COMMUNITY FINANCIAL SYSTEM I (CBU) Earnings History & Surprises
NYSE:CBU • US2036071064
57.62 USD
-0.53 (-0.91%)
At close: Mar 11, 2026
57.62 USD
0 (0%)
After Hours: 3/11/2026, 8:04:00 PM
Past quarterly earnings results for COMMUNITY FINANCIAL SYSTEM I (CBU), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).
Earnings Snapshot
Next Earnings Date
Release DateApr 27, 2026
PeriodQ1 / 2026
EPS Estimate$1.09
Revenue Estimate218.52M
Last Reported
Release DateJan 27, 2026
PeriodQ4 / 2025
EPS Reported$1.03
EPS Surprise -9.77%
Revenue Surprise 0.22%
Beat Rate
44%
EPS and Revenuebeats vs estimates
Quarterly Earnings Results
EPS & Revenue History (USD)
Actual vs estimated values, surprises, q2q growth and acceleration numbers for recent quarters.
| Quarter | EPS | EPS Est | EPS Surprise | EPS Q2Q | Revenue | Revenue Est | Revenue Surprise | Revenue Q2Q |
|---|---|---|---|---|---|---|---|---|
| Q4 2025 | 1.03 | 1.14 | -9.77% | 9.57% | 215.451M | 214.98M | 0.22% | 9.76% |
| Q3 2025 | 1.04 | 1.06 | -1.51% | 25.30% | 207.052M | 208.34M | -0.62% | 9.58% |
| Q2 2025 | 0.97 | 1.02 | -4.91% | 6.59% | 199.256M | 203.51M | -2.09% | 8.41% |
| Q1 2025 | 0.93 | 0.92 | 1.22% | 22.37% | 196.2M | 199.11M | -1.46% | 10.68% |
| Q4 2024 | 0.94 | 0.91 | 3.78% | 23.68% | 196.287M | 193.22M | 1.59% | -8.32% |
| Q3 2024 | 0.83 | 0.88 | -6.15% | 1.22% | 188.942M | 188.67M | 0.14% | 7.74% |
| Q2 2024 | 0.91 | 0.82 | 11.51% | - | 183.8M | 181.93M | 1.03% | 4.87% |
| Q1 2024 | 0.76 | 0.79 | -3.53% | -11.63% | 177.275M | 178.6M | -0.74% | 42.36% |
| Q4 2023 | 0.76 | 0.85 | -10.57% | -21.65% | 214.095M | 176.75M | 21.13% | 21.69% |
| Q3 2023 | 0.82 | 0.89 | -7.74% | -8.89% | 175.372M | 178.3M | -1.64% | -0.15% |
| Q2 2023 | 0.91 | 0.86 | 5.89% | 16.67% | 175.263M | 178.43M | -1.77% | -46.53% |
| Q1 2023 | 0.86 | 0.92 | -6.87% | -1.15% | 124.525M | 155.5M | -19.92% | -22.44% |
| Q4 2022 | 0.97 | 0.94 | 2.92% | 19.75% | 175.929M | 179.85M | -2.18% | 10.23% |
| Q3 2022 | 0.90 | 0.91 | -1.23% | 8.43% | 175.643M | 175.82M | -0.10% | 11.95% |
| Q2 2022 | 0.78 | 0.83 | -6.05% | -11.36% | 327.783M | 166.09M | 97.35% | 116.22% |
| Q1 2022 | 0.87 | 0.77 | 12.43% | -10.31% | 160.545M | 159.72M | 0.52% | 5.28% |
| Q4 2021 | 0.81 | 0.82 | -1.70% | -4.71% | 159.6M | 159.72M | -0.08% | 5.98% |
| Q3 2021 | 0.83 | 0.82 | 1.06% | -2.35% | 156.9M | 154M | 1.88% | 2.75% |
| Q2 2021 | 0.88 | 0.83 | 6.43% | 15.79% | 151.6M | 153.21M | -1.05% | 4.62% |
| Q1 2021 | 0.97 | 0.81 | 19.99% | 25.97% | 152.5M | 155.33M | -1.82% | 2.56% |
| Q4 2020 | 0.85 | 0.77 | 10.94% | - | 150.6M | 152.35M | -1.15% | - |
| Q3 2020 | 0.85 | 0.70 | 22.19% | - | 152.7M | 151.54M | 0.77% | - |
| Q2 2020 | 0.76 | 0.60 | 25.83% | - | 144.9M | 149.11M | -2.82% | - |
| Q1 2020 | 0.77 | 0.75 | 2.43% | - | 148.7M | 150.45M | -1.16% | - |
Notes
- EPS and Revenue values are non-GAAP when available, otherwise GAAP.
- Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
- Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
- Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.
Earnings Q2Q Performance Trends
EPS Historical Q2Q growth and Acceleration
Revenue Historical Q2Q growth and Acceleration
Surprise distribution (Last 4 Quarters)
EPS beat statistics
EPS beat (4)
2
Average EPS beat (4)
-0.36%
Max EPS beat (4)
3.78%
Min EPS beat (4)
-4.91%
Revenue beat statistics
Revenue beat (4)
1
Average Revenue beat (4)
-0.65%
Max Revenue beat (4)
1.59%
Min Revenue beat (4)
-2.09%
Analysis
In the last 4 quarters, CBU has beaten EPS estimates in 2 out of 4 releases
CBU has beaten revenue estimates in 1 out of the last 4 releases
In the last 4 quarters, CBU reported -0.4% below the EPS estimates on average.
In the last 4 quarters, CBU reported -0.6% below the revenue estimates on average.
COMMUNITY FINANCIAL SYSTEM I / CBU Earnings FAQ
Can you provide the last earnings date for COMMUNITY FINANCIAL SYSTEM I?
COMMUNITY FINANCIAL SYSTEM I (CBU) last reported earnings on 1/27/2026.
Did CBU stock beat earnings estimates in the most recent quarter?
COMMUNITY FINANCIAL SYSTEM I (CBU) missed EPS estimates and beat revenue estimates in the most recent quarter.
What percentage of the time does CBU stock beat earnings estimates?
In the last 4 quarters, COMMUNITY FINANCIAL SYSTEM I (CBU) has beaten EPS estimates in 2 out of 4 releases.