UPSTART HOLDINGS INC (1UPST.MI) Stock Price & Overview

BIT:1UPSTUS91680M1071

Current stock price

22.61 EUR
-3.66 (-13.95%)
Last:

The current stock price of 1UPST.MI is 22.61 EUR. Today 1UPST.MI is down by -13.95%.

1UPST.MI Key Statistics

Market Cap
2.2B
P/E
15.81
Fwd P/E
10.63
EPS (TTM)
1.43
Dividend Yield
N/A

1UPST.MI Stock Performance

Today
-13.95%
1 Week
-45.49%
1 Month
N/A
3 Months
N/A
Longer-term
6 Months N/A
1 Year N/A
2 Years N/A
3 Years N/A
5 Years N/A
10 Years N/A

1UPST.MI Stock Chart

UPSTART HOLDINGS INC / 1UPST Daily stock chart

1UPST.MI Technical Analysis

ChartMill assigns a technical rating of 3 / 10 to 1UPST.MI.


Chartmill TA Rating
Chartmill Setup Rating

1UPST.MI Fundamental Analysis

ChartMill assigns a fundamental rating of 5 / 10 to 1UPST.MI. 1UPST.MI scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

1UPST.MI Earnings

On February 10, 2026 1UPST.MI reported an EPS of 0.46 and a revenue of 296.00M. The company missed EPS expectations (-2.1% surprise) and beat revenue expectations (0.53% surprise).

Next Earnings DateMay 4, 2026
Last Earnings DateFeb 10, 2026
PeriodQ4 / 2025
EPS Reported$0.46
Revenue Reported296M
EPS Surprise -2.10%
Revenue Surprise 0.53%

1UPST.MI Forecast & Estimates

21 analysts have analysed 1UPST.MI and the average price target is 51.35 EUR. This implies a price increase of 127.12% is expected in the next year compared to the current price of 22.61.

For the next year, analysts expect an EPS growth of 48.89% and a revenue growth 36.42% for 1UPST.MI


Analysts
Analysts74.29
Price Target51.35 (127.11%)
EPS Next Y48.89%
Revenue Next Year36.42%

1UPST.MI Groups

Sector & Classification

Sub-Industry
Consumer Finance
Index Membership

1UPST.MI Financial Highlights

Over the last trailing twelve months 1UPST.MI reported a non-GAAP Earnings per Share(EPS) of 1.43. The EPS increased by 685.71% compared to the year before.


Income Statements
Revenue(TTM)1.04B
Net Income(TTM)53.60M
Industry RankSector Rank
PM (TTM) 5.13%
ROA 1.8%
ROE 6.71%
Debt/Equity 2.29
Chartmill High Growth Momentum
EPS Q2Q%76.92%
Sales Q2Q%48.54%
EPS 1Y (TTM)685.71%
Revenue 1Y (TTM)63.99%

1UPST.MI Ownership

Ownership
Inst Owners72.65%
Shares97.29M
Float85.33M
Ins Owners12.27%
Short Float %N/A
Short RatioN/A

About 1UPST.MI

Company Profile

1UPST logo image Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. The company is headquartered in San Mateo, California and currently employs 1,405 full-time employees. The company went IPO on 2020-12-16. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. The company applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others.

Company Info

IPO: 2020-12-16

UPSTART HOLDINGS INC

2950 S. Delaware Street, Suite 410

San Mateo CALIFORNIA US

Employees: 1405

1UPST Company Website

1UPST Investor Relations

Phone: 13026365401

UPSTART HOLDINGS INC / 1UPST.MI FAQ

Can you describe the business of UPSTART HOLDINGS INC?

Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. The company is headquartered in San Mateo, California and currently employs 1,405 full-time employees. The company went IPO on 2020-12-16. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. The company applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others.


What is the stock price of UPSTART HOLDINGS INC today?

The current stock price of 1UPST.MI is 22.61 EUR. The price decreased by -13.95% in the last trading session.


Does 1UPST stock pay dividends?

1UPST.MI does not pay a dividend.


How is the ChartMill rating for UPSTART HOLDINGS INC?

1UPST.MI has a ChartMill Technical rating of 3 out of 10 and a ChartMill Fundamental rating of 5 out of 10.


Can you provide the sector and industry classification for UPSTART HOLDINGS INC?

UPSTART HOLDINGS INC (1UPST.MI) operates in the Financials sector and the Consumer Finance industry.


Can you provide the growth outlook for UPSTART HOLDINGS INC?

The Revenue of UPSTART HOLDINGS INC (1UPST.MI) is expected to grow by 36.42% in the next year. Check the estimates tab for more information on the EPS, Sales, EBIT and EBITDA future analyst estimates.


Can you provide the market cap for UPSTART HOLDINGS INC?

UPSTART HOLDINGS INC (1UPST.MI) has a market capitalization of 2.20B EUR. This makes 1UPST.MI a Mid Cap stock.