PRIORITY TECHNOLOGY HOLDINGS (PRTH) Stock Fundamental Analysis
NASDAQ:PRTH - US74275G1076 - Common Stock
8.1221 USD
-0.16 (-1.91%)
PRTH gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 102 industry peers in the Financial Services industry. PRTH has a medium profitability rating, but doesn't score so well on its financial health evaluation. PRTH is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
PRTH had positive earnings in the past year.
In the past year PRTH had a positive cash flow from operations.
In the past 5 years PRTH reported 4 times negative net income.
PRTH had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
PRTH has a Return On Assets of 1.03%. This is comparable to the rest of the industry: PRTH outperforms 44.12% of its industry peers.
With an excellent Return On Invested Capital value of 14.07%, PRTH belongs to the best of the industry, outperforming 91.18% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for PRTH is in line with the industry average of 7.59%.
The last Return On Invested Capital (14.07%) for PRTH is above the 3 year average (9.34%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.03% | ||
| ROE | N/A | ||
| ROIC | 14.07% |
ROA(3y)-2.4%
ROA(5y)-0.57%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)9.34%
ROIC(5y)7.51%
1.3 Margins
PRTH's Profit Margin of 2.27% is on the low side compared to the rest of the industry. PRTH is outperformed by 64.71% of its industry peers.
The Operating Margin of PRTH (15.48%) is comparable to the rest of the industry.
PRTH's Operating Margin has improved in the last couple of years.
PRTH has a Gross Margin (38.06%) which is comparable to the rest of the industry.
PRTH's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 15.48% | ||
| PM (TTM) | 2.27% | ||
| GM | 38.06% |
OM growth 3Y33.13%
OM growth 5Y50.94%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y7.4%
GM growth 5Y3.06%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so PRTH is still creating some value.
PRTH has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, PRTH has more shares outstanding
The debt/assets ratio for PRTH is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.82, we must say that PRTH is in the distress zone and has some risk of bankruptcy.
PRTH has a Altman-Z score of 0.82. This is comparable to the rest of the industry: PRTH outperforms 53.92% of its industry peers.
The Debt to FCF ratio of PRTH is 21.81, which is on the high side as it means it would take PRTH, 21.81 years of fcf income to pay off all of its debts.
PRTH has a Debt to FCF ratio (21.81) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 21.81 | ||
| Altman-Z | 0.82 |
ROIC/WACC1.43
WACC9.85%
2.3 Liquidity
A Current Ratio of 1.06 indicates that PRTH should not have too much problems paying its short term obligations.
The Current ratio of PRTH (1.06) is comparable to the rest of the industry.
A Quick Ratio of 1.06 indicates that PRTH should not have too much problems paying its short term obligations.
PRTH has a Quick ratio of 1.06. This is comparable to the rest of the industry: PRTH outperforms 50.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.06 | ||
| Quick Ratio | 1.06 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 219.67% over the past year.
PRTH shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 12.86%.
The Revenue has been growing by 18.79% on average over the past years. This is quite good.
EPS 1Y (TTM)219.67%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%213.04%
Revenue 1Y (TTM)12.86%
Revenue growth 3Y19.55%
Revenue growth 5Y18.79%
Sales Q2Q%9.07%
3.2 Future
Based on estimates for the next years, PRTH will show a very strong growth in Earnings Per Share. The EPS will grow by 175.88% on average per year.
Based on estimates for the next years, PRTH will show a quite strong growth in Revenue. The Revenue will grow by 10.36% on average per year.
EPS Next Y1387.75%
EPS Next 2Y307.15%
EPS Next 3Y175.88%
EPS Next 5YN/A
Revenue Next Year10.56%
Revenue Next 2Y10.53%
Revenue Next 3Y10.36%
Revenue Next 5YN/A
3.3 Evolution
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 11.13 indicates a reasonable valuation of PRTH.
Based on the Price/Earnings ratio, PRTH is valued a bit cheaper than 64.71% of the companies in the same industry.
When comparing the Price/Earnings ratio of PRTH to the average of the S&P500 Index (26.90), we can say PRTH is valued rather cheaply.
PRTH is valuated cheaply with a Price/Forward Earnings ratio of 6.96.
Compared to the rest of the industry, the Price/Forward Earnings ratio of PRTH indicates a somewhat cheap valuation: PRTH is cheaper than 79.41% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.52, PRTH is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.13 | ||
| Fwd PE | 6.96 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of PRTH indicates a rather cheap valuation: PRTH is cheaper than 82.35% of the companies listed in the same industry.
69.61% of the companies in the same industry are more expensive than PRTH, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.37 | ||
| EV/EBITDA | 7.74 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as PRTH's earnings are expected to grow with 175.88% in the coming years.
PEG (NY)0.01
PEG (5Y)N/A
EPS Next 2Y307.15%
EPS Next 3Y175.88%
5. Dividend
5.1 Amount
No dividends for PRTH!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NASDAQ:PRTH (9/3/2025, 1:28:51 PM)
8.1221
-0.16 (-1.91%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners23.03%
Inst Owner Change-4.55%
Ins Owners66.15%
Ins Owner Change-0.06%
Market Cap649.12M
Analysts81.82
Price Target12.85 (58.21%)
Short Float %6.98%
Short Ratio3.18
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend1.01
Dividend Growth(5Y)N/A
DP149.54%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)22.85%
Min EPS beat(2)19.83%
Max EPS beat(2)25.88%
EPS beat(4)4
Avg EPS beat(4)153.16%
Min EPS beat(4)19.83%
Max EPS beat(4)414.84%
EPS beat(8)4
Avg EPS beat(8)38.83%
EPS beat(12)4
Avg EPS beat(12)6.02%
EPS beat(16)5
Avg EPS beat(16)-286.07%
Revenue beat(2)0
Avg Revenue beat(2)-2.74%
Min Revenue beat(2)-3.79%
Max Revenue beat(2)-1.68%
Revenue beat(4)1
Avg Revenue beat(4)-1.82%
Min Revenue beat(4)-3.79%
Max Revenue beat(4)0.11%
Revenue beat(8)1
Avg Revenue beat(8)-2.32%
Revenue beat(12)3
Avg Revenue beat(12)-1.39%
Revenue beat(16)6
Avg Revenue beat(16)-0.84%
PT rev (1m)-1.56%
PT rev (3m)-4.55%
EPS NQ rev (1m)5.43%
EPS NQ rev (3m)61.67%
EPS NY rev (1m)5.21%
EPS NY rev (3m)5.94%
Revenue NQ rev (1m)0.52%
Revenue NQ rev (3m)1.49%
Revenue NY rev (1m)0.29%
Revenue NY rev (3m)0.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.13 | ||
| Fwd PE | 6.96 | ||
| P/S | 0.71 | ||
| P/FCF | 15.37 | ||
| P/OCF | 9.18 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 7.74 |
EPS(TTM)0.73
EY8.99%
EPS(NY)1.17
Fwd EY14.36%
FCF(TTM)0.53
FCFY6.51%
OCF(TTM)0.88
OCFY10.89%
SpS11.49
BVpS-1.83
TBVpS-9.43
PEG (NY)0.01
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.03% | ||
| ROE | N/A | ||
| ROCE | 17.81% | ||
| ROIC | 14.07% | ||
| ROICexc | 15.02% | ||
| ROICexgc | 80.15% | ||
| OM | 15.48% | ||
| PM (TTM) | 2.27% | ||
| GM | 38.06% | ||
| FCFM | 4.6% |
ROA(3y)-2.4%
ROA(5y)-0.57%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)9.34%
ROIC(5y)7.51%
ROICexc(3y)9.91%
ROICexc(5y)7.92%
ROICexgc(3y)86.35%
ROICexgc(5y)70.25%
ROCE(3y)11.82%
ROCE(5y)9.51%
ROICexcg growth 3Y19.43%
ROICexcg growth 5Y69.85%
ROICexc growth 3Y61.44%
ROICexc growth 5Y56.95%
OM growth 3Y33.13%
OM growth 5Y50.94%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y7.4%
GM growth 5Y3.06%
F-Score8
Asset Turnover0.45
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 21.81 | ||
| Debt/EBITDA | 4.63 | ||
| Cap/Depr | 50.88% | ||
| Cap/Sales | 3.1% | ||
| Interest Coverage | 1.59 | ||
| Cash Conversion | 35.68% | ||
| Profit Quality | 202.44% | ||
| Current Ratio | 1.06 | ||
| Quick Ratio | 1.06 | ||
| Altman-Z | 0.82 |
F-Score8
WACC9.85%
ROIC/WACC1.43
Cap/Depr(3y)44.75%
Cap/Depr(5y)57.05%
Cap/Sales(3y)3.8%
Cap/Sales(5y)5.22%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)219.67%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%213.04%
EPS Next Y1387.75%
EPS Next 2Y307.15%
EPS Next 3Y175.88%
EPS Next 5YN/A
Revenue 1Y (TTM)12.86%
Revenue growth 3Y19.55%
Revenue growth 5Y18.79%
Sales Q2Q%9.07%
Revenue Next Year10.56%
Revenue Next 2Y10.53%
Revenue Next 3Y10.36%
Revenue Next 5YN/A
EBIT growth 1Y33.7%
EBIT growth 3Y59.15%
EBIT growth 5Y79.3%
EBIT Next Year65.97%
EBIT Next 3Y28.5%
EBIT Next 5YN/A
FCF growth 1Y-26.33%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-18.79%
OCF growth 3Y108.98%
OCF growth 5Y16.81%