HEALTH IN TECH INC-CLASS A (HIT) Fundamental Analysis & Valuation

NASDAQ:HIT • US42217D1028

Current stock price

1.41 USD
-0.03 (-2.08%)
At close:
1.39 USD
-0.02 (-1.42%)
After Hours:

This HIT fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. HIT Profitability Analysis

1.1 Basic Checks

  • HIT had positive earnings in the past year.
  • HIT had a positive operating cash flow in the past year.
HIT Yearly Net Income VS EBIT VS OCF VS FCFHIT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2022 2023 2024 0 1M 2M 3M

1.2 Ratios

  • The Return On Assets of HIT (6.32%) is better than 84.46% of its industry peers.
  • The Return On Equity of HIT (8.38%) is worse than 60.81% of its industry peers.
  • HIT has a better Return On Invested Capital (5.83%) than 78.38% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for HIT is above the industry average of 9.46%.
  • The 3 year average ROIC (12.86%) for HIT is well above the current ROIC(5.83%). The reason for the recent decline needs to be investigated.
Industry RankSector Rank
ROA 6.32%
ROE 8.38%
ROIC 5.83%
ROA(3y)8.69%
ROA(5y)N/A
ROE(3y)15.98%
ROE(5y)N/A
ROIC(3y)12.86%
ROIC(5y)N/A
HIT Yearly ROA, ROE, ROICHIT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2022 2023 2024 10 20 30 40

1.3 Margins

  • HIT has a worse Profit Margin (4.68%) than 67.57% of its industry peers.
  • HIT has a worse Operating Margin (4.50%) than 81.76% of its industry peers.
  • The Gross Margin of HIT (67.07%) is better than 96.62% of its industry peers.
Industry RankSector Rank
OM 4.5%
PM (TTM) 4.68%
GM 67.07%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
HIT Yearly Profit, Operating, Gross MarginsHIT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2022 2023 2024 20 40 60 80

9

2. HIT Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), HIT is creating some value.
  • There is no outstanding debt for HIT. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
HIT Yearly Shares OutstandingHIT Yearly Shares OutstandingYearly Shares Outstanding 2022 2023 2024 10M 20M 30M 40M 50M
HIT Yearly Total Debt VS Total AssetsHIT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2022 2023 2024 5M 10M 15M 20M 25M

2.2 Solvency

  • HIT has an Altman-Z score of 11.19. This indicates that HIT is financially healthy and has little risk of bankruptcy at the moment.
  • HIT's Altman-Z score of 11.19 is amongst the best of the industry. HIT outperforms 100.00% of its industry peers.
  • There is no outstanding debt for HIT. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z 11.19
ROIC/WACC0.65
WACC8.94%
HIT Yearly LT Debt VS Equity VS FCFHIT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2022 2023 2024 0 2M 4M 6M 8M 10M

2.3 Liquidity

  • A Current Ratio of 2.87 indicates that HIT has no problem at all paying its short term obligations.
  • HIT has a Current ratio of 2.87. This is amongst the best in the industry. HIT outperforms 91.22% of its industry peers.
  • HIT has a Quick Ratio of 2.87. This indicates that HIT is financially healthy and has no problem in meeting its short term obligations.
  • The Quick ratio of HIT (2.87) is better than 91.22% of its industry peers.
Industry RankSector Rank
Current Ratio 2.87
Quick Ratio 2.87
HIT Yearly Current Assets VS Current LiabilitesHIT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2022 2023 2024 5M 10M 15M 20M 25M

3

3. HIT Growth Analysis

3.1 Past

EPS 1Y (TTM)N/A
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%N/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%53.08%

3.2 Future

  • Based on estimates for the next years, HIT will show a very strong growth in Earnings Per Share. The EPS will grow by 209.76% on average per year.
  • Based on estimates for the next years, HIT will show a very strong growth in Revenue. The Revenue will grow by 57.32% on average per year.
EPS Next Y-125.25%
EPS Next 2Y209.76%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year35.3%
Revenue Next 2Y57.32%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

HIT Yearly Revenue VS EstimatesHIT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2022 2023 2024 2025 2026 2027 20M 40M 60M 80M
HIT Yearly EPS VS EstimatesHIT Yearly EPS VS EstimatesYearly EPS VS Estimates 2025 2026 2027 0 0.05 0.1 0.15

1

4. HIT Valuation Analysis

4.1 Price/Earnings Ratio

  • HIT is valuated quite expensively with a Price/Earnings ratio of 70.50.
  • 83.11% of the companies in the same industry are cheaper than HIT, based on the Price/Earnings ratio.
  • The average S&P500 Price/Earnings ratio is at 26.21. HIT is valued rather expensively when compared to this.
  • HIT is expected to report negative earnings next year, which makes the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE 70.5
Fwd PE N/A
HIT Price Earnings VS Forward Price EarningsHIT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 -100 -200

4.2 Price Multiples

  • HIT's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. HIT is more expensive than 68.92% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 36.8
HIT Per share dataHIT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.1 0.2 0.3 0.4 0.5

4.3 Compensation for Growth

  • HIT's earnings are expected to grow with 209.76% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y209.76%
EPS Next 3YN/A

0

5. HIT Dividend Analysis

5.1 Amount

  • No dividends for HIT!.
Industry RankSector Rank
Dividend Yield 0%

HIT Fundamentals: All Metrics, Ratios and Statistics

HEALTH IN TECH INC-CLASS A

NASDAQ:HIT (4/6/2026, 8:00:02 PM)

After market: 1.39 -0.02 (-1.42%)

1.41

-0.03 (-2.08%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)03-25
Earnings (Next)04-20
Inst Owners4.79%
Inst Owner Change40.97%
Ins Owners74.38%
Ins Owner Change6.61%
Market Cap80.24M
Revenue(TTM)N/A
Net Income(TTM)1.44M
Analysts80
Price Target4.59 (225.53%)
Short Float %3.95%
Short Ratio1.19
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-0.99%
Min EPS beat(2)-0.99%
Max EPS beat(2)-0.99%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)19.53%
Min Revenue beat(2)15.6%
Max Revenue beat(2)23.46%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 70.5
Fwd PE N/A
P/S 2.61
P/FCF N/A
P/OCF 37.3
P/B 4.68
P/tB 7.31
EV/EBITDA 36.8
EPS(TTM)0.02
EY1.42%
EPS(NY)-0.01
Fwd EYN/A
FCF(TTM)-0.01
FCFYN/A
OCF(TTM)0.04
OCFY2.68%
SpS0.54
BVpS0.3
TBVpS0.19
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0.37
Profitability
Industry RankSector Rank
ROA 6.32%
ROE 8.38%
ROCE 7.89%
ROIC 5.83%
ROICexc 10.77%
ROICexgc 30.87%
OM 4.5%
PM (TTM) 4.68%
GM 67.07%
FCFM N/A
ROA(3y)8.69%
ROA(5y)N/A
ROE(3y)15.98%
ROE(5y)N/A
ROIC(3y)12.86%
ROIC(5y)N/A
ROICexc(3y)19.87%
ROICexc(5y)N/A
ROICexgc(3y)65.42%
ROICexgc(5y)N/A
ROCE(3y)20.71%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover1.35
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA 0
Cap/Depr 473.62%
Cap/Sales 9.65%
Interest Coverage 250
Cash Conversion 107.09%
Profit Quality N/A
Current Ratio 2.87
Quick Ratio 2.87
Altman-Z 11.19
F-Score5
WACC8.94%
ROIC/WACC0.65
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)10.58%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)N/A
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%N/A
EPS Next Y-125.25%
EPS Next 2Y209.76%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%53.08%
Revenue Next Year35.3%
Revenue Next 2Y57.32%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-70.51%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year275.49%
EBIT Next 3Y159.05%
EBIT Next 5YN/A
FCF growth 1Y231.73%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y42.34%
OCF growth 3YN/A
OCF growth 5YN/A

HEALTH IN TECH INC-CLASS A / HIT Fundamental Analysis FAQ

What is the ChartMill fundamental rating of HEALTH IN TECH INC-CLASS A (HIT) stock?

ChartMill assigns a fundamental rating of 5 / 10 to HIT.


What is the valuation status of HEALTH IN TECH INC-CLASS A (HIT) stock?

ChartMill assigns a valuation rating of 1 / 10 to HEALTH IN TECH INC-CLASS A (HIT). This can be considered as Overvalued.


Can you provide the profitability details for HEALTH IN TECH INC-CLASS A?

HEALTH IN TECH INC-CLASS A (HIT) has a profitability rating of 4 / 10.


What is the expected EPS growth for HEALTH IN TECH INC-CLASS A (HIT) stock?

The Earnings per Share (EPS) of HEALTH IN TECH INC-CLASS A (HIT) is expected to decline by -125.25% in the next year.


Can you provide the dividend sustainability for HIT stock?

The dividend rating of HEALTH IN TECH INC-CLASS A (HIT) is 0 / 10 and the dividend payout ratio is 0%.