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NERDY INC (NRDY) Stock Fundamental Analysis

NYSE:NRDY - US64081V1098 - Common Stock

1.31 USD
-0.05 (-3.68%)
Last: 9/2/2025, 8:22:19 PM
1.31 USD
0 (0%)
After Hours: 9/2/2025, 8:22:19 PM
Fundamental Rating

3

NRDY gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 72 industry peers in the Diversified Consumer Services industry. While NRDY seems to be doing ok healthwise, there are quite some concerns on its profitability. NRDY is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

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1

1. Profitability

1.1 Basic Checks

In the past year NRDY has reported negative net income.
NRDY had a negative operating cash flow in the past year.
In the past 5 years NRDY always reported negative net income.
In the past 5 years NRDY always reported negative operating cash flow.
NRDY Yearly Net Income VS EBIT VS OCF VS FCFNRDY Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 -50M -100M -150M -200M

1.2 Ratios

NRDY has a worse Return On Assets (-60.31%) than 86.11% of its industry peers.
With a Return On Equity value of -139.63%, NRDY is not doing good in the industry: 75.00% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA -60.31%
ROE -139.63%
ROIC N/A
ROA(3y)-34.97%
ROA(5y)-106.75%
ROE(3y)-86.63%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
NRDY Yearly ROA, ROE, ROICNRDY Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 500 -500 1K

1.3 Margins

The Gross Margin of NRDY (63.82%) is better than 73.61% of its industry peers.
NRDY's Gross Margin has been stable in the last couple of years.
NRDY does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 63.82%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.34%
GM growth 5Y0.49%
NRDY Yearly Profit, Operating, Gross MarginsNRDY Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 -100 -200

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6

2. Health

2.1 Basic Checks

NRDY does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, NRDY has more shares outstanding
NRDY has more shares outstanding than it did 5 years ago.
There is no outstanding debt for NRDY. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
NRDY Yearly Shares OutstandingNRDY Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 50M 100M 150M
NRDY Yearly Total Debt VS Total AssetsNRDY Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 50M 100M 150M

2.2 Solvency

NRDY has an Altman-Z score of -7.77. This is a bad value and indicates that NRDY is not financially healthy and even has some risk of bankruptcy.
NRDY's Altman-Z score of -7.77 is on the low side compared to the rest of the industry. NRDY is outperformed by 81.94% of its industry peers.
NRDY has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z -7.77
ROIC/WACCN/A
WACC8.87%
NRDY Yearly LT Debt VS Equity VS FCFNRDY Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M -40M

2.3 Liquidity

NRDY has a Current Ratio of 2.13. This indicates that NRDY is financially healthy and has no problem in meeting its short term obligations.
The Current ratio of NRDY (2.13) is better than 73.61% of its industry peers.
A Quick Ratio of 2.13 indicates that NRDY has no problem at all paying its short term obligations.
With a decent Quick ratio value of 2.13, NRDY is doing good in the industry, outperforming 73.61% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 2.13
Quick Ratio 2.13
NRDY Yearly Current Assets VS Current LiabilitesNRDY Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 50M 100M 150M

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4

3. Growth

3.1 Past

The earnings per share for NRDY have decreased strongly by -44.44% in the last year.
NRDY shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -10.85%.
Measured over the past years, NRDY shows a quite strong growth in Revenue. The Revenue has been growing by 16.02% on average per year.
EPS 1Y (TTM)-44.44%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%12.5%
Revenue 1Y (TTM)-10.85%
Revenue growth 3Y10.58%
Revenue growth 5Y16.02%
Sales Q2Q%-11.22%

3.2 Future

NRDY is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 15.56% yearly.
NRDY is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 11.72% yearly.
EPS Next Y-3.59%
EPS Next 2Y14.31%
EPS Next 3Y15.56%
EPS Next 5YN/A
Revenue Next Year3.05%
Revenue Next 2Y6.45%
Revenue Next 3Y7.27%
Revenue Next 5Y11.72%

3.3 Evolution

The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
NRDY Yearly Revenue VS EstimatesNRDY Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 100M 200M 300M
NRDY Yearly EPS VS EstimatesNRDY Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 -0.1 -0.2 -0.3 -0.4 -0.5

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0

4. Valuation

4.1 Price/Earnings Ratio

NRDY reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Also next year NRDY is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
NRDY Price Earnings VS Forward Price EarningsNRDY Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
NRDY Per share dataNRDY EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.2 -0.2 0.4 0.6 0.8

4.3 Compensation for Growth

A more expensive valuation may be justified as NRDY's earnings are expected to grow with 15.56% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y14.31%
EPS Next 3Y15.56%

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0

5. Dividend

5.1 Amount

NRDY does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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NERDY INC

NYSE:NRDY (9/2/2025, 8:22:19 PM)

After market: 1.31 0 (0%)

1.31

-0.05 (-3.68%)

Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Services
GICS IndustryDiversified Consumer Services
Earnings (Last)08-07 2025-08-07/amc
Earnings (Next)11-05 2025-11-05
Inst Owners23.69%
Inst Owner Change-5.1%
Ins Owners40.84%
Ins Owner Change-1.43%
Market Cap243.40M
Analysts52.31
Price Target2.08 (58.78%)
Short Float %8.84%
Short Ratio11.66
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)29.89%
Min EPS beat(2)29.58%
Max EPS beat(2)30.21%
EPS beat(4)4
Avg EPS beat(4)36.65%
Min EPS beat(4)29.58%
Max EPS beat(4)43.48%
EPS beat(8)8
Avg EPS beat(8)45.22%
EPS beat(12)12
Avg EPS beat(12)59.06%
EPS beat(16)15
Avg EPS beat(16)32.15%
Revenue beat(2)1
Avg Revenue beat(2)-1.92%
Min Revenue beat(2)-4.97%
Max Revenue beat(2)1.13%
Revenue beat(4)3
Avg Revenue beat(4)0.23%
Min Revenue beat(4)-4.97%
Max Revenue beat(4)4.4%
Revenue beat(8)5
Avg Revenue beat(8)-0.11%
Revenue beat(12)8
Avg Revenue beat(12)0.68%
Revenue beat(16)9
Avg Revenue beat(16)-0.33%
PT rev (1m)-3.92%
PT rev (3m)-2%
EPS NQ rev (1m)-18.26%
EPS NQ rev (3m)7.27%
EPS NY rev (1m)3.85%
EPS NY rev (3m)14.79%
Revenue NQ rev (1m)-8.78%
Revenue NQ rev (3m)-9.58%
Revenue NY rev (1m)-1.08%
Revenue NY rev (3m)-0.63%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 1.36
P/FCF N/A
P/OCF N/A
P/B 7.65
P/tB 10.19
EV/EBITDA N/A
EPS(TTM)-0.39
EYN/A
EPS(NY)-0.22
Fwd EYN/A
FCF(TTM)-0.18
FCFYN/A
OCF(TTM)-0.15
OCFYN/A
SpS0.96
BVpS0.17
TBVpS0.13
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -60.31%
ROE -139.63%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 63.82%
FCFM N/A
ROA(3y)-34.97%
ROA(5y)-106.75%
ROE(3y)-86.63%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.34%
GM growth 5Y0.49%
F-Score3
Asset Turnover2.42
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 68.98%
Cap/Sales 3.05%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.13
Quick Ratio 2.13
Altman-Z -7.77
F-Score3
WACC8.87%
ROIC/WACCN/A
Cap/Depr(3y)91.32%
Cap/Depr(5y)80.43%
Cap/Sales(3y)3.48%
Cap/Sales(5y)3.37%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-44.44%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%12.5%
EPS Next Y-3.59%
EPS Next 2Y14.31%
EPS Next 3Y15.56%
EPS Next 5YN/A
Revenue 1Y (TTM)-10.85%
Revenue growth 3Y10.58%
Revenue growth 5Y16.02%
Sales Q2Q%-11.22%
Revenue Next Year3.05%
Revenue Next 2Y6.45%
Revenue Next 3Y7.27%
Revenue Next 5Y11.72%
EBIT growth 1Y-17.52%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year82.36%
EBIT Next 3Y30.21%
EBIT Next 5Y22.3%
FCF growth 1Y-10.29%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-9.11%
OCF growth 3YN/A
OCF growth 5YN/A