REDWOOD TRUST INC - RWT 9 1/8 03/01/29 (RWTN) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:RWTN - US7580758818
25.34 USD
+0.34 (+1.36%)
Overall RWTN gets a fundamental rating of 3 out of 10. We evaluated RWTN against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. RWTN may be in some trouble as it scores bad on both profitability and health. RWTN is valued quite expensively, but it does show have an excellent growth rating.
1. Profitability
1.1 Basic Checks
- RWTN had positive earnings in the past year.
- In the past year RWTN has reported a negative cash flow from operations.
- In multiple years RWTN reported negative net income over the last 5 years.
- In the past 5 years RWTN always reported negative operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of -0.48%, RWTN is doing worse than 73.53% of the companies in the same industry.
- RWTN has a Return On Equity of -10.92%. This is in the lower half of the industry: RWTN underperforms 76.47% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.48% | ||
| ROE | -10.92% | ||
| ROIC | N/A |
ROA(3y)-0.38%
ROA(5y)-0.94%
ROE(3y)-4.33%
ROE(5y)-8.65%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- RWTN's Profit Margin has declined in the last couple of years.
- RWTN's Operating Margin has declined in the last couple of years.
- RWTN has a Gross Margin of 6.58%. This is amonst the worse of the industry: RWTN underperforms 88.24% of its industry peers.
- In the last couple of years the Gross Margin of RWTN has declined.
- RWTN does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 6.58% |
OM growth 3Y-58.99%
OM growth 5Y-33.77%
PM growth 3Y-56.86%
PM growth 5Y-30.4%
GM growth 3Y-21.34%
GM growth 5Y-11.34%
2. Health
2.1 Basic Checks
- RWTN does not have a ROIC to compare to the WACC, probably because it is not profitable.
- RWTN has more shares outstanding than it did 1 year ago.
- The number of shares outstanding for RWTN has been increased compared to 5 years ago.
- Compared to 1 year ago, RWTN has a worse debt to assets ratio.
2.2 Solvency
- RWTN has an Altman-Z score of 0.07. This is a bad value and indicates that RWTN is not financially healthy and even has some risk of bankruptcy.
- RWTN has a better Altman-Z score (0.07) than 70.59% of its industry peers.
- A Debt/Equity ratio of 21.20 is on the high side and indicates that RWTN has dependencies on debt financing.
- RWTN has a worse Debt to Equity ratio (21.20) than 97.06% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 21.2 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.07 |
ROIC/WACCN/A
WACC5.44%
2.3 Liquidity
- A Current Ratio of 0.17 indicates that RWTN may have some problems paying its short term obligations.
- Looking at the Current ratio, with a value of 0.17, RWTN is in line with its industry, outperforming 50.00% of the companies in the same industry.
- RWTN has a Quick Ratio of 0.17. This is a bad value and indicates that RWTN is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 0.17, RWTN is in line with its industry, outperforming 50.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.17 | ||
| Quick Ratio | 0.17 |
3. Growth
3.1 Past
- RWTN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 47.73%, which is quite impressive.
- Measured over the past years, RWTN shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -19.83% on average per year.
- Looking at the last year, RWTN shows a very strong growth in Revenue. The Revenue has grown by 21.58%.
- Measured over the past years, RWTN shows a quite strong growth in Revenue. The Revenue has been growing by 9.67% on average per year.
EPS 1Y (TTM)47.73%
EPS 3Y-39.69%
EPS 5Y-19.83%
EPS Q2Q%11.11%
Revenue 1Y (TTM)21.58%
Revenue growth 3Y19.75%
Revenue growth 5Y9.67%
Sales Q2Q%-41.18%
3.2 Future
- RWTN is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 21.24% yearly.
- The Revenue is expected to grow by 12.80% on average over the next years. This is quite good.
EPS Next Y48.39%
EPS Next 2Y30.52%
EPS Next 3Y21.24%
EPS Next 5YN/A
Revenue Next Year-11.34%
Revenue Next 2Y13.85%
Revenue Next 3Y12.8%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 38.98, which means the current valuation is very expensive for RWTN.
- Compared to the rest of the industry, the Price/Earnings ratio of RWTN indicates a slightly more expensive valuation: RWTN is more expensive than 69.12% of the companies listed in the same industry.
- RWTN is valuated rather expensively when we compare the Price/Earnings ratio to 27.54, which is the current average of the S&P500 Index.
- Based on the Price/Forward Earnings ratio of 28.60, the valuation of RWTN can be described as expensive.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of RWTN indicates a rather expensive valuation: RWTN more expensive than 82.35% of the companies listed in the same industry.
- When comparing the Price/Forward Earnings ratio of RWTN to the average of the S&P500 Index (24.31), we can say RWTN is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 38.98 | ||
| Fwd PE | 28.6 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as RWTN's earnings are expected to grow with 21.24% in the coming years.
PEG (NY)0.81
PEG (5Y)N/A
EPS Next 2Y30.52%
EPS Next 3Y21.24%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 13.04%, RWTN is a good candidate for dividend investing.
- RWTN's Dividend Yield is a higher than the industry average which is at 10.90.
- Compared to an average S&P500 Dividend Yield of 1.92, RWTN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.04% |
5.2 History
- The dividend of RWTN decreases each year by -10.27%.
- RWTN is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)-10.27%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- The earnings of RWTN are negative and hence is the payout ratio. RWTN will probably not be able to sustain this dividend level.
DP-98.1%
EPS Next 2Y30.52%
EPS Next 3Y21.24%
REDWOOD TRUST INC - RWT 9 1/8 03/01/29
NYSE:RWTN (1/15/2026, 8:15:07 PM)
25.34
+0.34 (+1.36%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)10-29 2025-10-29/amc
Earnings (Next)02-11 2026-02-11/amc
Inst Owners80.69%
Inst Owner ChangeN/A
Ins Owners1.35%
Ins Owner ChangeN/A
Market Cap3.21B
Revenue(TTM)1.14B
Net Income(TTM)-109.14M
Analysts73.85
Price Target29.49 (16.38%)
Short Float %0%
Short Ratio0.33
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.04% |
Yearly Dividend0.76
Dividend Growth(5Y)-10.27%
DP-98.1%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)6.27%
Min EPS beat(2)-1.67%
Max EPS beat(2)14.21%
EPS beat(4)1
Avg EPS beat(4)-6.55%
Min EPS beat(4)-21.87%
Max EPS beat(4)14.21%
EPS beat(8)2
Avg EPS beat(8)-10.05%
EPS beat(12)2
Avg EPS beat(12)-33.19%
EPS beat(16)3
Avg EPS beat(16)-62.63%
Revenue beat(2)0
Avg Revenue beat(2)-51.42%
Min Revenue beat(2)-51.98%
Max Revenue beat(2)-50.87%
Revenue beat(4)0
Avg Revenue beat(4)-27.49%
Min Revenue beat(4)-51.98%
Max Revenue beat(4)-2.38%
Revenue beat(8)1
Avg Revenue beat(8)-20.49%
Revenue beat(12)2
Avg Revenue beat(12)7.68%
Revenue beat(16)6
Avg Revenue beat(16)81.58%
PT rev (1m)-3.69%
PT rev (3m)-2.98%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-3.28%
EPS NY rev (1m)0%
EPS NY rev (3m)26.63%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.7%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-16.41%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 38.98 | ||
| Fwd PE | 28.6 | ||
| P/S | 2.81 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 3.21 | ||
| P/tB | 3.33 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.65
EY2.57%
EPS(NY)0.89
Fwd EY3.5%
FCF(TTM)-59.9
FCFYN/A
OCF(TTM)-59.9
OCFYN/A
SpS9.02
BVpS7.89
TBVpS7.6
PEG (NY)0.81
PEG (5Y)N/A
Graham Number10.74
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.48% | ||
| ROE | -10.92% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 6.58% | ||
| FCFM | N/A |
ROA(3y)-0.38%
ROA(5y)-0.94%
ROE(3y)-4.33%
ROE(5y)-8.65%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)0.25%
ROCE(5y)0.65%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-58.99%
OM growth 5Y-33.77%
PM growth 3Y-56.86%
PM growth 5Y-30.4%
GM growth 3Y-21.34%
GM growth 5Y-11.34%
F-Score1
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 21.2 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.17 | ||
| Quick Ratio | 0.17 | ||
| Altman-Z | 0.07 |
F-Score1
WACC5.44%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)47.73%
EPS 3Y-39.69%
EPS 5Y-19.83%
EPS Q2Q%11.11%
EPS Next Y48.39%
EPS Next 2Y30.52%
EPS Next 3Y21.24%
EPS Next 5YN/A
Revenue 1Y (TTM)21.58%
Revenue growth 3Y19.75%
Revenue growth 5Y9.67%
Sales Q2Q%-41.18%
Revenue Next Year-11.34%
Revenue Next 2Y13.85%
Revenue Next 3Y12.8%
Revenue Next 5YN/A
EBIT growth 1Y-125.55%
EBIT growth 3Y-50.89%
EBIT growth 5Y-27.37%
EBIT Next Year14.37%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-765.04%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-765.04%
OCF growth 3YN/A
OCF growth 5YN/A
REDWOOD TRUST INC - RWT 9 1/8 03/01/29 / RWTN FAQ
Can you provide the ChartMill fundamental rating for REDWOOD TRUST INC - RWT 9 1/8 03/01/29?
ChartMill assigns a fundamental rating of 3 / 10 to RWTN.
What is the valuation status for RWTN stock?
ChartMill assigns a valuation rating of 2 / 10 to REDWOOD TRUST INC - RWT 9 1/8 03/01/29 (RWTN). This can be considered as Overvalued.
What is the profitability of RWTN stock?
REDWOOD TRUST INC - RWT 9 1/8 03/01/29 (RWTN) has a profitability rating of 1 / 10.
How financially healthy is REDWOOD TRUST INC - RWT 9 1/8 03/01/29?
The financial health rating of REDWOOD TRUST INC - RWT 9 1/8 03/01/29 (RWTN) is 1 / 10.
What is the earnings growth outlook for REDWOOD TRUST INC - RWT 9 1/8 03/01/29?
The Earnings per Share (EPS) of REDWOOD TRUST INC - RWT 9 1/8 03/01/29 (RWTN) is expected to grow by 48.39% in the next year.