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NERDY INC (NRDY) Stock Fundamental Analysis

USA - New York Stock Exchange - NYSE:NRDY - US64081V1098 - Common Stock

1.01 USD
-0.03 (-2.88%)
Last: 1/16/2026, 8:04:00 PM
1.02 USD
+0.01 (+0.99%)
After Hours: 1/16/2026, 8:04:00 PM
Fundamental Rating

2

Overall NRDY gets a fundamental rating of 2 out of 10. We evaluated NRDY against 76 industry peers in the Diversified Consumer Services industry. While NRDY seems to be doing ok healthwise, there are quite some concerns on its profitability. NRDY is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

1

1. Profitability

1.1 Basic Checks

  • In the past year NRDY has reported negative net income.
  • NRDY had a negative operating cash flow in the past year.
  • In the past 5 years NRDY always reported negative net income.
  • NRDY had a negative operating cash flow in each of the past 5 years.
NRDY Yearly Net Income VS EBIT VS OCF VS FCFNRDY Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 -50M -100M -150M -200M

1.2 Ratios

  • Looking at the Return On Assets, with a value of -57.98%, NRDY is doing worse than 81.58% of the companies in the same industry.
  • With a Return On Equity value of -168.20%, NRDY is not doing good in the industry: 76.32% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA -57.98%
ROE -168.2%
ROIC N/A
ROA(3y)-34.97%
ROA(5y)-106.75%
ROE(3y)-86.63%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
NRDY Yearly ROA, ROE, ROICNRDY Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 500 -500 1K

1.3 Margins

  • NRDY has a Gross Margin of 62.23%. This is in the better half of the industry: NRDY outperforms 76.32% of its industry peers.
  • NRDY's Gross Margin has been stable in the last couple of years.
  • NRDY does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 62.23%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.34%
GM growth 5Y0.49%
NRDY Yearly Profit, Operating, Gross MarginsNRDY Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 -100 -200

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5

2. Health

2.1 Basic Checks

  • NRDY does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • NRDY has more shares outstanding than it did 1 year ago.
  • NRDY has more shares outstanding than it did 5 years ago.
  • There is no outstanding debt for NRDY. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
NRDY Yearly Shares OutstandingNRDY Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 50M 100M 150M
NRDY Yearly Total Debt VS Total AssetsNRDY Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 50M 100M 150M

2.2 Solvency

  • Based on the Altman-Z score of -9.47, we must say that NRDY is in the distress zone and has some risk of bankruptcy.
  • NRDY's Altman-Z score of -9.47 is on the low side compared to the rest of the industry. NRDY is outperformed by 76.32% of its industry peers.
  • There is no outstanding debt for NRDY. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z -9.47
ROIC/WACCN/A
WACC8.88%
NRDY Yearly LT Debt VS Equity VS FCFNRDY Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M -40M

2.3 Liquidity

  • A Current Ratio of 1.43 indicates that NRDY should not have too much problems paying its short term obligations.
  • NRDY has a Current ratio of 1.43. This is in the better half of the industry: NRDY outperforms 61.84% of its industry peers.
  • NRDY has a Quick Ratio of 1.43. This is a normal value and indicates that NRDY is financially healthy and should not expect problems in meeting its short term obligations.
  • NRDY's Quick ratio of 1.43 is fine compared to the rest of the industry. NRDY outperforms 65.79% of its industry peers.
Industry RankSector Rank
Current Ratio 1.43
Quick Ratio 1.43
NRDY Yearly Current Assets VS Current LiabilitesNRDY Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 50M 100M 150M

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3

3. Growth

3.1 Past

  • The earnings per share for NRDY have decreased strongly by -25.00% in the last year.
  • The Revenue has decreased by -9.86% in the past year.
  • NRDY shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 16.02% yearly.
EPS 1Y (TTM)-25%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%28.57%
Revenue 1Y (TTM)-9.86%
Revenue growth 3Y10.58%
Revenue growth 5Y16.02%
Sales Q2Q%-1.36%

3.2 Future

  • Based on estimates for the next years, NRDY will show a quite strong growth in Earnings Per Share. The EPS will grow by 15.43% on average per year.
  • Based on estimates for the next years, NRDY will show a small growth in Revenue. The Revenue will grow by 6.38% on average per year.
EPS Next Y1.19%
EPS Next 2Y17.75%
EPS Next 3Y15.43%
EPS Next 5YN/A
Revenue Next Year-6.11%
Revenue Next 2Y-0.17%
Revenue Next 3Y3.65%
Revenue Next 5Y6.38%

3.3 Evolution

  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
NRDY Yearly Revenue VS EstimatesNRDY Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 50M 100M 150M 200M 250M
NRDY Yearly EPS VS EstimatesNRDY Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 -0.1 -0.2 -0.3 -0.4 -0.5

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0

4. Valuation

4.1 Price/Earnings Ratio

  • NRDY reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • Also next year NRDY is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
NRDY Price Earnings VS Forward Price EarningsNRDY Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
NRDY Per share dataNRDY EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.2 -0.2 0.4 0.6 0.8

4.3 Compensation for Growth

  • A more expensive valuation may be justified as NRDY's earnings are expected to grow with 15.43% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y17.75%
EPS Next 3Y15.43%

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0

5. Dividend

5.1 Amount

  • No dividends for NRDY!.
Industry RankSector Rank
Dividend Yield 0%

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NERDY INC

NYSE:NRDY (1/16/2026, 8:04:00 PM)

After market: 1.02 +0.01 (+0.99%)

1.01

-0.03 (-2.88%)

Chartmill FA Rating
GICS IndustryGroupConsumer Services
GICS IndustryDiversified Consumer Services
Earnings (Last)11-06
Earnings (Next)02-25
Inst Owners20.12%
Inst Owner Change0.52%
Ins Owners42.07%
Ins Owner Change1.9%
Market Cap189.20M
Revenue(TTM)177.87M
Net Income(TTM)-40.83M
Analysts50
Price Target2.23 (120.79%)
Short Float %10.18%
Short Ratio5.68
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)31.98%
Min EPS beat(2)30.21%
Max EPS beat(2)33.76%
EPS beat(4)4
Avg EPS beat(4)34.22%
Min EPS beat(4)29.58%
Max EPS beat(4)43.33%
EPS beat(8)8
Avg EPS beat(8)44.64%
EPS beat(12)12
Avg EPS beat(12)58.54%
EPS beat(16)16
Avg EPS beat(16)49.84%
Revenue beat(2)0
Avg Revenue beat(2)-5.77%
Min Revenue beat(2)-6.58%
Max Revenue beat(2)-4.97%
Revenue beat(4)2
Avg Revenue beat(4)-1.5%
Min Revenue beat(4)-6.58%
Max Revenue beat(4)4.4%
Revenue beat(8)4
Avg Revenue beat(8)-1.08%
Revenue beat(12)8
Avg Revenue beat(12)0.29%
Revenue beat(16)9
Avg Revenue beat(16)0.14%
PT rev (1m)22.09%
PT rev (3m)7.14%
EPS NQ rev (1m)3.23%
EPS NQ rev (3m)-130.77%
EPS NY rev (1m)1.59%
EPS NY rev (3m)4.62%
Revenue NQ rev (1m)0.42%
Revenue NQ rev (3m)-24.66%
Revenue NY rev (1m)-1.11%
Revenue NY rev (3m)-8.77%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 1.06
P/FCF N/A
P/OCF N/A
P/B 7.8
P/tB 11.46
EV/EBITDA N/A
EPS(TTM)-0.35
EYN/A
EPS(NY)-0.2
Fwd EYN/A
FCF(TTM)-0.17
FCFYN/A
OCF(TTM)-0.15
OCFYN/A
SpS0.95
BVpS0.13
TBVpS0.09
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -57.98%
ROE -168.2%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 62.23%
FCFM N/A
ROA(3y)-34.97%
ROA(5y)-106.75%
ROE(3y)-86.63%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.34%
GM growth 5Y0.49%
F-Score3
Asset Turnover2.53
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 65.33%
Cap/Sales 2.93%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.43
Quick Ratio 1.43
Altman-Z -9.47
F-Score3
WACC8.88%
ROIC/WACCN/A
Cap/Depr(3y)91.32%
Cap/Depr(5y)80.43%
Cap/Sales(3y)3.48%
Cap/Sales(5y)3.37%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-25%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%28.57%
EPS Next Y1.19%
EPS Next 2Y17.75%
EPS Next 3Y15.43%
EPS Next 5YN/A
Revenue 1Y (TTM)-9.86%
Revenue growth 3Y10.58%
Revenue growth 5Y16.02%
Sales Q2Q%-1.36%
Revenue Next Year-6.11%
Revenue Next 2Y-0.17%
Revenue Next 3Y3.65%
Revenue Next 5Y6.38%
EBIT growth 1Y0.58%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year72.77%
EBIT Next 3Y28.61%
EBIT Next 5Y19.85%
FCF growth 1Y-47.8%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-59.69%
OCF growth 3YN/A
OCF growth 5YN/A

NERDY INC / NRDY FAQ

What is the ChartMill fundamental rating of NERDY INC (NRDY) stock?

ChartMill assigns a fundamental rating of 2 / 10 to NRDY.


What is the valuation status for NRDY stock?

ChartMill assigns a valuation rating of 0 / 10 to NERDY INC (NRDY). This can be considered as Overvalued.


Can you provide the profitability details for NERDY INC?

NERDY INC (NRDY) has a profitability rating of 1 / 10.


What is the financial health of NERDY INC (NRDY) stock?

The financial health rating of NERDY INC (NRDY) is 5 / 10.


Can you provide the expected EPS growth for NRDY stock?

The Earnings per Share (EPS) of NERDY INC (NRDY) is expected to grow by 1.19% in the next year.