HEARTLAND FINANCIAL USA INC (HTLF) Earnings History & Surprises

NASDAQ:HTLFUS42234Q1022

Current stock price

64.67 USD
-1.43 (-2.16%)
At close:
63.7263 USD
-0.94 (-1.46%)
After Hours:

HTLF Earnings overview

Past quarterly earnings results for HEARTLAND FINANCIAL USA INC (HTLF), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).

Earnings Snapshot

Next Earnings Date

Upcoming
Release Date
N/A
Period
Q4 / 2024
EPS Estimate
$1.15
Revenue Estimate
191M

Last Reported

Most Recent
Release Date
Feb 3, 2025
Period
Q3 / 2024
EPS Reported
$1.17
EPS Surprise
-2.13%
Revenue Surprise
-7.21%

Beat Rate

Last 8 Quarters
25%
EPS and Revenue beats vs estimates

Quarterly Earnings Historical Results

EPS & Revenue History (in USD): Actual vs estimated values, surprises, q2q growth and acceleration numbers quarterly history.

QuarterEPSEPS EstEPS SurpriseEPS Q2QRevenueRevenue EstRevenue SurpriseRevenue Q2Q
Q3 2024 1.17 1.20 -2.13% 8.33% 176.889M 190.63M -7.21% 1.58%
Q2 2024 1.15 1.16 -0.77% 3.60% 176.948M 186.8M -5.27% 0.90%
Q1 2024 1.22 1.13 7.85% 2.52% 181.873M 186M -2.22% -0.18%
Q4 2023 1.06 1.12 -5.44% -22.63% 184.343M 183.59M 0.41% -5.56%
Q3 2023 1.08 1.12 -3.29% -15.62% 174.139M 183.65M -5.18% -5.92%
Q2 2023 1.11 1.15 -3.70% -5.13% 175.37M 185.8M -5.61% -0.92%
Q1 2023 1.19 1.34 -11.29% 6.25% 182.2M 196.47M -7.26% 7.62%
Q4 2022 1.37 1.37 0.34% 22.32% 195.2M 193.37M 0.95% 14.89%
Q3 2022 1.28 1.29 -0.66% 0.79% 185.1M 187.23M -1.14% 5.65%
Q2 2022 1.17 1.08 8.83% -17.02% 177M 175.94M 0.60% 1.49%
Q1 2022 1.12 1.06 5.97% -6.67% 169.3M 172.43M -1.82% -0.35%
Q4 2021 1.12 1.24 -10.00% 14.29% 169.9M 181.24M -6.26% 2.85%
Q3 2021 1.27 1.26 0.90% 3.25% 175.2M 176.21M -0.57% 13.99%
Q2 2021 1.41 1.29 9.36% 71.95% 174.4M 178.19M -2.13% 12.73%
Q1 2021 1.20 1.12 6.95% 122.22% 169.9M 178.59M -4.87% 22.85%
Q4 2020 0.98 1.04 -5.43% - 165.2M 163.8M 0.85% -
Q3 2020 1.23 0.93 32.02% - 153.7M 158.98M -3.32% -
Q2 2020 0.82 0.46 77.86% - 154.7M 144.55M 7.02% -
Q1 2020 0.54 0.77 -29.41% - 138.3M 142.02M -2.62% -

Notes

  • EPS and Revenue values are non-GAAP when available, otherwise GAAP.
  • Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
  • Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
  • Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.

Earnings Q2Q Performance Trends

EPS Historical Q2Q growth and Acceleration

HTLF EPS Q2Q GrowthHTLF EPS Q2Q GrowthEPS Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 0 50 100

Revenue Historical Q2Q growth and Acceleration

HTLF Revenue Q2Q GrowthHTLF Revenue Q2Q GrowthRevenue Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 0 5 -5 10 15 20

Surprise distribution (Last 4 Quarters)

EPS beat statistics

EPS beat (4)
1
Average EPS beat (4)
-0.12%
Max EPS beat (4)
7.85%
Min EPS beat (4)
-5.44%

Revenue beat statistics

Revenue beat (4)
1
Average Revenue beat (4)
-3.57%
Max Revenue beat (4)
0.41%
Min Revenue beat (4)
-7.21%

Analysis

In the last 4 quarters, HTLF has beaten EPS estimates in 1 out of 4 releases
HTLF has beaten revenue estimates in 1 out of the last 4 releases
In the last 4 quarters, HTLF reported -0.1% below the EPS estimates on average.
In the last 4 quarters, HTLF reported -3.6% below the revenue estimates on average.

HEARTLAND FINANCIAL USA INC / HTLF Earnings FAQ

What is the most recent earnings date for HTLF stock?

HEARTLAND FINANCIAL USA INC (HTLF) last reported earnings on 2/3/2025.

Did HTLF stock beat earnings estimates in the most recent quarter?

HEARTLAND FINANCIAL USA INC (HTLF) missed EPS estimates and missed revenue estimates in the most recent quarter.

What percentage of the time does HTLF stock beat earnings estimates?

In the last 4 quarters, HEARTLAND FINANCIAL USA INC (HTLF) has beaten EPS estimates in 1 out of 4 releases.