PALMER SQUARE CAPITAL BDC IN (PSBD) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:PSBD • US69702V1070

11.66 USD
+0.05 (+0.43%)
At close: Feb 4, 2026
11.66 USD
0 (0%)
After Hours: 2/4/2026, 8:04:00 PM
Fundamental Rating

3

Overall PSBD gets a fundamental rating of 3 out of 10. We evaluated PSBD against 238 industry peers in the Capital Markets industry. PSBD has a bad profitability rating. Also its financial health evaluation is rather negative. PSBD is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • PSBD had positive earnings in the past year.
  • In the past year PSBD had a positive cash flow from operations.
PSBD Yearly Net Income VS EBIT VS OCF VS FCFPSBD Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2021 2022 2023 2024 0 100M -100M -200M -300M -400M

1.2 Ratios

  • PSBD has a Return On Assets of 1.10%. This is in the lower half of the industry: PSBD underperforms 68.07% of its industry peers.
  • With a Return On Equity value of 2.87%, PSBD is not doing good in the industry: 67.23% of the companies in the same industry are doing better.
  • PSBD has a Return On Invested Capital (3.51%) which is in line with its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for PSBD is below the industry average of 7.28%.
Industry RankSector Rank
ROA 1.1%
ROE 2.87%
ROIC 3.51%
ROA(3y)1.97%
ROA(5y)N/A
ROE(3y)3.9%
ROE(5y)N/A
ROIC(3y)3.69%
ROIC(5y)N/A
PSBD Yearly ROA, ROE, ROICPSBD Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2021 2022 2023 2024 0 10 -10 20 -20

1.3 Margins

  • With a Profit Margin value of 10.86%, PSBD is not doing good in the industry: 60.50% of the companies in the same industry are doing better.
  • PSBD's Profit Margin has declined in the last couple of years.
  • PSBD has a better Operating Margin (42.64%) than 78.15% of its industry peers.
  • In the last couple of years the Operating Margin of PSBD has declined.
  • Looking at the Gross Margin, with a value of 46.26%, PSBD is in line with its industry, outperforming 51.26% of the companies in the same industry.
  • In the last couple of years the Gross Margin of PSBD has declined.
Industry RankSector Rank
OM 42.64%
PM (TTM) 10.86%
GM 46.26%
OM growth 3Y-8.82%
OM growth 5YN/A
PM growth 3Y-11.57%
PM growth 5YN/A
GM growth 3Y-9.03%
GM growth 5YN/A
PSBD Yearly Profit, Operating, Gross MarginsPSBD Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2021 2022 2023 2024 0 50 -50

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • Compared to 1 year ago, PSBD has about the same amount of shares outstanding.
  • The debt/assets ratio for PSBD has been reduced compared to a year ago.
PSBD Yearly Shares OutstandingPSBD Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 10M 20M 30M
PSBD Yearly Total Debt VS Total AssetsPSBD Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2021 2022 2023 2024 500M 1B

2.2 Solvency

  • PSBD has an Altman-Z score of 0.38. This is a bad value and indicates that PSBD is not financially healthy and even has some risk of bankruptcy.
  • With a Altman-Z score value of 0.38, PSBD is not doing good in the industry: 63.87% of the companies in the same industry are doing better.
  • PSBD has a debt to FCF ratio of 5.40. This is a neutral value as PSBD would need 5.40 years to pay back of all of its debts.
  • The Debt to FCF ratio of PSBD (5.40) is better than 69.33% of its industry peers.
  • A Debt/Equity ratio of 1.53 is on the high side and indicates that PSBD has dependencies on debt financing.
  • PSBD's Debt to Equity ratio of 1.53 is on the low side compared to the rest of the industry. PSBD is outperformed by 71.43% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.53
Debt/FCF 5.4
Altman-Z 0.38
ROIC/WACCN/A
WACCN/A
PSBD Yearly LT Debt VS Equity VS FCFPSBD Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2021 2022 2023 2024 0 200M -200M 400M -400M 600M 800M

2.3 Liquidity

  • PSBD has a Current Ratio of 0.36. This is a bad value and indicates that PSBD is not financially healthy enough and could expect problems in meeting its short term obligations.
  • PSBD has a worse Current ratio (0.36) than 78.57% of its industry peers.
  • PSBD has a Quick Ratio of 0.36. This is a bad value and indicates that PSBD is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Quick ratio of PSBD (0.36) is worse than 78.15% of its industry peers.
Industry RankSector Rank
Current Ratio 0.36
Quick Ratio 0.36
PSBD Yearly Current Assets VS Current LiabilitesPSBD Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2021 2022 2023 2024 20M 40M 60M 80M 100M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • The earnings per share for PSBD have decreased strongly by -78.13% in the last year.
  • The Earnings Per Share has been growing by 36.02% on average over the past years. This is a very strong growth
  • The Revenue has decreased by -6.51% in the past year.
  • Measured over the past years, PSBD shows a very strong growth in Revenue. The Revenue has been growing by 53.49% on average per year.
EPS 1Y (TTM)-78.12%
EPS 3Y36.02%
EPS 5YN/A
EPS Q2Q%-56.52%
Revenue 1Y (TTM)-6.51%
Revenue growth 3Y53.49%
Revenue growth 5YN/A
Sales Q2Q%-15.07%

3.2 Future

  • The Earnings Per Share is expected to grow by 0.89% on average over the next years.
  • Based on estimates for the next years, PSBD will show a very negative growth in Revenue. The Revenue will decrease by -15.86% on average per year.
EPS Next Y-66.81%
EPS Next 2Y5.2%
EPS Next 3Y0.89%
EPS Next 5YN/A
Revenue Next Year-13.89%
Revenue Next 2Y-11.13%
Revenue Next 3Y-15.86%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
PSBD Yearly Revenue VS EstimatesPSBD Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2025 2026 2027 50M 100M
PSBD Yearly EPS VS EstimatesPSBD Yearly EPS VS EstimatesYearly EPS VS Estimates 2023 2024 2025 2026 2027 0.5 1 1.5 2

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Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 27.76 indicates a quite expensive valuation of PSBD.
  • Compared to the rest of the industry, the Price/Earnings ratio of PSBD indicates a slightly more expensive valuation: PSBD is more expensive than 72.69% of the companies listed in the same industry.
  • When comparing the Price/Earnings ratio of PSBD to the average of the S&P500 Index (28.25), we can say PSBD is valued inline with the index average.
  • A Price/Forward Earnings ratio of 7.17 indicates a rather cheap valuation of PSBD.
  • Based on the Price/Forward Earnings ratio, PSBD is valued cheaper than 87.82% of the companies in the same industry.
  • PSBD's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.50.
Industry RankSector Rank
PE 27.76
Fwd PE 7.17
PSBD Price Earnings VS Forward Price EarningsPSBD Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of PSBD indicates a rather cheap valuation: PSBD is cheaper than 91.18% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 2.64
EV/EBITDA N/A
PSBD Per share dataPSBD EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y5.2%
EPS Next 3Y0.89%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • PSBD has a Yearly Dividend Yield of 12.29%, which is a nice return.
  • PSBD's Dividend Yield is rather good when compared to the industry average which is at 6.02. PSBD pays more dividend than 80.67% of the companies in the same industry.
  • PSBD's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 12.29%

5.2 History

  • PSBD is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
PSBD Yearly Dividends per sharePSBD Yearly Dividends per shareYearly Dividends per share 2024 2025 0.5 1 1.5 2

5.3 Sustainability

  • PSBD pays out 407.12% of its income as dividend. This is not a sustainable payout ratio.
DP407.12%
EPS Next 2Y5.2%
EPS Next 3Y0.89%
PSBD Yearly Income VS Free CF VS DividendPSBD Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2021 2022 2023 2024 0 100M -100M -200M -300M -400M
PSBD Dividend Payout.PSBD Dividend Payout, showing the Payout Ratio.PSBD Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

PALMER SQUARE CAPITAL BDC IN

NYSE:PSBD (2/4/2026, 8:04:00 PM)

After market: 11.66 0 (0%)

11.66

+0.05 (+0.43%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-05
Earnings (Next)02-26
Inst Owners65.16%
Inst Owner Change0.22%
Ins Owners0.83%
Ins Owner Change-17.55%
Market Cap367.06M
Revenue(TTM)129.45M
Net Income(TTM)14.05M
Analysts50.91
Price Target13.35 (14.49%)
Short Float %0.63%
Short Ratio1.63
Dividend
Industry RankSector Rank
Dividend Yield 12.29%
Yearly Dividend1.43
Dividend Growth(5Y)N/A
DP407.12%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-59.63%
Min EPS beat(2)-77.29%
Max EPS beat(2)-41.97%
EPS beat(4)0
Avg EPS beat(4)-80.78%
Min EPS beat(4)-178.67%
Max EPS beat(4)-25.17%
EPS beat(8)2
Avg EPS beat(8)-46.12%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)2.81%
Min Revenue beat(2)1.04%
Max Revenue beat(2)4.57%
Revenue beat(4)2
Avg Revenue beat(4)-0.77%
Min Revenue beat(4)-6.77%
Max Revenue beat(4)4.57%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-8.51%
EPS NQ rev (1m)0.4%
EPS NQ rev (3m)2.88%
EPS NY rev (1m)0%
EPS NY rev (3m)-40.21%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.17%
Revenue NY rev (1m)11.76%
Revenue NY rev (3m)1.43%
Valuation
Industry RankSector Rank
PE 27.76
Fwd PE 7.17
P/S 2.84
P/FCF 2.64
P/OCF 2.64
P/B 0.75
P/tB 0.75
EV/EBITDA N/A
EPS(TTM)0.42
EY3.6%
EPS(NY)1.63
Fwd EY13.95%
FCF(TTM)4.42
FCFY37.93%
OCF(TTM)4.42
OCFY37.93%
SpS4.11
BVpS15.58
TBVpS15.58
PEG (NY)N/A
PEG (5Y)N/A
Graham Number12.13
Profitability
Industry RankSector Rank
ROA 1.1%
ROE 2.87%
ROCE 4.44%
ROIC 3.51%
ROICexc 3.52%
ROICexgc 3.52%
OM 42.64%
PM (TTM) 10.86%
GM 46.26%
FCFM 107.54%
ROA(3y)1.97%
ROA(5y)N/A
ROE(3y)3.9%
ROE(5y)N/A
ROIC(3y)3.69%
ROIC(5y)N/A
ROICexc(3y)3.7%
ROICexc(5y)N/A
ROICexgc(3y)3.7%
ROICexgc(5y)N/A
ROCE(3y)4.67%
ROCE(5y)N/A
ROICexgc growth 3Y31.14%
ROICexgc growth 5YN/A
ROICexc growth 3Y31.14%
ROICexc growth 5YN/A
OM growth 3Y-8.82%
OM growth 5YN/A
PM growth 3Y-11.57%
PM growth 5YN/A
GM growth 3Y-9.03%
GM growth 5YN/A
F-Score6
Asset Turnover0.1
Health
Industry RankSector Rank
Debt/Equity 1.53
Debt/FCF 5.4
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.97
Cash Conversion N/A
Profit Quality 990.67%
Current Ratio 0.36
Quick Ratio 0.36
Altman-Z 0.38
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-78.12%
EPS 3Y36.02%
EPS 5YN/A
EPS Q2Q%-56.52%
EPS Next Y-66.81%
EPS Next 2Y5.2%
EPS Next 3Y0.89%
EPS Next 5YN/A
Revenue 1Y (TTM)-6.51%
Revenue growth 3Y53.49%
Revenue growth 5YN/A
Sales Q2Q%-15.07%
Revenue Next Year-13.89%
Revenue Next 2Y-11.13%
Revenue Next 3Y-15.86%
Revenue Next 5YN/A
EBIT growth 1Y-12.67%
EBIT growth 3Y39.96%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-1126.42%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-1126.42%
OCF growth 3YN/A
OCF growth 5YN/A

PALMER SQUARE CAPITAL BDC IN / PSBD FAQ

What is the fundamental rating for PSBD stock?

ChartMill assigns a fundamental rating of 3 / 10 to PSBD.


Can you provide the valuation status for PALMER SQUARE CAPITAL BDC IN?

ChartMill assigns a valuation rating of 4 / 10 to PALMER SQUARE CAPITAL BDC IN (PSBD). This can be considered as Fairly Valued.


How profitable is PALMER SQUARE CAPITAL BDC IN (PSBD) stock?

PALMER SQUARE CAPITAL BDC IN (PSBD) has a profitability rating of 2 / 10.


Can you provide the financial health for PSBD stock?

The financial health rating of PALMER SQUARE CAPITAL BDC IN (PSBD) is 2 / 10.


What is the earnings growth outlook for PALMER SQUARE CAPITAL BDC IN?

The Earnings per Share (EPS) of PALMER SQUARE CAPITAL BDC IN (PSBD) is expected to decline by -66.81% in the next year.