OXFORD SQUARE CAPITAL CORP (OXSQ) Stock Fundamental Analysis
NASDAQ:OXSQ - Nasdaq - US69181V1070 - Common Stock - Currency: USD
We assign a fundamental rating of 4 out of 10 to OXSQ. OXSQ was compared to 232 industry peers in the Capital Markets industry. OXSQ has only an average score on both its financial health and profitability. OXSQ has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year OXSQ was profitable.
OXSQ had a positive operating cash flow in the past year.
OXSQ had positive earnings in 4 of the past 5 years.
Of the past 5 years OXSQ 4 years had a positive operating cash flow.
1.2 Ratios
OXSQ's Return On Assets of -0.17% is on the low side compared to the rest of the industry. OXSQ is outperformed by 74.14% of its industry peers.
Looking at the Return On Equity, with a value of -0.32%, OXSQ is doing worse than 72.84% of the companies in the same industry.
The Return On Invested Capital of OXSQ (7.28%) is better than 76.72% of its industry peers.
OXSQ had an Average Return On Invested Capital over the past 3 years of 6.65%. This is in line with the industry average of 7.88%.
The 3 year average ROIC (6.65%) for OXSQ is below the current ROIC(7.28%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.17% | ||
| ROE | -0.32% | ||
| ROIC | 7.28% |
ROA(3y)-5.98%
ROA(5y)-1.66%
ROE(3y)-15.55%
ROE(5y)-5.94%
ROIC(3y)6.65%
ROIC(5y)5.46%
1.3 Margins
In the last couple of years the Profit Margin of OXSQ has declined.
OXSQ's Operating Margin of 61.68% is amongst the best of the industry. OXSQ outperforms 96.98% of its industry peers.
OXSQ's Operating Margin has been stable in the last couple of years.
OXSQ's Gross Margin of 71.00% is fine compared to the rest of the industry. OXSQ outperforms 75.43% of its industry peers.
In the last couple of years the Gross Margin of OXSQ has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 61.68% | ||
| PM (TTM) | N/A | ||
| GM | 71% |
OM growth 3Y12.7%
OM growth 5Y0.18%
PM growth 3Y-49.42%
PM growth 5YN/A
GM growth 3Y9.25%
GM growth 5Y1.08%
2. Health
2.1 Basic Checks
OXSQ has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, OXSQ has more shares outstanding
OXSQ has a better debt/assets ratio than last year.
2.2 Solvency
OXSQ has an Altman-Z score of -0.37. This is a bad value and indicates that OXSQ is not financially healthy and even has some risk of bankruptcy.
OXSQ has a Altman-Z score of -0.37. This is amonst the worse of the industry: OXSQ underperforms 81.03% of its industry peers.
The Debt to FCF ratio of OXSQ is 10.85, which is on the high side as it means it would take OXSQ, 10.85 years of fcf income to pay off all of its debts.
OXSQ has a Debt to FCF ratio of 10.85. This is comparable to the rest of the industry: OXSQ outperforms 52.16% of its industry peers.
A Debt/Equity ratio of 0.83 indicates that OXSQ is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.83, OXSQ perfoms like the industry average, outperforming 59.05% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | 10.85 | ||
| Altman-Z | -0.37 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 11.88 indicates that OXSQ has no problem at all paying its short term obligations.
OXSQ has a Current ratio of 11.88. This is amongst the best in the industry. OXSQ outperforms 94.83% of its industry peers.
OXSQ has a Quick Ratio of 11.88. This indicates that OXSQ is financially healthy and has no problem in meeting its short term obligations.
OXSQ's Quick ratio of 11.88 is amongst the best of the industry. OXSQ outperforms 94.83% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 11.88 | ||
| Quick Ratio | 11.88 |
3. Growth
3.1 Past
OXSQ shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 36.67%, which is quite impressive.
The earnings per share for OXSQ have been decreasing by -12.11% on average. This is quite bad
The Revenue for OXSQ has decreased by -14.92% in the past year. This is quite bad
The Revenue has been decreasing by -7.40% on average over the past years.
EPS 1Y (TTM)36.67%
EPS 3Y9.22%
EPS 5Y-12.11%
EPS Q2Q%-18.18%
Revenue 1Y (TTM)-14.92%
Revenue growth 3Y4.69%
Revenue growth 5Y-7.4%
Sales Q2Q%64.25%
3.2 Future
Based on estimates for the next years, OXSQ will show a very negative growth in Earnings Per Share. The EPS will decrease by -24.55% on average per year.
OXSQ is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -7.93% yearly.
EPS Next Y-24.09%
EPS Next 2Y-24.55%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-15.01%
Revenue Next 2Y-7.93%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 5.59, the valuation of OXSQ can be described as very cheap.
Based on the Price/Earnings ratio, OXSQ is valued cheaper than 93.97% of the companies in the same industry.
OXSQ is valuated cheaply when we compare the Price/Earnings ratio to 26.55, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 9.35, which indicates a very decent valuation of OXSQ.
75.00% of the companies in the same industry are more expensive than OXSQ, based on the Price/Forward Earnings ratio.
OXSQ is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.30, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.59 | ||
| Fwd PE | 9.35 |
4.2 Price Multiples
OXSQ's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. OXSQ is cheaper than 66.38% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.33 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
OXSQ's earnings are expected to decrease with -24.55% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-24.55%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 18.42%, OXSQ is a good candidate for dividend investing.
OXSQ's Dividend Yield is rather good when compared to the industry average which is at 8.22. OXSQ pays more dividend than 96.12% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.39, OXSQ pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 18.42% |
5.2 History
The dividend of OXSQ decreases each year by -12.87%.
OXSQ has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)-12.87%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
OXSQ has negative earnings and hence a negative payout ratio. The dividend may be in danger.
The Dividend Rate of OXSQ has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP-5668.17%
EPS Next 2Y-24.55%
EPS Next 3YN/A
2.29
+0.01 (+0.44%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners7.2%
Inst Owner Change4.74%
Ins Owners9.62%
Ins Owner Change0%
Market Cap163.44M
Analysts43.33
Price TargetN/A
Short Float %2.73%
Short Ratio3.46
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 18.42% |
Yearly Dividend0.4
Dividend Growth(5Y)-12.87%
DP-5668.17%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-19.79%
Min EPS beat(2)-19.79%
Max EPS beat(2)-19.79%
EPS beat(4)0
Avg EPS beat(4)-14.96%
Min EPS beat(4)-19.79%
Max EPS beat(4)-1.96%
EPS beat(8)1
Avg EPS beat(8)-22.3%
EPS beat(12)3
Avg EPS beat(12)-14.06%
EPS beat(16)3
Avg EPS beat(16)-14.5%
Revenue beat(2)0
Avg Revenue beat(2)-13.12%
Min Revenue beat(2)-13.62%
Max Revenue beat(2)-12.62%
Revenue beat(4)0
Avg Revenue beat(4)-11.71%
Min Revenue beat(4)-14.08%
Max Revenue beat(4)-6.5%
Revenue beat(8)1
Avg Revenue beat(8)-12.48%
Revenue beat(12)2
Avg Revenue beat(12)-8.8%
Revenue beat(16)2
Avg Revenue beat(16)-9.1%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)28%
EPS NY rev (3m)28%
Revenue NQ rev (1m)-12.28%
Revenue NQ rev (3m)-12.28%
Revenue NY rev (1m)-11.65%
Revenue NY rev (3m)-11.65%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.59 | ||
| Fwd PE | 9.35 | ||
| P/S | 3.88 | ||
| P/FCF | 14.33 | ||
| P/OCF | 14.33 | ||
| P/B | 1.1 | ||
| P/tB | 1.1 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.41
EY17.9%
EPS(NY)0.24
Fwd EY10.69%
FCF(TTM)0.16
FCFY6.98%
OCF(TTM)0.16
OCFY6.98%
SpS0.59
BVpS2.09
TBVpS2.09
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.17% | ||
| ROE | -0.32% | ||
| ROCE | 9.22% | ||
| ROIC | 7.28% | ||
| ROICexc | 8.39% | ||
| ROICexgc | 8.48% | ||
| OM | 61.68% | ||
| PM (TTM) | N/A | ||
| GM | 71% | ||
| FCFM | 27.04% |
ROA(3y)-5.98%
ROA(5y)-1.66%
ROE(3y)-15.55%
ROE(5y)-5.94%
ROIC(3y)6.65%
ROIC(5y)5.46%
ROICexc(3y)7.07%
ROICexc(5y)5.9%
ROICexgc(3y)7.1%
ROICexgc(5y)5.92%
ROCE(3y)8.42%
ROCE(5y)6.91%
ROICexcg growth 3Y38.45%
ROICexcg growth 5Y-0.6%
ROICexc growth 3Y38.3%
ROICexc growth 5Y-0.67%
OM growth 3Y12.7%
OM growth 5Y0.18%
PM growth 3Y-49.42%
PM growth 5YN/A
GM growth 3Y9.25%
GM growth 5Y1.08%
F-Score5
Asset Turnover0.15
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | 10.85 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 3.6 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 11.88 | ||
| Quick Ratio | 11.88 | ||
| Altman-Z | -0.37 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)36.67%
EPS 3Y9.22%
EPS 5Y-12.11%
EPS Q2Q%-18.18%
EPS Next Y-24.09%
EPS Next 2Y-24.55%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-14.92%
Revenue growth 3Y4.69%
Revenue growth 5Y-7.4%
Sales Q2Q%64.25%
Revenue Next Year-15.01%
Revenue Next 2Y-7.93%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-5.13%
EBIT growth 3Y17.98%
EBIT growth 5Y-7.24%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-28.73%
FCF growth 3YN/A
FCF growth 5Y-11.67%
OCF growth 1Y-28.73%
OCF growth 3YN/A
OCF growth 5Y-11.67%