What is the most recent earnings date for UMBFO stock?
UMB FINANCIAL CORP - UMBF 7 3/4 PERP (UMBFO) last reported earnings on 4/28/2026.
UMB FINANCIAL CORP - UMBF 7 3/4 PERP (UMBFO) Earnings History & Surprises
NASDAQ:UMBFO • US9027884058
Current stock price
26.5 USD
+0.04 (+0.15%)
Last:
UMBFO Earnings overview
Past quarterly earnings results for UMB FINANCIAL CORP - UMBF 7 3/4 PERP (UMBFO), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).
Earnings Snapshot
Next Earnings Date
Upcoming- Release Date
- Jul 27, 2026
- Period
- Q2 / 2026
- EPS Estimate
- $3.09
- Revenue Estimate
- 729.74M
Last Reported
Most Recent- Release Date
- Apr 28, 2026
- Period
- Q1 / 2026
- EPS Reported
- $3.41
- EPS Surprise
- 19.45%
- Revenue Surprise
- 4.49%
Beat Rate
Last 8 Quarters 69%
EPS and Revenue beats vs estimates
Quarterly Earnings Historical Results
EPS & Revenue History (in USD): Actual vs estimated values, surprises, q2q growth and acceleration numbers quarterly history.
| Quarter | EPS | EPS Est | EPS Surprise | EPS Q2Q | Revenue | Revenue Est | Revenue Surprise | Revenue Q2Q |
|---|---|---|---|---|---|---|---|---|
| Q1 2026 | 3.41 | 2.85 | 19.45% | 75.77% | 747.87M | 715.74M | 4.49% | 32.64% |
| Q4 2025 | 2.74 | 2.60 | 5.23% | 12.30% | 720.869M | 689.17M | 4.60% | 66.03% |
| Q3 2025 | 2.36 | 2.50 | -5.54% | 4.89% | 678.34M | 675.13M | 0.48% | 67.03% |
| Q2 2025 | 2.82 | 2.44 | 15.42% | 36.23% | 689.209M | 651.1M | 5.85% | 76.71% |
| Q1 2025 | 1.94 | 2.24 | -13.34% | -13.78% | 563.837M | 570.2M | -1.12% | 41.43% |
| Q4 2024 | 2.44 | 2.30 | 5.94% | 68.28% | 434.185M | 419.76M | 3.44% | 17.10% |
| Q3 2024 | 2.25 | 2.24 | 0.32% | 13.64% | 406.119M | 406.91M | -0.19% | 14.21% |
| Q2 2024 | 2.07 | 2.05 | 1.01% | 11.89% | 390.027M | 392.64M | -0.67% | 7.24% |
| Q1 2024 | 2.25 | 1.80 | 25.03% | 18.42% | 398.678M | 375.39M | 6.20% | 7.20% |
| Q4 2023 | 1.45 | 1.80 | -19.41% | -29.61% | 370.776M | 367.9M | 0.78% | 0.02% |
| Q3 2023 | 1.98 | 1.81 | 9.42% | 9.39% | 355.6M | 372.59M | -4.56% | -1.82% |
| Q2 2023 | 1.85 | 1.96 | -5.79% | -34.63% | 363.7M | 383.22M | -5.09% | -9.32% |
| Q1 2023 | 1.90 | 1.90 | -0.10% | -12.44% | 371.9M | 376.05M | -1.10% | 11.31% |
| Q4 2022 | 2.06 | 2.03 | 1.28% | 27.95% | 370.7M | 378.65M | -2.10% | 12.54% |
| Q3 2022 | 1.81 | 2.19 | -17.51% | -6.70% | 362.2M | 379.19M | -4.48% | 14.01% |
| Q2 2022 | 2.83 | 1.93 | 46.37% | 58.10% | 401.1M | 354.48M | 13.15% | 20.56% |
| Q1 2022 | 2.17 | 1.70 | 27.64% | 13.61% | 334.1M | 339.22M | -1.51% | 10.26% |
| Q4 2021 | 1.61 | 1.89 | -14.86% | 15.83% | 329.4M | 335.45M | -1.80% | -22.13% |
| Q3 2021 | 1.94 | 1.83 | 5.81% | 27.63% | 317.7M | 329.2M | -3.49% | 6.83% |
| Q2 2021 | 1.79 | 1.81 | -1.27% | 42.06% | 332.7M | 318.02M | 4.62% | 11.38% |
| Q1 2021 | 1.91 | 1.47 | 30.10% | 2,828.57% | 303M | 316.05M | -4.13% | 11.27% |
| Q4 2020 | 1.39 | 2.35 | -40.74% | - | 423M | 337.32M | 25.40% | - |
| Q3 2020 | 1.52 | 1.04 | 46.34% | - | 297.4M | 296.34M | 0.36% | - |
| Q2 2020 | 1.26 | 0.38 | 233.86% | - | 298.7M | 288.73M | 3.45% | - |
| Q1 2020 | -0.07 | 0.89 | -107.89% | - | 272.3M | 285.43M | -4.60% | - |
Notes
- EPS and Revenue values are non-GAAP when available, otherwise GAAP.
- Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
- Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
- Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.
Earnings Q2Q Performance Trends
EPS Historical Q2Q growth and Acceleration
Revenue Historical Q2Q growth and Acceleration
Surprise distribution (Last 4 Quarters)
EPS beat statistics
EPS beat (4)
2
Average EPS beat (4)
0.44%
Max EPS beat (4)
15.42%
Min EPS beat (4)
-13.34%
Revenue beat statistics
Revenue beat (4)
3
Average Revenue beat (4)
2.45%
Max Revenue beat (4)
5.85%
Min Revenue beat (4)
-1.12%
Analysis
In the last 4 quarters, UMBFO has beaten EPS estimates in 2 out of 4 releases
UMBFO has beaten revenue estimates in 3 out of the last 4 releases
In the last 4 quarters, UMBFO has beaten the EPS estimates by 0.4% on average.
In the last 4 quarters, UMBFO has beaten the revenue estimates by 2.5% on average.
Related analysis
UMB FINANCIAL CORP - UMBF 7 3/4 PERP / UMBFO Earnings FAQ
Can you provide information on whether UMB FINANCIAL CORP - UMBF 7 3/4 PERP beat earnings estimates in the last quarter?
UMB FINANCIAL CORP - UMBF 7 3/4 PERP (UMBFO) beat EPS estimates and beat revenue estimates in the most recent quarter.
What percentage of the time does UMBFO stock beat earnings estimates?
In the last 4 quarters, UMB FINANCIAL CORP - UMBF 7 3/4 PERP (UMBFO) has beaten EPS estimates in 2 out of 4 releases.