NAVIENT CORP (NAVI) Earnings History & Surprises

NASDAQ:NAVIUS63938C1080

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NAVI Earnings overview

Past quarterly earnings results for NAVIENT CORP (NAVI), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).

Earnings Snapshot

Next Earnings Date

Upcoming
Release Date
Apr 28, 2026
Period
Q1 / 2026
EPS Estimate
$0.17
Revenue Estimate
146.37M

Last Reported

Most Recent
Release Date
Jan 28, 2026
Period
Q4 / 2025
EPS Reported
$0.02
EPS Surprise
-93.76%
Revenue Surprise
-26.48%

Beat Rate

Last 8 Quarters
31%
EPS and Revenue beats vs estimates

Quarterly Earnings Historical Results

EPS & Revenue History (in USD): Actual vs estimated values, surprises, q2q growth and acceleration numbers quarterly history.

QuarterEPSEPS EstEPS SurpriseEPS Q2QRevenueRevenue EstRevenue SurpriseRevenue Q2Q
Q4 2025 0.02 0.32 -93.76% 108.33% 118M 160.51M -26.48% -12.59%
Q3 2025 -0.84 0.18 -564.69% -157.93% 161M 159.56M 0.90% 34.17%
Q2 2025 0.21 0.27 -23.40% -27.59% 156M 144.55M 7.92% 20.00%
Q1 2025 0.25 0.20 23.10% -46.81% 144M 142.88M 0.78% -11.66%
Q4 2024 -0.24 0.23 -205.47% -214.29% 135M 151.98M -11.17% -30.05%
Q3 2024 1.45 0.25 472.75% 208.51% 120M 153.38M -21.76% -58.76%
Q2 2024 0.29 0.44 -33.71% -58.57% 130M 161.84M -19.67% -26.97%
Q1 2024 0.47 0.59 -20.65% -53.92% 163M 166.26M -1.96% -30.34%
Q4 2023 0.21 0.77 -72.68% -72.37% 193M 205.19M -5.94% -34.58%
Q3 2023 0.47 0.75 -37.57% -24.19% 291M 235.79M 23.41% -9.06%
Q2 2023 0.70 0.75 -6.94% -23.08% 178M 227.63M -21.80% -56.48%
Q1 2023 1.02 0.84 21.20% 15.91% 234M 230.52M 1.51% -46.08%
Q4 2022 0.76 0.85 -10.73% 276.74% 295M 251.43M 17.33% -32.49%
Q3 2022 0.62 0.81 -22.99% -30.34% 320M 282.25M 13.37% -31.77%
Q2 2022 0.91 0.79 14.61% -3.19% 409M 273.87M 49.34% -11.85%
Q1 2022 0.88 0.76 15.65% -46.67% 434M 282.16M 53.81% -13.55%
Q4 2021 -0.43 0.89 -148.49% -144.33% 437M 287.64M 51.93% -5.82%
Q3 2021 0.89 0.83 6.87% -13.59% 469M 300.5M 56.07% 1.74%
Q2 2021 0.94 0.86 8.95% 2.17% 464M 296.86M 56.30% 15.42%
Q1 2021 1.65 0.79 109.70% 258.70% 502M 287.28M 74.74% 31.07%
Q4 2020 0.97 0.85 14.12% - 464M 289.58M 60.23% -
Q3 2020 1.03 0.81 27.50% - 461M 285.08M 61.71% -
Q2 2020 0.92 0.48 91.77% - 402M 276.42M 45.43% -
Q1 2020 0.46 0.55 -16.84% - 383M 294.2M 30.18% -

Notes

  • EPS and Revenue values are non-GAAP when available, otherwise GAAP.
  • Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
  • Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
  • Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.

Earnings Q2Q Performance Trends

EPS Historical Q2Q growth and Acceleration

NAVI EPS Q2Q GrowthNAVI EPS Q2Q GrowthEPS Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 500 1K 1.5K

Revenue Historical Q2Q growth and Acceleration

NAVI Revenue Q2Q GrowthNAVI Revenue Q2Q GrowthRevenue Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 20 -20 40 -40

Surprise distribution (Last 4 Quarters)

EPS beat statistics

EPS beat (4)
1
Average EPS beat (4)
-164.69%
Max EPS beat (4)
23.10%
Min EPS beat (4)
-564.69%

Revenue beat statistics

Revenue beat (4)
3
Average Revenue beat (4)
-4.22%
Max Revenue beat (4)
7.92%
Min Revenue beat (4)
-26.48%

Analysis

In the last 4 quarters, NAVI has beaten EPS estimates in 1 out of 4 releases
NAVI has beaten revenue estimates in 3 out of the last 4 releases
In the last 4 quarters, NAVI reported -164.7% below the EPS estimates on average.
In the last 4 quarters, NAVI reported -4.2% below the revenue estimates on average.

NAVIENT CORP / NAVI Earnings FAQ

When did NAVIENT CORP (NAVI) report earnings last quarter?

NAVIENT CORP (NAVI) last reported earnings on 1/28/2026.

Did NAVIENT CORP (NAVI) beat earnings estimates last quarter?

NAVIENT CORP (NAVI) missed EPS estimates and missed revenue estimates in the most recent quarter.

What percentage of the time does NAVI stock beat earnings estimates?

In the last 4 quarters, NAVIENT CORP (NAVI) has beaten EPS estimates in 1 out of 4 releases.