19.56 USD
-0.09 (-0.46%)
NTRSO gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 237 industry peers in the Capital Markets industry. NTRSO may be in some trouble as it scores bad on both profitability and health. NTRSO scores decently on growth, while it is valued quite cheap. This could make an interesting combination.
1. Profitability
1.1 Basic Checks
In the past year NTRSO was profitable.
In the past year NTRSO had a positive cash flow from operations.
Each year in the past 5 years NTRSO has been profitable.
Of the past 5 years NTRSO 4 years had a positive operating cash flow.
1.2 Ratios
NTRSO's Return On Assets of 0.98% is on the low side compared to the rest of the industry. NTRSO is outperformed by 65.82% of its industry peers.
NTRSO's Return On Equity of 12.88% is fine compared to the rest of the industry. NTRSO outperforms 71.31% of its industry peers.
NTRSO has a worse Return On Invested Capital (1.03%) than 67.09% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for NTRSO is significantly below the industry average of 6.96%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.98% | ||
| ROE | 12.88% | ||
| ROIC | 1.03% |
ROA(3y)0.93%
ROA(5y)0.86%
ROE(3y)11.89%
ROE(5y)11.57%
ROIC(3y)1.06%
ROIC(5y)0.96%
1.3 Margins
With a Profit Margin value of 12.22%, NTRSO perfoms like the industry average, outperforming 43.88% of the companies in the same industry.
NTRSO's Profit Margin has declined in the last couple of years.
The Operating Margin of NTRSO (16.83%) is comparable to the rest of the industry.
In the last couple of years the Operating Margin of NTRSO has declined.
NTRSO has a Gross Margin of 57.99%. This is in the better half of the industry: NTRSO outperforms 69.62% of its industry peers.
NTRSO's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.83% | ||
| PM (TTM) | 12.22% | ||
| GM | 57.99% |
OM growth 3Y-16.14%
OM growth 5Y-8.62%
PM growth 3Y-17.54%
PM growth 5Y-9.62%
GM growth 3Y-18.4%
GM growth 5Y-9.82%
2. Health
2.1 Basic Checks
NTRSO has less shares outstanding than it did 1 year ago.
NTRSO has less shares outstanding than it did 5 years ago.
The debt/assets ratio for NTRSO is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of -0.71, we must say that NTRSO is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of NTRSO (-0.71) is worse than 81.01% of its industry peers.
The Debt to FCF ratio of NTRSO is 88.33, which is on the high side as it means it would take NTRSO, 88.33 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 88.33, NTRSO perfoms like the industry average, outperforming 44.30% of the companies in the same industry.
A Debt/Equity ratio of 11.69 is on the high side and indicates that NTRSO has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 11.69, NTRSO is doing worse than 90.30% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 11.69 | ||
| Debt/FCF | 88.33 | ||
| Altman-Z | -0.71 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
NTRSO has a Current Ratio of 0.04. This is a bad value and indicates that NTRSO is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.04, NTRSO is doing worse than 95.36% of the companies in the same industry.
A Quick Ratio of 0.04 indicates that NTRSO may have some problems paying its short term obligations.
NTRSO's Quick ratio of 0.04 is on the low side compared to the rest of the industry. NTRSO is outperformed by 95.36% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.04 | ||
| Quick Ratio | 0.04 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 24.35% over the past year.
NTRSO shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.76% yearly.
The Revenue has decreased by -6.98% in the past year.
NTRSO shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 18.02% yearly.
EPS 1Y (TTM)24.35%
EPS 3Y2.26%
EPS 5Y2.76%
EPS Q2Q%16.24%
Revenue 1Y (TTM)-6.98%
Revenue growth 3Y33.14%
Revenue growth 5Y18.02%
Sales Q2Q%6.47%
3.2 Future
Based on estimates for the next years, NTRSO will show a small growth in Earnings Per Share. The EPS will grow by 7.66% on average per year.
The Revenue is expected to grow by 3.48% on average over the next years.
EPS Next Y14.66%
EPS Next 2Y11.21%
EPS Next 3Y10.43%
EPS Next 5Y7.66%
Revenue Next Year4.86%
Revenue Next 2Y4.44%
Revenue Next 3Y4.37%
Revenue Next 5Y3.48%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 2.28, the valuation of NTRSO can be described as very cheap.
Based on the Price/Earnings ratio, NTRSO is valued cheaper than 97.47% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.31. NTRSO is valued rather cheaply when compared to this.
Based on the Price/Forward Earnings ratio of 2.05, the valuation of NTRSO can be described as very cheap.
Based on the Price/Forward Earnings ratio, NTRSO is valued cheaply inside the industry as 97.89% of the companies are valued more expensively.
Compared to an average S&P500 Price/Forward Earnings ratio of 36.59, NTRSO is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.28 | ||
| Fwd PE | 2.05 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, NTRSO is valued cheaper than 98.31% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of NTRSO indicates a rather cheap valuation: NTRSO is cheaper than 91.14% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.16 | ||
| EV/EBITDA | 2.29 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.16
PEG (5Y)0.83
EPS Next 2Y11.21%
EPS Next 3Y10.43%
5. Dividend
5.1 Amount
NTRSO has a Yearly Dividend Yield of 2.55%.
NTRSO's Dividend Yield is comparable with the industry average which is at 8.60.
NTRSO's Dividend Yield is comparable with the S&P500 average which is at 2.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.55% |
5.2 History
The dividend of NTRSO has a limited annual growth rate of 3.64%.
NTRSO has been paying a dividend for over 5 years, so it has already some track record.
NTRSO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)3.64%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
NTRSO pays out 37.83% of its income as dividend. This is a sustainable payout ratio.
The dividend of NTRSO is growing, but earnings are growing more, so the dividend growth is sustainable.
DP37.83%
EPS Next 2Y11.21%
EPS Next 3Y10.43%
NORTHERN TRUST CORP - NTRS 4.7 PERP
NASDAQ:NTRSO (11/28/2025, 7:51:23 PM)
19.56
-0.09 (-0.46%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners88.38%
Inst Owner ChangeN/A
Ins Owners0.84%
Ins Owner ChangeN/A
Market Cap3.70B
Revenue(TTM)13.66B
Net Income(TTM)1.67B
Analysts56.36
Price Target21.14 (8.08%)
Short Float %0.01%
Short Ratio0.63
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.55% |
Yearly Dividend3.21
Dividend Growth(5Y)3.64%
DP37.83%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.93%
Min EPS beat(2)-0.03%
Max EPS beat(2)1.89%
EPS beat(4)3
Avg EPS beat(4)3.11%
Min EPS beat(4)-0.03%
Max EPS beat(4)9.83%
EPS beat(8)6
Avg EPS beat(8)5.97%
EPS beat(12)6
Avg EPS beat(12)-1.98%
EPS beat(16)8
Avg EPS beat(16)-1.49%
Revenue beat(2)1
Avg Revenue beat(2)-0.21%
Min Revenue beat(2)-1.79%
Max Revenue beat(2)1.37%
Revenue beat(4)1
Avg Revenue beat(4)-0.77%
Min Revenue beat(4)-2.11%
Max Revenue beat(4)1.37%
Revenue beat(8)2
Avg Revenue beat(8)-2.93%
Revenue beat(12)3
Avg Revenue beat(12)-1.49%
Revenue beat(16)5
Avg Revenue beat(16)-0.75%
PT rev (1m)8.27%
PT rev (3m)7.78%
EPS NQ rev (1m)1.47%
EPS NQ rev (3m)4.18%
EPS NY rev (1m)0.94%
EPS NY rev (3m)6.76%
Revenue NQ rev (1m)0.58%
Revenue NQ rev (3m)1.31%
Revenue NY rev (1m)0.23%
Revenue NY rev (3m)1.02%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.28 | ||
| Fwd PE | 2.05 | ||
| P/S | 0.27 | ||
| P/FCF | 2.16 | ||
| P/OCF | 1.47 | ||
| P/B | 0.29 | ||
| P/tB | 0.38 | ||
| EV/EBITDA | 2.29 |
EPS(TTM)8.58
EY43.87%
EPS(NY)9.52
Fwd EY48.69%
FCF(TTM)9.07
FCFY46.35%
OCF(TTM)13.27
OCFY67.86%
SpS72.24
BVpS68.51
TBVpS51.99
PEG (NY)0.16
PEG (5Y)0.83
Graham Number115
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.98% | ||
| ROE | 12.88% | ||
| ROCE | 8.93% | ||
| ROIC | 1.03% | ||
| ROICexc | 1.05% | ||
| ROICexgc | 1.13% | ||
| OM | 16.83% | ||
| PM (TTM) | 12.22% | ||
| GM | 57.99% | ||
| FCFM | 12.55% |
ROA(3y)0.93%
ROA(5y)0.86%
ROE(3y)11.89%
ROE(5y)11.57%
ROIC(3y)1.06%
ROIC(5y)0.96%
ROICexc(3y)1.09%
ROICexc(5y)0.98%
ROICexgc(3y)1.2%
ROICexgc(5y)1.07%
ROCE(3y)10.14%
ROCE(5y)9.75%
ROICexgc growth 3Y19.04%
ROICexgc growth 5Y4.26%
ROICexc growth 3Y17.62%
ROICexc growth 5Y3.85%
OM growth 3Y-16.14%
OM growth 5Y-8.62%
PM growth 3Y-17.54%
PM growth 5Y-9.62%
GM growth 3Y-18.4%
GM growth 5Y-9.82%
F-Score6
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 11.69 | ||
| Debt/FCF | 88.33 | ||
| Debt/EBITDA | 49.41 | ||
| Cap/Depr | 104.01% | ||
| Cap/Sales | 5.83% | ||
| Interest Coverage | 0.36 | ||
| Cash Conversion | 81.9% | ||
| Profit Quality | 102.71% | ||
| Current Ratio | 0.04 | ||
| Quick Ratio | 0.04 | ||
| Altman-Z | -0.71 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)113.73%
Cap/Depr(5y)110.62%
Cap/Sales(3y)6.87%
Cap/Sales(5y)7.55%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)24.35%
EPS 3Y2.26%
EPS 5Y2.76%
EPS Q2Q%16.24%
EPS Next Y14.66%
EPS Next 2Y11.21%
EPS Next 3Y10.43%
EPS Next 5Y7.66%
Revenue 1Y (TTM)-6.98%
Revenue growth 3Y33.14%
Revenue growth 5Y18.02%
Sales Q2Q%6.47%
Revenue Next Year4.86%
Revenue Next 2Y4.44%
Revenue Next 3Y4.37%
Revenue Next 5Y3.48%
EBIT growth 1Y-7%
EBIT growth 3Y11.65%
EBIT growth 5Y7.85%
EBIT Next Year-6.97%
EBIT Next 3Y0.82%
EBIT Next 5YN/A
FCF growth 1Y-47.75%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-36.84%
OCF growth 3YN/A
OCF growth 5YN/A
NORTHERN TRUST CORP - NTRS 4.7 PERP / NTRSO FAQ
What is the ChartMill fundamental rating of NORTHERN TRUST CORP - NTRS 4.7 PERP (NTRSO) stock?
ChartMill assigns a fundamental rating of 4 / 10 to NTRSO.
Can you provide the valuation status for NORTHERN TRUST CORP - NTRS 4.7 PERP?
ChartMill assigns a valuation rating of 8 / 10 to NORTHERN TRUST CORP - NTRS 4.7 PERP (NTRSO). This can be considered as Undervalued.
What is the profitability of NTRSO stock?
NORTHERN TRUST CORP - NTRS 4.7 PERP (NTRSO) has a profitability rating of 3 / 10.
How financially healthy is NORTHERN TRUST CORP - NTRS 4.7 PERP?
The financial health rating of NORTHERN TRUST CORP - NTRS 4.7 PERP (NTRSO) is 1 / 10.
Can you provide the dividend sustainability for NTRSO stock?
The dividend rating of NORTHERN TRUST CORP - NTRS 4.7 PERP (NTRSO) is 5 / 10 and the dividend payout ratio is 37.83%.