UPSTART HOLDINGS INC (1UPST.MI) Forecast, Price Target & Analyst Ratings

BIT:1UPST • US91680M1071

Current stock price

22.02 EUR
-0.59 (-2.61%)
Last:

Analyst forecast overview

View the latest analyst price targets, stock forecast, EPS estimates, revenue projections, revisions, full estimates, rating distribution and upgrades/downgrades for UPSTART HOLDINGS INC (1UPST.MI).

Forecast Snapshot

Consensus Price Target

Price Target
€47.27
+ 114.66% Upside
→ Price target details

Next Earnings Forecast

Earnings Estimate
Release Date
May 4, 2026
Period
Q1 / 2026
EPS Estimate
$0.38
Revenue Estimate
305.12M
→ Full earnings forecast details

ChartMill Buy Consensus

Rating
73.64%
Weighted Analyst Rating Score
→ Analyst Ratings details

Price Target Details & History

Consensus Price Target and Range

Mean target
€47.27
Upside
+ 114.66%
From current price of €22.02 to mean target of €47.27, Based on 22 analyst forecasts
Low
€17.13
Median
€48.45
High
€76.54

Price Target Revisions

1 Month
-7.95%
3 Months
-9.16%

Price Target Summary

22 Wall Street analysts provided a forecast for the next 12 months for 1UPST.MI. The average price target is 47.27 EUR. This implies a price increase of 114.66% is expected in the next year compared to the current price of 22.02.
The average price target has been revised downward by 9.16% in the past 3 months.
→ Find peer stocks trading 30% below analyst price target

Analyst Ratings & History

Current Analyst Ratings

1UPST Current Analyst Rating1UPST Current Analyst Buy, Sell and Hold Ratings.Current Analyst Rating Strong Buy Buy Hold Sell Strong Sell 2 4 6 8

Analyst Ratings History

1UPST Historical Analyst Ratings1UPST Historical Analyst Buy, Sell and Hold Ratings and number of analysts.Historical Monthly Analyst Rating -19 -17 -15 -13 -11 -9 -7 -5 -3 -1 5 10 15 20

Analyst Ratings Consensus

ChartMill Buy Consensus
73.64%
1UPST.MI was analyzed by 22 analysts. The buy percentage consensus is at 74. So analysts seem to be have mildly positive about 1UPST.MI.
In the previous month the buy percentage consensus was at a similar level.
1UPST.MI was analyzed by 22 analysts, which should be a sufficient number of analysts to have a meaningful average consensus rating.
→ Find peer stocks with a buy consensus above 85%

Recent Upgrades & Downgrades

Next Earnings Forecast Details

Next Earnings Details

Release Date
May 4, 2026
Period
Q1 / 2026
EPS Estimate
$0.38
Revenue Estimate
305.12M
Revenue Q2Q
43.00%
EPS Q2Q
27.33%
Number of Analysts
16

Next Earnings Revisions

Revenue (1 Month)
0.61%
Revenue (3 Months)
8.63%
EPS (1 Month)
-4.17%
EPS (3 Months)
-20.92%

Next Earnings Summary

1UPST.MI is expected to report earnings on 5/4/2026. The consensus EPS estimate for the next earnings is 0.38 EUR and the consensus revenue estimate is 305.12M EUR.
The next earnings revenue estimate has been revised upward by 8.63% in the past 3 months. Upward revisions are a positive sign and indicate that analysts are more optimistic about the next earnings compared to 3 months ago.
→ Find peers expecting at least 20% revenue growth next quarter

Full Analyst Estimates 2026 - 2030

Yearly Earnings Per Share (EPS), Revenue, EBIT, EBITDA and Operating Margin Analyst Estimates

2023 2024 2025 2026 2027 2028 2029 2030
Revenue
YoY % growth
1UPST.MI revenue by date.1UPST.MI revenue by date.
513.562M
-39.04%		636.528M
23.94%		1.044B
63.99%		1.441B
38.05%		1.905B
32.20%		2.361B
23.94%		3.518B
49.00%		4.466B
26.95%
EBITDA
YoY % growth
1UPST.MI ebitda by date.1UPST.MI ebitda by date.
-231.622M
-130.81%		-152.307M
34.24%		67.466M
144.30%		310.77M
360.63%		449.47M
44.63%		586.94M
30.58%		974.1M
65.96%		1.239B
27.19%
EBIT
YoY % growth
1UPST.MI ebit by date.1UPST.MI ebit by date.
-256.525M
-125.29%		-172.856M
32.62%		42.631M
124.66%		170.32M
299.52%		291.73M
71.28%		484.71M
66.15%		N/AN/A
Operating Margin
1UPST.MI operating margin by date.1UPST.MI operating margin by date.
-49.95%-27.16%4.08%11.82%15.31%20.53%N/AN/A
EPS
YoY % growth
1UPST.MI eps by date.1UPST.MI eps by date.
-0.57
-538.46%		-0.28
50.88%		1.64
685.71%		2.28
38.77%		3.31
45.40%		4.37
32.01%		6.50
48.73%		7.87
21.19%

All data in USD

Quarterly Earnings Per Share (EPS), Revenue, EBIT and EBITDA Analyst Estimates

Q1 / 26 Q2 / 26 Q3 / 26 Q4 / 26 Q1 / 27 Q2 / 27 Q3 / 27 Q4 / 27
EPS
Q2Q % growth		0.38
27.33%		0.59
64.81%		0.69
32.73%		0.74
61.54%		0.71
86.92%		0.86
45.70%		0.94
36.34%		1.01
35.90%
Revenue
Q2Q % growth		305.12M
43.00%		354.15M
37.65%		339.64M
22.57%		350.99M
18.58%		348.74M
14.30%		390.47M
10.26%		413.3M
21.69%		433M
23.37%
EBITDA
Q2Q % growth		57.092M
2,898.53%		79.179M
371.72%		92.615M
120.30%		102.83M
135.02%		105.78M
85.28%		129.14M
63.10%		139.99M
51.15%		151.11M
46.95%
EBIT
Q2Q % growth		17.574M
490.88%		36.303M
699.27%		47.751M
101.77%		56.197M
197.04%		57.1M
224.91%		76.52M
110.78%		84.967M
77.94%		94.135M
67.51%

All data in USD

Yearly Earnings Per Share (EPS) and Revenue Trends vs Historical Data

1UPST.MI Yearly Revenue VS Estimates1UPST.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 1B 2B 3B 4B
1UPST.MI Yearly EPS VS Estimates1UPST.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 2 4 6

Long Term Forward Growth Forecast Summary

Long Term EPS Growth (CAGR)

EPS Next 3 Year
38.62%
EPS Next 5 Year
36.86%

Long Term Revenue Growth (CAGR)

Revenue Next 3 Year
30.72%
Revenue Next 5 Year
33.40%

Long Term EBIT Growth (CAGR)

EBIT Next 3 Year
139.02%
EBIT Next 5 Year
95.86%
→ Find peers expecting at least 20% CAGR revenue growth over the next 3 years

UPSTART HOLDINGS INC / 1UPST.MI Forecast FAQ

Can you provide the average price target for UPSTART HOLDINGS INC stock?

22 analysts have analysed 1UPST.MI and the average price target is 47.27 EUR. This implies a price increase of 114.66% is expected in the next year compared to the current price of 22.02.

When does UPSTART HOLDINGS INC (1UPST.MI) report earnings?

UPSTART HOLDINGS INC (1UPST.MI) will report earnings on 2026-05-04.

What are the consensus estimates for UPSTART HOLDINGS INC (1UPST.MI) next earnings?

The consensus EPS estimate for the next earnings of UPSTART HOLDINGS INC (1UPST.MI) is 0.38 EUR and the consensus revenue estimate is 305.12M EUR.

What is the consensus rating for 1UPST stock?

The consensus rating for UPSTART HOLDINGS INC (1UPST.MI) is 73.6364 / 100 . This indicates that analysts generally have a positive outlook on the stock.