SOUTH PLAINS FINANCIAL INC (SPFI) Earnings History & Surprises

NASDAQ:SPFI • US83946P1075

Current stock price

41.67 USD
+0.4 (+0.97%)
At close:
41.67 USD
0 (0%)
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SPFI Earnings overview

Past quarterly earnings results for SOUTH PLAINS FINANCIAL INC (SPFI), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).

Earnings Snapshot

Next Earnings Date

Upcoming
Release Date
Apr 23, 2026
Period
Q1 / 2026
EPS Estimate
$0.86
Revenue Estimate
55.166M

Last Reported

Most Recent
Release Date
Jan 26, 2026
Period
Q4 / 2025
EPS Reported
$0.90
EPS Surprise
0.84%
Revenue Surprise
-2.75%

Beat Rate

Last 8 Quarters
69%
EPS and Revenue beats vs estimates

Quarterly Earnings Historical Results

EPS & Revenue History (in USD): Actual vs estimated values, surprises, q2q growth and acceleration numbers quarterly history.

QuarterEPSEPS EstEPS SurpriseEPS Q2QRevenueRevenue EstRevenue SurpriseRevenue Q2Q
Q4 2025 0.90 0.89 0.84% -6.25% 53.884M 55.405M -2.75% 3.89%
Q3 2025 0.96 0.87 10.08% 45.45% 54.184M 55.152M -1.76% 13.05%
Q2 2025 0.86 0.79 9.50% 30.30% 54.668M 53.058M 3.03% 12.49%
Q1 2025 0.72 0.68 5.75% 12.50% 49.152M 49.907M -1.51% 5.08%
Q4 2024 0.96 0.69 39.43% 57.38% 51.867M 50.147M 3.43% 17.06%
Q3 2024 0.66 0.67 -1.96% -15.38% 47.929M 50.168M -4.46% -0.08%
Q2 2024 0.66 0.60 10.61% -61.40% 48.6M 47.457M 2.41% -40.51%
Q1 2024 0.64 0.59 9.12% 20.75% 46.777M 46.381M 0.85% 3.94%
Q4 2023 0.61 0.65 -6.19% -14.08% 44.308M 47.946M -7.59% -9.58%
Q3 2023 0.78 0.65 19.95% -9.30% 47.966M 49.483M -3.07% -14.41%
Q2 2023 1.71 0.63 172.60% 94.32% 81.693M 47.29M 72.75% 46.01%
Q1 2023 0.53 0.58 -8.31% -32.05% 45.006M 48.289M -6.80% -16.11%
Q4 2022 0.71 0.63 13.18% -10.13% 49M 52.415M -6.52% -9.89%
Q3 2022 0.86 0.71 20.45% 4.88% 56.04M 53.688M 4.38% -1.63%
Q2 2022 0.88 0.50 74.29% 18.92% 55.95M 49.74M 12.48% 7.93%
Q1 2022 0.78 0.54 44.28% -4.88% 53.65M 51.053M 5.09% -4.26%
Q4 2021 0.79 0.68 15.60% -9.20% 54.38M 55.034M -1.19% -3.82%
Q3 2021 0.82 0.74 10.89% -10.87% 56.97M 54.633M 4.28% -9.47%
Q2 2021 0.74 0.67 10.76% 138.71% 51.84M 53.374M -2.87% -6.34%
Q1 2021 0.82 0.70 17.36% 115.79% 56.04M 53.986M 3.80% 14.18%
Q4 2020 0.87 0.76 14.49% - 56.54M 57.26M -1.26% -
Q3 2020 0.92 0.49 85.97% - 62.93M 54.817M 14.80% -
Q2 2020 0.31 0.26 19.18% - 55.35M 48.45M 14.24% -
Q1 2020 0.38 0.38 -0.65% - 49.08M 45.084M 8.86% -

Notes

  • EPS and Revenue values are non-GAAP when available, otherwise GAAP.
  • Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
  • Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
  • Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.

Earnings Q2Q Performance Trends

EPS Historical Q2Q growth and Acceleration

SPFI EPS Q2Q GrowthSPFI EPS Q2Q GrowthEPS Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 50 -50 100

Revenue Historical Q2Q growth and Acceleration

SPFI Revenue Q2Q GrowthSPFI Revenue Q2Q GrowthRevenue Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 20 -20 40 -40

Surprise distribution (Last 4 Quarters)

EPS beat statistics

EPS beat (4)
4
Average EPS beat (4)
6.54%
Max EPS beat (4)
10.08%
Min EPS beat (4)
0.84%

Revenue beat statistics

Revenue beat (4)
1
Average Revenue beat (4)
-0.74%
Max Revenue beat (4)
3.03%
Min Revenue beat (4)
-2.75%

Analysis

In the last 4 quarters, SPFI has consistently beaten EPS estimates in all releases
SPFI has beaten revenue estimates in 1 out of the last 4 releases
In the last 4 quarters, SPFI has beaten the EPS estimates by 6.5% on average.
In the last 4 quarters, SPFI reported -0.7% below the revenue estimates on average.
SPFI Overview SPFI Technical Analysis Report SPFI Fundamental Analysis Report SPFI Forecast & Price Target
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SOUTH PLAINS FINANCIAL INC / SPFI Earnings FAQ

What is the most recent earnings date for SPFI stock?

SOUTH PLAINS FINANCIAL INC (SPFI) last reported earnings on 1/26/2026.

Did SPFI stock beat earnings estimates in the most recent quarter?

SOUTH PLAINS FINANCIAL INC (SPFI) beat EPS estimates and missed revenue estimates in the most recent quarter.

How often does SOUTH PLAINS FINANCIAL INC (SPFI) beat earnings estimates?

In the last 4 quarters, SOUTH PLAINS FINANCIAL INC (SPFI) has beaten EPS estimates in 4 out of 4 releases.