USCB FINANCIAL HOLDINGS INC (USCB) Earnings History & Surprises

NASDAQ:USCB • US90355N1019

18.59 USD
-0.72 (-3.73%)
At close: Mar 5, 2026
18.59 USD
0 (0%)
After Hours: 3/5/2026, 8:25:02 PM

Past quarterly earnings results for USCB FINANCIAL HOLDINGS INC (USCB), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).

Earnings Snapshot

Next Earnings Date

Upcoming
Release DateApr 22, 2026
PeriodQ1 / 2026
EPS Estimate$0.48
Revenue Estimate26.472M

Last Reported

Most Recent
Release DateJan 22, 2026
PeriodQ4 / 2025
EPS Reported$0.44
EPS Surprise 33.14%
Revenue Surprise -32.64%

Beat Rate

Last 8 Quarters
63%
EPS and Revenuebeats vs estimates

Quarterly Earnings Results

EPS & Revenue History (USD)

Actual vs estimated values, surprises, q2q growth and acceleration numbers for recent quarters.

QuarterEPSEPS EstEPS SurpriseEPS Q2QRevenueRevenue EstRevenue SurpriseRevenue Q2Q
Q4 2025 0.44 0.33 33.14% 29.41% 18.029M 26.764M -32.64% -21.56%
Q3 2025 0.47 0.43 9.71% 34.29% 24.958M 25.533M -2.25% 15.83%
Q2 2025 0.40 0.39 3.20% 29.03% 24.404M 24.192M 0.88% 19.00%
Q1 2025 0.38 0.38 -0.92% 65.22% 22.831M 23.403M -2.44% 29.56%
Q4 2024 0.34 0.37 -8.68% 142.86% 22.985M 22.854M 0.57% 46.40%
Q3 2024 0.35 0.31 11.41% 84.21% 21.547M 21.163M 1.81% 33.17%
Q2 2024 0.31 0.24 29.33% 47.62% 20.508M 18.817M 8.99% 28.01%
Q1 2024 0.23 0.21 8.67% -20.69% 17.622M 17.518M 0.59% -2.46%
Q4 2023 0.14 0.23 -38.31% -36.36% 15.7M 17.593M -10.76% -6.27%
Q3 2023 0.19 0.21 -8.01% -32.14% 16.18M 17.139M -5.60% -12.82%
Q2 2023 0.21 0.25 -15.10% -19.23% 16.02M 17.947M -10.74% -7.18%
Q1 2023 0.29 0.26 10.77% 20.83% 18.067M 18.565M -2.68% 10.64%
Q4 2022 0.22 0.31 -28.89% -26.67% 16.75M 19.366M -13.51% 0.18%
Q3 2022 0.28 0.30 -5.34% 300.00% 18.56M 18.551M 0.05% 4.92%
Q2 2022 0.26 0.27 -1.96% - 17.26M 17.505M -1.40% 23.37%
Q1 2022 0.24 0.25 -3.30% - 16.33M 16.238M 0.57% 10.34%
Q4 2021 0.30 0.24 26.05% - 16.72M 15.932M 4.95% 29.11%
Q3 2021 0.07 0.33 -78.99% - 17.69M 15.373M 15.07% 37.24%
Q2 2021 - - 13.99M - 18.26%
Q1 2021 - - 14.8M - 23.13%
Q4 2020 - - 12.95M - -
Q3 2020 - - 12.89M - -
Q2 2020 - - 11.83M - -
Q1 2020 - - 12.02M - -

Notes

  • EPS and Revenue values are non-GAAP when available, otherwise GAAP.
  • Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
  • Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
  • Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.

Earnings Q2Q Performance Trends

EPS Historical Q2Q growth and Acceleration

USCB EPS Q2Q GrowthUSCB EPS Q2Q GrowthEPS Q2Q Growth Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 100 200

Revenue Historical Q2Q growth and Acceleration

USCB Revenue Q2Q GrowthUSCB Revenue Q2Q GrowthRevenue Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 20 -20 40 60

Surprise distribution (Last 4 Quarters)

EPS beat statistics

EPS beat (4)
2
Average EPS beat (4)
0.83%
Max EPS beat (4)
9.71%
Min EPS beat (4)
-8.68%

Revenue beat statistics

Revenue beat (4)
2
Average Revenue beat (4)
-0.81%
Max Revenue beat (4)
0.88%
Min Revenue beat (4)
-2.44%

Analysis

In the last 4 quarters, USCB has beaten EPS estimates in 2 out of 4 releases
USCB has beaten revenue estimates in 2 out of the last 4 releases
In the last 4 quarters, USCB has beaten the EPS estimates by 0.8% on average.
In the last 4 quarters, USCB reported -0.8% below the revenue estimates on average.
→ Find peers who consistently beat earnings by at least 10% in the last 4 quarters

USCB FINANCIAL HOLDINGS INC / USCB Earnings FAQ

What is the most recent earnings date for USCB stock?

USCB FINANCIAL HOLDINGS INC (USCB) last reported earnings on 1/22/2026.


Can you provide information on whether USCB FINANCIAL HOLDINGS INC beat earnings estimates in the last quarter?

USCB FINANCIAL HOLDINGS INC (USCB) beat EPS estimates and missed revenue estimates in the most recent quarter.


How often does USCB FINANCIAL HOLDINGS INC (USCB) beat earnings estimates?

In the last 4 quarters, USCB FINANCIAL HOLDINGS INC (USCB) has beaten EPS estimates in 2 out of 4 releases.