NORTHERN TRUST CORP - NTRS 4.7 PERP (NTRSO) Stock Fundamental Analysis
USA - NASDAQ:NTRSO - US6658598569
20.57 USD
-0.06 (-0.29%)
We assign a fundamental rating of 4 out of 10 to NTRSO. NTRSO was compared to 237 industry peers in the Capital Markets industry. NTRSO has a bad profitability rating. Also its financial health evaluation is rather negative. A decent growth rate in combination with a cheap valuation! Better keep an eye on NTRSO.
1. Profitability
1.1 Basic Checks
NTRSO had positive earnings in the past year.
In the past year NTRSO had a positive cash flow from operations.
NTRSO had positive earnings in each of the past 5 years.
Of the past 5 years NTRSO 4 years had a positive operating cash flow.
1.2 Ratios
The Return On Assets of NTRSO (0.98%) is worse than 65.40% of its industry peers.
Looking at the Return On Equity, with a value of 13.03%, NTRSO is in the better half of the industry, outperforming 70.46% of the companies in the same industry.
NTRSO has a worse Return On Invested Capital (1.01%) than 70.46% of its industry peers.
The Average Return On Invested Capital over the past 3 years for NTRSO is significantly below the industry average of 7.61%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.98% | ||
| ROE | 13.03% | ||
| ROIC | 1.01% |
ROA(3y)0.93%
ROA(5y)0.86%
ROE(3y)11.89%
ROE(5y)11.57%
ROIC(3y)1.06%
ROIC(5y)0.96%
1.3 Margins
NTRSO's Profit Margin of 11.98% is in line compared to the rest of the industry. NTRSO outperforms 43.46% of its industry peers.
In the last couple of years the Profit Margin of NTRSO has declined.
NTRSO has a Operating Margin of 16.30%. This is in the lower half of the industry: NTRSO underperforms 63.29% of its industry peers.
In the last couple of years the Operating Margin of NTRSO has declined.
NTRSO's Gross Margin of 56.19% is fine compared to the rest of the industry. NTRSO outperforms 66.67% of its industry peers.
NTRSO's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.3% | ||
| PM (TTM) | 11.98% | ||
| GM | 56.19% |
OM growth 3Y-16.14%
OM growth 5Y-8.62%
PM growth 3Y-17.54%
PM growth 5Y-9.62%
GM growth 3Y-18.4%
GM growth 5Y-9.82%
2. Health
2.1 Basic Checks
The number of shares outstanding for NTRSO has been reduced compared to 1 year ago.
The number of shares outstanding for NTRSO has been reduced compared to 5 years ago.
NTRSO has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of -0.71, we must say that NTRSO is in the distress zone and has some risk of bankruptcy.
NTRSO's Altman-Z score of -0.71 is on the low side compared to the rest of the industry. NTRSO is outperformed by 79.75% of its industry peers.
NTRSO has a debt to FCF ratio of 87.39. This is a negative value and a sign of low solvency as NTRSO would need 87.39 years to pay back of all of its debts.
NTRSO's Debt to FCF ratio of 87.39 is in line compared to the rest of the industry. NTRSO outperforms 43.04% of its industry peers.
NTRSO has a Debt/Equity ratio of 11.95. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of NTRSO (11.95) is worse than 90.30% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 11.95 | ||
| Debt/FCF | 87.39 | ||
| Altman-Z | -0.71 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
NTRSO has a Current Ratio of 0.04. This is a bad value and indicates that NTRSO is not financially healthy enough and could expect problems in meeting its short term obligations.
NTRSO has a worse Current ratio (0.04) than 94.94% of its industry peers.
NTRSO has a Quick Ratio of 0.04. This is a bad value and indicates that NTRSO is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.04, NTRSO is not doing good in the industry: 94.94% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.04 | ||
| Quick Ratio | 0.04 |
3. Growth
3.1 Past
NTRSO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 28.66%, which is quite impressive.
Measured over the past 5 years, NTRSO shows a small growth in Earnings Per Share. The EPS has been growing by 2.76% on average per year.
Looking at the last year, NTRSO shows a small growth in Revenue. The Revenue has grown by 0.57% in the last year.
NTRSO shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 18.02% yearly.
EPS 1Y (TTM)28.66%
EPS 3Y2.26%
EPS 5Y2.76%
EPS Q2Q%19.66%
Revenue 1Y (TTM)0.57%
Revenue growth 3Y33.14%
Revenue growth 5Y18.02%
Sales Q2Q%7.8%
3.2 Future
NTRSO is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.66% yearly.
The Revenue is expected to grow by 3.48% on average over the next years.
EPS Next Y12.47%
EPS Next 2Y9.98%
EPS Next 3Y9.36%
EPS Next 5Y7.66%
Revenue Next Year4.34%
Revenue Next 2Y3.99%
Revenue Next 3Y4.18%
Revenue Next 5Y3.48%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
NTRSO is valuated cheaply with a Price/Earnings ratio of 2.49.
NTRSO's Price/Earnings ratio is rather cheap when compared to the industry. NTRSO is cheaper than 97.05% of the companies in the same industry.
NTRSO's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.38.
Based on the Price/Forward Earnings ratio of 2.21, the valuation of NTRSO can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of NTRSO indicates a rather cheap valuation: NTRSO is cheaper than 97.47% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of NTRSO to the average of the S&P500 Index (22.86), we can say NTRSO is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.49 | ||
| Fwd PE | 2.21 |
4.2 Price Multiples
NTRSO's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. NTRSO is cheaper than 97.89% of the companies in the same industry.
90.72% of the companies in the same industry are more expensive than NTRSO, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.24 | ||
| EV/EBITDA | 2.08 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.2
PEG (5Y)0.9
EPS Next 2Y9.98%
EPS Next 3Y9.36%
5. Dividend
5.1 Amount
NTRSO has a Yearly Dividend Yield of 2.47%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 7.96, NTRSO has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.38, NTRSO has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.47% |
5.2 History
The dividend of NTRSO has a limited annual growth rate of 3.64%.
NTRSO has been paying a dividend for over 5 years, so it has already some track record.
NTRSO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)3.64%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
NTRSO pays out 37.49% of its income as dividend. This is a sustainable payout ratio.
NTRSO's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP37.49%
EPS Next 2Y9.98%
EPS Next 3Y9.36%
NORTHERN TRUST CORP - NTRS 4.7 PERP
NASDAQ:NTRSO (9/19/2025, 4:30:01 PM)
20.57
-0.06 (-0.29%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners87.01%
Inst Owner ChangeN/A
Ins Owners0.81%
Ins Owner ChangeN/A
Market Cap3.93B
Analysts55
Price Target20.53 (-0.19%)
Short Float %0.01%
Short Ratio0.69
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.47% |
Yearly Dividend3.21
Dividend Growth(5Y)3.64%
DP37.49%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)1.33%
Min EPS beat(2)0.77%
Max EPS beat(2)1.89%
EPS beat(4)4
Avg EPS beat(4)5.82%
Min EPS beat(4)0.77%
Max EPS beat(4)10.78%
EPS beat(8)6
Avg EPS beat(8)5.68%
EPS beat(12)6
Avg EPS beat(12)-2.3%
EPS beat(16)9
Avg EPS beat(16)-1.13%
Revenue beat(2)1
Avg Revenue beat(2)-0.37%
Min Revenue beat(2)-2.11%
Max Revenue beat(2)1.37%
Revenue beat(4)1
Avg Revenue beat(4)-0.93%
Min Revenue beat(4)-2.43%
Max Revenue beat(4)1.37%
Revenue beat(8)2
Avg Revenue beat(8)-3.01%
Revenue beat(12)4
Avg Revenue beat(12)-0.59%
Revenue beat(16)5
Avg Revenue beat(16)-0.72%
PT rev (1m)4.63%
PT rev (3m)5.56%
EPS NQ rev (1m)0.66%
EPS NQ rev (3m)3.99%
EPS NY rev (1m)4.73%
EPS NY rev (3m)7.21%
Revenue NQ rev (1m)0.1%
Revenue NQ rev (3m)1.23%
Revenue NY rev (1m)0.52%
Revenue NY rev (3m)2.16%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.49 | ||
| Fwd PE | 2.21 | ||
| P/S | 0.28 | ||
| P/FCF | 2.24 | ||
| P/OCF | 1.52 | ||
| P/B | 0.31 | ||
| P/tB | 0.4 | ||
| EV/EBITDA | 2.08 |
EPS(TTM)8.26
EY40.16%
EPS(NY)9.31
Fwd EY45.28%
FCF(TTM)9.2
FCFY44.72%
OCF(TTM)13.57
OCFY65.99%
SpS73.21
BVpS67.28
TBVpS50.93
PEG (NY)0.2
PEG (5Y)0.9
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.98% | ||
| ROE | 13.03% | ||
| ROCE | 9.1% | ||
| ROIC | 1.01% | ||
| ROICexc | 1.04% | ||
| ROICexgc | 1.11% | ||
| OM | 16.3% | ||
| PM (TTM) | 11.98% | ||
| GM | 56.19% | ||
| FCFM | 12.57% |
ROA(3y)0.93%
ROA(5y)0.86%
ROE(3y)11.89%
ROE(5y)11.57%
ROIC(3y)1.06%
ROIC(5y)0.96%
ROICexc(3y)1.09%
ROICexc(5y)0.98%
ROICexgc(3y)1.2%
ROICexgc(5y)1.07%
ROCE(3y)10.14%
ROCE(5y)9.75%
ROICexcg growth 3Y19.04%
ROICexcg growth 5Y4.26%
ROICexc growth 3Y17.62%
ROICexc growth 5Y3.85%
OM growth 3Y-16.14%
OM growth 5Y-8.62%
PM growth 3Y-17.54%
PM growth 5Y-9.62%
GM growth 3Y-18.4%
GM growth 5Y-9.82%
F-Score7
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 11.95 | ||
| Debt/FCF | 87.39 | ||
| Debt/EBITDA | 50.67 | ||
| Cap/Depr | 111.16% | ||
| Cap/Sales | 5.97% | ||
| Interest Coverage | 0.33 | ||
| Cash Conversion | 85.55% | ||
| Profit Quality | 104.9% | ||
| Current Ratio | 0.04 | ||
| Quick Ratio | 0.04 | ||
| Altman-Z | -0.71 |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)113.73%
Cap/Depr(5y)110.62%
Cap/Sales(3y)6.87%
Cap/Sales(5y)7.55%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)28.66%
EPS 3Y2.26%
EPS 5Y2.76%
EPS Q2Q%19.66%
EPS Next Y12.47%
EPS Next 2Y9.98%
EPS Next 3Y9.36%
EPS Next 5Y7.66%
Revenue 1Y (TTM)0.57%
Revenue growth 3Y33.14%
Revenue growth 5Y18.02%
Sales Q2Q%7.8%
Revenue Next Year4.34%
Revenue Next 2Y3.99%
Revenue Next 3Y4.18%
Revenue Next 5Y3.48%
EBIT growth 1Y-1.07%
EBIT growth 3Y11.65%
EBIT growth 5Y7.85%
EBIT Next Year-6.97%
EBIT Next 3Y0.82%
EBIT Next 5YN/A
FCF growth 1Y-23.02%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-13.25%
OCF growth 3YN/A
OCF growth 5YN/A