SOFI TECHNOLOGIES INC (SOFI) Earnings History & Surprises

NASDAQ:SOFIUS83406F1021

Current stock price

17.63 USD
-0.13 (-0.73%)
At close:
17.6139 USD
-0.02 (-0.09%)
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SOFI Earnings overview

Past quarterly earnings results for SOFI TECHNOLOGIES INC (SOFI), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).

Earnings Snapshot

Next Earnings Date

Upcoming
Release Date
Apr 27, 2026
Period
Q1 / 2026
EPS Estimate
$0.12
Revenue Estimate
1.069B

Last Reported

Most Recent
Release Date
Jan 30, 2026
Period
Q4 / 2025
EPS Reported
$0.13
EPS Surprise
9.66%
Revenue Surprise
0.78%

Beat Rate

Last 8 Quarters
100%
EPS and Revenue beats vs estimates

Quarterly Earnings Historical Results

EPS & Revenue History (in USD): Actual vs estimated values, surprises, q2q growth and acceleration numbers quarterly history.

QuarterEPSEPS EstEPS SurpriseEPS Q2QRevenueRevenue EstRevenue SurpriseRevenue Q2Q
Q4 2025 0.13 0.12 9.66% 160.00% 1.013B 1.005B 0.78% 37.03%
Q3 2025 0.11 0.08 32.45% 120.00% 949.626M 906.07M 4.81% 37.74%
Q2 2025 0.08 0.06 29.96% 700.00% 858.23M 822.64M 4.33% 43.77%
Q1 2025 0.06 0.04 68.40% 200.00% 770.72M 754.02M 2.21% 32.73%
Q4 2024 0.05 0.04 24.01% 150.00% 739.112M 687.62M 7.49% 24.38%
Q3 2024 0.05 0.04 14.77% 266.67% 689.445M 644.98M 6.89% 29.91%
Q2 2024 0.01 0.00 111.29% 116.67% 596.965M 575.88M 3.66% 22.12%
Q1 2024 0.02 0.01 76.97% 140.00% 580.648M 567.12M 2.39% 26.18%
Q4 2023 0.02 0.00 375.92% 140.00% 594.245M 583.14M 1.90% 30.12%
Q3 2023 -0.03 -0.07 58.53% 66.67% 530.717M 522.84M 1.51% 25.17%
Q2 2023 -0.06 -0.06 3.08% 50.00% 488.815M 482.54M 1.30% 34.84%
Q1 2023 -0.05 -0.07 29.64% 64.29% 460.163M 449.84M 2.29% 39.30%
Q4 2022 -0.05 -0.10 47.85% 66.67% 456.679M 434.8M 5.03% 59.90%
Q3 2022 -0.09 -0.11 14.33% -80.00% 423.985M 400.61M 5.83% 55.87%
Q2 2022 -0.12 -0.14 12.49% 75.00% 362.527M 351.62M 3.10% 56.75%
Q1 2022 -0.14 -0.15 6.42% - 330.344M 291.59M 13.29% 68.56%
Q4 2021 -0.15 -0.16 8.20% - 285.608M 284.88M 0.26% 66.54%
Q3 2021 -0.05 -0.14 64.90% - 272.006M 256.6M 6.00% 35.47%
Q2 2021 -0.48 -0.06 -755.61% - 231.274M 216.24M 6.95% 101.19%
Q1 2021 - - 195.984M - 150.29%
Q4 2020 - - 171.491M - -
Q3 2020 - - 200.787M - -
Q2 2020 - - 114.952M - -
Q1 2020 - - 78.302M - -

Notes

  • EPS and Revenue values are non-GAAP when available, otherwise GAAP.
  • Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
  • Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
  • Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.

Earnings Q2Q Performance Trends

EPS Historical Q2Q growth and Acceleration

SOFI EPS Q2Q GrowthSOFI EPS Q2Q GrowthEPS Q2Q Growth Q2/22 Q4/22 Q2/23 Q4/23 Q2/24 Q4/24 Q2/25 Q4/25 Q2/26 Q4/26 Q2/27 Q4/27 0 200 400 600

Revenue Historical Q2Q growth and Acceleration

SOFI Revenue Q2Q GrowthSOFI Revenue Q2Q GrowthRevenue Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 50 100 150

Surprise distribution (Last 4 Quarters)

EPS beat statistics

EPS beat (4)
4
Average EPS beat (4)
35.12%
Max EPS beat (4)
68.40%
Min EPS beat (4)
9.66%

Revenue beat statistics

Revenue beat (4)
4
Average Revenue beat (4)
3.03%
Max Revenue beat (4)
4.81%
Min Revenue beat (4)
0.78%

Analysis

In the last 4 quarters, SOFI has consistently beaten EPS estimates in all releases
SOFI has consistently beaten revenue estimates in all past 4 earnings releases
In the last 4 quarters, SOFI has beaten the EPS estimates by 35.1% on average.
In the last 4 quarters, SOFI has beaten the revenue estimates by 3.0% on average.

SOFI TECHNOLOGIES INC / SOFI Earnings FAQ

Can you provide the last earnings date for SOFI TECHNOLOGIES INC?

SOFI TECHNOLOGIES INC (SOFI) last reported earnings on 1/30/2026.

Can you provide information on whether SOFI TECHNOLOGIES INC beat earnings estimates in the last quarter?

SOFI TECHNOLOGIES INC (SOFI) beat EPS estimates and beat revenue estimates in the most recent quarter.

What percentage of the time does SOFI stock beat earnings estimates?

In the last 4 quarters, SOFI TECHNOLOGIES INC (SOFI) has beaten EPS estimates in 4 out of 4 releases.