OPPFI INC (OPFI) Earnings History & Surprises
NYSE:OPFI • US68386H1032
9.05 USD
-0.16 (-1.74%)
At close: Mar 6, 2026
9.08 USD
+0.03 (+0.33%)
After Hours: 3/6/2026, 8:04:00 PM
Past quarterly earnings results for OPPFI INC (OPFI), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).
Earnings Snapshot
Next Earnings Date
Release DateMar 11, 2026
PeriodQ4 / 2025
EPS Estimate$0.29
Revenue Estimate163M
Last Reported
Release DateOct 29, 2025
PeriodQ3 / 2025
EPS Reported$0.46
EPS Surprise 40.93%
Revenue Surprise -0.90%
Beat Rate
69%
EPS and Revenuebeats vs estimates
Quarterly Earnings Results
EPS & Revenue History (USD)
Actual vs estimated values, surprises, q2q growth and acceleration numbers for recent quarters.
| Quarter | EPS | EPS Est | EPS Surprise | EPS Q2Q | Revenue | Revenue Est | Revenue Surprise | Revenue Q2Q |
|---|---|---|---|---|---|---|---|---|
| Q3 2025 | 0.46 | 0.33 | 40.93% | 39.39% | 155.089M | 156.49M | -0.90% | 13.54% |
| Q2 2025 | 0.45 | 0.30 | 49.55% | 55.17% | 142.443M | 143.73M | -0.90% | 12.78% |
| Q1 2025 | 0.38 | 0.26 | 47.06% | 280.00% | 140.268M | 140.46M | -0.14% | 10.15% |
| Q4 2024 | 0.23 | 0.15 | 53.74% | 130.00% | 135.723M | 136.17M | -0.33% | 2.11% |
| Q3 2024 | 0.33 | 0.21 | 54.06% | 106.25% | 136.593M | 132.95M | 2.74% | 2.57% |
| Q2 2024 | 0.29 | 0.16 | 83.43% | 52.63% | 126.304M | 125.14M | 0.93% | 3.12% |
| Q1 2024 | 0.10 | 0.05 | 96.08% | 100.00% | 127.343M | 126.76M | 0.46% | 5.79% |
| Q4 2023 | 0.10 | 0.08 | 30.72% | 152.63% | 132.924M | 138.14M | -3.78% | 10.77% |
| Q3 2023 | 0.16 | 0.07 | 128.43% | 1,500.00% | 133.165M | 132.15M | 0.77% | 7.22% |
| Q2 2023 | 0.19 | 0.04 | 350.70% | 137.50% | 122.486M | 119.41M | 2.58% | 13.52% |
| Q1 2023 | 0.05 | -0.01 | 644.66% | 400.00% | 120.374M | 119.08M | 1.09% | 19.54% |
| Q4 2022 | -0.19 | -0.11 | -80.85% | -246.15% | 120M | 111.92M | 7.22% | 25.00% |
| Q3 2022 | 0.01 | -0.06 | 116.07% | -95.24% | 124.2M | 110.94M | 11.95% | 35.00% |
| Q2 2022 | 0.08 | 0.06 | 29.64% | -75.76% | 107.9M | 104.86M | 2.90% | 37.63% |
| Q1 2022 | 0.01 | 0.00 | 3,821.57% | - | 100.7M | 92.079M | 9.36% | 19.45% |
| Q4 2021 | 0.13 | 0.14 | -6.56% | - | 96M | 101.24M | -5.18% | 4.01% |
| Q3 2021 | 0.21 | 0.16 | 33.86% | - | 92M | 90.291M | 1.89% | 46.50% |
| Q2 2021 | 0.33 | 0.17 | 90.31% | - | 78.4M | 83.065M | -5.62% | 27.90% |
| Q1 2021 | - | - | 84.3M | - | 12.85% | |||
| Q4 2020 | - | - | 92.3M | - | - | |||
| Q3 2020 | - | - | 62.8M | - | - | |||
| Q2 2020 | - | - | 61.3M | - | - | |||
| Q1 2020 | - | - | 74.7M | - | - |
Notes
- EPS and Revenue values are non-GAAP when available, otherwise GAAP.
- Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
- Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
- Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.
Earnings Q2Q Performance Trends
EPS Historical Q2Q growth and Acceleration
Revenue Historical Q2Q growth and Acceleration
Surprise distribution (Last 4 Quarters)
EPS beat statistics
EPS beat (4)
4
Average EPS beat (4)
47.82%
Max EPS beat (4)
53.74%
Min EPS beat (4)
40.93%
Revenue beat statistics
Revenue beat (4)
0
Average Revenue beat (4)
-0.56%
Max Revenue beat (4)
-0.14%
Min Revenue beat (4)
-0.90%
Analysis
In the last 4 quarters, OPFI has consistently beaten EPS estimates in all releases
OPFI has not beaten revenue estimates in any of the last 4 earnings releases
In the last 4 quarters, OPFI has beaten the EPS estimates by 47.8% on average.
In the last 4 quarters, OPFI reported -0.6% below the revenue estimates on average.
OPPFI INC / OPFI Earnings FAQ
What is the most recent earnings date for OPFI stock?
OPPFI INC (OPFI) last reported earnings on 10/29/2025.
Did OPPFI INC (OPFI) beat earnings estimates last quarter?
OPPFI INC (OPFI) beat EPS estimates and missed revenue estimates in the most recent quarter.
How often does OPPFI INC (OPFI) beat earnings estimates?
In the last 4 quarters, OPPFI INC (OPFI) has beaten EPS estimates in 4 out of 4 releases.