PALMER SQUARE CAPITAL BDC IN (PSBD) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:PSBD - US69702V1070 - Common Stock
12.28 USD
0 (0%)
PSBD gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 237 industry peers in the Capital Markets industry. PSBD may be in some trouble as it scores bad on both profitability and health. PSBD has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year PSBD was profitable.
In the past year PSBD had a positive cash flow from operations.
1.2 Ratios
The Return On Assets of PSBD (1.10%) is worse than 64.98% of its industry peers.
With a Return On Equity value of 2.87%, PSBD is not doing good in the industry: 68.78% of the companies in the same industry are doing better.
PSBD has a Return On Invested Capital of 3.51%. This is comparable to the rest of the industry: PSBD outperforms 48.95% of its industry peers.
The Average Return On Invested Capital over the past 3 years for PSBD is below the industry average of 6.99%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.1% | ||
| ROE | 2.87% | ||
| ROIC | 3.51% |
ROA(3y)1.97%
ROA(5y)N/A
ROE(3y)3.9%
ROE(5y)N/A
ROIC(3y)3.69%
ROIC(5y)N/A
1.3 Margins
PSBD has a Profit Margin (10.86%) which is in line with its industry peers.
PSBD's Profit Margin has declined in the last couple of years.
The Operating Margin of PSBD (42.64%) is better than 78.06% of its industry peers.
PSBD's Operating Margin has declined in the last couple of years.
Looking at the Gross Margin, with a value of 46.26%, PSBD is in line with its industry, outperforming 54.43% of the companies in the same industry.
PSBD's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 42.64% | ||
| PM (TTM) | 10.86% | ||
| GM | 46.26% |
OM growth 3Y-8.82%
OM growth 5YN/A
PM growth 3Y-11.57%
PM growth 5YN/A
GM growth 3Y-9.03%
GM growth 5YN/A
2. Health
2.1 Basic Checks
Compared to 1 year ago, PSBD has about the same amount of shares outstanding.
The debt/assets ratio for PSBD has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.39, we must say that PSBD is in the distress zone and has some risk of bankruptcy.
PSBD has a Altman-Z score of 0.39. This is in the lower half of the industry: PSBD underperforms 65.82% of its industry peers.
PSBD has a debt to FCF ratio of 5.40. This is a neutral value as PSBD would need 5.40 years to pay back of all of its debts.
The Debt to FCF ratio of PSBD (5.40) is better than 68.78% of its industry peers.
PSBD has a Debt/Equity ratio of 1.53. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 1.53, PSBD is not doing good in the industry: 72.57% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.53 | ||
| Debt/FCF | 5.4 | ||
| Altman-Z | 0.39 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.36 indicates that PSBD may have some problems paying its short term obligations.
PSBD has a worse Current ratio (0.36) than 79.32% of its industry peers.
PSBD has a Quick Ratio of 0.36. This is a bad value and indicates that PSBD is not financially healthy enough and could expect problems in meeting its short term obligations.
PSBD's Quick ratio of 0.36 is on the low side compared to the rest of the industry. PSBD is outperformed by 78.90% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.36 | ||
| Quick Ratio | 0.36 |
3. Growth
3.1 Past
PSBD shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -78.13%.
PSBD shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 36.02% yearly.
Looking at the last year, PSBD shows a decrease in Revenue. The Revenue has decreased by -6.51% in the last year.
The Revenue has been growing by 53.49% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-78.12%
EPS 3Y36.02%
EPS 5YN/A
EPS Q2Q%-56.52%
Revenue 1Y (TTM)-6.51%
Revenue growth 3Y53.49%
Revenue growth 5YN/A
Sales Q2Q%-15.07%
3.2 Future
The Earnings Per Share is expected to grow by 0.66% on average over the next years.
The Revenue is expected to decrease by -15.86% on average over the next years. This is quite bad
EPS Next Y-66.81%
EPS Next 2Y5.09%
EPS Next 3Y0.66%
EPS Next 5YN/A
Revenue Next Year-22.95%
Revenue Next 2Y-15.35%
Revenue Next 3Y-15.86%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
PSBD is valuated quite expensively with a Price/Earnings ratio of 29.24.
Compared to the rest of the industry, the Price/Earnings ratio of PSBD indicates a slightly more expensive valuation: PSBD is more expensive than 71.73% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of PSBD to the average of the S&P500 Index (26.34), we can say PSBD is valued inline with the index average.
A Price/Forward Earnings ratio of 7.56 indicates a rather cheap valuation of PSBD.
Compared to the rest of the industry, the Price/Forward Earnings ratio of PSBD indicates a rather cheap valuation: PSBD is cheaper than 86.08% of the companies listed in the same industry.
PSBD's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.56.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.24 | ||
| Fwd PE | 7.56 |
4.2 Price Multiples
91.14% of the companies in the same industry are more expensive than PSBD, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.78 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y5.09%
EPS Next 3Y0.66%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 11.73%, PSBD is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 8.30, PSBD pays a bit more dividend than its industry peers.
PSBD's Dividend Yield is rather good when compared to the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.73% |
5.2 History
PSBD does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
407.12% of the earnings are spent on dividend by PSBD. This is not a sustainable payout ratio.
DP407.12%
EPS Next 2Y5.09%
EPS Next 3Y0.66%
NYSE:PSBD (12/8/2025, 8:04:00 PM)
12.28
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners66.41%
Inst Owner Change-5.65%
Ins Owners0.83%
Ins Owner Change-17.55%
Market Cap386.57M
Revenue(TTM)129.45M
Net Income(TTM)14.05M
Analysts50.91
Price Target13.35 (8.71%)
Short Float %0.56%
Short Ratio1.53
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.73% |
Yearly Dividend1.43
Dividend Growth(5Y)N/A
DP407.12%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-59.63%
Min EPS beat(2)-77.29%
Max EPS beat(2)-41.97%
EPS beat(4)0
Avg EPS beat(4)-80.78%
Min EPS beat(4)-178.67%
Max EPS beat(4)-25.17%
EPS beat(8)2
Avg EPS beat(8)-46.12%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)2.81%
Min Revenue beat(2)1.04%
Max Revenue beat(2)4.57%
Revenue beat(4)2
Avg Revenue beat(4)-0.77%
Min Revenue beat(4)-6.77%
Max Revenue beat(4)4.57%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-4.85%
PT rev (3m)-8.51%
EPS NQ rev (1m)2.89%
EPS NQ rev (3m)3.32%
EPS NY rev (1m)-40.21%
EPS NY rev (3m)-43.28%
Revenue NQ rev (1m)1.17%
Revenue NQ rev (3m)2.03%
Revenue NY rev (1m)-9.24%
Revenue NY rev (3m)-10.35%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.24 | ||
| Fwd PE | 7.56 | ||
| P/S | 2.99 | ||
| P/FCF | 2.78 | ||
| P/OCF | 2.78 | ||
| P/B | 0.79 | ||
| P/tB | 0.79 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.42
EY3.42%
EPS(NY)1.62
Fwd EY13.22%
FCF(TTM)4.42
FCFY36.01%
OCF(TTM)4.42
OCFY36.01%
SpS4.11
BVpS15.58
TBVpS15.58
PEG (NY)N/A
PEG (5Y)N/A
Graham Number12.13
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.1% | ||
| ROE | 2.87% | ||
| ROCE | 4.44% | ||
| ROIC | 3.51% | ||
| ROICexc | 3.52% | ||
| ROICexgc | 3.52% | ||
| OM | 42.64% | ||
| PM (TTM) | 10.86% | ||
| GM | 46.26% | ||
| FCFM | 107.54% |
ROA(3y)1.97%
ROA(5y)N/A
ROE(3y)3.9%
ROE(5y)N/A
ROIC(3y)3.69%
ROIC(5y)N/A
ROICexc(3y)3.7%
ROICexc(5y)N/A
ROICexgc(3y)3.7%
ROICexgc(5y)N/A
ROCE(3y)4.67%
ROCE(5y)N/A
ROICexgc growth 3Y31.14%
ROICexgc growth 5YN/A
ROICexc growth 3Y31.14%
ROICexc growth 5YN/A
OM growth 3Y-8.82%
OM growth 5YN/A
PM growth 3Y-11.57%
PM growth 5YN/A
GM growth 3Y-9.03%
GM growth 5YN/A
F-Score6
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.53 | ||
| Debt/FCF | 5.4 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.97 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 990.67% | ||
| Current Ratio | 0.36 | ||
| Quick Ratio | 0.36 | ||
| Altman-Z | 0.39 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-78.12%
EPS 3Y36.02%
EPS 5YN/A
EPS Q2Q%-56.52%
EPS Next Y-66.81%
EPS Next 2Y5.09%
EPS Next 3Y0.66%
EPS Next 5YN/A
Revenue 1Y (TTM)-6.51%
Revenue growth 3Y53.49%
Revenue growth 5YN/A
Sales Q2Q%-15.07%
Revenue Next Year-22.95%
Revenue Next 2Y-15.35%
Revenue Next 3Y-15.86%
Revenue Next 5YN/A
EBIT growth 1Y-12.67%
EBIT growth 3Y39.96%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-1126.42%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-1126.42%
OCF growth 3YN/A
OCF growth 5YN/A
PALMER SQUARE CAPITAL BDC IN / PSBD FAQ
What is the fundamental rating for PSBD stock?
ChartMill assigns a fundamental rating of 3 / 10 to PSBD.
What is the valuation status for PSBD stock?
ChartMill assigns a valuation rating of 4 / 10 to PALMER SQUARE CAPITAL BDC IN (PSBD). This can be considered as Fairly Valued.
How profitable is PALMER SQUARE CAPITAL BDC IN (PSBD) stock?
PALMER SQUARE CAPITAL BDC IN (PSBD) has a profitability rating of 2 / 10.
What are the PE and PB ratios of PALMER SQUARE CAPITAL BDC IN (PSBD) stock?
The Price/Earnings (PE) ratio for PALMER SQUARE CAPITAL BDC IN (PSBD) is 29.24 and the Price/Book (PB) ratio is 0.79.
How financially healthy is PALMER SQUARE CAPITAL BDC IN?
The financial health rating of PALMER SQUARE CAPITAL BDC IN (PSBD) is 2 / 10.