HOME POINT CAPITAL INC (HMPT) 1.58 0 (0%)
1.58 0 (0%)
US43734L1061 - Common Stock - After market: 1.58 0 (0%)
Fundamental Rating
Taking everything into account, HMPT scores 3 out of 10 in our fundamental rating. HMPT was compared to 79 industry peers in the Thrifts & Mortgage Finance industry. The financial health of HMPT is medium. Also its profitability is quite bad. HMPT has a expensive valuation and it also scores bad on growth
Profitability
Profitability Rating
The Piotroski-F score of HMPT is 6.00. This is a neutral score and indicates average health and profitability for HMPT.
HMPT has negative profitability rations, so we won't be analyzing them here.
HMPT has a Return On Assets of -3.48%. This is below the industry average of 1.16%. 99% of the industry peers outperform HMPT.
HMPT's Profit Margin of -16.93% is worse than the rest of the industry. The industry average Profit Margin is 32.81%. 97% of the industry peers have a better Profit Margin.
VS Industry
ROA (-3.48%) VS Industry: 1% outperformed.
-25.73
15.57
Profit Margin (-16.93%) VS Industry: 3% outperformed.
-435.45
88.89
Valuation
Valuation Rating
With a price book ratio of 0.34, HMPT is valued rather cheaply.
Compared to an average industry price book ratio of 1.05, HMPT is valued rather cheaply. On top of this, HMPT is cheaper than 96% of the companies listed in the same industry.
The Price/Earnings Ratio is negative for HMPT. In the last year negative earnings were reported.
The Forward Price/Earnings Ratio of 367.07 indicates a quite expensive current valuation of HMPT.
VS Industry
Price/Book (0.34) VS Industry: 96% outperformed.
11.55
0.24
Growth
Growth Rating
HMPT is expected to show quite a strong growth in Earnings Per Share. In the coming 5 years, the EPS will grow by 13.43% yearly.
The Revenue has been growing by 68.74% on average over the past 5 years. This is a very strong growth!
HMPT shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -134.36%.
The Revenue for HMPT has decreased by -58.41% in the past year. This is quite bad
HMPT is expected to show a very negative growth in Revenue. In the coming 5 years, the Revenue will decrease by -12.85% yearly.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming 5 years, we see that the growth is decreasing.
| Past | Future | ||||||
|---|---|---|---|---|---|---|---|
| 5Y | 3Y | 1Y | 1Y | 2Y | 3Y | 5Y | |
| EPS | N/A | N/A | -134.36% | -154% | -93.99% | -32.58% | 13.43% |
| Revenue | N/A | 68.74% | -58.41% | -60.74% | -40.03% | -23.73% | -12.85% |
Health
Health Rating
HMPT is one of the better placed companies in its industry to meet its short term obligations. Its Current Ratio is much better than the industry average of 1.07. HMPT has a better rating than 100% of its industry peers.
The Quick Ratio of HMPT is much better than the industry average of 1.07. HMPT has a better rating than 100% of its industry peers.
The Altman-Z score of HMPT is much better than the industry average of 0.31. HMPT has a better rating than 100% of its industry peers.
HMPT has a Current Ratio of 1.07. This is a normal value and indicates that HMPT is financially healthy and should not expect problems in meeting its short term obligations.
A Quick Ratio of 1.07 indicates that HMPT should not have too much problems paying its short term obligations.
The Piotroski-F score of HMPT is 6.00. This is a neutral score and indicates average health and profitability for HMPT.
Compared to an average industry Debt to Equity Ratio of 0.31, HMPT is requires more financing than its industry peers. 86% of its industry peers have a better Debt to Equity Ratio.
Based on the Altman-Z score of 0.31, we must say that HMPT is in the distress zone and has some risk of bankruptcy.
VS Industry
Debt/Equity (2.83) VS Industry: 14% outperformed.
55.93
0.00
Quick Ratio (1.07) VS Industry: 100% outperformed.
0.04
1.07
Current Ratio (1.07) VS Industry: 100% outperformed.
0.04
1.07
Altman-Z (0.31) VS Industry: 100% outperformed.
-0.26
0.31
Dividend
Dividend Rating
HMPT has a Yearly Dividend Yield of 9.14%, which is a nice return.
HMPT's Dividend Yield is rather good when compared to the industry average which is at 4.18. HMPT pays more dividend than 94% of the companies in the same industry.
HMPT's Dividend Yield is rather good when compared to the S&P500 average which is at 2.47.
The stock price of HMPT dropped by -31.30% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
The earnings of HMPT are negative and hence is the payout ratio. HMPT will probably not be able to sustain this dividend level.
HMPT does not have a reliable dividend history as it only pays dividend since a couple or years.
VS Industry
Dividend Yield (9.14%) VS Industry: 94% outperformed.
0.64
20.92
HOME POINT CAPITAL INC1.58
NASDAQ:HMPT (11/30/2022, 7:00:02 PM)0 (0%)
| GICS Sector | Financials | ||
| GICS IndustryGroup | Banks | ||
| GICS Industry | Thrifts & Mortgage Finance | ||
| Earnings (Last) | 11-10 2022-11-10/bmo | Earnings (Next) | 02-22 2023-02-22 |
| Ins Owners | 0.51% | Inst Owners | 94.1% |
| Market Cap | 218.67M | Analysts | 50.67 |
| PE | N/A | Fwd PE | 367.07 |
| PEG (NY) | N/A | PEG (5Y) | N/A |
| P/S | 0.34 | P/B | 0.34 |
| EV/EBITDA | -556.77 | ||
| Dividend Yield | 9.14% | Dividend Growth | N/A |
| DP | -15.53% | Ex-Date | 05-23 2022-05-23 (0.04) |
| EPS 1Y | -134.36% | EPS 3Y | N/A |
| EPS 5Y | N/A | EPS growth Q2Q | -233.33% |
| EPS Next Y | -154% | EPS Next 2Y | -93.99% |
| EPS Next 3Y | -32.58% | EPS Next 5Y | 13.43% |
| Revenue growth 1Y | -58.41% | Revenue growth 3Y | 68.74% |
| Revenue growth 5Y | N/A | Revenue growth Q2Q | -74.46% |
| Revenue Next Year | -60.74% | Revenue Next 2Y | -40.03% |
| Revenue Next 3Y | -23.73% | Revenue Next 5Y | -12.85% |
| Current Ratio | 1.07 | Quick Ratio | 1.07 |
| Altman-Z | 0.31 | F-Score | 6 |
| Debt/Equity | 2.83 | WACC | 2.22% |
| ROIC/WACC | N/A | ||
| ROA | -3.48% | ROE | N/A |
| ROICexgc | N/A | ROIC | N/A |
| PM | -16.93% | OM | -2.19% |
| Asset Turnover | 0.21 | ||
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