19.62 USD
+0.04 (+0.2%)
We assign a fundamental rating of 4 out of 10 to NTRSO. NTRSO was compared to 235 industry peers in the Capital Markets industry. NTRSO may be in some trouble as it scores bad on both profitability and health. NTRSO may be a bit undervalued, certainly considering the very reasonable score on growth
1. Profitability
1.1 Basic Checks
NTRSO had positive earnings in the past year.
NTRSO had a positive operating cash flow in the past year.
Each year in the past 5 years NTRSO has been profitable.
NTRSO had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
NTRSO has a worse Return On Assets (0.98%) than 65.11% of its industry peers.
With a decent Return On Equity value of 12.88%, NTRSO is doing good in the industry, outperforming 72.34% of the companies in the same industry.
The Return On Invested Capital of NTRSO (1.03%) is worse than 65.96% of its industry peers.
NTRSO had an Average Return On Invested Capital over the past 3 years of 1.06%. This is significantly below the industry average of 7.17%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.98% | ||
| ROE | 12.88% | ||
| ROIC | 1.03% |
ROA(3y)0.93%
ROA(5y)0.86%
ROE(3y)11.89%
ROE(5y)11.57%
ROIC(3y)1.06%
ROIC(5y)0.96%
1.3 Margins
With a Profit Margin value of 12.22%, NTRSO perfoms like the industry average, outperforming 44.26% of the companies in the same industry.
NTRSO's Profit Margin has declined in the last couple of years.
NTRSO has a Operating Margin (16.83%) which is in line with its industry peers.
In the last couple of years the Operating Margin of NTRSO has declined.
Looking at the Gross Margin, with a value of 57.99%, NTRSO is in the better half of the industry, outperforming 69.79% of the companies in the same industry.
In the last couple of years the Gross Margin of NTRSO has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.83% | ||
| PM (TTM) | 12.22% | ||
| GM | 57.99% |
OM growth 3Y-16.14%
OM growth 5Y-8.62%
PM growth 3Y-17.54%
PM growth 5Y-9.62%
GM growth 3Y-18.4%
GM growth 5Y-9.82%
2. Health
2.1 Basic Checks
Compared to 1 year ago, NTRSO has less shares outstanding
Compared to 5 years ago, NTRSO has less shares outstanding
Compared to 1 year ago, NTRSO has a worse debt to assets ratio.
2.2 Solvency
NTRSO has an Altman-Z score of -0.71. This is a bad value and indicates that NTRSO is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -0.71, NTRSO is doing worse than 80.85% of the companies in the same industry.
The Debt to FCF ratio of NTRSO is 88.33, which is on the high side as it means it would take NTRSO, 88.33 years of fcf income to pay off all of its debts.
NTRSO has a Debt to FCF ratio (88.33) which is comparable to the rest of the industry.
NTRSO has a Debt/Equity ratio of 11.69. This is a high value indicating a heavy dependency on external financing.
NTRSO has a worse Debt to Equity ratio (11.69) than 88.51% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 11.69 | ||
| Debt/FCF | 88.33 | ||
| Altman-Z | -0.71 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.04 indicates that NTRSO may have some problems paying its short term obligations.
NTRSO has a Current ratio of 0.04. This is amonst the worse of the industry: NTRSO underperforms 93.19% of its industry peers.
NTRSO has a Quick Ratio of 0.04. This is a bad value and indicates that NTRSO is not financially healthy enough and could expect problems in meeting its short term obligations.
NTRSO has a Quick ratio of 0.04. This is amonst the worse of the industry: NTRSO underperforms 93.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.04 | ||
| Quick Ratio | 0.04 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 24.35% over the past year.
The Earnings Per Share has been growing slightly by 2.76% on average over the past years.
NTRSO shows a decrease in Revenue. In the last year, the revenue decreased by -6.98%.
The Revenue has been growing by 18.02% on average over the past years. This is quite good.
EPS 1Y (TTM)24.35%
EPS 3Y2.26%
EPS 5Y2.76%
EPS Q2Q%16.24%
Revenue 1Y (TTM)-6.98%
Revenue growth 3Y33.14%
Revenue growth 5Y18.02%
Sales Q2Q%6.47%
3.2 Future
The Earnings Per Share is expected to grow by 7.66% on average over the next years.
The Revenue is expected to grow by 3.48% on average over the next years.
EPS Next Y14.65%
EPS Next 2Y11.37%
EPS Next 3Y10.52%
EPS Next 5Y7.66%
Revenue Next Year4.85%
Revenue Next 2Y4.55%
Revenue Next 3Y4.47%
Revenue Next 5Y3.48%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
NTRSO is valuated cheaply with a Price/Earnings ratio of 2.29.
Compared to the rest of the industry, the Price/Earnings ratio of NTRSO indicates a rather cheap valuation: NTRSO is cheaper than 97.02% of the companies listed in the same industry.
NTRSO is valuated cheaply when we compare the Price/Earnings ratio to 27.19, which is the current average of the S&P500 Index.
NTRSO is valuated cheaply with a Price/Forward Earnings ratio of 2.05.
Based on the Price/Forward Earnings ratio, NTRSO is valued cheaply inside the industry as 97.87% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of NTRSO to the average of the S&P500 Index (23.92), we can say NTRSO is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.29 | ||
| Fwd PE | 2.05 |
4.2 Price Multiples
98.30% of the companies in the same industry are more expensive than NTRSO, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of NTRSO indicates a rather cheap valuation: NTRSO is cheaper than 93.62% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.16 | ||
| EV/EBITDA | 2.28 |
4.3 Compensation for Growth
NTRSO's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.16
PEG (5Y)0.83
EPS Next 2Y11.37%
EPS Next 3Y10.52%
5. Dividend
5.1 Amount
NTRSO has a Yearly Dividend Yield of 2.22%. Purely for dividend investing, there may be better candidates out there.
NTRSO's Dividend Yield is comparable with the industry average which is at 6.19.
NTRSO's Dividend Yield is comparable with the S&P500 average which is at 1.92.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.22% |
5.2 History
The dividend of NTRSO has a limited annual growth rate of 3.64%.
NTRSO has been paying a dividend for over 5 years, so it has already some track record.
NTRSO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)3.64%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
37.83% of the earnings are spent on dividend by NTRSO. This is a low number and sustainable payout ratio.
NTRSO's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP37.83%
EPS Next 2Y11.37%
EPS Next 3Y10.52%
NORTHERN TRUST CORP - NTRS 4.7 PERP
NASDAQ:NTRSO (1/9/2026, 8:11:30 PM)
19.62
+0.04 (+0.2%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners87.54%
Inst Owner ChangeN/A
Ins Owners0.84%
Ins Owner ChangeN/A
Market Cap3.71B
Revenue(TTM)13.66B
Net Income(TTM)1.67B
Analysts56.36
Price Target19.04 (-2.96%)
Short Float %0%
Short Ratio0.16
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.22% |
Yearly Dividend3.21
Dividend Growth(5Y)3.64%
DP37.83%
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.93%
Min EPS beat(2)-0.03%
Max EPS beat(2)1.89%
EPS beat(4)3
Avg EPS beat(4)3.11%
Min EPS beat(4)-0.03%
Max EPS beat(4)9.83%
EPS beat(8)6
Avg EPS beat(8)5.97%
EPS beat(12)6
Avg EPS beat(12)-1.98%
EPS beat(16)8
Avg EPS beat(16)-1.49%
Revenue beat(2)1
Avg Revenue beat(2)-0.21%
Min Revenue beat(2)-1.79%
Max Revenue beat(2)1.37%
Revenue beat(4)1
Avg Revenue beat(4)-0.77%
Min Revenue beat(4)-2.11%
Max Revenue beat(4)1.37%
Revenue beat(8)2
Avg Revenue beat(8)-2.93%
Revenue beat(12)3
Avg Revenue beat(12)-1.49%
Revenue beat(16)5
Avg Revenue beat(16)-0.75%
PT rev (1m)-5.22%
PT rev (3m)-2.51%
EPS NQ rev (1m)0.03%
EPS NQ rev (3m)2.96%
EPS NY rev (1m)0.01%
EPS NY rev (3m)1.8%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.26%
Revenue NY rev (1m)0.01%
Revenue NY rev (3m)0.42%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.29 | ||
| Fwd PE | 2.05 | ||
| P/S | 0.27 | ||
| P/FCF | 2.16 | ||
| P/OCF | 1.48 | ||
| P/B | 0.29 | ||
| P/tB | 0.38 | ||
| EV/EBITDA | 2.28 |
EPS(TTM)8.58
EY43.73%
EPS(NY)9.55
Fwd EY48.68%
FCF(TTM)9.07
FCFY46.21%
OCF(TTM)13.27
OCFY67.65%
SpS72.24
BVpS68.51
TBVpS51.99
PEG (NY)0.16
PEG (5Y)0.83
Graham Number115
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.98% | ||
| ROE | 12.88% | ||
| ROCE | 8.93% | ||
| ROIC | 1.03% | ||
| ROICexc | 1.05% | ||
| ROICexgc | 1.13% | ||
| OM | 16.83% | ||
| PM (TTM) | 12.22% | ||
| GM | 57.99% | ||
| FCFM | 12.55% |
ROA(3y)0.93%
ROA(5y)0.86%
ROE(3y)11.89%
ROE(5y)11.57%
ROIC(3y)1.06%
ROIC(5y)0.96%
ROICexc(3y)1.09%
ROICexc(5y)0.98%
ROICexgc(3y)1.2%
ROICexgc(5y)1.07%
ROCE(3y)10.14%
ROCE(5y)9.75%
ROICexgc growth 3Y19.04%
ROICexgc growth 5Y4.26%
ROICexc growth 3Y17.62%
ROICexc growth 5Y3.85%
OM growth 3Y-16.14%
OM growth 5Y-8.62%
PM growth 3Y-17.54%
PM growth 5Y-9.62%
GM growth 3Y-18.4%
GM growth 5Y-9.82%
F-Score6
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 11.69 | ||
| Debt/FCF | 88.33 | ||
| Debt/EBITDA | 49.41 | ||
| Cap/Depr | 104.01% | ||
| Cap/Sales | 5.83% | ||
| Interest Coverage | 0.36 | ||
| Cash Conversion | 81.9% | ||
| Profit Quality | 102.71% | ||
| Current Ratio | 0.04 | ||
| Quick Ratio | 0.04 | ||
| Altman-Z | -0.71 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)113.73%
Cap/Depr(5y)110.62%
Cap/Sales(3y)6.87%
Cap/Sales(5y)7.55%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)24.35%
EPS 3Y2.26%
EPS 5Y2.76%
EPS Q2Q%16.24%
EPS Next Y14.65%
EPS Next 2Y11.37%
EPS Next 3Y10.52%
EPS Next 5Y7.66%
Revenue 1Y (TTM)-6.98%
Revenue growth 3Y33.14%
Revenue growth 5Y18.02%
Sales Q2Q%6.47%
Revenue Next Year4.85%
Revenue Next 2Y4.55%
Revenue Next 3Y4.47%
Revenue Next 5Y3.48%
EBIT growth 1Y-7%
EBIT growth 3Y11.65%
EBIT growth 5Y7.85%
EBIT Next Year-5.14%
EBIT Next 3Y-0.57%
EBIT Next 5YN/A
FCF growth 1Y-47.75%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-36.84%
OCF growth 3YN/A
OCF growth 5YN/A
NORTHERN TRUST CORP - NTRS 4.7 PERP / NTRSO FAQ
What is the ChartMill fundamental rating of NORTHERN TRUST CORP - NTRS 4.7 PERP (NTRSO) stock?
ChartMill assigns a fundamental rating of 4 / 10 to NTRSO.
What is the valuation status of NORTHERN TRUST CORP - NTRS 4.7 PERP (NTRSO) stock?
ChartMill assigns a valuation rating of 8 / 10 to NORTHERN TRUST CORP - NTRS 4.7 PERP (NTRSO). This can be considered as Undervalued.
What is the profitability of NTRSO stock?
NORTHERN TRUST CORP - NTRS 4.7 PERP (NTRSO) has a profitability rating of 3 / 10.
What are the PE and PB ratios of NORTHERN TRUST CORP - NTRS 4.7 PERP (NTRSO) stock?
The Price/Earnings (PE) ratio for NORTHERN TRUST CORP - NTRS 4.7 PERP (NTRSO) is 2.29 and the Price/Book (PB) ratio is 0.29.
How financially healthy is NORTHERN TRUST CORP - NTRS 4.7 PERP?
The financial health rating of NORTHERN TRUST CORP - NTRS 4.7 PERP (NTRSO) is 1 / 10.