PALMER SQUARE CAPITAL BDC IN (PSBD) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:PSBD - US69702V1070 - Common Stock
12.16 USD
+0.24 (+2.01%)
Overall PSBD gets a fundamental rating of 3 out of 10. We evaluated PSBD against 235 industry peers in the Capital Markets industry. PSBD has a bad profitability rating. Also its financial health evaluation is rather negative. PSBD has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year PSBD was profitable.
In the past year PSBD had a positive cash flow from operations.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.10%, PSBD is doing worse than 65.11% of the companies in the same industry.
PSBD has a Return On Equity of 2.87%. This is in the lower half of the industry: PSBD underperforms 67.66% of its industry peers.
PSBD has a Return On Invested Capital (3.51%) which is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for PSBD is below the industry average of 7.07%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.1% | ||
| ROE | 2.87% | ||
| ROIC | 3.51% |
ROA(3y)1.97%
ROA(5y)N/A
ROE(3y)3.9%
ROE(5y)N/A
ROIC(3y)3.69%
ROIC(5y)N/A
1.3 Margins
PSBD has a Profit Margin (10.86%) which is comparable to the rest of the industry.
PSBD's Profit Margin has declined in the last couple of years.
PSBD has a Operating Margin of 42.64%. This is in the better half of the industry: PSBD outperforms 77.87% of its industry peers.
PSBD's Operating Margin has declined in the last couple of years.
PSBD's Gross Margin of 46.26% is in line compared to the rest of the industry. PSBD outperforms 50.64% of its industry peers.
In the last couple of years the Gross Margin of PSBD has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 42.64% | ||
| PM (TTM) | 10.86% | ||
| GM | 46.26% |
OM growth 3Y-8.82%
OM growth 5YN/A
PM growth 3Y-11.57%
PM growth 5YN/A
GM growth 3Y-9.03%
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for PSBD remains at a similar level compared to 1 year ago.
PSBD has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.38, we must say that PSBD is in the distress zone and has some risk of bankruptcy.
PSBD has a Altman-Z score of 0.38. This is in the lower half of the industry: PSBD underperforms 63.83% of its industry peers.
PSBD has a debt to FCF ratio of 5.40. This is a neutral value as PSBD would need 5.40 years to pay back of all of its debts.
PSBD has a better Debt to FCF ratio (5.40) than 68.94% of its industry peers.
A Debt/Equity ratio of 1.53 is on the high side and indicates that PSBD has dependencies on debt financing.
With a Debt to Equity ratio value of 1.53, PSBD is not doing good in the industry: 72.77% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.53 | ||
| Debt/FCF | 5.4 | ||
| Altman-Z | 0.38 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
PSBD has a Current Ratio of 0.36. This is a bad value and indicates that PSBD is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.36, PSBD is doing worse than 79.57% of the companies in the same industry.
PSBD has a Quick Ratio of 0.36. This is a bad value and indicates that PSBD is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.36, PSBD is doing worse than 79.15% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.36 | ||
| Quick Ratio | 0.36 |
3. Growth
3.1 Past
PSBD shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -78.13%.
The Earnings Per Share has been growing by 36.02% on average over the past years. This is a very strong growth
The Revenue has decreased by -6.51% in the past year.
Measured over the past years, PSBD shows a very strong growth in Revenue. The Revenue has been growing by 53.49% on average per year.
EPS 1Y (TTM)-78.12%
EPS 3Y36.02%
EPS 5YN/A
EPS Q2Q%-56.52%
Revenue 1Y (TTM)-6.51%
Revenue growth 3Y53.49%
Revenue growth 5YN/A
Sales Q2Q%-15.07%
3.2 Future
PSBD is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 0.66% yearly.
PSBD is expected to show a very negative growth in Revenue. In the coming years, the Revenue will decrease by -15.86% yearly.
EPS Next Y-66.81%
EPS Next 2Y5.09%
EPS Next 3Y0.66%
EPS Next 5YN/A
Revenue Next Year-22.95%
Revenue Next 2Y-15.35%
Revenue Next 3Y-15.86%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 28.95, PSBD can be considered very expensive at the moment.
Based on the Price/Earnings ratio, PSBD is valued a bit more expensive than the industry average as 69.79% of the companies are valued more cheaply.
The average S&P500 Price/Earnings ratio is at 26.77. PSBD is around the same levels.
PSBD is valuated cheaply with a Price/Forward Earnings ratio of 7.49.
86.38% of the companies in the same industry are more expensive than PSBD, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.35, PSBD is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.95 | ||
| Fwd PE | 7.49 |
4.2 Price Multiples
PSBD's Price/Free Cash Flow ratio is rather cheap when compared to the industry. PSBD is cheaper than 91.06% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.75 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y5.09%
EPS Next 3Y0.66%
5. Dividend
5.1 Amount
PSBD has a Yearly Dividend Yield of 11.83%, which is a nice return.
Compared to an average industry Dividend Yield of 6.65, PSBD pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.00, PSBD pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.83% |
5.2 History
PSBD is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
407.12% of the earnings are spent on dividend by PSBD. This is not a sustainable payout ratio.
DP407.12%
EPS Next 2Y5.09%
EPS Next 3Y0.66%
NYSE:PSBD (12/30/2025, 8:04:00 PM)
12.16
+0.24 (+2.01%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners66.41%
Inst Owner Change-5.65%
Ins Owners0.83%
Ins Owner Change-17.55%
Market Cap382.80M
Revenue(TTM)129.45M
Net Income(TTM)14.05M
Analysts50.91
Price Target13.35 (9.79%)
Short Float %0.65%
Short Ratio1.77
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.83% |
Yearly Dividend1.43
Dividend Growth(5Y)N/A
DP407.12%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-59.63%
Min EPS beat(2)-77.29%
Max EPS beat(2)-41.97%
EPS beat(4)0
Avg EPS beat(4)-80.78%
Min EPS beat(4)-178.67%
Max EPS beat(4)-25.17%
EPS beat(8)2
Avg EPS beat(8)-46.12%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)2.81%
Min Revenue beat(2)1.04%
Max Revenue beat(2)4.57%
Revenue beat(4)2
Avg Revenue beat(4)-0.77%
Min Revenue beat(4)-6.77%
Max Revenue beat(4)4.57%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.09%
PT rev (3m)-8.51%
EPS NQ rev (1m)0.24%
EPS NQ rev (3m)2.89%
EPS NY rev (1m)-40.21%
EPS NY rev (3m)-38.01%
Revenue NQ rev (1m)-0.18%
Revenue NQ rev (3m)2.03%
Revenue NY rev (1m)-9.24%
Revenue NY rev (3m)-9.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.95 | ||
| Fwd PE | 7.49 | ||
| P/S | 2.96 | ||
| P/FCF | 2.75 | ||
| P/OCF | 2.75 | ||
| P/B | 0.78 | ||
| P/tB | 0.78 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.42
EY3.45%
EPS(NY)1.62
Fwd EY13.35%
FCF(TTM)4.42
FCFY36.37%
OCF(TTM)4.42
OCFY36.37%
SpS4.11
BVpS15.58
TBVpS15.58
PEG (NY)N/A
PEG (5Y)N/A
Graham Number12.13
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.1% | ||
| ROE | 2.87% | ||
| ROCE | 4.44% | ||
| ROIC | 3.51% | ||
| ROICexc | 3.52% | ||
| ROICexgc | 3.52% | ||
| OM | 42.64% | ||
| PM (TTM) | 10.86% | ||
| GM | 46.26% | ||
| FCFM | 107.54% |
ROA(3y)1.97%
ROA(5y)N/A
ROE(3y)3.9%
ROE(5y)N/A
ROIC(3y)3.69%
ROIC(5y)N/A
ROICexc(3y)3.7%
ROICexc(5y)N/A
ROICexgc(3y)3.7%
ROICexgc(5y)N/A
ROCE(3y)4.67%
ROCE(5y)N/A
ROICexgc growth 3Y31.14%
ROICexgc growth 5YN/A
ROICexc growth 3Y31.14%
ROICexc growth 5YN/A
OM growth 3Y-8.82%
OM growth 5YN/A
PM growth 3Y-11.57%
PM growth 5YN/A
GM growth 3Y-9.03%
GM growth 5YN/A
F-Score6
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.53 | ||
| Debt/FCF | 5.4 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.97 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 990.67% | ||
| Current Ratio | 0.36 | ||
| Quick Ratio | 0.36 | ||
| Altman-Z | 0.38 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-78.12%
EPS 3Y36.02%
EPS 5YN/A
EPS Q2Q%-56.52%
EPS Next Y-66.81%
EPS Next 2Y5.09%
EPS Next 3Y0.66%
EPS Next 5YN/A
Revenue 1Y (TTM)-6.51%
Revenue growth 3Y53.49%
Revenue growth 5YN/A
Sales Q2Q%-15.07%
Revenue Next Year-22.95%
Revenue Next 2Y-15.35%
Revenue Next 3Y-15.86%
Revenue Next 5YN/A
EBIT growth 1Y-12.67%
EBIT growth 3Y39.96%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-1126.42%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-1126.42%
OCF growth 3YN/A
OCF growth 5YN/A
PALMER SQUARE CAPITAL BDC IN / PSBD FAQ
What is the fundamental rating for PSBD stock?
ChartMill assigns a fundamental rating of 3 / 10 to PSBD.
What is the valuation status for PSBD stock?
ChartMill assigns a valuation rating of 4 / 10 to PALMER SQUARE CAPITAL BDC IN (PSBD). This can be considered as Fairly Valued.
How profitable is PALMER SQUARE CAPITAL BDC IN (PSBD) stock?
PALMER SQUARE CAPITAL BDC IN (PSBD) has a profitability rating of 2 / 10.
What are the PE and PB ratios of PALMER SQUARE CAPITAL BDC IN (PSBD) stock?
The Price/Earnings (PE) ratio for PALMER SQUARE CAPITAL BDC IN (PSBD) is 28.95 and the Price/Book (PB) ratio is 0.78.
How financially healthy is PALMER SQUARE CAPITAL BDC IN?
The financial health rating of PALMER SQUARE CAPITAL BDC IN (PSBD) is 2 / 10.