WAFD INC (WAFD) Earnings History & Surprises

NASDAQ:WAFDUS9388241096

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+0.02 (+0.06%)
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WAFD Earnings overview

Past quarterly earnings results for WAFD INC (WAFD), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).

Earnings Snapshot

Next Earnings Date

Upcoming
Release Date
Apr 9, 2026
Period
Q2 / 2026
EPS Estimate
$0.77
Revenue Estimate
176.6M

Last Reported

Most Recent
Release Date
Jan 15, 2026
Period
Q1 / 2026
EPS Reported
$0.79
EPS Surprise
2.86%
Revenue Surprise
-11.10%

Beat Rate

Last 8 Quarters
31%
EPS and Revenue beats vs estimates

Quarterly Earnings Historical Results

EPS & Revenue History (in USD): Actual vs estimated values, surprises, q2q growth and acceleration numbers quarterly history.

QuarterEPSEPS EstEPS SurpriseEPS Q2QRevenueRevenue EstRevenue SurpriseRevenue Q2Q
Q1 2026 0.79 0.77 2.86% 46.30% 171.111M 192.48M -11.10% 10.09%
Q4 2025 0.72 0.79 -8.42% 1.41% 169.906M 176.12M -3.53% -1.68%
Q3 2025 0.73 0.69 5.48% -2.67% 167.988M 169.97M -1.17% -5.19%
Q2 2025 0.65 0.59 10.01% 282.35% 160.91M 160.96M -0.03% 1.46%
Q1 2025 0.54 0.66 -18.71% -36.47% 155.431M 174.86M -11.11% 2.10%
Q4 2024 0.71 0.72 -0.91% -1.39% 172.812M 181.07M -4.56% 5.57%
Q3 2024 0.75 0.58 28.44% -15.73% 177.186M 175.43M 1.00% 5.03%
Q2 2024 0.17 0.50 -66.06% -82.11% 158.597M 163.27M -2.86% -14.32%
Q1 2024 0.85 0.78 8.61% -26.72% 152.237M 168.1M -9.44% -22.64%
Q4 2023 0.72 0.91 -20.89% -32.71% 163.697M 169.19M -3.25% -12.97%
Q3 2023 0.89 0.96 -7.18% -2.20% 168.7M 178.86M -5.68% -0.35%
Q2 2023 0.95 1.10 -13.25% 35.71% 185.1M 185.25M -0.08% 22.75%
Q1 2023 1.16 1.11 4.18% 63.38% 196.8M 182.78M 7.67% 28.80%
Q4 2022 1.07 0.92 15.70% 48.61% 188.1M 159.71M 17.78% 24.57%
Q3 2022 0.91 0.79 15.02% 49.18% 169.3M 145.72M 16.18% 19.39%
Q2 2022 0.70 0.72 -2.38% 70.73% 150.8M 144.66M 4.24% 8.88%
Q1 2022 0.71 0.70 1.40% 39.22% 152.8M 137.14M 11.42% 13.69%
Q4 2021 0.72 0.64 12.04% 60.00% 151M 133.1M 13.45% 19.94%
Q3 2021 0.61 0.52 16.50% 32.61% 141.8M 125.52M 12.97% 8.49%
Q2 2021 0.41 0.49 -17.07% -16.33% 138.5M 123.02M 12.58% 3.51%
Q1 2021 0.51 0.43 19.05% -12.07% 134.4M 117.84M 14.05% -19.08%
Q4 2020 0.45 0.42 6.05% - 125.9M 122.38M 2.88% -
Q3 2020 0.46 0.39 17.90% - 130.7M 121.8M 7.31% -
Q2 2020 0.49 0.53 -6.72% - 133.8M 120.37M 11.16% -
Q1 2020 0.58 0.61 -4.32% - 166.1M 127.14M 30.64% -

Notes

  • EPS and Revenue values are non-GAAP when available, otherwise GAAP.
  • Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
  • Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
  • Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.

Earnings Q2Q Performance Trends

EPS Historical Q2Q growth and Acceleration

WAFD EPS Q2Q GrowthWAFD EPS Q2Q GrowthEPS Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 100 200

Revenue Historical Q2Q growth and Acceleration

WAFD Revenue Q2Q GrowthWAFD Revenue Q2Q GrowthRevenue Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 10 -10 20 -20

Surprise distribution (Last 4 Quarters)

EPS beat statistics

EPS beat (4)
3
Average EPS beat (4)
2.48%
Max EPS beat (4)
10.01%
Min EPS beat (4)
-8.42%

Revenue beat statistics

Revenue beat (4)
0
Average Revenue beat (4)
-3.96%
Max Revenue beat (4)
-0.03%
Min Revenue beat (4)
-11.10%

Analysis

In the last 4 quarters, WAFD has beaten EPS estimates in 3 out of 4 releases
WAFD has not beaten revenue estimates in any of the last 4 earnings releases
In the last 4 quarters, WAFD has beaten the EPS estimates by 2.5% on average.
In the last 4 quarters, WAFD reported -4.0% below the revenue estimates on average.

WAFD INC / WAFD Earnings FAQ

Can you provide the last earnings date for WAFD INC?

WAFD INC (WAFD) last reported earnings on 1/15/2026.

Did WAFD INC (WAFD) beat earnings estimates last quarter?

WAFD INC (WAFD) beat EPS estimates and missed revenue estimates in the most recent quarter.

Can you provide information on how often WAFD INC beats earnings estimates?

In the last 4 quarters, WAFD INC (WAFD) has beaten EPS estimates in 3 out of 4 releases.