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BREAD FINANCIAL HOLDINGS INC (BFH) Stock Earnings & Estimates

USA - NYSE:BFH - US0185811082 - Common Stock

65.5 USD
+0.04 (+0.06%)
Last: 10/24/2025, 8:10:40 PM
65.5 USD
0 (0%)
After Hours: 10/24/2025, 8:10:40 PM

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Yearly Revenue, EBIT, EBITDA and EPS Analyst Estimates
2022 2023 2024 2025 2026 2027 2028 2029
Revenue
YoY % growth
BFH revenue by date.BFH revenue by date.
4.329B
18.44%
4.81B
11.11%
4.643B
-3.47%
3.888B
-16.26%
4.034B
3.76%
4.265B
5.73%
4.397B
3.09%
4.616B
4.98%
EBITDA
YoY % growth
BFH ebitda by date.BFH ebitda by date.
916M
-40.90%
1.739B
89.85%
1.42B
-18.34%
643.33M
-54.70%
633.66M
-1.50%
720.66M
13.73%
N/AN/A
EBIT
YoY % growth
BFH ebit by date.BFH ebit by date.
803M
-43.73%
1.623B
102.12%
1.33B
-18.05%
1.914B
43.91%
2.008B
4.91%
2.151B
7.12%
1.945B
-9.58%
2.043B
5.04%
Operating Margin
BFH operating margin by date.BFH operating margin by date.
18.55%33.74%28.65%49.23%49.78%50.43%44.23%44.26%
EPS
YoY % growth
BFH eps by date.BFH eps by date.
4.47
-75.10%
14.71
229.08%
7.33
-50.17%
8.28
12.95%
9.21
11.24%
10.87
17.99%
6.57
-39.58%
6.91
5.23%

All data in USD

Quarterly Revenue, EBIT, EBITDA and EPS Analyst Estimates
Q4 / 25 Q1 / 26 Q2 / 26 Q3 / 26 Q4 / 26 Q1 / 27 Q2 / 27 Q3 / 27 Q4 / 27
EPS
Q2Q % growth
0.28
99.79%
2.90
4.31%
2.52
-13.89%
2.78
-30.75%
1.01
261.51%
2.72
-6.31%
2.41
-4.32%
3.57
28.07%
2.70
166.70%
Revenue
Q2Q % growth
975.73M
5.37%
998.07M
2.89%
979.72M
5.46%
1.037B
6.80%
1.03B
5.56%
1.041B
4.30%
1.013B
3.40%
1.122B
8.20%
1.1B
6.80%
EBITDA
Q2Q % growth
42.42M
-85.47%
N/AN/AN/AN/AN/AN/AN/AN/A
EBIT
Q2Q % growth
463M
129.21%
457.44M
8.40%
427.28M
9.28%
532.02M
31.04%
493.44M
6.57%
528.23M
15.48%
503.99M
17.95%
591.86M
11.25%
541.36M
9.71%

All data in USD

Recent Earnings VS Estimates Surprises (USD)
PeriodReportedEstimateDifferenceSurprise
Q3 2025
Q2Q % growth
4.02
119.67%
2.151.8787.22%
Q2 2025
Q2Q % growth
2.93
10.15%
1.891.0455.06%
Q1 2025
Q2Q % growth
2.78
2.96%
2.270.5122.48%
Q4 2024
Q2Q % growth
0.14
-84.44%
0.34-0.20-58.34%
Q3 2024
Q2Q % growth
1.83
-47.11%
1.88-0.05-2.76%
Q2 2024
Q2Q % growth
2.66
109.45%
1.790.8748.84%
Q1 2024
Q2Q % growth
2.70
-70.26%
3.05-0.35-11.40%
Q4 2023
Q2Q % growth
0.90
133.58%
-0.891.79201.01%
Q3 2023
Q2Q % growth
3.46
28.62%
2.351.1147.42%
Q2 2023
Q2Q % growth
1.27
408.00%
0.151.12746.98%
Q1 2023
Q2Q % growth
9.08
115.68%
6.942.1430.91%
Q4 2022
Q2Q % growth
-2.68
-321.49%
-3.000.3210.53%
Q3 2022
Q2Q % growth
2.69
-39.82%
2.620.072.63%
Q2 2022
Q2Q % growth
0.25
-95.83%
2.23-1.98-88.81%
Q1 2022
Q2Q % growth
4.21
-32.96%
4.47-0.26-5.77%
Q4 2021
Q2Q % growth
1.21
-63.44%
1.54-0.33-21.25%
Q3 2021
Q2Q % growth
4.47
29.57%
3.331.1434.41%
Q2 2021
Q2Q % growth
5.99
222.04%
3.762.2359.19%
Q1 2021
Q2Q % growth
6.28
737.33%
3.193.0996.91%
Q4 2020
Q2Q % growth
3.31
-19.66%
2.430.8836.15%
Q3 2020
Q2Q % growth
3.45
-31.68%
2.271.1851.67%
Q2 2020
Q2Q % growth
1.86
-51.44%
1.090.7770.52%
Q1 2020
Q2Q % growth
0.75
-79.84%
2.80-2.05-73.25%
Q4 2019
Q2Q % growth
4.12 4.51-0.39-8.69%
Q3 2019
Q2Q % growth
5.05 5.26-0.21-4.01%
Q2 2019
Q2Q % growth
3.83 4.06-0.23-5.74%
Q1 2019
Q2Q % growth
3.72 4.09-0.37-9.09%
BFH Yearly EPS VS EstimatesBFH Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5 10 15 20
Recent Revenue VS Estimates Surprises (USD)
PeriodReportedEstimateDifferenceSurprise
Q3 2025
Q2Q % growth
971M
-1.22%
974.36M-3.36M-0.34%
Q2 2025
Q2Q % growth
929M
-1.06%
949.35M-20.35M-2.14%
Q1 2025
Q2Q % growth
970M
-2.12%
962.9M7.1M0.74%
Q4 2024
Q2Q % growth
926M
-8.95%
975.44M-49.44M-5.07%
Q3 2024
Q2Q % growth
983M
-14.22%
991.1M-8.1M-0.82%
Q2 2024
Q2Q % growth
939M
-1.37%
931.53M7.47M0.80%
Q1 2024
Q2Q % growth
991M
-23.12%
1.007B-16M-1.59%
Q4 2023
Q2Q % growth
1.017B
-17.18%
996.37M20.63M2.07%
Q3 2023
Q2Q % growth
1.146B
3.06%
1.005B141M14.03%
Q2 2023
Q2Q % growth
952M
-3.64%
975.98M-23.98M-2.46%
Q1 2023
Q2Q % growth
1.289B
28.90%
1.065B224M21.03%
Q4 2022
Q2Q % growth
1.228B
30.64%
1.013B215M21.22%
Q3 2022
Q2Q % growth
1.112B
18.05%
980.71M131.29M13.39%
Q2 2022
Q2Q % growth
988M
14.35%
925.57M62.43M6.75%
Q1 2022
Q2Q % growth
1B
10.01%
945.76M54.24M5.74%
Q4 2021
Q2Q % growth
940M
143.90%
1.054B-114M-10.82%
Q3 2021
Q2Q % growth
942M
-10.33%
1.093B-151M-13.82%
Q2 2021
Q2Q % growth
864M
-11.77%
1.059B-195M-18.41%
Q1 2021
Q2Q % growth
909M
-34.22%
1.078B-169M-15.68%
Q4 2020
Q2Q % growth
385.4M
-32.11%
1.118B-732.6M-65.53%
Q3 2020
Q2Q % growth
1.051B
-26.93%
1.024B26.5M2.59%
Q2 2020
Q2Q % growth
979.3M
-27.38%
1.156B-176.7M-15.29%
Q1 2020
Q2Q % growth
1.382B
3.57%
1.293B88.8M6.87%
Q4 2019
Q2Q % growth
567.7M 1.515B-947.3M-62.53%
Q3 2019
Q2Q % growth
1.438B 1.467B-29.4M-2.00%
Q2 2019
Q2Q % growth
1.349B 1.369B-20.5M-1.50%
Q1 2019
Q2Q % growth
1.334B 1.832B-497.8M-27.17%
BFH Yearly Revenue VS EstimatesBFH Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2B 4B 6B
EPS and Revenue Revisions
Next Q (1 month) Next Q (3 month) Next Year (1 month) Next Year (3 month)
EPS1.52% 1.7% 1.94% 16.16%
Revenue-0.22% -2.35% -0.23% -1.02%