PALMER SQUARE CAPITAL BDC IN (PSBD) Stock Fundamental Analysis
NYSE:PSBD - New York Stock Exchange, Inc. - US69702V1070 - Common Stock - Currency: USD
Overall PSBD gets a fundamental rating of 3 out of 10. We evaluated PSBD against 235 industry peers in the Capital Markets industry. PSBD has a bad profitability rating. Also its financial health evaluation is rather negative. PSBD is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
PSBD had positive earnings in the past year.
In the past year PSBD had a positive cash flow from operations.
1.2 Ratios
PSBD has a worse Return On Assets (1.20%) than 63.40% of its industry peers.
The Return On Equity of PSBD (3.18%) is worse than 68.09% of its industry peers.
PSBD has a Return On Invested Capital of 3.62%. This is comparable to the rest of the industry: PSBD outperforms 46.38% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for PSBD is below the industry average of 7.84%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.2% | ||
| ROE | 3.18% | ||
| ROIC | 3.62% |
ROA(3y)1.97%
ROA(5y)N/A
ROE(3y)3.9%
ROE(5y)N/A
ROIC(3y)3.69%
ROIC(5y)N/A
1.3 Margins
PSBD has a Profit Margin (11.72%) which is in line with its industry peers.
PSBD's Profit Margin has declined in the last couple of years.
PSBD has a Operating Margin of 42.30%. This is in the better half of the industry: PSBD outperforms 74.47% of its industry peers.
PSBD's Operating Margin has declined in the last couple of years.
Looking at the Gross Margin, with a value of 45.77%, PSBD is in line with its industry, outperforming 48.51% of the companies in the same industry.
PSBD's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 42.3% | ||
| PM (TTM) | 11.72% | ||
| GM | 45.77% |
OM growth 3Y-8.82%
OM growth 5YN/A
PM growth 3Y-11.57%
PM growth 5YN/A
GM growth 3Y-9.03%
GM growth 5YN/A
2. Health
2.1 Basic Checks
Compared to 1 year ago, PSBD has about the same amount of shares outstanding.
Compared to 1 year ago, PSBD has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.42, we must say that PSBD is in the distress zone and has some risk of bankruptcy.
PSBD's Altman-Z score of 0.42 is on the low side compared to the rest of the industry. PSBD is outperformed by 67.66% of its industry peers.
The Debt to FCF ratio of PSBD is 9.25, which is on the high side as it means it would take PSBD, 9.25 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of PSBD (9.25) is comparable to the rest of the industry.
A Debt/Equity ratio of 1.50 is on the high side and indicates that PSBD has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 1.50, PSBD is doing worse than 69.79% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.5 | ||
| Debt/FCF | 9.25 | ||
| Altman-Z | 0.42 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.26 indicates that PSBD may have some problems paying its short term obligations.
PSBD has a Current ratio of 0.26. This is amonst the worse of the industry: PSBD underperforms 86.81% of its industry peers.
PSBD has a Quick Ratio of 0.26. This is a bad value and indicates that PSBD is not financially healthy enough and could expect problems in meeting its short term obligations.
PSBD has a Quick ratio of 0.26. This is amonst the worse of the industry: PSBD underperforms 86.81% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.26 | ||
| Quick Ratio | 0.26 |
3. Growth
3.1 Past
PSBD shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -55.52%.
Measured over the past years, PSBD shows a very strong growth in Earnings Per Share. The EPS has been growing by 36.02% on average per year.
PSBD shows a strong growth in Revenue. In the last year, the Revenue has grown by 27.88%.
Measured over the past years, PSBD shows a very strong growth in Revenue. The Revenue has been growing by 53.49% on average per year.
EPS 1Y (TTM)-55.52%
EPS 3Y36.02%
EPS 5YN/A
EPS Q2Q%-136.11%
Revenue 1Y (TTM)27.88%
Revenue growth 3Y53.49%
Revenue growth 5YN/A
Sales Q2Q%-10.27%
3.2 Future
Based on estimates for the next years, PSBD will show a small growth in Earnings Per Share. The EPS will grow by 2.01% on average per year.
Based on estimates for the next years, PSBD will show a very negative growth in Revenue. The Revenue will decrease by -17.49% on average per year.
EPS Next Y-38.38%
EPS Next 2Y4.04%
EPS Next 3Y2.01%
EPS Next 5YN/A
Revenue Next Year-14.24%
Revenue Next 2Y-9.3%
Revenue Next 3Y-17.49%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 28.55 indicates a quite expensive valuation of PSBD.
66.38% of the companies in the same industry are cheaper than PSBD, based on the Price/Earnings ratio.
PSBD's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.35.
A Price/Forward Earnings ratio of 8.79 indicates a reasonable valuation of PSBD.
Based on the Price/Forward Earnings ratio, PSBD is valued cheaply inside the industry as 83.40% of the companies are valued more expensively.
PSBD's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 37.54.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.55 | ||
| Fwd PE | 8.79 |
4.2 Price Multiples
82.55% of the companies in the same industry are more expensive than PSBD, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.41 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y4.04%
EPS Next 3Y2.01%
5. Dividend
5.1 Amount
PSBD has a Yearly Dividend Yield of 11.06%, which is a nice return.
PSBD's Dividend Yield is a higher than the industry average which is at 8.05.
PSBD's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.06% |
5.2 History
PSBD does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
379.60% of the earnings are spent on dividend by PSBD. This is not a sustainable payout ratio.
DP379.6%
EPS Next 2Y4.04%
EPS Next 3Y2.01%
NYSE:PSBD (7/24/2025, 8:04:01 PM)
13.99
+0.01 (+0.07%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners68.5%
Inst Owner Change0.77%
Ins Owners0.8%
Ins Owner Change52.62%
Market Cap452.86M
Analysts75
Price Target14.59 (4.29%)
Short Float %0.31%
Short Ratio2.02
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.06% |
Yearly Dividend1.43
Dividend Growth(5Y)N/A
DP379.6%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-101.92%
Min EPS beat(2)-178.67%
Max EPS beat(2)-25.17%
EPS beat(4)0
Avg EPS beat(4)-81.62%
Min EPS beat(4)-178.67%
Max EPS beat(4)-25.17%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-4.35%
Min Revenue beat(2)-6.77%
Max Revenue beat(2)-1.92%
Revenue beat(4)2
Avg Revenue beat(4)2.84%
Min Revenue beat(4)-6.77%
Max Revenue beat(4)17.1%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.7%
PT rev (3m)-14.88%
EPS NQ rev (1m)16.34%
EPS NQ rev (3m)-17.75%
EPS NY rev (1m)8.51%
EPS NY rev (3m)-48.87%
Revenue NQ rev (1m)-0.68%
Revenue NQ rev (3m)-5.33%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-5.61%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.55 | ||
| Fwd PE | 8.79 | ||
| P/S | 3.24 | ||
| P/FCF | 5.41 | ||
| P/OCF | 5.41 | ||
| P/B | 0.88 | ||
| P/tB | 0.88 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.49
EY3.5%
EPS(NY)1.59
Fwd EY11.37%
FCF(TTM)2.59
FCFY18.48%
OCF(TTM)2.59
OCFY18.48%
SpS4.32
BVpS15.93
TBVpS15.93
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.2% | ||
| ROE | 3.18% | ||
| ROCE | 4.59% | ||
| ROIC | 3.62% | ||
| ROICexc | 3.63% | ||
| ROICexgc | 3.63% | ||
| OM | 42.3% | ||
| PM (TTM) | 11.72% | ||
| GM | 45.77% | ||
| FCFM | 59.81% |
ROA(3y)1.97%
ROA(5y)N/A
ROE(3y)3.9%
ROE(5y)N/A
ROIC(3y)3.69%
ROIC(5y)N/A
ROICexc(3y)3.7%
ROICexc(5y)N/A
ROICexgc(3y)3.7%
ROICexgc(5y)N/A
ROCE(3y)4.67%
ROCE(5y)N/A
ROICexcg growth 3Y31.14%
ROICexcg growth 5YN/A
ROICexc growth 3Y31.14%
ROICexc growth 5YN/A
OM growth 3Y-8.82%
OM growth 5YN/A
PM growth 3Y-11.57%
PM growth 5YN/A
GM growth 3Y-9.03%
GM growth 5YN/A
F-Score6
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.5 | ||
| Debt/FCF | 9.25 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.11 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 510.5% | ||
| Current Ratio | 0.26 | ||
| Quick Ratio | 0.26 | ||
| Altman-Z | 0.42 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-55.52%
EPS 3Y36.02%
EPS 5YN/A
EPS Q2Q%-136.11%
EPS Next Y-38.38%
EPS Next 2Y4.04%
EPS Next 3Y2.01%
EPS Next 5YN/A
Revenue 1Y (TTM)27.88%
Revenue growth 3Y53.49%
Revenue growth 5YN/A
Sales Q2Q%-10.27%
Revenue Next Year-14.24%
Revenue Next 2Y-9.3%
Revenue Next 3Y-17.49%
Revenue Next 5YN/A
EBIT growth 1Y7.95%
EBIT growth 3Y39.96%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-1126.42%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-1126.42%
OCF growth 3YN/A
OCF growth 5YN/A