REDWOOD TRUST INC - RWT 9 1/8 03/01/29 (RWTN) Stock Fundamental Analysis

NYSE:RWTN • US7580758818

25.03 USD
-0.02 (-0.08%)
Last: Feb 20, 2026, 01:47 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

2

Taking everything into account, RWTN scores 2 out of 10 in our fundamental rating. RWTN was compared to 70 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. RWTN has a bad profitability rating. Also its financial health evaluation is rather negative. While showing a medium growth rate, RWTN is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

1

1. Profitability

1.1 Basic Checks

  • RWTN had positive earnings in the past year.
  • RWTN had a negative operating cash flow in the past year.
  • In multiple years RWTN reported negative net income over the last 5 years.
  • RWTN had a negative operating cash flow in each of the past 5 years.
RWTN Yearly Net Income VS EBIT VS OCF VS FCFRWTN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -2B -4B

1.2 Ratios

  • RWTN has a worse Return On Assets (-0.48%) than 75.71% of its industry peers.
  • The Return On Equity of RWTN (-10.92%) is worse than 78.57% of its industry peers.
Industry RankSector Rank
ROA -0.48%
ROE -10.92%
ROIC N/A
ROA(3y)-0.38%
ROA(5y)-0.94%
ROE(3y)-4.33%
ROE(5y)-8.65%
ROIC(3y)N/A
ROIC(5y)N/A
RWTN Yearly ROA, ROE, ROICRWTN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 -40

1.3 Margins

  • RWTN's Profit Margin has declined in the last couple of years.
  • In the last couple of years the Operating Margin of RWTN has declined.
  • RWTN has a Gross Margin of 6.58%. This is amonst the worse of the industry: RWTN underperforms 90.00% of its industry peers.
  • RWTN's Gross Margin has declined in the last couple of years.
  • RWTN does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 6.58%
OM growth 3Y-58.99%
OM growth 5Y-33.77%
PM growth 3Y-56.86%
PM growth 5Y-30.4%
GM growth 3Y-21.34%
GM growth 5Y-11.34%
RWTN Yearly Profit, Operating, Gross MarginsRWTN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 -50 -100

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. Health

2.1 Basic Checks

  • RWTN does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • There is no outstanding debt for RWTN. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
RWTN Yearly Shares OutstandingRWTN Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
RWTN Yearly Total Debt VS Total AssetsRWTN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

2.2 Solvency

  • RWTN has an Altman-Z score of 0.07. This is a bad value and indicates that RWTN is not financially healthy and even has some risk of bankruptcy.
  • RWTN has a better Altman-Z score (0.07) than 71.43% of its industry peers.
  • RWTN has a Debt/Equity ratio of 21.20. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 21.20, RWTN is not doing good in the industry: 98.57% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 21.2
Debt/FCF N/A
Altman-Z 0.07
ROIC/WACCN/A
WACC5.31%
RWTN Yearly LT Debt VS Equity VS FCFRWTN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B -5B 10B 15B

2.3 Liquidity

  • A Current Ratio of 0.17 indicates that RWTN may have some problems paying its short term obligations.
  • RWTN has a Current ratio (0.17) which is comparable to the rest of the industry.
  • RWTN has a Quick Ratio of 0.17. This is a bad value and indicates that RWTN is not financially healthy enough and could expect problems in meeting its short term obligations.
  • RWTN has a Quick ratio (0.17) which is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 0.17
Quick Ratio 0.17
RWTN Yearly Current Assets VS Current LiabilitesRWTN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 63.46% over the past year.
  • Measured over the past years, RWTN shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -16.31% on average per year.
EPS 1Y (TTM)63.46%
EPS 3YN/A
EPS 5Y-16.31%
EPS Q2Q%153.85%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-6.16%

3.2 Future

  • RWTN is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 4.41% yearly.
  • RWTN is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 19.13% yearly.
EPS Next Y4.56%
EPS Next 2Y4.41%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year123.46%
Revenue Next 2Y73.58%
Revenue Next 3Y19.13%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
RWTN Yearly Revenue VS EstimatesRWTN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M 800M
RWTN Yearly EPS VS EstimatesRWTN Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 2 -2 -4

More info and screens

Find the best growth stocksShow best growing peers

1

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 29.45, RWTN can be considered very expensive at the moment.
  • Based on the Price/Earnings ratio, RWTN is valued a bit more expensive than 74.29% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 27.09. RWTN is around the same levels.
  • The Price/Forward Earnings ratio is 28.16, which means the current valuation is very expensive for RWTN.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of RWTN indicates a rather expensive valuation: RWTN more expensive than 84.29% of the companies listed in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 27.98. RWTN is around the same levels.
Industry RankSector Rank
PE 29.45
Fwd PE 28.16
RWTN Price Earnings VS Forward Price EarningsRWTN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
RWTN Per share dataRWTN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 -20 -40

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)6.45
PEG (5Y)N/A
EPS Next 2Y4.41%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. Dividend

5.1 Amount

  • RWTN has a Yearly Dividend Yield of 9.19%, which is a nice return.
  • RWTN's Dividend Yield is slightly below the industry average, which is at 10.30.
  • Compared to an average S&P500 Dividend Yield of 1.85, RWTN pays a better dividend.
Industry RankSector Rank
Dividend Yield 9.19%

5.2 History

  • The dividend of RWTN decreases each year by -10.27%.
  • RWTN has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)-10.27%
Div Incr Years0
Div Non Decr Years0
RWTN Yearly Dividends per shareRWTN Yearly Dividends per shareYearly Dividends per share 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • RWTN has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-98.1%
EPS Next 2Y4.41%
EPS Next 3YN/A
RWTN Yearly Income VS Free CF VS DividendRWTN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -2B -4B

More info and screens

Find the best dividend stocksShow peers with best dividend

REDWOOD TRUST INC - RWT 9 1/8 03/01/29

NYSE:RWTN (2/20/2026, 1:47:09 PM)

25.03

-0.02 (-0.08%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-11
Earnings (Next)04-28
Inst Owners80.69%
Inst Owner ChangeN/A
Ins Owners1.35%
Ins Owner ChangeN/A
Market Cap3.17B
Revenue(TTM)N/A
Net Income(TTM)-109.14M
Analysts76.67
Price Target30.77 (22.93%)
Short Float %0%
Short Ratio0.3
Dividend
Industry RankSector Rank
Dividend Yield 9.19%
Yearly Dividend0.76
Dividend Growth(5Y)-10.27%
DP-98.1%
Div Incr Years0
Div Non Decr Years0
Ex-Date02-13
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)6.27%
Min EPS beat(2)-1.67%
Max EPS beat(2)14.21%
EPS beat(4)1
Avg EPS beat(4)-6.55%
Min EPS beat(4)-21.87%
Max EPS beat(4)14.21%
EPS beat(8)2
Avg EPS beat(8)-10.05%
EPS beat(12)2
Avg EPS beat(12)-33.19%
EPS beat(16)3
Avg EPS beat(16)-62.63%
Revenue beat(2)0
Avg Revenue beat(2)-51.42%
Min Revenue beat(2)-51.98%
Max Revenue beat(2)-50.87%
Revenue beat(4)0
Avg Revenue beat(4)-27.49%
Min Revenue beat(4)-51.98%
Max Revenue beat(4)-2.38%
Revenue beat(8)1
Avg Revenue beat(8)-20.49%
Revenue beat(12)2
Avg Revenue beat(12)7.68%
Revenue beat(16)6
Avg Revenue beat(16)81.58%
PT rev (1m)4.34%
PT rev (3m)-4.17%
EPS NQ rev (1m)-1.62%
EPS NQ rev (3m)-7.4%
EPS NY rev (1m)0%
EPS NY rev (3m)14.6%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-3.22%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-13.5%
Valuation
Industry RankSector Rank
PE 29.45
Fwd PE 28.16
P/S 2.77
P/FCF N/A
P/OCF N/A
P/B 3.17
P/tB 3.29
EV/EBITDA N/A
EPS(TTM)0.85
EY3.4%
EPS(NY)0.89
Fwd EY3.55%
FCF(TTM)-59.9
FCFYN/A
OCF(TTM)-59.9
OCFYN/A
SpS9.02
BVpS7.89
TBVpS7.6
PEG (NY)6.45
PEG (5Y)N/A
Graham Number12.28
Profitability
Industry RankSector Rank
ROA -0.48%
ROE -10.92%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 6.58%
FCFM N/A
ROA(3y)-0.38%
ROA(5y)-0.94%
ROE(3y)-4.33%
ROE(5y)-8.65%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)0.25%
ROCE(5y)0.65%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-58.99%
OM growth 5Y-33.77%
PM growth 3Y-56.86%
PM growth 5Y-30.4%
GM growth 3Y-21.34%
GM growth 5Y-11.34%
F-Score1
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 21.2
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.17
Quick Ratio 0.17
Altman-Z 0.07
F-Score1
WACC5.31%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)63.46%
EPS 3YN/A
EPS 5Y-16.31%
EPS Q2Q%153.85%
EPS Next Y4.56%
EPS Next 2Y4.41%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-6.16%
Revenue Next Year123.46%
Revenue Next 2Y73.58%
Revenue Next 3Y19.13%
Revenue Next 5YN/A
EBIT growth 1Y-125.55%
EBIT growth 3Y-50.89%
EBIT growth 5Y-27.37%
EBIT Next Year14.37%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-765.04%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-765.04%
OCF growth 3YN/A
OCF growth 5YN/A

REDWOOD TRUST INC - RWT 9 1/8 03/01/29 / RWTN FAQ

Can you provide the ChartMill fundamental rating for REDWOOD TRUST INC - RWT 9 1/8 03/01/29?

ChartMill assigns a fundamental rating of 2 / 10 to RWTN.


What is the valuation status for RWTN stock?

ChartMill assigns a valuation rating of 1 / 10 to REDWOOD TRUST INC - RWT 9 1/8 03/01/29 (RWTN). This can be considered as Overvalued.


What is the profitability of RWTN stock?

REDWOOD TRUST INC - RWT 9 1/8 03/01/29 (RWTN) has a profitability rating of 1 / 10.


How financially healthy is REDWOOD TRUST INC - RWT 9 1/8 03/01/29?

The financial health rating of REDWOOD TRUST INC - RWT 9 1/8 03/01/29 (RWTN) is 1 / 10.


What is the earnings growth outlook for REDWOOD TRUST INC - RWT 9 1/8 03/01/29?

The Earnings per Share (EPS) of REDWOOD TRUST INC - RWT 9 1/8 03/01/29 (RWTN) is expected to grow by 4.56% in the next year.