PRIORITY TECHNOLOGY HOLDINGS (PRTH)
US74275G1076 - Common Stock
Taking everything into account, PRTH scores 4 out of 10 in our fundamental rating. PRTH was compared to 102 industry peers in the Financial Services industry. PRTH has a medium profitability rating, but doesn't score so well on its financial health evaluation. PRTH is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
PRTH had negative earnings in the past year.
In the past year PRTH had a positive cash flow from operations.
PRTH had negative earnings in 4 of the past 5 years.
Each year in the past 5 years PRTH had a positive operating cash flow.
1.2 Ratios
With a Return On Assets value of -3.04%, PRTH is not doing good in the industry: 76.47% of the companies in the same industry are doing better.
PRTH's Return On Equity of -44.28% is on the low side compared to the rest of the industry. PRTH is outperformed by 88.24% of its industry peers.
PRTH has a better Return On Invested Capital (8.43%) than 81.37% of its industry peers.
The Average Return On Invested Capital over the past 3 years for PRTH is in line with the industry average of 7.91%.
The 3 year average ROIC (5.94%) for PRTH is below the current ROIC(8.43%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.04% | ||
| ROE | -44.28% | ||
| ROIC | 8.43% |
ROA(3y)-2.57%
ROA(5y)-1.76%
ROE(3y)-30.25%
ROE(5y)N/A
ROIC(3y)5.94%
ROIC(5y)5.1%
1.3 Margins
PRTH has a Operating Margin (10.78%) which is comparable to the rest of the industry.
In the last couple of years the Operating Margin of PRTH has grown nicely.
PRTH has a Gross Margin (36.44%) which is in line with its industry peers.
PRTH's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.78% | ||
| PM (TTM) | N/A | ||
| GM | 36.44% |
OM growth 3Y27.8%
OM growth 5Y19.85%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.07%
GM growth 5Y5.15%
2. Health
2.1 Basic Checks
PRTH has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, PRTH has more shares outstanding
PRTH has more shares outstanding than it did 5 years ago.
PRTH has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.63, we must say that PRTH is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.63, PRTH is in line with its industry, outperforming 53.92% of the companies in the same industry.
The Debt to FCF ratio of PRTH is 11.97, which is on the high side as it means it would take PRTH, 11.97 years of fcf income to pay off all of its debts.
PRTH has a Debt to FCF ratio of 11.97. This is comparable to the rest of the industry: PRTH outperforms 53.92% of its industry peers.
A Debt/Equity ratio of 5.70 is on the high side and indicates that PRTH has dependencies on debt financing.
PRTH has a Debt to Equity ratio of 5.70. This is amonst the worse of the industry: PRTH underperforms 87.25% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 5.7 | ||
| Debt/FCF | 11.97 | ||
| Altman-Z | 0.63 |
ROIC/WACC0.74
WACC11.42%
2.3 Liquidity
PRTH has a Current Ratio of 1.03. This is a normal value and indicates that PRTH is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of PRTH (1.03) is comparable to the rest of the industry.
A Quick Ratio of 1.03 indicates that PRTH should not have too much problems paying its short term obligations.
The Quick ratio of PRTH (1.03) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.03 | ||
| Quick Ratio | 1.03 |
3. Growth
3.1 Past
The earnings per share for PRTH have decreased strongly by -20.41% in the last year.
Looking at the last year, PRTH shows a quite strong growth in Revenue. The Revenue has grown by 13.86% in the last year.
PRTH shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.99% yearly.
EPS 1Y (TTM)-20.41%
EPS 3YN/A
EPS 5YN/A
EPS growth Q2Q20%
Revenue 1Y (TTM)13.86%
Revenue growth 3Y23.18%
Revenue growth 5Y14.99%
Revenue growth Q2Q12.21%
3.2 Future
The Earnings Per Share is expected to grow by 49.73% on average over the next years. This is a very strong growth
The Revenue is expected to grow by 12.66% on average over the next years. This is quite good.
EPS Next Y63.26%
EPS Next 2Y49.73%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year15.21%
Revenue Next 2Y12.66%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
PRTH reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Also next year PRTH is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of PRTH indicates a rather cheap valuation: PRTH is cheaper than 90.20% of the companies listed in the same industry.
93.14% of the companies in the same industry are more expensive than PRTH, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.5 | ||
| EV/EBITDA | 5.58 |
4.3 Compensation for Growth
PRTH's earnings are expected to grow with 49.73% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y49.73%
EPS Next 3YN/A
5. Dividend
5.1 Amount
PRTH does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
PRIORITY TECHNOLOGY HOLDINGS
NASDAQ:PRTH (4/26/2024, 7:11:19 PM)
After market: 3.165 0 (0%)3.165
+0.04 (+1.44%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap239.88M
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
Max Revenue beat(4)
Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
Avg Revenue beat(12)
Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.04% | ||
| ROE | -44.28% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 10.78% | ||
| PM (TTM) | N/A | ||
| GM | 36.44% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.47
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 5.7 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 1.03 | ||
| Quick Ratio | 1.03 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)-20.41%
EPS 3YN/A
EPS 5Y
EPS growth Q2Q
EPS Next Y63.26%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)13.86%
Revenue growth 3Y23.18%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y