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Great Western Bancorp Inc (GWB) Stock Fundamental Analysis

NYSE:GWB - Common Stock

30.88
-0.5 (-1.59%)
Last: 1/31/2022, 8:10:50 PM
30.99
+0.11 (+0.36%)
After Hours: 1/31/2022, 8:10:50 PM
Fundamental Rating

2

GWB gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 395 industry peers in the Banks industry. GWB has a bad profitability rating. Also its financial health evaluation is rather negative. GWB does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

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0

1. Profitability

1.1 Basic Checks

GWB had positive earnings in the past year.
GWB Yearly Net Income VS EBIT VS OCF VS FCFGWB Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 0 200M -200M -400M -600M

1.2 Ratios

Industry RankSector Rank
ROA 1.51%
ROE 16.45%
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
GWB Yearly ROA, ROE, ROICGWB Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 0 -20 -40

1.3 Margins

The Operating Margin and Gross Margin are not available for GWB so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 43.78%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
GWB Yearly Profit, Operating, Gross MarginsGWB Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 0 -50 -100 -150

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3

2. Health

2.1 Basic Checks

Compared to 1 year ago, GWB has more shares outstanding
The debt/assets ratio for GWB is higher compared to a year ago.
GWB Yearly Shares OutstandingGWB Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 10M 20M 30M 40M 50M
GWB Yearly Total Debt VS Total AssetsGWB Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2B 4B 6B 8B 10B

2.2 Solvency

There is no outstanding debt for GWB. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
GWB Yearly LT Debt VS Equity VS FCFGWB Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 500M 1B 1.5B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A

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3

3. Growth

3.1 Past

GWB shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 131.21%, which is quite impressive.
The Earnings Per Share has been growing by 9.89% on average over the past years. This is quite good.
GWB shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 9.27%.
The Revenue has been growing slightly by 2.96% on average over the past years.
EPS 1Y (TTM)131.21%
EPS 3Y8.04%
EPS 5Y9.89%
EPS Q2Q%-5.33%
Revenue 1Y (TTM)9.27%
Revenue growth 3Y-0.92%
Revenue growth 5Y2.96%
Sales Q2Q%-7.22%

3.2 Future

Based on estimates for the next years, GWB will show a very negative growth in Earnings Per Share. The EPS will decrease by -10.84% on average per year.
The Revenue is expected to decrease by -1.28% on average over the next years.
EPS Next Y-25.97%
EPS Next 2Y-12.01%
EPS Next 3Y-11.38%
EPS Next 5Y-10.84%
Revenue Next Year-8.05%
Revenue Next 2Y-1.17%
Revenue Next 3Y-1.41%
Revenue Next 5Y-1.28%

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
GWB Yearly Revenue VS EstimatesGWB Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M
GWB Yearly EPS VS EstimatesGWB Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1 2 3

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3

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 8.51, the valuation of GWB can be described as reasonable.
GWB's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.13.
Based on the Price/Forward Earnings ratio of 10.87, the valuation of GWB can be described as reasonable.
GWB is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.76, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 8.51
Fwd PE 10.87
GWB Price Earnings VS Forward Price EarningsGWB Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
GWB Per share dataGWB EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

A cheap valuation may be justified as GWB's earnings are expected to decrease with -11.38% in the coming years.
PEG (NY)N/A
PEG (5Y)0.86
EPS Next 2Y-12.01%
EPS Next 3Y-11.38%

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2

5. Dividend

5.1 Amount

GWB has a yearly dividend return of 0.64%, which is pretty low.
With a Dividend Yield of 0.64, GWB pays less dividend than the S&P500 average, which is at 2.32.
Industry RankSector Rank
Dividend Yield 0.64%

5.2 History

The dividend of GWB decreases each year by -55.37%.
GWB has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)-55.37%
Div Incr YearsN/A
Div Non Decr YearsN/A
GWB Yearly Dividends per shareGWB Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 0.2 0.4 0.6 0.8 1

5.3 Sustainability

GWB pays out 1.89% of its income as dividend. This is a sustainable payout ratio.
The Dividend Rate of GWB has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP1.89%
EPS Next 2Y-12.01%
EPS Next 3Y-11.38%
GWB Yearly Income VS Free CF VS DividendGWB Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 0 200M -200M -400M -600M
GWB Dividend Payout.GWB Dividend Payout, showing the Payout Ratio.GWB Dividend Payout.PayoutRetained Earnings

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Great Western Bancorp Inc

NYSE:GWB (1/31/2022, 8:10:50 PM)

After market: 30.99 +0.11 (+0.36%)

30.88

-0.5 (-1.59%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)N/A N/A
Earnings (Next)01-27 2022-01-27/bmo
Inst Owners0.1%
Inst Owner Change-94.51%
Ins Owners0.9%
Ins Owner Change0%
Market Cap1.70B
Analysts50
Price Target35.7 (15.61%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0.64%
Yearly Dividend0.08
Dividend Growth(5Y)-55.37%
DP1.89%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 8.51
Fwd PE 10.87
P/S 3.71
P/FCF N/A
P/OCF N/A
P/B 1.39
P/tB N/A
EV/EBITDA N/A
EPS(TTM)3.63
EY11.76%
EPS(NY)2.84
Fwd EY9.2%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS8.32
BVpS22.15
TBVpSN/A
PEG (NY)N/A
PEG (5Y)0.86
Profitability
Industry RankSector Rank
ROA 1.51%
ROE 16.45%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 43.78%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y0%
ROICexcg growth 5Y0%
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)131.21%
EPS 3Y8.04%
EPS 5Y9.89%
EPS Q2Q%-5.33%
EPS Next Y-25.97%
EPS Next 2Y-12.01%
EPS Next 3Y-11.38%
EPS Next 5Y-10.84%
Revenue 1Y (TTM)9.27%
Revenue growth 3Y-0.92%
Revenue growth 5Y2.96%
Sales Q2Q%-7.22%
Revenue Next Year-8.05%
Revenue Next 2Y-1.17%
Revenue Next 3Y-1.41%
Revenue Next 5Y-1.28%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A