KINGSTONE COS INC (NASDAQ:KINS) Q3 2025 Earnings Surpass Estimates, Stock Rises

KINGSTONE COS INC (NASDAQ:KINS) has reported financial results for the third quarter of 2025 that significantly surpassed analyst expectations, triggering a notable positive reaction in after-hours trading.

Earnings and Revenue Performance

The property and casualty insurer delivered a strong quarterly performance, with both earnings per share and revenue coming in well ahead of market forecasts. The company reported non-GAAP earnings per share of $0.73, slightly exceeding the analyst consensus estimate of $0.72. However, the most substantial beat occurred on the top line, where Kingstone reported revenue of $55.65 million, dramatically outperforming the $26.93 million analysts had projected.

Key financial highlights from the quarter include:

• Non-GAAP EPS of $0.73 vs. estimate of $0.72
• Revenue of $55.65 million vs. estimate of $26.93 million
• Net income of $10.9 million, a 56% increase
• Direct premiums written grew by 14%

Market Reaction

The market responded favorably to the earnings surprise. Following the announcement, Kingstone's stock rose over 4.25% in after-hours trading. This immediate price action suggests investor confidence was bolstered by the company's ability to significantly exceed revenue projections and deliver robust profit growth. The positive movement stands in contrast to the stock's relatively flat performance over the past month and week, indicating the earnings report served as a key catalyst.

Press Release Summary

The company's press release emphasized two primary achievements for the third quarter: substantial growth in direct premiums written and a sharp increase in profitability. The 14% growth in direct premiums written indicates successful expansion of the company's core insurance business. Meanwhile, the 56% jump in net income to $10.9 million demonstrates effective management of costs and claims, leading to improved bottom-line results. Management has scheduled a conference call to discuss these results in further detail.

Forward-Looking Estimates

With no specific financial outlook provided in the press release, investor attention will likely turn to existing analyst projections for future performance. Current estimates for the upcoming quarter and full year provide a benchmark against which Kingstone's future results will be measured.

Analyst estimates for the future are:

• Q4 2025 Revenue: $71.60 million
• Q4 2025 EPS: $0.57
• Full Year 2025 Revenue: $214.00 million
• Full Year 2025 EPS: $2.24

For a detailed breakdown of historical earnings and future analyst estimates, you can review the data available on the Kingstone earnings and estimates page.

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Disclaimer: This article is for informational purposes only and does not constitute investment advice, financial advice, or a recommendation to buy or sell any security.