Great Western Bancorp Inc (GWB)
Common Stock
Taking everything into account, GWB scores 3 out of 10 in our fundamental rating. GWB was compared to 412 industry peers in the Banks industry. Both the profitability and financial health of GWB have multiple concerns. GWB does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
In the past year GWB was profitable.
GWB had positive earnings in 4 of the past 5 years.
Each year in the past 5 years GWB had a positive operating cash flow.
1.2 Ratios
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.51% | ||
| ROE | 16.45% | ||
| ROIC | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
GWB does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 43.78% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for GWB has been increased compared to 1 year ago.
The debt/assets ratio for GWB is higher compared to a year ago.
2.2 Solvency
GWB has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 131.21% over the past year.
GWB shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.89% yearly.
GWB shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 9.27%.
Measured over the past years, GWB shows a small growth in Revenue. The Revenue has been growing by 2.96% on average per year.
EPS 1Y (TTM)131.21%
EPS 3Y8.04%
EPS 5Y9.89%
EPS growth Q2Q-5.33%
Revenue 1Y (TTM)9.27%
Revenue growth 3Y-0.92%
Revenue growth 5Y2.96%
Revenue growth Q2Q-7.22%
3.2 Future
GWB is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -10.84% yearly.
Based on estimates for the next years, GWB will show a decrease in Revenue. The Revenue will decrease by -1.28% on average per year.
EPS Next Y-25.97%
EPS Next 2Y-12.01%
EPS Next 3Y-11.38%
EPS Next 5Y-10.84%
Revenue Next Year-8.05%
Revenue Next 2Y-1.17%
Revenue Next 3Y-1.41%
Revenue Next 5Y-1.28%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
GWB is valuated reasonably with a Price/Earnings ratio of 8.51.
GWB's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.02.
The Price/Forward Earnings ratio is 10.87, which indicates a very decent valuation of GWB.
GWB's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 20.58.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.51 | ||
| Fwd PE | 10.87 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as GWB's earnings are expected to decrease with -11.38% in the coming years.
PEG (NY)N/A
PEG (5Y)0.86
EPS Next 2Y-12.01%
EPS Next 3Y-11.38%
5. Dividend
5.1 Amount
With a yearly dividend of 0.64%, GWB is not a good candidate for dividend investing.
Compared to an average S&P500 Dividend Yield of 2.40, GWB's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.64% |
5.2 History
The dividend of GWB decreases each year by -55.37%.
GWB has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)-55.37%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
1.89% of the earnings are spent on dividend by GWB. This is a low number and sustainable payout ratio.
The Dividend Rate of GWB has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP1.89%
EPS Next 2Y-12.01%
EPS Next 3Y-11.38%
Great Western Bancorp Inc
NYSE:GWB (1/31/2022, 7:10:50 PM)
After market: 30.99 +0.11 (+0.36%)30.88
-0.5 (-1.59%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap1.70B
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.64% |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
Max Revenue beat(4)
Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
Avg Revenue beat(12)
Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.51 | ||
| Fwd PE | 10.87 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)0.86
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.51% | ||
| ROE | 16.45% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | N/A | ||
| PM (TTM) | 43.78% | ||
| GM | N/A | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)131.21%
EPS 3Y8.04%
EPS 5Y
EPS growth Q2Q
EPS Next Y-25.97%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)9.27%
Revenue growth 3Y-0.92%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y