19.57 USD
-0.01 (-0.05%)
NTRSO gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 235 industry peers in the Capital Markets industry. Both the profitability and financial health of NTRSO have multiple concerns. NTRSO is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
NTRSO had positive earnings in the past year.
NTRSO had a positive operating cash flow in the past year.
Each year in the past 5 years NTRSO has been profitable.
Of the past 5 years NTRSO 4 years had a positive operating cash flow.
1.2 Ratios
NTRSO's Return On Assets of 0.98% is on the low side compared to the rest of the industry. NTRSO is outperformed by 65.11% of its industry peers.
NTRSO has a Return On Equity of 12.88%. This is in the better half of the industry: NTRSO outperforms 72.34% of its industry peers.
NTRSO has a Return On Invested Capital of 1.03%. This is in the lower half of the industry: NTRSO underperforms 65.96% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for NTRSO is significantly below the industry average of 7.14%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.98% | ||
| ROE | 12.88% | ||
| ROIC | 1.03% |
ROA(3y)0.93%
ROA(5y)0.86%
ROE(3y)11.89%
ROE(5y)11.57%
ROIC(3y)1.06%
ROIC(5y)0.96%
1.3 Margins
NTRSO's Profit Margin of 12.22% is in line compared to the rest of the industry. NTRSO outperforms 44.26% of its industry peers.
NTRSO's Profit Margin has declined in the last couple of years.
The Operating Margin of NTRSO (16.83%) is comparable to the rest of the industry.
NTRSO's Operating Margin has declined in the last couple of years.
NTRSO has a better Gross Margin (57.99%) than 69.79% of its industry peers.
NTRSO's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.83% | ||
| PM (TTM) | 12.22% | ||
| GM | 57.99% |
OM growth 3Y-16.14%
OM growth 5Y-8.62%
PM growth 3Y-17.54%
PM growth 5Y-9.62%
GM growth 3Y-18.4%
GM growth 5Y-9.82%
2. Health
2.1 Basic Checks
NTRSO has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, NTRSO has less shares outstanding
The debt/assets ratio for NTRSO is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of -0.71, we must say that NTRSO is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of NTRSO (-0.71) is worse than 81.28% of its industry peers.
The Debt to FCF ratio of NTRSO is 88.33, which is on the high side as it means it would take NTRSO, 88.33 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 88.33, NTRSO is in line with its industry, outperforming 48.51% of the companies in the same industry.
NTRSO has a Debt/Equity ratio of 11.69. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 11.69, NTRSO is doing worse than 88.51% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 11.69 | ||
| Debt/FCF | 88.33 | ||
| Altman-Z | -0.71 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
NTRSO has a Current Ratio of 0.04. This is a bad value and indicates that NTRSO is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.04, NTRSO is not doing good in the industry: 93.19% of the companies in the same industry are doing better.
A Quick Ratio of 0.04 indicates that NTRSO may have some problems paying its short term obligations.
NTRSO's Quick ratio of 0.04 is on the low side compared to the rest of the industry. NTRSO is outperformed by 93.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.04 | ||
| Quick Ratio | 0.04 |
3. Growth
3.1 Past
NTRSO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 24.35%, which is quite impressive.
The Earnings Per Share has been growing slightly by 2.76% on average over the past years.
The Revenue has decreased by -6.98% in the past year.
Measured over the past years, NTRSO shows a quite strong growth in Revenue. The Revenue has been growing by 18.02% on average per year.
EPS 1Y (TTM)24.35%
EPS 3Y2.26%
EPS 5Y2.76%
EPS Q2Q%16.24%
Revenue 1Y (TTM)-6.98%
Revenue growth 3Y33.14%
Revenue growth 5Y18.02%
Sales Q2Q%6.47%
3.2 Future
NTRSO is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.66% yearly.
The Revenue is expected to grow by 3.48% on average over the next years.
EPS Next Y14.65%
EPS Next 2Y11.37%
EPS Next 3Y10.52%
EPS Next 5Y7.66%
Revenue Next Year4.85%
Revenue Next 2Y4.55%
Revenue Next 3Y4.47%
Revenue Next 5Y3.48%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 2.28 indicates a rather cheap valuation of NTRSO.
Based on the Price/Earnings ratio, NTRSO is valued cheaper than 97.02% of the companies in the same industry.
When comparing the Price/Earnings ratio of NTRSO to the average of the S&P500 Index (27.00), we can say NTRSO is valued rather cheaply.
The Price/Forward Earnings ratio is 2.05, which indicates a rather cheap valuation of NTRSO.
NTRSO's Price/Forward Earnings ratio is rather cheap when compared to the industry. NTRSO is cheaper than 97.87% of the companies in the same industry.
NTRSO is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.70, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.28 | ||
| Fwd PE | 2.05 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, NTRSO is valued cheaper than 97.87% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, NTRSO is valued cheaply inside the industry as 93.62% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.16 | ||
| EV/EBITDA | 2.28 |
4.3 Compensation for Growth
NTRSO's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.16
PEG (5Y)0.83
EPS Next 2Y11.37%
EPS Next 3Y10.52%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.34%, NTRSO has a reasonable but not impressive dividend return.
NTRSO's Dividend Yield is comparable with the industry average which is at 6.39.
NTRSO's Dividend Yield is a higher than the S&P500 average which is at 1.94.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.34% |
5.2 History
The dividend of NTRSO has a limited annual growth rate of 3.64%.
NTRSO has been paying a dividend for over 5 years, so it has already some track record.
NTRSO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)3.64%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
37.83% of the earnings are spent on dividend by NTRSO. This is a low number and sustainable payout ratio.
NTRSO's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP37.83%
EPS Next 2Y11.37%
EPS Next 3Y10.52%
NORTHERN TRUST CORP - NTRS 4.7 PERP
NASDAQ:NTRSO (1/9/2026, 3:29:16 PM)
19.57
-0.01 (-0.05%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners87.54%
Inst Owner ChangeN/A
Ins Owners0.84%
Ins Owner ChangeN/A
Market Cap3.70B
Revenue(TTM)13.66B
Net Income(TTM)1.67B
Analysts56.36
Price Target19.04 (-2.71%)
Short Float %0%
Short Ratio0.16
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.34% |
Yearly Dividend3.21
Dividend Growth(5Y)3.64%
DP37.83%
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.93%
Min EPS beat(2)-0.03%
Max EPS beat(2)1.89%
EPS beat(4)3
Avg EPS beat(4)3.11%
Min EPS beat(4)-0.03%
Max EPS beat(4)9.83%
EPS beat(8)6
Avg EPS beat(8)5.97%
EPS beat(12)6
Avg EPS beat(12)-1.98%
EPS beat(16)8
Avg EPS beat(16)-1.49%
Revenue beat(2)1
Avg Revenue beat(2)-0.21%
Min Revenue beat(2)-1.79%
Max Revenue beat(2)1.37%
Revenue beat(4)1
Avg Revenue beat(4)-0.77%
Min Revenue beat(4)-2.11%
Max Revenue beat(4)1.37%
Revenue beat(8)2
Avg Revenue beat(8)-2.93%
Revenue beat(12)3
Avg Revenue beat(12)-1.49%
Revenue beat(16)5
Avg Revenue beat(16)-0.75%
PT rev (1m)-9.96%
PT rev (3m)-7.24%
EPS NQ rev (1m)0.03%
EPS NQ rev (3m)2.88%
EPS NY rev (1m)0.01%
EPS NY rev (3m)1.8%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.31%
Revenue NY rev (1m)0.01%
Revenue NY rev (3m)0.49%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.28 | ||
| Fwd PE | 2.05 | ||
| P/S | 0.27 | ||
| P/FCF | 2.16 | ||
| P/OCF | 1.47 | ||
| P/B | 0.29 | ||
| P/tB | 0.38 | ||
| EV/EBITDA | 2.28 |
EPS(TTM)8.58
EY43.84%
EPS(NY)9.55
Fwd EY48.8%
FCF(TTM)9.07
FCFY46.32%
OCF(TTM)13.27
OCFY67.83%
SpS72.24
BVpS68.51
TBVpS51.99
PEG (NY)0.16
PEG (5Y)0.83
Graham Number115
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.98% | ||
| ROE | 12.88% | ||
| ROCE | 8.93% | ||
| ROIC | 1.03% | ||
| ROICexc | 1.05% | ||
| ROICexgc | 1.13% | ||
| OM | 16.83% | ||
| PM (TTM) | 12.22% | ||
| GM | 57.99% | ||
| FCFM | 12.55% |
ROA(3y)0.93%
ROA(5y)0.86%
ROE(3y)11.89%
ROE(5y)11.57%
ROIC(3y)1.06%
ROIC(5y)0.96%
ROICexc(3y)1.09%
ROICexc(5y)0.98%
ROICexgc(3y)1.2%
ROICexgc(5y)1.07%
ROCE(3y)10.14%
ROCE(5y)9.75%
ROICexgc growth 3Y19.04%
ROICexgc growth 5Y4.26%
ROICexc growth 3Y17.62%
ROICexc growth 5Y3.85%
OM growth 3Y-16.14%
OM growth 5Y-8.62%
PM growth 3Y-17.54%
PM growth 5Y-9.62%
GM growth 3Y-18.4%
GM growth 5Y-9.82%
F-Score6
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 11.69 | ||
| Debt/FCF | 88.33 | ||
| Debt/EBITDA | 49.41 | ||
| Cap/Depr | 104.01% | ||
| Cap/Sales | 5.83% | ||
| Interest Coverage | 0.36 | ||
| Cash Conversion | 81.9% | ||
| Profit Quality | 102.71% | ||
| Current Ratio | 0.04 | ||
| Quick Ratio | 0.04 | ||
| Altman-Z | -0.71 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)113.73%
Cap/Depr(5y)110.62%
Cap/Sales(3y)6.87%
Cap/Sales(5y)7.55%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)24.35%
EPS 3Y2.26%
EPS 5Y2.76%
EPS Q2Q%16.24%
EPS Next Y14.65%
EPS Next 2Y11.37%
EPS Next 3Y10.52%
EPS Next 5Y7.66%
Revenue 1Y (TTM)-6.98%
Revenue growth 3Y33.14%
Revenue growth 5Y18.02%
Sales Q2Q%6.47%
Revenue Next Year4.85%
Revenue Next 2Y4.55%
Revenue Next 3Y4.47%
Revenue Next 5Y3.48%
EBIT growth 1Y-7%
EBIT growth 3Y11.65%
EBIT growth 5Y7.85%
EBIT Next Year-5.14%
EBIT Next 3Y-0.57%
EBIT Next 5YN/A
FCF growth 1Y-47.75%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-36.84%
OCF growth 3YN/A
OCF growth 5YN/A
NORTHERN TRUST CORP - NTRS 4.7 PERP / NTRSO FAQ
What is the ChartMill fundamental rating of NORTHERN TRUST CORP - NTRS 4.7 PERP (NTRSO) stock?
ChartMill assigns a fundamental rating of 4 / 10 to NTRSO.
What is the valuation status of NORTHERN TRUST CORP - NTRS 4.7 PERP (NTRSO) stock?
ChartMill assigns a valuation rating of 8 / 10 to NORTHERN TRUST CORP - NTRS 4.7 PERP (NTRSO). This can be considered as Undervalued.
What is the profitability of NTRSO stock?
NORTHERN TRUST CORP - NTRS 4.7 PERP (NTRSO) has a profitability rating of 3 / 10.
What are the PE and PB ratios of NORTHERN TRUST CORP - NTRS 4.7 PERP (NTRSO) stock?
The Price/Earnings (PE) ratio for NORTHERN TRUST CORP - NTRS 4.7 PERP (NTRSO) is 2.28 and the Price/Book (PB) ratio is 0.29.
How financially healthy is NORTHERN TRUST CORP - NTRS 4.7 PERP?
The financial health rating of NORTHERN TRUST CORP - NTRS 4.7 PERP (NTRSO) is 1 / 10.