NAVIENT CORP (NAVI) Forecast, Price Target & Analyst Ratings

NASDAQ:NAVI • US63938C1080

Current stock price

8.28 USD
+0.12 (+1.47%)
At close:
8.28 USD
0 (0%)
After Hours:

Analyst forecast overview

View the latest analyst price targets, stock forecast, EPS estimates, revenue projections, revisions, full estimates, rating distribution and upgrades/downgrades for NAVIENT CORP (NAVI).

Forecast Snapshot

Consensus Price Target

Price Target
$10.14
+ 22.42% Upside
→ Price target details

Next Earnings Forecast

Earnings Estimate
Release Date
Apr 29, 2026
Period
Q1 / 2026
EPS Estimate
$0.17
Revenue Estimate
141.88M
→ Full earnings forecast details

ChartMill Buy Consensus

Rating
50.00%
Weighted Analyst Rating Score
→ Analyst Ratings details

Price Target Details & History

Consensus Price Target and Range

Mean target
$10.14
Upside
+ 22.42%
From current price of $8.28 to mean target of $10.14, Based on 14 analyst forecasts
Low
$7.07
Median
$9.69
High
$13.65

Price Target Revisions

1 Month
-13.11%
3 Months
-23.23%

Price Target Summary

14 Wall Street analysts provided a forecast for the next 12 months for NAVI. The average price target is 10.14 USD. This implies a price increase of 22.42% is expected in the next year compared to the current price of 8.28.
The average price target has been revised downward by 23.23% in the past 3 months.
→ Find peer stocks trading 30% below analyst price target

Analyst Ratings & History

Current Analyst Ratings

NAVI Current Analyst RatingNAVI Current Analyst Buy, Sell and Hold Ratings.Current Analyst Rating Strong Buy Buy Hold Sell Strong Sell 2 4 6

Analyst Ratings History

NAVI Historical Analyst RatingsNAVI Historical Analyst Buy, Sell and Hold Ratings and number of analysts.Historical Monthly Analyst Rating -19 -17 -15 -13 -11 -9 -7 -5 -3 -1 5 10

Analyst Ratings Consensus

ChartMill Buy Consensus
50.00%
NAVI was analyzed by 14 analysts. The buy percentage consensus is at 50. So analysts seem to be rather neutral about NAVI.
In the previous month the buy percentage consensus was at a similar level.
NAVI was analyzed by 14 analysts, which should be a sufficient number of analysts to have a meaningful average consensus rating.
→ Find peer stocks with a buy consensus above 85%

Recent Upgrades & Downgrades

DateFirmActionFrom → To
2026-04-09JP MorganMaintains Neutral -> Neutral
2026-04-06BarclaysMaintains Underweight -> Underweight
2026-01-29Deutsche BankMaintains Hold -> Hold
2026-01-06BarclaysMaintains Underweight -> Underweight
2025-10-30JP MorganMaintains Neutral -> Neutral
2025-10-07JP MorganMaintains Neutral -> Neutral
2025-10-01Keefe, Bruyette & WoodsMaintains Market Perform -> Market Perform
2025-07-31Keefe, Bruyette & WoodsMaintains Market Perform -> Market Perform
2025-07-31Morgan StanleyMaintains Equal-Weight -> Equal-Weight
2025-07-11JP MorganMaintains Neutral -> Neutral
2025-07-09Keefe, Bruyette & WoodsMaintains Market Perform -> Market Perform
2025-05-01JP MorganMaintains Neutral -> Neutral
2025-05-01TD SecuritiesMaintains Sell -> Sell
2025-04-21JefferiesMaintains Hold -> Hold
2025-04-08JP MorganMaintains Neutral -> Neutral
2025-03-31Keefe, Bruyette & WoodsMaintains Market Perform -> Market Perform
2025-01-21Seaport GlobalUpgrade Neutral -> Buy
2025-01-14JP MorganMaintains Neutral -> Neutral
2024-12-24B of A SecuritiesMaintains Neutral -> Neutral
2024-12-09JP MorganMaintains Neutral -> Neutral
2024-11-01TD CowenMaintains Sell -> Sell
2024-10-08BarclaysMaintains Underweight -> Underweight
2024-10-07JP MorganMaintains Neutral -> Neutral
2024-09-30B of A SecuritiesInitiate Neutral
2024-07-25Keefe, Bruyette & WoodsMaintains Market Perform -> Market Perform

Next Earnings Forecast Details

Next Earnings Details

Release Date
Apr 29, 2026
Period
Q1 / 2026
EPS Estimate
$0.17
Revenue Estimate
141.88M
Revenue Q2Q
-1.47%
EPS Q2Q
-33.54%
Number of Analysts
11

Next Earnings Revisions

Revenue (1 Month)
-6.96%
Revenue (3 Months)
-12.11%
EPS (1 Month)
2.77%
EPS (3 Months)
-27.97%

Next Earnings Summary

NAVI is expected to report earnings on 4/29/2026. The consensus EPS estimate for the next earnings is 0.17 USD and the consensus revenue estimate is 141.88M USD.
The next earnings revenue estimate has been revised downward by 12.11% in the past 3 months. Downward revisions are a negative sign and indicate that analysts are more pessimistic about the next earnings compared to 3 months ago.
→ Find peers expecting at least 20% revenue growth next quarter

Full Analyst Estimates 2026 - 2028

Yearly Earnings Per Share (EPS), Revenue, EBIT, EBITDA and Operating Margin Analyst Estimates

2023 2024 2025 2026 2027 2028
Revenue
YoY % growth
NAVI revenue by date.NAVI revenue by date.
1.183B
-18.81%		807M
-31.78%		542M
-32.84%		578.36M
6.71%		666.67M
15.27%		811.51M
21.73%
EBITDA
YoY % growth
NAVI ebitda by date.NAVI ebitda by date.
N/A
-24.07%		N/A
100.00%		N/A
57.31%		135.14M
2.71%		159.91M
18.33%		N/A
EBIT
YoY % growth
NAVI ebit by date.NAVI ebit by date.
335M
-51.94%		90M
-73.13%		-64M
-171.11%		263.46M
511.66%		109.91M
-58.28%		125.07M
13.79%
Operating Margin
NAVI operating margin by date.NAVI operating margin by date.
28.32%11.15%-11.81%45.55%16.49%15.41%
EPS
YoY % growth
NAVI eps by date.NAVI eps by date.
2.40
-24.29%		1.97
-17.92%		-0.36
-118.27%		0.72
299.04%		0.97
36.00%		1.30
32.93%

All data in USD

Quarterly Earnings Per Share (EPS), Revenue, EBIT and EBITDA Analyst Estimates

Q1 / 26 Q2 / 26 Q3 / 26 Q4 / 26 Q1 / 27 Q2 / 27 Q3 / 27 Q4 / 27
EPS
Q2Q % growth		0.17
-33.54%		0.21
1.89%		0.11
113.03%		0.25
1,148.38%		0.25
47.58%		0.28
30.42%		0.15
35.89%		0.37
47.40%
Revenue
Q2Q % growth		141.88M
-1.47%		145.79M
-6.54%		153.97M
-4.37%		157.36M
33.36%		164.37M
15.85%		157.24M
7.85%		167.22M
8.61%		176.01M
11.85%
EBITDA
Q2Q % growth		N/AN/AN/AN/AN/AN/AN/AN/A
EBIT
Q2Q % growth		32.324M
34.68%		28.458M
18.58%		2.234M
102.07%		28.366M
2,736.60%		N/AN/AN/AN/A

All data in USD

Yearly Earnings Per Share (EPS) and Revenue Trends vs Historical Data

NAVI Yearly Revenue VS EstimatesNAVI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 500M 1B 1.5B 2B 2.5B
NAVI Yearly EPS VS EstimatesNAVI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 1 2 3 4

Long Term Forward Growth Forecast Summary

Long Term EPS Growth (CAGR)

EPS Next 3 Year
77.56%
EPS Next 5 Year
N/A

Long Term Revenue Growth (CAGR)

Revenue Next 3 Year
8.23%
Revenue Next 5 Year
N/A

Long Term EBIT Growth (CAGR)

EBIT Next 3 Year
N/A
EBIT Next 5 Year
N/A
→ Find peers expecting at least 20% CAGR revenue growth over the next 3 years

NAVIENT CORP / NAVI Forecast FAQ

What is the average price target for NAVIENT CORP (NAVI) stock?

14 analysts have analysed NAVI and the average price target is 10.14 USD. This implies a price increase of 22.42% is expected in the next year compared to the current price of 8.28.

What is the next earnings date for NAVI stock?

NAVIENT CORP (NAVI) will report earnings on 2026-04-29, before the market open.

Can you provide the consensus estimates for NAVIENT CORP next earnings?

The consensus EPS estimate for the next earnings of NAVIENT CORP (NAVI) is 0.17 USD and the consensus revenue estimate is 141.88M USD.

What is the consensus rating for NAVIENT CORP (NAVI) stock?

The consensus rating for NAVIENT CORP (NAVI) is 50 / 100 . This indicates that analysts generally have a neutral outlook on the stock.