PALMER SQUARE CAPITAL BDC IN (PSBD) Stock Fundamental Analysis
NYSE:PSBD - US69702V1070 - Common Stock
14.2 USD
+0.15 (+1.07%)
Taking everything into account, PSBD scores 3 out of 10 in our fundamental rating. PSBD was compared to 239 industry peers in the Capital Markets industry. PSBD may be in some trouble as it scores bad on both profitability and health. PSBD has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
PSBD had positive earnings in the past year.
In the past year PSBD had a positive cash flow from operations.
1.2 Ratios
The Return On Assets of PSBD (1.39%) is worse than 61.34% of its industry peers.
With a Return On Equity value of 3.61%, PSBD is not doing good in the industry: 65.97% of the companies in the same industry are doing better.
The Return On Invested Capital of PSBD (3.57%) is comparable to the rest of the industry.
Measured over the past 3 years, the Average Return On Invested Capital for PSBD is below the industry average of 7.60%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.39% | ||
| ROE | 3.61% | ||
| ROIC | 3.57% |
ROA(3y)1.97%
ROA(5y)N/A
ROE(3y)3.9%
ROE(5y)N/A
ROIC(3y)3.69%
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 13.51%, PSBD perfoms like the industry average, outperforming 48.32% of the companies in the same industry.
In the last couple of years the Profit Margin of PSBD has declined.
With a decent Operating Margin value of 42.41%, PSBD is doing good in the industry, outperforming 73.11% of the companies in the same industry.
PSBD's Operating Margin has declined in the last couple of years.
PSBD has a Gross Margin (46.00%) which is comparable to the rest of the industry.
PSBD's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 42.41% | ||
| PM (TTM) | 13.51% | ||
| GM | 46% |
OM growth 3Y-8.82%
OM growth 5YN/A
PM growth 3Y-11.57%
PM growth 5YN/A
GM growth 3Y-9.03%
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for PSBD remains at a similar level compared to 1 year ago.
The debt/assets ratio for PSBD has been reduced compared to a year ago.
2.2 Solvency
PSBD has an Altman-Z score of 0.45. This is a bad value and indicates that PSBD is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.45, PSBD is doing worse than 63.03% of the companies in the same industry.
The Debt to FCF ratio of PSBD is 6.10, which is on the high side as it means it would take PSBD, 6.10 years of fcf income to pay off all of its debts.
PSBD has a Debt to FCF ratio of 6.10. This is in the better half of the industry: PSBD outperforms 65.97% of its industry peers.
PSBD has a Debt/Equity ratio of 1.51. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of PSBD (1.51) is worse than 71.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.51 | ||
| Debt/FCF | 6.1 | ||
| Altman-Z | 0.45 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.55 indicates that PSBD may have some problems paying its short term obligations.
PSBD's Current ratio of 0.55 is on the low side compared to the rest of the industry. PSBD is outperformed by 73.95% of its industry peers.
A Quick Ratio of 0.55 indicates that PSBD may have some problems paying its short term obligations.
With a Quick ratio value of 0.55, PSBD is not doing good in the industry: 73.53% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
PSBD shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -78.43%.
Measured over the past years, PSBD shows a very strong growth in Earnings Per Share. The EPS has been growing by 36.02% on average per year.
Looking at the last year, PSBD shows a small growth in Revenue. The Revenue has grown by 3.96% in the last year.
The Revenue has been growing by 53.49% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-78.43%
EPS 3Y36.02%
EPS 5YN/A
EPS Q2Q%37.5%
Revenue 1Y (TTM)3.96%
Revenue growth 3Y53.49%
Revenue growth 5YN/A
Sales Q2Q%-13.33%
3.2 Future
The Earnings Per Share is expected to grow by 1.34% on average over the next years.
The Revenue is expected to decrease by -21.74% on average over the next years. This is quite bad
EPS Next Y-41.48%
EPS Next 2Y3.31%
EPS Next 3Y1.34%
EPS Next 5YN/A
Revenue Next Year-14.06%
Revenue Next 2Y-13.73%
Revenue Next 3Y-21.74%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 25.82, which means the current valuation is very expensive for PSBD.
63.45% of the companies in the same industry are cheaper than PSBD, based on the Price/Earnings ratio.
PSBD is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.08, which is the current average of the S&P500 Index.
PSBD is valuated reasonably with a Price/Forward Earnings ratio of 9.05.
PSBD's Price/Forward Earnings ratio is rather cheap when compared to the industry. PSBD is cheaper than 84.03% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.72. PSBD is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.82 | ||
| Fwd PE | 9.05 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, PSBD is valued cheaply inside the industry as 86.13% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.64 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y3.31%
EPS Next 3Y1.34%
5. Dividend
5.1 Amount
PSBD has a Yearly Dividend Yield of 10.74%, which is a nice return.
Compared to an average industry Dividend Yield of 7.96, PSBD pays a bit more dividend than its industry peers.
PSBD's Dividend Yield is rather good when compared to the S&P500 average which is at 2.35.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.74% |
5.2 History
PSBD does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
323.12% of the earnings are spent on dividend by PSBD. This is not a sustainable payout ratio.
DP323.12%
EPS Next 2Y3.31%
EPS Next 3Y1.34%
NYSE:PSBD (8/29/2025, 8:04:01 PM)
14.2
+0.15 (+1.07%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners69.35%
Inst Owner Change1.59%
Ins Owners0.8%
Ins Owner Change52.62%
Market Cap456.25M
Analysts75
Price Target14.59 (2.75%)
Short Float %0.13%
Short Ratio0.76
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.74% |
Yearly Dividend1.43
Dividend Growth(5Y)N/A
DP323.12%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-110.32%
Min EPS beat(2)-178.67%
Max EPS beat(2)-41.97%
EPS beat(4)0
Avg EPS beat(4)-74.83%
Min EPS beat(4)-178.67%
Max EPS beat(4)-25.17%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-2.86%
Min Revenue beat(2)-6.77%
Max Revenue beat(2)1.04%
Revenue beat(4)2
Avg Revenue beat(4)-1.18%
Min Revenue beat(4)-6.77%
Max Revenue beat(4)2.94%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-12.27%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-12.68%
EPS NY rev (1m)-5.03%
EPS NY rev (3m)-12.15%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-7.26%
Revenue NY rev (1m)0.21%
Revenue NY rev (3m)-2.35%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.82 | ||
| Fwd PE | 9.05 | ||
| P/S | 3.38 | ||
| P/FCF | 3.64 | ||
| P/OCF | 3.64 | ||
| P/B | 0.9 | ||
| P/tB | 0.9 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.55
EY3.87%
EPS(NY)1.57
Fwd EY11.05%
FCF(TTM)3.9
FCFY27.44%
OCF(TTM)3.9
OCFY27.44%
SpS4.2
BVpS15.72
TBVpS15.72
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.39% | ||
| ROE | 3.61% | ||
| ROCE | 4.52% | ||
| ROIC | 3.57% | ||
| ROICexc | 3.61% | ||
| ROICexgc | 3.61% | ||
| OM | 42.41% | ||
| PM (TTM) | 13.51% | ||
| GM | 46% | ||
| FCFM | 92.69% |
ROA(3y)1.97%
ROA(5y)N/A
ROE(3y)3.9%
ROE(5y)N/A
ROIC(3y)3.69%
ROIC(5y)N/A
ROICexc(3y)3.7%
ROICexc(5y)N/A
ROICexgc(3y)3.7%
ROICexgc(5y)N/A
ROCE(3y)4.67%
ROCE(5y)N/A
ROICexcg growth 3Y31.14%
ROICexcg growth 5YN/A
ROICexc growth 3Y31.14%
ROICexc growth 5YN/A
OM growth 3Y-8.82%
OM growth 5YN/A
PM growth 3Y-11.57%
PM growth 5YN/A
GM growth 3Y-9.03%
GM growth 5YN/A
F-Score6
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.51 | ||
| Debt/FCF | 6.1 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.05 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 685.91% | ||
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 0.45 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-78.43%
EPS 3Y36.02%
EPS 5YN/A
EPS Q2Q%37.5%
EPS Next Y-41.48%
EPS Next 2Y3.31%
EPS Next 3Y1.34%
EPS Next 5YN/A
Revenue 1Y (TTM)3.96%
Revenue growth 3Y53.49%
Revenue growth 5YN/A
Sales Q2Q%-13.33%
Revenue Next Year-14.06%
Revenue Next 2Y-13.73%
Revenue Next 3Y-21.74%
Revenue Next 5YN/A
EBIT growth 1Y-8.02%
EBIT growth 3Y39.96%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-1126.42%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-1126.42%
OCF growth 3YN/A
OCF growth 5YN/A