PALMER SQUARE CAPITAL BDC IN (PSBD) Stock Fundamental Analysis
USA - NYSE:PSBD - US69702V1070 - Common Stock
12.09 USD
-0.07 (-0.58%)
We assign a fundamental rating of 3 out of 10 to PSBD. PSBD was compared to 237 industry peers in the Capital Markets industry. PSBD has a bad profitability rating. Also its financial health evaluation is rather negative. PSBD has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
PSBD had positive earnings in the past year.
PSBD had a positive operating cash flow in the past year.
1.2 Ratios
PSBD's Return On Assets of 1.10% is on the low side compared to the rest of the industry. PSBD is outperformed by 64.13% of its industry peers.
PSBD has a worse Return On Equity (2.87%) than 70.04% of its industry peers.
With a Return On Invested Capital value of 3.51%, PSBD perfoms like the industry average, outperforming 50.21% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for PSBD is below the industry average of 7.47%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.1% | ||
| ROE | 2.87% | ||
| ROIC | 3.51% |
ROA(3y)1.97%
ROA(5y)N/A
ROE(3y)3.9%
ROE(5y)N/A
ROIC(3y)3.69%
ROIC(5y)N/A
1.3 Margins
PSBD has a Profit Margin of 10.86%. This is comparable to the rest of the industry: PSBD outperforms 42.62% of its industry peers.
In the last couple of years the Profit Margin of PSBD has declined.
PSBD has a Operating Margin of 42.64%. This is in the better half of the industry: PSBD outperforms 78.06% of its industry peers.
PSBD's Operating Margin has declined in the last couple of years.
PSBD has a Gross Margin (46.26%) which is in line with its industry peers.
PSBD's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 42.64% | ||
| PM (TTM) | 10.86% | ||
| GM | 46.26% |
OM growth 3Y-8.82%
OM growth 5YN/A
PM growth 3Y-11.57%
PM growth 5YN/A
GM growth 3Y-9.03%
GM growth 5YN/A
2. Health
2.1 Basic Checks
Compared to 1 year ago, PSBD has about the same amount of shares outstanding.
Compared to 1 year ago, PSBD has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.39, we must say that PSBD is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of PSBD (0.39) is worse than 65.82% of its industry peers.
PSBD has a debt to FCF ratio of 5.40. This is a neutral value as PSBD would need 5.40 years to pay back of all of its debts.
PSBD has a better Debt to FCF ratio (5.40) than 71.31% of its industry peers.
A Debt/Equity ratio of 1.53 is on the high side and indicates that PSBD has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 1.53, PSBD is doing worse than 72.15% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.53 | ||
| Debt/FCF | 5.4 | ||
| Altman-Z | 0.39 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
PSBD has a Current Ratio of 0.36. This is a bad value and indicates that PSBD is not financially healthy enough and could expect problems in meeting its short term obligations.
The Current ratio of PSBD (0.36) is worse than 79.75% of its industry peers.
PSBD has a Quick Ratio of 0.36. This is a bad value and indicates that PSBD is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of PSBD (0.36) is worse than 79.75% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.36 | ||
| Quick Ratio | 0.36 |
3. Growth
3.1 Past
PSBD shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -78.13%.
PSBD shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 36.02% yearly.
The Revenue has decreased by -6.51% in the past year.
PSBD shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 53.49% yearly.
EPS 1Y (TTM)-78.12%
EPS 3Y36.02%
EPS 5YN/A
EPS Q2Q%-56.52%
Revenue 1Y (TTM)-6.51%
Revenue growth 3Y53.49%
Revenue growth 5YN/A
Sales Q2Q%-15.07%
3.2 Future
PSBD is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 1.57% yearly.
The Revenue is expected to decrease by -21.65% on average over the next years. This is quite bad
EPS Next Y-44.49%
EPS Next 2Y3.92%
EPS Next 3Y1.57%
EPS Next 5YN/A
Revenue Next Year-15.11%
Revenue Next 2Y-10.54%
Revenue Next 3Y-21.65%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 28.79 indicates a quite expensive valuation of PSBD.
Based on the Price/Earnings ratio, PSBD is valued a bit more expensive than the industry average as 71.73% of the companies are valued more cheaply.
PSBD is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 26.34, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 7.62 indicates a rather cheap valuation of PSBD.
84.81% of the companies in the same industry are more expensive than PSBD, based on the Price/Forward Earnings ratio.
PSBD is valuated cheaply when we compare the Price/Forward Earnings ratio to 34.43, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.79 | ||
| Fwd PE | 7.62 |
4.2 Price Multiples
89.45% of the companies in the same industry are more expensive than PSBD, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.79 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y3.92%
EPS Next 3Y1.57%
5. Dividend
5.1 Amount
PSBD has a Yearly Dividend Yield of 11.84%, which is a nice return.
Compared to an average industry Dividend Yield of 8.43, PSBD pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.36, PSBD pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.84% |
5.2 History
PSBD does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
PSBD pays out 407.12% of its income as dividend. This is not a sustainable payout ratio.
DP407.12%
EPS Next 2Y3.92%
EPS Next 3Y1.57%
NYSE:PSBD (11/12/2025, 8:04:00 PM)
12.09
-0.07 (-0.58%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners69.32%
Inst Owner Change-0.37%
Ins Owners0.81%
Ins Owner Change-16.46%
Market Cap388.45M
Revenue(TTM)129.45M
Net Income(TTM)14.05M
Analysts73.33
Price Target14.03 (16.05%)
Short Float %0.29%
Short Ratio0.77
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.84% |
Yearly Dividend1.43
Dividend Growth(5Y)N/A
DP407.12%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-59.63%
Min EPS beat(2)-77.29%
Max EPS beat(2)-41.97%
EPS beat(4)0
Avg EPS beat(4)-80.78%
Min EPS beat(4)-178.67%
Max EPS beat(4)-25.17%
EPS beat(8)2
Avg EPS beat(8)-46.12%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)2.81%
Min Revenue beat(2)1.04%
Max Revenue beat(2)4.57%
Revenue beat(4)2
Avg Revenue beat(4)-0.77%
Min Revenue beat(4)-6.77%
Max Revenue beat(4)4.57%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.85%
PT rev (3m)-3.85%
EPS NQ rev (1m)5.72%
EPS NQ rev (3m)8.37%
EPS NY rev (1m)3.67%
EPS NY rev (3m)-9.91%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.09%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.01%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.79 | ||
| Fwd PE | 7.62 | ||
| P/S | 3 | ||
| P/FCF | 2.79 | ||
| P/OCF | 2.79 | ||
| P/B | 0.79 | ||
| P/tB | 0.79 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.42
EY3.47%
EPS(NY)1.59
Fwd EY13.13%
FCF(TTM)4.33
FCFY35.84%
OCF(TTM)4.33
OCFY35.84%
SpS4.03
BVpS15.26
TBVpS15.26
PEG (NY)N/A
PEG (5Y)N/A
Graham Number12.01
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.1% | ||
| ROE | 2.87% | ||
| ROCE | 4.44% | ||
| ROIC | 3.51% | ||
| ROICexc | 3.52% | ||
| ROICexgc | 3.52% | ||
| OM | 42.64% | ||
| PM (TTM) | 10.86% | ||
| GM | 46.26% | ||
| FCFM | 107.54% |
ROA(3y)1.97%
ROA(5y)N/A
ROE(3y)3.9%
ROE(5y)N/A
ROIC(3y)3.69%
ROIC(5y)N/A
ROICexc(3y)3.7%
ROICexc(5y)N/A
ROICexgc(3y)3.7%
ROICexgc(5y)N/A
ROCE(3y)4.67%
ROCE(5y)N/A
ROICexgc growth 3Y31.14%
ROICexgc growth 5YN/A
ROICexc growth 3Y31.14%
ROICexc growth 5YN/A
OM growth 3Y-8.82%
OM growth 5YN/A
PM growth 3Y-11.57%
PM growth 5YN/A
GM growth 3Y-9.03%
GM growth 5YN/A
F-Score6
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.53 | ||
| Debt/FCF | 5.4 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.97 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 990.67% | ||
| Current Ratio | 0.36 | ||
| Quick Ratio | 0.36 | ||
| Altman-Z | 0.39 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-78.12%
EPS 3Y36.02%
EPS 5YN/A
EPS Q2Q%-56.52%
EPS Next Y-44.49%
EPS Next 2Y3.92%
EPS Next 3Y1.57%
EPS Next 5YN/A
Revenue 1Y (TTM)-6.51%
Revenue growth 3Y53.49%
Revenue growth 5YN/A
Sales Q2Q%-15.07%
Revenue Next Year-15.11%
Revenue Next 2Y-10.54%
Revenue Next 3Y-21.65%
Revenue Next 5YN/A
EBIT growth 1Y-12.67%
EBIT growth 3Y39.96%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-1126.42%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-1126.42%
OCF growth 3YN/A
OCF growth 5YN/A
PALMER SQUARE CAPITAL BDC IN / PSBD FAQ
What is the fundamental rating for PSBD stock?
ChartMill assigns a fundamental rating of 3 / 10 to PSBD.
What is the valuation status for PSBD stock?
ChartMill assigns a valuation rating of 4 / 10 to PALMER SQUARE CAPITAL BDC IN (PSBD). This can be considered as Fairly Valued.
How profitable is PALMER SQUARE CAPITAL BDC IN (PSBD) stock?
PALMER SQUARE CAPITAL BDC IN (PSBD) has a profitability rating of 2 / 10.
What are the PE and PB ratios of PALMER SQUARE CAPITAL BDC IN (PSBD) stock?
The Price/Earnings (PE) ratio for PALMER SQUARE CAPITAL BDC IN (PSBD) is 28.79 and the Price/Book (PB) ratio is 0.79.
How financially healthy is PALMER SQUARE CAPITAL BDC IN?
The financial health rating of PALMER SQUARE CAPITAL BDC IN (PSBD) is 2 / 10.