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NERDY INC (NRDY) Stock Fundamental Analysis

USA - NYSE:NRDY - US64081V1098 - Common Stock

0.8357 USD
-0.01 (-1.71%)
Last: 11/17/2025, 8:04:00 PM
0.83 USD
-0.01 (-0.68%)
After Hours: 11/17/2025, 8:04:00 PM
Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to NRDY. NRDY was compared to 79 industry peers in the Diversified Consumer Services industry. While NRDY seems to be doing ok healthwise, there are quite some concerns on its profitability. NRDY is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

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1

1. Profitability

1.1 Basic Checks

NRDY had negative earnings in the past year.
In the past year NRDY has reported a negative cash flow from operations.
In the past 5 years NRDY always reported negative net income.
In the past 5 years NRDY always reported negative operating cash flow.
NRDY Yearly Net Income VS EBIT VS OCF VS FCFNRDY Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 -50M -100M -150M -200M

1.2 Ratios

The Return On Assets of NRDY (-60.31%) is worse than 86.08% of its industry peers.
The Return On Equity of NRDY (-139.63%) is worse than 74.68% of its industry peers.
Industry RankSector Rank
ROA -60.31%
ROE -139.63%
ROIC N/A
ROA(3y)-34.97%
ROA(5y)-106.75%
ROE(3y)-86.63%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
NRDY Yearly ROA, ROE, ROICNRDY Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 500 -500 1K

1.3 Margins

Looking at the Gross Margin, with a value of 63.82%, NRDY is in the better half of the industry, outperforming 74.68% of the companies in the same industry.
In the last couple of years the Gross Margin of NRDY has remained more or less at the same level.
NRDY does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 63.82%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.34%
GM growth 5Y0.49%
NRDY Yearly Profit, Operating, Gross MarginsNRDY Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 -100 -200

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6

2. Health

2.1 Basic Checks

NRDY does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, NRDY has more shares outstanding
NRDY has more shares outstanding than it did 5 years ago.
NRDY has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
NRDY Yearly Shares OutstandingNRDY Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 50M 100M 150M
NRDY Yearly Total Debt VS Total AssetsNRDY Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 50M 100M 150M

2.2 Solvency

NRDY has an Altman-Z score of -9.04. This is a bad value and indicates that NRDY is not financially healthy and even has some risk of bankruptcy.
NRDY's Altman-Z score of -9.04 is on the low side compared to the rest of the industry. NRDY is outperformed by 79.75% of its industry peers.
There is no outstanding debt for NRDY. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z -9.04
ROIC/WACCN/A
WACC8.78%
NRDY Yearly LT Debt VS Equity VS FCFNRDY Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M -40M

2.3 Liquidity

NRDY has a Current Ratio of 2.13. This indicates that NRDY is financially healthy and has no problem in meeting its short term obligations.
With a decent Current ratio value of 2.13, NRDY is doing good in the industry, outperforming 74.68% of the companies in the same industry.
NRDY has a Quick Ratio of 2.13. This indicates that NRDY is financially healthy and has no problem in meeting its short term obligations.
Looking at the Quick ratio, with a value of 2.13, NRDY is in the better half of the industry, outperforming 78.48% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 2.13
Quick Ratio 2.13
NRDY Yearly Current Assets VS Current LiabilitesNRDY Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 50M 100M 150M

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4

3. Growth

3.1 Past

NRDY shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -25.00%.
Looking at the last year, NRDY shows a decrease in Revenue. The Revenue has decreased by -1.64% in the last year.
Measured over the past years, NRDY shows a quite strong growth in Revenue. The Revenue has been growing by 16.02% on average per year.
EPS 1Y (TTM)-25%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%28.57%
Revenue 1Y (TTM)-1.64%
Revenue growth 3Y10.58%
Revenue growth 5Y16.02%
Sales Q2Q%-1.36%

3.2 Future

The Earnings Per Share is expected to grow by 15.56% on average over the next years. This is quite good.
NRDY is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 10.66% yearly.
EPS Next Y-3.59%
EPS Next 2Y13.96%
EPS Next 3Y15.56%
EPS Next 5YN/A
Revenue Next Year2.91%
Revenue Next 2Y6.73%
Revenue Next 3Y7.27%
Revenue Next 5Y10.66%

3.3 Evolution

Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
NRDY Yearly Revenue VS EstimatesNRDY Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 100M 200M 300M
NRDY Yearly EPS VS EstimatesNRDY Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 -0.1 -0.2 -0.3 -0.4 -0.5

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0

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for NRDY. In the last year negative earnings were reported.
Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for NRDY. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
NRDY Price Earnings VS Forward Price EarningsNRDY Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
NRDY Per share dataNRDY EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.2 -0.2 0.4 0.6 0.8

4.3 Compensation for Growth

A more expensive valuation may be justified as NRDY's earnings are expected to grow with 15.56% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y13.96%
EPS Next 3Y15.56%

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0

5. Dividend

5.1 Amount

NRDY does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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NERDY INC

NYSE:NRDY (11/17/2025, 8:04:00 PM)

After market: 0.83 -0.01 (-0.68%)

0.8357

-0.01 (-1.71%)

Chartmill FA Rating
GICS IndustryGroupConsumer Services
GICS IndustryDiversified Consumer Services
Earnings (Last)11-06 2025-11-06/amc
Earnings (Next)02-25 2026-02-25/amc
Inst Owners22.13%
Inst Owner Change-7.24%
Ins Owners40.19%
Ins Owner Change2.89%
Market Cap155.27M
Revenue(TTM)190.23M
Net Income(TTM)-44.44M
Analysts51.67
Price Target2.08 (148.89%)
Short Float %9.47%
Short Ratio11.75
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)29.89%
Min EPS beat(2)29.58%
Max EPS beat(2)30.21%
EPS beat(4)4
Avg EPS beat(4)36.65%
Min EPS beat(4)29.58%
Max EPS beat(4)43.48%
EPS beat(8)8
Avg EPS beat(8)45.22%
EPS beat(12)12
Avg EPS beat(12)59.06%
EPS beat(16)15
Avg EPS beat(16)32.15%
Revenue beat(2)1
Avg Revenue beat(2)-1.92%
Min Revenue beat(2)-4.97%
Max Revenue beat(2)1.13%
Revenue beat(4)3
Avg Revenue beat(4)0.23%
Min Revenue beat(4)-4.97%
Max Revenue beat(4)4.4%
Revenue beat(8)5
Avg Revenue beat(8)-0.11%
Revenue beat(12)8
Avg Revenue beat(12)0.68%
Revenue beat(16)9
Avg Revenue beat(16)-0.33%
PT rev (1m)0%
PT rev (3m)-3.92%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-8.82%
EPS NY rev (1m)0%
EPS NY rev (3m)3.85%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.99%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.21%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.87
P/FCF N/A
P/OCF N/A
P/B 4.88
P/tB 6.5
EV/EBITDA N/A
EPS(TTM)-0.35
EYN/A
EPS(NY)-0.22
Fwd EYN/A
FCF(TTM)-0.18
FCFYN/A
OCF(TTM)-0.15
OCFYN/A
SpS0.96
BVpS0.17
TBVpS0.13
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -60.31%
ROE -139.63%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 63.82%
FCFM N/A
ROA(3y)-34.97%
ROA(5y)-106.75%
ROE(3y)-86.63%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.34%
GM growth 5Y0.49%
F-Score3
Asset Turnover2.42
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 68.98%
Cap/Sales 3.05%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.13
Quick Ratio 2.13
Altman-Z -9.04
F-Score3
WACC8.78%
ROIC/WACCN/A
Cap/Depr(3y)91.32%
Cap/Depr(5y)80.43%
Cap/Sales(3y)3.48%
Cap/Sales(5y)3.37%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-25%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%28.57%
EPS Next Y-3.59%
EPS Next 2Y13.96%
EPS Next 3Y15.56%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.64%
Revenue growth 3Y10.58%
Revenue growth 5Y16.02%
Sales Q2Q%-1.36%
Revenue Next Year2.91%
Revenue Next 2Y6.73%
Revenue Next 3Y7.27%
Revenue Next 5Y10.66%
EBIT growth 1Y-17.52%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year79.52%
EBIT Next 3Y30.4%
EBIT Next 5Y22%
FCF growth 1Y-10.29%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-9.11%
OCF growth 3YN/A
OCF growth 5YN/A

NERDY INC / NRDY FAQ

What is the ChartMill fundamental rating of NERDY INC (NRDY) stock?

ChartMill assigns a fundamental rating of 3 / 10 to NRDY.


Can you provide the valuation status for NERDY INC?

ChartMill assigns a valuation rating of 0 / 10 to NERDY INC (NRDY). This can be considered as Overvalued.


Can you provide the profitability details for NERDY INC?

NERDY INC (NRDY) has a profitability rating of 1 / 10.


What is the earnings growth outlook for NERDY INC?

The Earnings per Share (EPS) of NERDY INC (NRDY) is expected to decline by -3.59% in the next year.