SMARTFINANCIAL INC (SMBK) Earnings History & Surprises

NYSE:SMBK • US83190L2088

Current stock price

41.585 USD
-1.02 (-2.38%)
Last:

SMBK Earnings overview

Past quarterly earnings results for SMARTFINANCIAL INC (SMBK), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).

Earnings Snapshot

Next Earnings Date

Upcoming
Release Date
Apr 27, 2026
Period
Q1 / 2026
EPS Estimate
$0.79
Revenue Estimate
53.928M

Last Reported

Most Recent
Release Date
Jan 20, 2026
Period
Q4 / 2025
EPS Reported
$0.81
EPS Surprise
1.46%
Revenue Surprise
1.72%

Beat Rate

Last 8 Quarters
75%
EPS and Revenue beats vs estimates

Quarterly Earnings Historical Results

EPS & Revenue History (in USD): Actual vs estimated values, surprises, q2q growth and acceleration numbers quarterly history.

QuarterEPSEPS EstEPS SurpriseEPS Q2QRevenueRevenue EstRevenue SurpriseRevenue Q2Q
Q4 2025 0.81 0.80 1.46% 42.11% 53.313M 52.411M 1.72% 13.89%
Q3 2025 0.86 0.75 15.23% 59.26% 51.067M 52.365M -2.48% 15.61%
Q2 2025 0.69 0.65 5.42% 50.00% 49.241M 49.45M -0.42% 21.83%
Q1 2025 0.67 0.56 20.16% 36.73% 46.835M 47.15M -0.67% 16.79%
Q4 2024 0.57 0.52 10.66% 54.05% 46.813M 45.255M 3.44% 19.74%
Q3 2024 0.54 0.48 12.64% 25.58% 44.171M 43.217M 2.21% 39.35%
Q2 2024 0.46 0.40 14.66% -11.54% 40.418M 40.873M -1.11% 4.43%
Q1 2024 0.49 0.42 17.17% -27.94% 40.101M 39.92M 0.45% -6.55%
Q4 2023 0.37 0.42 -11.16% -51.95% 39.096M 39.85M -1.89% -12.62%
Q3 2023 0.43 0.48 -9.76% -36.76% 31.697M 39.707M -20.17% -26.22%
Q2 2023 0.52 0.54 -4.33% -14.75% 38.705M 41.89M -7.60% -3.93%
Q1 2023 0.68 0.61 10.58% 38.78% 42.91M 43.674M -1.75% 15.26%
Q4 2022 0.77 0.76 1.88% 92.50% 44.74M 45.846M -2.41% 22.01%
Q3 2022 0.68 0.74 -8.47% 11.48% 42.96M 44.941M -4.41% 17.09%
Q2 2022 0.61 0.63 -2.42% 5.17% 40.29M 41.253M -2.33% 25.75%
Q1 2022 0.49 0.52 -5.59% -24.62% 37.23M 38.052M -2.16% 16.53%
Q4 2021 0.40 0.49 -18.74% -32.20% 36.67M 37.643M -2.58% 16.45%
Q3 2021 0.61 0.40 52.78% 45.24% 36.69M 34.529M 6.26% 21.65%
Q2 2021 0.58 0.47 22.70% 41.46% 32.04M 31.377M 2.11% 9.50%
Q1 2021 0.65 0.55 18.92% 242.11% 31.95M 31.579M 1.17% 25.84%
Q4 2020 0.59 0.43 35.74% - 31.49M 30.7M 2.57% -
Q3 2020 0.42 0.41 2.94% - 30.16M 29.63M 1.79% -
Q2 2020 0.41 0.25 61.80% - 29.26M 27.857M 5.04% -
Q1 2020 0.19 0.31 -39.63% - 25.39M 23.89M 6.28% -

Notes

  • EPS and Revenue values are non-GAAP when available, otherwise GAAP.
  • Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
  • Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
  • Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.

Earnings Q2Q Performance Trends

EPS Historical Q2Q growth and Acceleration

SMBK EPS Q2Q GrowthSMBK EPS Q2Q GrowthEPS Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 50 -50 100 150 200

Revenue Historical Q2Q growth and Acceleration

SMBK Revenue Q2Q GrowthSMBK Revenue Q2Q GrowthRevenue Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 20 -20

Surprise distribution (Last 4 Quarters)

EPS beat statistics

EPS beat (4)
4
Average EPS beat (4)
10.57%
Max EPS beat (4)
20.16%
Min EPS beat (4)
1.46%

Revenue beat statistics

Revenue beat (4)
1
Average Revenue beat (4)
-0.46%
Max Revenue beat (4)
1.72%
Min Revenue beat (4)
-2.48%

Analysis

In the last 4 quarters, SMBK has consistently beaten EPS estimates in all releases
SMBK has beaten revenue estimates in 1 out of the last 4 releases
In the last 4 quarters, SMBK has beaten the EPS estimates by 10.6% on average.
In the last 4 quarters, SMBK reported -0.5% below the revenue estimates on average.
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SMARTFINANCIAL INC / SMBK Earnings FAQ

When did SMARTFINANCIAL INC (SMBK) report earnings last quarter?

SMARTFINANCIAL INC (SMBK) last reported earnings on 1/20/2026.

Can you provide information on whether SMARTFINANCIAL INC beat earnings estimates in the last quarter?

SMARTFINANCIAL INC (SMBK) beat EPS estimates and beat revenue estimates in the most recent quarter.

What percentage of the time does SMBK stock beat earnings estimates?

In the last 4 quarters, SMARTFINANCIAL INC (SMBK) has beaten EPS estimates in 4 out of 4 releases.