UPSTART HOLDINGS INC (1UPST.MI) Forecast, Price Target & Analyst Ratings

BIT:1UPSTUS91680M1071

Current stock price

28.665 EUR
+6.65 (+30.18%)
Last:

Analyst forecast overview

View the latest analyst price targets, stock forecast, EPS estimates, revenue projections, revisions, full estimates, rating distribution and upgrades/downgrades for UPSTART HOLDINGS INC (1UPST.MI).

Forecast Snapshot

Consensus Price Target

Price Target
€38.96
+ 35.91% Upside

Next Earnings Forecast

Earnings Estimate
Release Date
May 5, 2026
Period
Q1 / 2026
EPS Estimate
$0.42
Revenue Estimate
309.75M

ChartMill Buy Consensus

Rating
75.24%
Weighted Analyst Rating Score

Price Target Details & History

Consensus Price Target and Range

Mean target
€38.96
Upside
+ 35.91%
From current price of €28.67 to mean target of €38.96, Based on 21 analyst forecasts
Low
€16.68
Median
€37.89
High
€69.35

Price Target Revisions

1 Month
-17.58%
3 Months
-27.78%

Price Target Summary

21 Wall Street analysts provided a forecast for the next 12 months for 1UPST.MI. The average price target is 38.96 EUR. This implies a price increase of 35.91% is expected in the next year compared to the current price of 28.665.
The average price target has been revised downward by 27.78% in the past 3 months.

Analyst Ratings & History

Current Analyst Ratings

1UPST Current Analyst Rating1UPST Current Analyst Buy, Sell and Hold Ratings.Current Analyst Rating Strong Buy Buy Hold Sell Strong Sell 2 4 6 8

Analyst Ratings History

1UPST Historical Analyst Ratings1UPST Historical Analyst Buy, Sell and Hold Ratings and number of analysts.Historical Monthly Analyst Rating -19 -17 -15 -13 -11 -9 -7 -5 -3 -1 5 10 15 20

Analyst Ratings Consensus

ChartMill Buy Consensus
75.24%
1UPST.MI was analyzed by 21 analysts. The buy percentage consensus is at 75. So analysts seem to be have mildly positive about 1UPST.MI.
In the previous month the buy percentage consensus was at a similar level.
1UPST.MI was analyzed by 21 analysts, which should be a sufficient number of analysts to have a meaningful average consensus rating.

Recent Upgrades & Downgrades

Next Earnings Forecast Details

Next Earnings Details

Release Date
May 5, 2026
Period
Q1 / 2026
EPS Estimate
$0.42
Revenue Estimate
309.75M
Revenue Q2Q
45.17%
EPS Q2Q
41.63%
Number of Analysts
15

Next Earnings Revisions

Revenue (1 Month)
1.52%
Revenue (3 Months)
8.84%
EPS (1 Month)
11.23%
EPS (3 Months)
-15.24%

Next Earnings Summary

1UPST.MI is expected to report earnings on 5/5/2026. The consensus EPS estimate for the next earnings is 0.42 EUR and the consensus revenue estimate is 309.75M EUR.
The next earnings revenue estimate has been revised upward by 8.84% in the past 3 months. Upward revisions are a positive sign and indicate that analysts are more optimistic about the next earnings compared to 3 months ago.

Full Analyst Estimates 2026 - 2030

Yearly Earnings Per Share (EPS), Revenue, EBIT, EBITDA and Operating Margin Analyst Estimates

2023 2024 2025 2026 2027 2028 2029 2030
Revenue
YoY % growth
1UPST.MI revenue by date.1UPST.MI revenue by date.
513.562M
-39.04%
636.528M
23.94%
1.044B
63.99%
1.446B
38.52%
1.918B
32.64%
2.409B
25.60%
3.518B
46.04%
4.466B
26.95%
EBITDA
YoY % growth
1UPST.MI ebitda by date.1UPST.MI ebitda by date.
-231.622M
-130.81%
-152.307M
34.24%
67.466M
144.30%
311.84M
362.22%
453.29M
45.36%
597.72M
31.86%
974.1M
62.97%
1.239B
27.19%
EBIT
YoY % growth
1UPST.MI ebit by date.1UPST.MI ebit by date.
-256.525M
-125.29%
-172.856M
32.62%
42.631M
124.66%
170.32M
299.52%
291.73M
71.28%
484.71M
66.15%
N/AN/A
Operating Margin
1UPST.MI operating margin by date.1UPST.MI operating margin by date.
-49.95%-27.16%4.08%11.78%15.21%20.12%N/AN/A
EPS
YoY % growth
1UPST.MI eps by date.1UPST.MI eps by date.
-0.57
-538.46%
-0.28
50.88%
1.64
685.71%
2.31
41.11%
3.46
49.64%
4.73
36.69%
6.50
37.25%
7.87
21.19%

All data in USD

Quarterly Earnings Per Share (EPS), Revenue, EBIT and EBITDA Analyst Estimates

Q1 / 26 Q2 / 26 Q3 / 26 Q4 / 26 Q1 / 27 Q2 / 27 Q3 / 27 Q4 / 27 Q1 / 28 Q2 / 28 Q3 / 28 Q4 / 28
EPS
Q2Q % growth
0.42
41.63%
0.61
70.12%
0.69
31.79%
0.74
60.79%
0.57
35.03%
1.04
69.88%
1.07
56.28%
1.19
61.35%
1.03
79.56%
1.92
84.31%
1.86
73.33%
1.14
-4.27%
Revenue
Q2Q % growth
309.75M
45.17%
356.46M
38.54%
376.81M
35.98%
405.33M
36.94%
407.73M
31.63%
476.08M
33.56%
508.67M
34.99%
546.63M
34.86%
546.11M
33.94%
717.26M
50.66%
739.6M
45.40%
712.37M
30.32%
EBITDA
Q2Q % growth
59.294M
3,014.18%
79.48M
373.52%
85.586M
103.58%
91.612M
109.38%
80.219M
35.29%
121.69M
53.11%
127.68M
49.18%
145.39M
58.70%
133.03M
65.83%
238.02M
95.60%
230.78M
80.75%
146.5M
0.76%
EBIT
Q2Q % growth
12.162M
370.51%
31.671M
597.29%
41.494M
75.33%
46.169M
144.04%
27.345M
124.84%
63.951M
101.92%
75.533M
82.03%
92.527M
100.41%
77.712M
184.19%
181.73M
184.17%
173.51M
129.71%
88.243M
-4.63%

All data in USD

Yearly Earnings Per Share (EPS) and Revenue Trends vs Historical Data

1UPST.MI Yearly Revenue VS Estimates1UPST.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 1B 2B 3B 4B
1UPST.MI Yearly EPS VS Estimates1UPST.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 2 4 6

Long Term Forward Growth Forecast Summary

Long Term EPS Growth (CAGR)

EPS Next 3 Year
42.38%
EPS Next 5 Year
36.86%

Long Term Revenue Growth (CAGR)

Revenue Next 3 Year
31.60%
Revenue Next 5 Year
33.40%

Long Term EBIT Growth (CAGR)

EBIT Next 3 Year
140.47%
EBIT Next 5 Year
95.86%

UPSTART HOLDINGS INC / 1UPST.MI Forecast FAQ

Can you provide the average price target for UPSTART HOLDINGS INC stock?

21 analysts have analysed 1UPST.MI and the average price target is 38.96 EUR. This implies a price increase of 35.91% is expected in the next year compared to the current price of 28.665.

When does UPSTART HOLDINGS INC (1UPST.MI) report earnings?

UPSTART HOLDINGS INC (1UPST.MI) will report earnings on 2026-05-05.

What are the consensus estimates for UPSTART HOLDINGS INC (1UPST.MI) next earnings?

The consensus EPS estimate for the next earnings of UPSTART HOLDINGS INC (1UPST.MI) is 0.42 EUR and the consensus revenue estimate is 309.75M EUR.

What is the consensus rating for 1UPST stock?

The consensus rating for UPSTART HOLDINGS INC (1UPST.MI) is 75.2381 / 100 . This indicates that analysts generally have a positive outlook on the stock.