive revenue growth against the earnings miss and the company's future guidance. Over the past month, the stock has been relatively flat, indicating a period of consolidation as the market awaited these results.

Business Outlook and Analyst Comparisons

A key component of the earnings release was the company's provided financial guidance for the fourth quarter and full year 2025. This forward-looking information offers a direct point of comparison with existing analyst expectations.

• Q4 2025 Guidance: CCCS expects revenue between $272.0 million and $277.0 million. This range is notably below the analyst sales estimate of $280.8 million for the quarter. The company anticipates Adjusted EBITDA to be between $106.0 million and $111.0 million.
• Full-Year 2025 Guidance: For the full fiscal year, the company forecasts revenue in the range of $1.051 billion to $1.056 billion. This guidance falls short of the analyst sales estimate of $1.073 billion for 2025. The Adjusted EBITDA guidance is set between $423.0 million and $428.0 million.

The company's below-consensus outlook for the critical fourth quarter and full year likely contributed to the restrained market enthusiasm, overshadowing the solid year-over-year growth achieved in Q3.

Third Quarter 2025 Financial and Business Highlights

Beyond the headline EPS and revenue figures, the press release detailed several positive operational and financial developments.

• Strong Profitability Metrics: Adjusted EBITDA for the quarter was $110.1 million, an 8% increase year-over-year, representing a robust margin of 41%.
• Robust Cash Generation: The company demonstrated strong cash flow, generating $94.8 million from operating activities and $78.6 million in free cash flow.
• Strategic Client Growth: CCCS secured multiple renewals and expansions with major insurers in its auto physical damage and casualty divisions. A top-20 insurer adopted its AI-enabled workflow solution, highlighting demand for automation.
• Share Repurchase Activity: The company continued its share buyback program, repurchasing 4.8 million shares for $44.9 million in the quarter.
• Ticker Symbol Change: Effective October 31, 2025, the company’s common stock will trade on NASDAQ under the new symbol "CCC".

For a more detailed breakdown of past and future earnings estimates, you can view the complete earnings and estimates page for CCCS here.

Disclaimer: This article is for informational purposes only and is not intended as investment advice. The information presented should not be construed as a recommendation to buy or sell any security. Readers should conduct their own research and consult with a qualified financial advisor before making any investment decisions.